Financial Snapshot

Revenue
$537.8M
TTM
Gross Margin
Net Earnings
$216.4M
TTM
Current Assets
Current Liabilities
$128.4M
Q4 2024
Current Ratio
Total Assets
Q4 2024
Total Liabilities
Q4 2024
Book Value
$1.621B
Q4 2024
Cash
Q4 2024
P/E
15.85
Apr 10, 2025 EST
Free Cash Flow
$224.5M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992
Revenue $724.1M $623.9M $419.8M $327.0M $327.1M $336.7M $303.2M $248.1M $218.6M $201.0M $194.2M $177.3M $182.6M $181.9M
YoY Change 16.06% 48.62% 28.38% -0.03% -2.83% 11.03% 22.23% 13.5% 8.72% 3.55% 9.51% -2.9% 0.38%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992
Revenue $724.1M $623.9M $419.8M $327.0M $327.1M $336.7M $303.2M $248.1M $218.6M $201.0M $194.2M $177.3M $182.6M $181.9M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

No data

Operating Profits/Loss YoY Change

No data

Operating Earnings to Gross Profit Ratio

No data

Operating Profit Margin

No data

Operational Expenses

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $21.68M $22.19M $22.05M $20.04M $18.42M $15.99M $13.55M $11.79M $12.38M $11.90M $11.35M $11.08M $10.84M $9.682M $8.500M $8.400M $8.500M $8.500M $7.800M $7.600M $7.000M $6.000M $6.000M $8.300M $8.400M $8.500M $8.100M $7.000M $5.800M $3.300M $3.000M $2.600M $2.100M
YoY Change -2.29% 0.64% 10.01% 8.78% 15.23% 18.03% 14.88% -4.78% 4.05% 4.86% 2.46% 2.19% 11.96% 13.91% 1.19% -1.18% 0.0% 8.97% 2.63% 8.57% 16.67% 0.0% -27.71% -1.19% -1.18% 4.94% 15.71% 20.69% 75.76% 10.0% 15.38% 23.81% -4.55%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Operating Profit To Gross Profit
Operating Profit To Revenue

