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X Financial operates as an online personal finance company that develops and provides a technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2018-09-19. The firm is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The firm's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The firm is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The firm primarily conducts its businesses in domestic market.

Financial Snapshot

Revenue
TTM
$6.878B
Gross Margin
TTM
68.71%
Net Income
TTM
$1.044B
Current Assets
2026 Q1
$3.557B
Current Liabilities
2026 Q1
$2.311B
Current Ratio
2026 Q1
153.92%
Total Assets
2026 Q1
$13.61B
Total Liabilities
2026 Q1
$5.838B
Book Value
2026 Q1
7.769B
Cash
2026 Q1
$1.021B
P/E
TTM
0.1852
Free Cash Flow
Last 4 Quarters
N/A

Stock Price

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Market Cap: $193.35 Million

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