Financial Snapshot

Revenue
$1.516M
TTM
Gross Margin
Net Earnings
$9.178M
TTM
Current Assets
Current Liabilities
$5.890M
Q3 2024
Current Ratio
Total Assets
$2.225B
Q3 2024
Total Liabilities
$1.999B
Q3 2024
Book Value
$226.1M
Q3 2024
Cash
Q3 2024
P/E
15.37
Nov 29, 2024 EST
Free Cash Flow
$9.255M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2013 2012 2011 2010 2009 2008 2007 2006
Revenue $2.149M $2.420M $64.20M $62.07M $58.81M $43.84M
YoY Change -11.2% -96.23% 3.43% 5.54% 34.17%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2013 2012 2011 2010 2009 2008 2007 2006
Revenue $2.149M $2.420M $64.20M $62.07M $58.81M $43.84M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

Operating Profits/Loss

No data

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2013 2012 2011 2010 2009 2008 2007 2006
Selling, General & Admin $922.0K $872.0K $685.0K $674.0K $731.0K $576.0K
YoY Change 5.73% 27.3% 1.63% -7.8% 26.91%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.300M $1.300M $1.200M $1.100M $1.000M $977.7K $150.0K $180.0K $210.0K $230.0K $250.0K $280.0K $230.0K $180.0K
YoY Change 0.0% 8.33% 9.09% 10.0% 2.28% -16.67% -14.29% -8.7% -8.0% -10.71% 21.74% 27.78%
% of Gross Profit
Operating Expenses $922.0K $872.0K $685.0K $674.0K $731.0K $576.0K
YoY Change 5.73% 27.3% 1.63% -7.8% 26.91%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2013 2012 2011 2010 2009 2008 2007 2006
Interest Expense $48.18M $13.84M $10.66M $16.10M $19.38M $12.67M
YoY Change 248.19% 29.76% -33.75% -16.94% 52.98%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2013 2012 2011 2010 2009 2008 2007 2006
Pretax Income $32.82M $33.39M $27.96M $19.56M $17.30M $11.30M $6.220M $250.0K $1.670M -$290.0K $1.160M $80.00K $840.0K $3.720M $4.190M
YoY Change -1.69% 19.43% 42.92% 13.04% 53.09% 81.72% 13.71% -85.03% -675.86% -125.0% 1350.0% -90.48% -77.42% -11.22%
Income Tax $6.239M $6.714M $5.785M $3.843M $3.354M $2.094M $2.340M $50.00K -$300.0K -$140.0K $370.0K $0.00 $260.0K $1.210M $1.320M
% Of Pretax Income 19.01% 20.11% 20.69% 19.65% 19.38% 18.53% 37.62% 20.0% -17.96% 31.9% 0.0% 30.95% 32.53% 31.5%
Net Earnings $24.43M $24.52M $22.17M $15.72M $13.95M $9.209M $3.880M $210.0K $1.970M -$150.0K $790.0K $70.00K $590.0K $2.510M $2.870M
YoY Change -0.36% 10.59% 41.06% 12.67% 51.48% 137.35% 0.0% -89.34% -1413.33% -118.99% 1028.57% -88.14% -76.49% -12.54%
Net Earnings / Revenue 1136.76% 1013.14% 34.53% 25.32% 23.72% 21.01%
Basic Earnings Per Share $3.25 $3.26 $2.65 $1.85 $1.69 $1.38
Diluted Earnings Per Share $3.25 $3.256M $2.65 $1.85 $1.69 $1.38 $852.7K $122.8K $1.152M -$87.72K $462.0K $40.94K $335.2K $1.372M $1.568M

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

No data

Short-Term Debt

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2013 2012 2011 2010 2009 2008 2007 2006
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $13.94M $14.71M $22.60M $14.30M $14.20M $14.20M $14.00M $1.500M $1.600M $1.700M $1.800M $2.000M $2.100M $2.400M $700.0K
YoY Change -5.2% -34.92% 58.04% 0.7% 0.0% 1.43% -6.25% -5.88% -5.56% -10.0% -4.76% -12.5% 242.86%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
Total Assets $2.035B $1.926B $1.647B $1.643B $1.277B $1.101B $808.0M $169.0M $183.1M $203.9M $214.5M $225.2M $224.6M $205.8M $195.3M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $6.211M $6.688M $7.200M $2.200M $2.300M $1.000M $1.100M $1.000M $1.200M $1.500M $1.300M
YoY Change -7.13% -7.11% -4.35% 130.0% -9.09% 10.0% -16.67% -20.0% 15.38%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $6.000M $13.50M $13.50M $13.50M $30.20M $7.500M $10.00M
YoY Change -100.0% -55.56% 0.0% 0.0% -55.3% 302.67% -25.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $6.211M $6.688M $7.200M $2.200M $2.300M $1.000M $1.100M $1.000M $1.200M $1.500M $1.300M
YoY Change -7.13% -7.11% -4.35% 130.0% -9.09% 10.0% -16.67% -20.0% 15.38%
Long-Term Debt $72.64M $72.25M $29.30M $14.80M $14.80M $14.80M $14.70M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change 0.55% 146.57% 97.97% 0.0% 0.0% 0.68%
Other Long-Term Liabilities $40.15M $42.34M $10.20M $22.40M $13.90M $4.400M $3.000M
YoY Change -5.17% 315.05% -54.46% 61.15% 215.91% 46.67%
Total Long-Term Liabilities $112.8M $114.6M $39.50M $37.20M $28.70M $19.20M $17.70M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -1.56% 190.08% 6.18% 29.62% 49.48% 8.47%
Total Liabilities $1.814B $1.727B $1.459B $1.476B $1.140B $979.4M $739.2M $145.0M $158.9M $181.6M $192.4M $203.4M $203.2M $184.8M $176.1M
YoY Change 5.0% 18.43% -1.15% 29.4% 16.43% 32.49% -8.75% -12.5% -5.61% -5.41% 0.1% 9.96% 4.94%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

No data

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2013 2012 2011 2010 2009 2008 2007 2006
Basic Shares Outstanding 7.523M 7.529M 7.559M
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

No data

Stock Price

Market Cap: $141.04 Million

About MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc. is a holding company, which engages in the provision of banking solutions through MainStreet Bank. The company is headquartered in Fairfax, Virginia and currently employs 186 full-time employees. The company went IPO on 2005-09-02. The Bank is a community bank focused on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals. The firm's products and services include business and consumer checking, premium interest-bearing checking, business account analysis, savings, certificates of deposit and other depository services, as well as an array of commercial, real estate and consumer loans. The Bank offers an array of deposit products that include demand, money market and savings accounts, as well as certificates of deposit. The company also provides full online business banking solutions, including remote check scanners. The company offers a full range of banking services to individuals, small to medium-sized businesses and professional service organizations through both traditional and electronic delivery.

Industry: State Commercial Banks Peers: C & F FINANCIAL CORP California BanCorp GRANDSOUTH BANCORPORATION ISABELLA BANK Corp LCNB CORP Meridian Corp PLUMAS BANCORP PNC FINANCIAL SERVICES GROUP, INC. Virginia National Bankshares Corp