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Financial Snapshot

Revenue
TTM
$7.640B
Gross Margin
TTM
72.91%
Net Income
TTM
$1.464B
Current Assets
2025 Q4
$4.177B
Current Liabilities
2025 Q4
$2.438B
Current Ratio
2025 Q4
171.33%
Total Assets
2025 Q4
Total Liabilities
2025 Q4
Book Value
2025 Q4
1.121B
Cash
2025 Q4
P/E
TTM
0.1265
Free Cash Flow
Last 4 Quarters
N/A

Stock Price

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Market Cap: $185.26 Million

About X Financial

X Financial operates as an online personal finance company that develops and provides a technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2018-09-19. The firm is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The firm's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The firm is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The firm primarily conducts its businesses in domestic market.

Industry: Finance Services Peers: Jiayin Group Inc Lexinfintech Holdings Ltd High Templar Tech Ltd Yiren Digital Ltd

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