Bank Of Hawaii Corp - Understand $boh stock

$BOH Market Cap: $3.1 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$644.5M

TTM

Gross Margin

Net Earnings

$137.3M

TTM

Current Assets

Current Liabilities

$233.0M

Q3 2024

Current Ratio

Total Assets

$23.80B

Q3 2024

Total Liabilities

$22.13B

Q3 2024

Book Value

$1.665B

Q3 2024

Cash

$1.273B

Q3 2024

P/E

22.58

Nov 29, 2024 EST

Free Cash Flow

$94.17M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Revenue	$810.4M	$597.4M	$526.7M	$546.4M	$587.4M	$550.2M	$503.8M	$457.9M	$432.1M	$417.6M	$398.5M	$420.5M	$439.7M	$465.3M
YoY Change	35.66%	13.41%	-3.61%	-6.98%	6.77%	9.21%	10.02%	5.97%	3.47%	4.8%	-5.23%	-4.37%	-5.49%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Revenue	$810.4M	$597.4M	$526.7M	$546.4M	$587.4M	$550.2M	$503.8M	$457.9M	$432.1M	$417.6M	$398.5M	$420.5M	$439.7M	$465.3M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development	$18.84M	$18.36M	$20.30M	$18.50M	$18.76M	$17.85M	$15.48M	$15.21M	$16.47M	$14.98M	$13.84M	$13.20M
YoY Change	2.58%	-9.53%	9.72%	-1.38%	5.1%	15.26%	1.81%	-7.67%	9.97%	8.23%	4.83%
% of Gross Profit
Depreciation & Amortization	$21.30M	$21.40M	$21.10M	$20.20M	$17.30M	$14.40M	$13.00M	$12.90M	$12.80M	$12.40M	$12.10M	$13.80M	$14.60M	$13.40M	$13.50M	$14.40M	$14.60M	$16.10M	$18.30M	$20.80M	$28.80M	$34.60M	$116.0M	$64.90M	$32.10M	$23.00M	$16.80M	$13.10M	$7.700M	$3.900M	-$4.500M	$1.300M	$1.600M	-$800.0K	$400.0K	$1.900M
YoY Change	-0.47%	1.42%	4.46%	16.76%	20.14%	10.77%	0.78%	0.78%	3.23%	2.48%	-12.32%	-5.48%	8.96%	-0.74%	-6.25%	-1.37%	-9.32%	-12.02%	-12.02%	-27.78%	-16.76%	-70.17%	78.74%	102.18%	39.57%	36.9%	28.24%	70.13%	97.44%	-186.67%	-446.15%	-18.75%	-300.0%	-300.0%	-78.95%
% of Gross Profit
Operating Expenses	$18.84M	$18.36M	$20.30M	$18.50M	$18.76M	$17.85M	$15.48M	$15.21M	$16.47M	$14.98M	$13.84M	$13.20M
YoY Change	2.58%	-9.53%	9.72%	-1.38%	5.1%	15.26%	1.81%	-7.67%	9.97%	8.23%	4.83%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Interest Expense	$313.4M	$56.81M	$29.43M	$50.10M	$89.68M	$63.82M	$46.56M	$40.32M	$38.02M	$37.98M	$39.60M	$43.22M	$49.49M	$58.77M
YoY Change	451.59%	93.05%	-41.27%	-44.13%	40.52%	37.08%	15.46%	6.04%	0.12%	-4.09%	-8.38%	-12.66%	-15.8%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Pretax Income	$227.1M	$290.6M	$325.6M	$189.1M	$285.8M	$270.2M	$268.1M	$259.6M	$231.2M	$237.6M	$214.2M	$242.3M	$227.0M	$260.2M	$222.2M	$269.6M	$284.6M	$287.1M	$284.2M	$271.2M	$206.8M	$187.7M	$240.0M	$180.0M	$225.7M	$163.6M	$218.0M	$203.3M	$193.6M	$195.4M	$212.4M	$188.9M	$184.0M	$157.4M	$127.5M	$123.9M	$74.10M	$64.60M	$50.10M	$42.30M	$41.50M
YoY Change	-21.85%	-10.73%	72.14%	-33.83%	5.77%	0.81%	3.26%	12.28%	-2.71%	10.96%	-11.61%	6.75%	-12.77%	17.11%	-17.58%	-5.27%	-0.87%	1.02%	4.79%	31.14%	10.18%	-21.79%	33.33%	-20.25%	37.96%	-24.95%	7.23%	5.01%	-0.92%	-8.0%	12.44%	2.66%	16.9%	23.45%	2.91%	67.21%	14.71%	28.94%	18.44%	1.93%
