Financial Snapshot

Revenue
Gross Margin
Net Earnings
$16.94M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
$1.254B
Q3 2022
Total Liabilities
$1.157B
Q3 2022
Book Value
$96.50M
Q3 2022
Cash
Q3 2022
P/E
12.05
Jan 11, 2023 EST
Free Cash Flow
$25.04M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2021 2008 2007 2006

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2021 2008 2007 2006

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2021 2008 2007 2006

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2021 2008 2007 2006

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2021 2008 2007 2006

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2021 2008 2007 2006

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2021 2008 2007 2006

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $204.06 Million

About GRANDSOUTH BANCORPORATION

Grandsouth Bancorp.operates as a holding company, which engages in owning and operating GrandSouth Bank. The company is headquartered in Greenville, South Carolina and currently employs 196 full-time employees. The company went IPO on 2003-02-25. The Bank offers an array of commercial bank services. The Bank’s business consists primarily of accepting deposits from individuals and small businesses and investing those deposits, together with funds generated from operations and borrowings, primarily in loans secured by real estate, including commercial real estate loans, one-to-four family residential mortgage loans, construction and development loans, and home equity loans and lines of credit. In addition, it originates commercial business loans and invest in investment securities. The company also provides specialty floor plan lending to small auto dealerships through a separate division of the Bank under the trade name CarBucks. The company offers a variety of deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and individual retirement accounts.

Industry: Savings Institutions, Not Federally Chartered Peers: C & F FINANCIAL CORP REPUBLIC FIRST BANCORP INC LCNB CORP MainStreet Bancshares, Inc. Meridian Corp Princeton Bancorp, Inc. PNC FINANCIAL SERVICES GROUP, INC. Virginia National Bankshares Corp