Financial Snapshot

Revenue
Gross Margin
Net Earnings
$16.94M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
$1.254B
Q3 2022
Total Liabilities
$1.157B
Q3 2022
Book Value
$96.50M
Q3 2022
Cash
Q3 2022
P/E
12.05
Jan 11, 2023 EST
Free Cash Flow
$25.04M
TTM

Revenues

Revenues

No data

Revenue YoY Change

No data

Revenues

Concept 2021 2008 2007 2006

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2021 2008 2007 2006

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

No data

Operational Expenses

Concept 2021 2008 2007 2006

Interest Expenses

No data

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2021 2008 2007 2006

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

No data

Net Income To Revenue Ratio

No data

Pretax & Net Income

Concept 2021 2008 2007 2006

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

No data

Long Term Debt Due

No data

Total Short-Term Liabilities

No data

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

No data

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2021 2008 2007 2006

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Concept 2021 2008 2007 2006

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

No data

Dividends

Dividends

No data

Stock Price

Market Cap: $204.06 Million

About GRANDSOUTH BANCORPORATION

Grandsouth Bancorp.operates as a holding company, which engages in owning and operating GrandSouth Bank. The company is headquartered in Greenville, South Carolina and currently employs 196 full-time employees. The company went IPO on 2003-02-25. The Bank offers an array of commercial bank services. The Bank’s business consists primarily of accepting deposits from individuals and small businesses and investing those deposits, together with funds generated from operations and borrowings, primarily in loans secured by real estate, including commercial real estate loans, one-to-four family residential mortgage loans, construction and development loans, and home equity loans and lines of credit. In addition, it originates commercial business loans and invest in investment securities. The company also provides specialty floor plan lending to small auto dealerships through a separate division of the Bank under the trade name CarBucks. The company offers a variety of deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and individual retirement accounts.

Industry: Savings Institutions, Not Federally Chartered Peers: C & F FINANCIAL CORP REPUBLIC FIRST BANCORP INC LCNB CORP MainStreet Bancshares, Inc. Meridian Corp Princeton Bancorp, Inc. PNC FINANCIAL SERVICES GROUP, INC. Virginia National Bankshares Corp