Income Tax	$55.91M	$64.83M	$72.18M	$35.32M	$59.91M	$50.62M	$83.39M	$78.13M	$70.50M	$74.60M	$63.66M	$76.21M	$66.94M	$76.27M	$78.20M	$77.40M	$100.9M	$106.7M	$102.6M	$97.90M	$71.60M	$66.50M	$122.2M	$66.30M	$92.70M	$56.60M	$78.50M	$70.10M	$71.80M	$77.60M	$79.80M	$72.20M	$71.30M	$61.70M	$47.70M	$49.00M	$21.00M	$18.40M	$11.50M	$9.300M	$10.50M
% Of Pretax Income	24.62%	22.31%	22.17%	18.68%	20.96%	18.73%	31.11%	30.1%	30.49%	31.39%	29.72%	31.46%	29.49%	29.31%	35.19%	28.71%	35.45%	37.16%	36.1%	36.1%	34.62%	35.43%	50.92%	36.83%	41.07%	34.6%	36.01%	34.48%	37.09%	39.71%	37.57%	38.22%	38.75%	39.2%	37.41%	39.55%	28.34%	28.48%	22.95%	21.99%	25.3%
Net Earnings	$163.3M	$217.9M	$253.4M	$153.8M	$225.9M	$219.6M	$184.7M	$181.5M	$160.7M	$163.0M	$150.5M	$166.1M	$160.0M	$183.9M	$144.0M	$192.2M	$183.7M	$180.4M	$181.6M	$173.3M	$135.2M	$121.2M	$117.8M	$113.7M	$133.0M	$107.0M	$139.5M	$133.1M	$121.8M	$117.7M	$132.6M	$127.5M	$112.7M	$95.70M	$79.90M	$74.90M	$53.10M	$46.20M	$38.60M	$33.00M	$31.00M
YoY Change	-25.06%	-13.99%	64.74%	-31.92%	2.87%	18.91%	1.77%	12.92%	-1.43%	8.33%	-9.38%	3.8%	-13.0%	27.71%	-25.08%	4.63%	1.83%	-0.66%	4.79%	28.18%	11.55%	2.89%	3.61%	-14.51%	24.3%	-23.3%	4.81%	9.28%	3.48%	-11.24%	4.0%	13.13%	17.76%	19.77%	6.68%	41.05%	14.94%	19.69%	16.97%	6.45%
Net Earnings / Revenue	20.15%	36.48%	48.1%	28.15%	38.46%	39.92%	36.66%	39.63%	37.19%	39.04%	37.77%	39.5%	36.39%	39.53%
Basic Earnings Per Share	$4.16	$5.50	$6.29	$3.87	$5.59	$5.26	$4.37	$4.26	$3.72	$3.71	$3.39	$3.68	$3.40	$3.83
Diluted Earnings Per Share	$4.14	$5.477M	$6.25	$3.86	$5.56	$5.23	$4.33	$4.23	$3.70	$3.69	$3.38	$3.67	$3.39	$3.80	$3.000M	$3.988M	$3.689M	$3.523M	$3.407M	$3.084M	$2.213M	$1.697M	$1.462M	$1.425M	$1.642M	$1.319M	$1.724M	$1.615M	$1.448M	$1.375M	$1.544M	$1.498M	$1.343M	$1.211M	$1.077M	$1.048M	$747.9K	$682.4K	$573.6K	$503.0K	$481.4K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$281.0M	$299.1M	$295.0M	$299.0M	$289.0M	$152.0M	$131.0M	$114.0M	$111.0M	$110.0M	$109.0M	$105.0M	$104.0M	$108.0M	$111.0M	$116.0M	$117.0M	$126.0M	$134.0M	$146.0M	$160.0M	$177.0M	$196.0M	$255.0M	$272.0M	$294.0M	$288.0M	$273.0M	$247.0M	$222.0M	$167.0M	$156.0M	$144.0M	$138.0M	$104.0M	$99.00M	$96.00M	$99.00M	$88.00M	$76.00M	$76.00M
YoY Change	-6.06%	1.38%	-1.34%	3.46%	90.13%	16.03%	14.91%	2.7%	0.91%	0.92%	3.81%	0.96%	-3.7%	-2.7%	-4.31%	-0.85%	-7.14%	-5.97%	-8.22%	-8.75%	-9.6%	-9.69%	-23.14%	-6.25%	-7.48%	2.08%	5.49%	10.53%	11.26%	32.93%	7.05%	8.33%	4.35%	32.69%	5.05%	3.13%	-3.03%	12.5%	15.79%	0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$183.7M	$177.7M	$42.00M	$17.00M
YoY Change	3.36%	323.13%	147.06%
Total Long-Term Assets
YoY Change
Total Assets	$23.73B	$23.61B	$22.79B	$20.60B	$18.10B	$17.14B	$17.09B	$16.49B	$15.46B	$14.79B	$14.08B	$13.73B	$13.85B	$13.13B	$12.42B	$10.76B	$10.47B	$10.57B	$10.19B	$9.766B	$9.462B	$9.516B	$10.63B	$14.01B	$14.44B	$15.02B	$15.00B	$14.01B	$13.21B	$12.59B	$12.46B	$12.71B	$11.41B	$10.68B	$8.317B	$6.635B	$5.820B	$5.055B	$4.439B	$3.852B	$3.377B
