CROSSFIRST BANKSHARES, INC. Income Statement

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Operations

In millions of USD, except per-share amounts

	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021	FY2020 12 months to Dec 31, 2020	FY2019 12 months to Dec 31, 2019
Interest Income
Loans, including fees
Available-for-sale securities - taxable
Available-for-sale securities - tax-exempt
Deposits with financial institutions
Dividends on bank stocks
Total interest income
Interest Expense
Deposits
Fed funds purchased and repurchase agreements
Federal Home Loan Bank Advances
Other borrowings
Total interest expense
Net Interest Income
Provision for loan losses
Provision for Credit Losses
Net Interest Income after Provision for Credit Losses
Non-Interest Income
Service charges and fees (rebates) on customer accounts
ATM and credit card interchange income
Total non-interest Income
Service charges and fees on client accounts
Realized gains on available-for-sale securities
Impairment of premises and equipment held for sale
Gain on sale of loans
(Losses) gains, net on equity securities
Income from bank-owned life insurance
Swap fees and credit valuation adjustments, net
Other non-interest income
Total non-interest income
Non-Interest Expense
Salaries and employee benefits
Occupancy
Professional fees
Deposit insurance premiums
Data processing
Advertising
Software and communication
Equipment costs, other asset depreciation and amortization
Foreclosed assets, net
Other non-interest expense
Core deposit intangible amortization
Total non-interest expense

Net Income Before Taxes
Income tax expense
Net Income
Basic Earnings Per Common Share (in dollars per share)
Diluted Earnings Per Common Share (in dollars per share)

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