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992
Interest Expense $199.5M $46.15M $11.36M $20.45M $54.74M $42.73M $20.93M $14.74M $12.25M $12.80M $13.77M $17.77M $25.00M
YoY Change 332.27% 306.08% -44.42% -62.65% 28.1% 104.16% 41.98% 20.31% -4.29% -7.01% -22.54% -28.9%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992
Pretax Income $275.3M $269.9M $237.4M $208.4M $123.5M $169.6M $159.8M $136.3M $107.9M $101.2M $91.17M $80.84M $79.00M $70.70M $65.60M $48.70M $67.80M $81.60M $75.80M $64.00M $57.70M $48.80M $50.90M $43.40M $40.50M $38.00M $34.10M $31.40M $33.40M $20.40M $18.10M $14.10M $11.20M
YoY Change 1.98% 13.69% 13.93% 68.73% -27.16% 6.14% 17.2% 26.28% 6.65% 11.01% 12.78% 2.33% 11.75% 7.77% 34.7% -28.17% -16.91% 7.65% 18.44% 10.92% 18.24% -4.13% 17.28% 7.16% 6.58% 11.44% 8.6% -5.99% 63.73% 12.71% 28.37% 25.89% 83.61%
Income Tax $58.93M $57.48M $44.33M $40.77M $23.93M $34.68M $33.94M $49.87M $37.26M $35.04M $27.28M $26.53M $27.10M $25.08M $23.30M $16.10M $23.50M $28.60M $26.40M $21.10M $20.50M $17.00M $17.30M $15.50M $14.30M $14.00M $12.50M $10.50M $12.20M $7.600M $6.500M $4.000M $2.200M
% Of Pretax Income 21.41% 21.29% 18.67% 19.56% 19.37% 20.45% 21.24% 36.58% 34.52% 34.62% 29.93% 32.81% 34.31% 35.47% 35.52% 33.06% 34.66% 35.05% 34.83% 32.97% 35.53% 34.84% 33.99% 35.71% 35.31% 36.84% 36.66% 33.44% 36.53% 37.25% 35.91% 28.37% 19.64%
Net Earnings $216.4M $212.5M $193.1M $167.6M $99.59M $134.9M $125.8M $86.44M $70.67M $66.17M $63.89M $54.32M $51.90M $45.62M $42.30M $32.60M $44.40M $53.10M $49.40M $42.80M $37.20M $31.90M $33.60M $28.00M $26.20M $23.90M $21.60M $20.90M $21.20M $12.80M $11.60M $11.50M $11.20M
YoY Change 1.83% 10.03% 15.19% 68.33% -26.17% 7.21% 45.55% 22.31% 6.81% 3.57% 17.62% 4.66% 13.76% 7.85% 29.75% -26.58% -16.38% 7.49% 15.42% 15.05% 16.61% -5.06% 20.0% 6.87% 9.62% 10.65% 3.35% -1.42% 65.63% 10.34% 0.87% 2.68% 69.7%
Net Earnings / Revenue 29.88% 34.05% 46.0% 51.26% 30.44% 40.06% 41.49% 34.84% 32.33% 32.91% 32.91% 30.64% 28.42% 25.08%
Basic Earnings Per Share $6.55 $6.45 $5.89 $5.12 $3.05 $4.13 $3.85 $2.72 $2.27 $2.13 $4.14 $3.56 $3.42 $2.99
Diluted Earnings Per Share $6.44 $6.34 $5.775M $5.03 $3.00 $4.05 $3.76 $2.65 $2.22 $2.09 $4.04 $3.49 $3.36 $2.93 $1.351M $1.045M $1.423M $1.665M $1.534M $1.338M $1.163M $1.000M $1.018M $835.8K $796.4K $686.8K $568.4K $551.5K $556.4K $500.0K $453.1K $520.4K $592.6K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $303.9M $284.5M $283.7M $274.0M $266.1M $212.0M $174.4M $134.1M $126.8M $126.8M $121.3M $117.9M $115.5M $111.4M $97.80M $91.80M $91.40M $88.10M $82.30M $72.90M $68.60M $66.40M $60.30M $61.60M $57.80M $52.50M $47.60M $45.80M $33.60M $28.30M $26.50M $18.70M $14.20M
YoY Change 6.84% 0.28% 3.54% 2.97% 25.52% 21.56% 30.05% 5.76% 0.0% 4.53% 2.88% 2.08% 3.68% 13.91% 6.54% 0.44% 3.75% 7.05% 12.89% 6.27% 3.31% 10.12% -2.11% 6.57% 10.1% 10.29% 3.93% 36.31% 18.73% 6.79% 41.71% 31.69%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
Total Assets $13.55B $12.37B $12.39B $9.406B $9.212B $8.566B $7.574B $7.253B $7.019B $6.693B $6.575B $6.039B $6.022B $5.609B $5.060B $4.416B $3.867B $3.743B $3.419B $3.223B $3.047B $2.921B $2.797B $2.757B $2.570B $2.336B $2.336B $2.017B $1.236B $1.048B $872.9M $823.2M $705.1M
YoY Change
Accounts Payable $120.4M $142.8M $71.06M $51.10M $47.60M $43.60M $37.50M $29.60M $27.30M $31.50M $30.20M $24.10M $2.200M $2.700M $3.200M $3.900M $5.800M $7.800M $8.000M $5.500M $3.900M $3.700M $5.600M $9.400M $10.30M $8.400M $8.300M $8.400M $3.900M $3.200M $2.100M $1.500M $1.500M
YoY Change -15.66% 100.94% 39.05% 7.35% 9.17% 16.27% 26.69% 8.42% -13.33% 4.3% 25.31% 995.45% -18.52% -15.63% -17.95% -32.76% -25.64% -2.5% 45.45% 41.03% 5.41% -33.93% -40.43% -8.74% 22.62% 1.2% -1.19% 115.38% 21.88% 52.38% 40.0% 0.0%
Accrued Expenses $8.000M $5.800M $5.400M $4.900M $4.300M $5.600M
YoY Change 37.93% 7.41% 10.2% 13.95% -23.21%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $3.351M $300.0K $0.00 $1.100M $1.100M $1.700M $900.0K $500.0K $500.0K $4.000M $4.600M $4.600M $8.300M $7.300M $100.0K $12.90M $30.40M $23.30M $37.20M $27.70M $16.60M $24.40M $52.10M $37.30M $22.10M $54.80M $25.70M $3.400M $18.70M $100.0K $900.0K $12.10M
YoY Change -100.0% 1017.0% -100.0% 0.0% -35.29% 88.89% 80.0% 0.0% -87.5% -13.04% 0.0% -44.58% 13.7% 7200.0% -99.22% -57.57% 30.47% -37.37% 34.3% 66.87% -31.97% -53.17% 39.68% 68.78% -59.67% 113.23% 655.88% -81.82% 18600.0% -88.89% -92.56%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $128.4M $151.9M $76.46M $56.00M $51.90M $49.20M $37.50M $29.60M $27.30M $31.50M $30.20M $24.10M $2.200M $2.700M $3.200M $3.900M $5.800M $7.800M $8.000M $5.500M $3.900M $3.700M $5.600M $9.400M $10.30M $8.400M $8.300M $8.400M $3.900M $3.200M $2.100M $1.500M $1.500M
YoY Change -15.47% 98.72% 36.53% 7.9% 5.49% 31.2% 26.69% 8.42% -13.33% 4.3% 25.31% 995.45% -18.52% -15.63% -17.95% -32.76% -25.64% -2.5% 45.45% 41.03% 5.41% -33.93% -40.43% -8.74% 22.62% 1.2% -1.19% 115.38% 21.88% 52.38% 40.0% 0.0%
Long-Term Debt $86.16M $86.10M $86.04M $86.00M $26.80M $26.80M $26.80M $32.00M $32.00M $32.00M $26.80M $26.80M $36.00M $54.60M $63.10M $26.80M $26.80M $27.40M $53.10M $55.90M $59.60M $36.10M $59.10M $49.10M $51.60M $51.40M $38.00M $32.10M $6.600M $900.0K $0.00 $0.00 $0.00
YoY Change 0.07% 0.07% 0.05% 220.9% 0.0% 0.0% -16.25% 0.0% 0.0% 19.4% 0.0% -25.56% -34.07% -13.47% 135.45% 0.0% -2.19% -48.4% -5.01% -6.21% 65.1% -38.92% 20.37% -4.84% 0.39% 35.26% 18.38% 386.36% 633.33%
Other Long-Term Liabilities $19.10M $22.50M $24.30M $25.60M $30.30M $16.90M $11.50M $16.40M $18.50M $21.50M $25.30M $19.80M $6.700M $6.500M $8.000M $7.800M $4.200M $4.000M $3.900M $3.200M $2.700M
YoY Change -15.11% -7.41% -5.08% -15.51% 79.29% 46.96% -29.88% -11.35% -13.95% -15.02% 27.78% 195.52% 3.08% -18.75% 2.56% 85.71% 5.0% 2.56% 21.88% 18.52%
Total Long-Term Liabilities $86.16M $86.10M $86.04M $86.00M $26.80M $26.80M $26.80M $32.00M $32.00M $32.00M $26.80M $26.80M $55.10M $77.10M $87.40M $52.40M $57.10M $44.30M $64.60M $72.30M $78.10M $57.60M $84.40M $68.90M $58.30M $57.90M $46.00M $39.90M $10.80M $4.900M $3.900M $3.200M $2.700M
YoY Change 0.07% 0.07% 0.05% 220.9% 0.0% 0.0% -16.25% 0.0% 0.0% 19.4% 0.0% -51.36% -28.53% -11.78% 66.79% -8.23% 28.89% -31.42% -10.65% -7.43% 35.59% -31.75% 22.5% 18.18% 0.69% 25.87% 15.29% 269.44% 120.41% 25.64% 21.88% 18.52%
Total Liabilities $11.93B $10.94B $11.14B $8.234B $8.145B $7.561B $6.672B $6.478B $6.308B $6.037B $5.966B $5.482B $5.503B $5.126B $4.602B $3.985B $3.453B $3.371B $3.070B $2.921B $2.770B $2.666B $2.545B $2.534B $2.373B $2.171B $2.134B $1.835B $1.124B $950.0M $791.0M $743.3M $654.3M
YoY Change 9.1% -1.79% 35.26% 1.1% 7.72% 13.33% 2.99% 2.69% 4.48% 1.2% 8.82% -0.38% 7.35% 11.39% 15.46% 15.41% 2.44% 9.8% 5.12% 5.46% 3.88% 4.74% 0.45% 6.77% 9.31% 1.74% 16.28% 63.33% 18.27% 20.1% 6.42% 13.6%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992
Basic Shares Outstanding 33.06M 32.92M 32.78M 32.72M 32.67M 32.64M 32.69M 31.81M 31.23M 31.12M 15.43M 15.27M 15.17M 15.27M shares
Diluted Shares Outstanding 33.62M 33.49M 33.44M 33.31M 33.21M 33.33M 33.43M 32.57M 31.82M 31.77M 15.79M 15.55M 15.44M 15.55M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

