$XYF Income Statement | Understand Stock

$XYF

$4.85 -$0.03 (0.61%) Close

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of comprehensive income

In millions of CNY; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Net revenue
Loan facilitation service-Direct Model
Loan facilitation service-Intermediary Model
Loan facilitation service
Post-origination service
Financing income
Guarantee income
Other revenue
Xiaoying Housing Loan
Total net revenue

Operating costs and expenses:
Origination and servicing
Borrower acquisitions and marketing
General and administrative
Sales and marketing
Provision for contingent guarantee liabilities
Provision for accounts receivable and contract assets
Xiaoying Housing Loan
Total provision for accounts receivable and contract assets
Reversal of provision for loan receivable from Xiaoying Housing Loans
Provision for loans receivable from Xiaoying Credit Loans and other loans
Change in fair value of financial guarantee derivative
Fair value adjustments related to Consolidated Trusts
(Reversal of) provision for credit losses on deposits to institutional cooperators
Xiaoying Credit Loans And Revolving Loans
Total (Reversal of) provision for credit losses on deposits to institutional cooperators

Provision for credit losses for other financial assets
Total operating expenses
Income from operations
Interest income
Interest expenses
Foreign exchange loss
Income (loss) from financial investments
Impairment losses on financial investments
Impairment losses on long-term investments
Other income, net
Income before income taxes
Income tax expense
(Loss) gain from equity in affiliates, net of tax
(Loss) gain from financial investments at equity method, net of tax
Net income attributable to X Financial
Other comprehensive income, net of tax:
Other comprehensive income attributable to equity in affiliates
Other comprehensive income attributable to financial investments
Foreign currency translation adjustments
Comprehensive income
Less: comprehensive income attributable to non-controlling interests
Comprehensive income attributable to X Financial
Net income per share-basic (in dollars per share)
Weighted average number of ordinary shares outstanding-basic (in shares)
Net income per share-diluted (in dollars per share)
Weighted average number of ordinary shares outstanding-diluted (in shares)

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