$ZION Income Statement | Understand Stock

$ZION

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of income

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Interest and fees on loans
Interest on money market investments
Interest on securities
Total interest income
Interest expense:
Interest on deposits
Interest on short- and long-term borrowings
Total interest expense
Net interest income
Provision for loan and lease losses
Provision for unfunded lending commitments
Total provision for credit losses
Net interest income after provision for credit losses
Noninterest income:
Commercial account fees
Card fees
Retail and business banking fees
Loan-related fees and income
Capital markets fees
Capital markets fees and income
Wealth management fees
Other customer-related fees
Customer-related fees
Customer-related noninterest income
Fair value and nonhedge derivative income (loss)
Dividends and other income
Securities gains (losses), net
Total noninterest income

Noninterest expense:
Salaries and employee benefits
Technology, telecom, and information processing
Occupancy and equipment, net
Furniture, equipment and software, net
Professional and legal services
Advertising
Marketing and business development
Deposit insurance and regulatory expense
Credit-related expense
Other real estate expense, net
Other

Total noninterest expense
Income before income taxes
Income taxes
Net income
Preferred stock dividends
Preferred stock redemption
Net earnings applicable to common shareholders
Weighted average common shares outstanding during the year:
Basic shares (in shares)
Diluted shares (in shares)
Net earnings per common share:
Basic (in dollars per share)
Diluted (in dollars per share)

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