No data

Stock Price

Market Cap: $3.4302 Billion

About BANCFIRST CORP /OK/

BancFirst Corp. is a bank holding company, which provides retail and commercial banking services. The company is headquartered in Oklahoma City, Oklahoma and currently employs 2,135 full-time employees. The firm has six business units: BancFirst metropolitan banks, BancFirst community banks, Pegasus, Worthington, other financial services and executive operations and support. BancFirst metropolitan banks, BancFirst community banks, Pegasus and Worthington offer traditional banking products such as commercial and retail lending and a full line of deposit accounts. BancFirst metropolitan bank’s banking locations are in the metropolitan Oklahoma City and Tulsa areas. BancFirst community bank’s banking locations include communities in Oklahoma outside the Oklahoma City and Tulsa metropolitan areas. Pegasus’s banking locations include the Dallas metropolitan area. Arlington, Fort Worth and Denton, Texas are banking locations of Worthington. Other financial services are specialty product business units, including small business and residential mortgage lending, and trust services, among others.

Industry: National Commercial Banks Peers: Ameris Bancorp ASSOCIATED BANC-CORP BANK OF HAWAII CORP FIRST HAWAIIAN, INC. CATHAY GENERAL BANCORP Community Financial System Inc Pacific Premier Bancorp Inc PNC Financial Services Group Inc Texas Capital Bancshares Inc United Community Banks Inc