$UWHR Income Statement | Understand Stock

$UWHR

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Income

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest Income
Loans, including fees
US Treasury
US Government agencies and corporations
State and political subdivisions non-taxable
State and political subdivisions taxable
Investment securities, taxable
Investment securities, non-taxable
Equity securities
Interest-earning deposits with banks and federal funds sold
Total interest income

Interest Expense
Interest checking and money market accounts
Savings deposits
Time deposits, $250,000 and over
Other time deposits
Short-term borrowed funds
Long-term debt
Total interest expense
Net interest income
Provision for (recovery of) loan losses
Provision for (recovery of) credit losses
Loans
Securities held to maturity
Unfunded loan commitments
Total provision for (recovery of) credit losses
Net interest income after provision for (recovery of) credit losses
Noninterest Income
Service charges on deposit accounts
Other service fees and commissions
Interchange and card transaction fees, net
Loss on sale/call of securities
Realized/unrealized gain (loss) on equity securities
Income from mortgage banking
Income from bank owned life insurance
Supplemental executive retirement plan gain (loss)
Other income
Total noninterest income
Noninterest Expense
Salaries and employee benefits
Net occupancy expense
Equipment expense
Data processing costs
Loan costs
Professional fees and services
Marketing and donations
Electronic banking expense
Software amortization and maintenance
FDIC insurance
Supplemental executive retirement plan gain (loss)
Other noninterest expense
Total noninterest expense
Income before income taxes
Income taxes
Net income (loss)
Less: Net income attributable to noncontrolling interest
Net income attributable to Uwharrie Capital Corp and common shareholders
Net income per common share
Basic
Diluted
Weighted average common shares outstanding
Basic
Diluted

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