YoY Change
Accounts Payable	$41.02M	$9.698M	$2.000M	$5.000M	$8.000M	$8.000M	$7.000M	$5.000M	$5.000M	$5.000M	$5.000M	$5.000M	$5.000M	$5.000M	$7.000M	$14.00M	$20.00M	$23.00M	$11.00M	$7.000M	$7.000M	$14.00M	$30.00M	$72.00M	$65.00M	$56.00M	$58.00M	$70.00M	$49.00M	$49.00M	$34.00M	$32.00M	$45.00M	$54.00M	$44.00M	$23.00M	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	323.0%	384.9%	-60.0%	-37.5%	0.0%	14.29%	40.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-28.57%	-50.0%	-30.0%	-13.04%	109.09%	57.14%	0.0%	-50.0%	-53.33%	-58.33%	10.77%	16.07%	-3.45%	-17.14%	42.86%	0.0%	44.12%	6.25%	-28.89%	-16.67%	22.73%	91.3%
Accrued Expenses	$94.69M	$100.5M	$103.0M	$107.0M	$108.0M							$48.00M	$47.00M	$31.00M	$37.00M	$55.00M	$30.00M	$48.00M	$71.00M	$66.00M	$62.00M	$61.00M	$36.00M	$38.00M	$40.00M	$40.00M	$38.00M	$38.00M	$21.00M	$24.00M	$24.00M	$25.00M	$25.00M	$30.00M	$26.00M	$32.00M	$27.00M	$27.00M	$3.000M	$0.00	$0.00
YoY Change	-5.8%	-2.4%	-3.74%	-0.93%								2.13%	51.61%	-16.22%	-32.73%	83.33%	-37.5%	-32.39%	7.58%	6.45%	1.64%	69.44%	-5.26%	-5.0%	0.0%	5.26%	0.0%	80.95%	-12.5%	0.0%	-4.0%	0.0%	-16.67%	15.38%	-18.75%	18.52%	0.0%	800.0%
Deferred Revenue
YoY Change
Short-Term Debt	$150.5M	$725.5M	$450.0M	$601.0M	$604.0M	$504.0M	$505.0M	$533.0M	$636.0M	$697.0M	$780.0M	$770.0M	$1.937B	$1.917B	$1.635B	$1.049B	$1.115B	$1.119B	$887.0M	$734.0M	$595.0M	$834.0M	$1.813B	$2.280B	$2.790B	$3.307B	$3.216B	$2.969B	$3.191B	$594.0M	$744.0M	$1.092B	$769.0M	$904.0M	$551.0M	$365.0M	$348.0M	$208.0M	$169.0M	$139.0M	$61.00M
YoY Change	-79.26%	61.22%	-25.12%	-0.5%	19.84%	-0.2%	-5.25%	-16.19%	-8.75%	-10.64%	1.3%	-60.25%	1.04%	17.25%	55.86%	-5.92%	-0.36%	26.16%	20.84%	23.36%	-28.66%	-54.0%	-20.48%	-18.28%	-15.63%	2.83%	8.32%	-6.96%	437.21%	-20.16%	-31.87%	42.0%	-14.93%	64.07%	50.96%	4.89%	67.31%	23.08%	21.58%	127.87%
Long-Term Debt Due	$825.0K	$825.0K	$1.000M	$1.000M	$1.000M	$1.000M																$115.0M	$121.0M	$374.0M
YoY Change	0.0%	-17.5%	0.0%	0.0%	0.0%																	-4.96%	-67.65%
Total Short-Term Liabilities	$293.8M	$117.3M	$160.0M	$132.0M	$131.0M	$20.00M	$12.00M	$12.00M	$7.000M	$12.00M	$16.00M	$141.0M	$148.0M	$158.0M	$273.0M	$299.0M	$328.0M	$348.0M	$351.0M	$303.0M	$276.0M	$387.0M	$325.0M	$615.0M	$190.0M	$210.0M	$248.0M	$263.0M	$230.0M	$73.00M	$58.00M	$57.00M	$70.00M	$84.00M	$70.00M	$55.00M	$27.00M	$27.00M	$3.000M	$139.0M	$61.00M
YoY Change	150.44%	-26.67%	21.21%	0.76%	555.0%	66.67%	0.0%	71.43%	-41.67%	-25.0%	-88.65%	-4.73%	-6.33%	-42.12%	-8.7%	-8.84%	-5.75%	-0.85%	15.84%	9.78%	-28.68%	19.08%	-47.15%	223.68%	-9.52%	-15.32%	-5.7%	14.35%	215.07%	25.86%	1.75%	-18.57%	-16.67%	20.0%	27.27%	103.7%	0.0%	800.0%	-97.84%	127.87%
Long-Term Debt	$560.2M	$410.3M	$10.00M	$10.00M	$10.00M	$10.00M	$11.00M	$18.00M	$21.00M	$24.00M	$25.00M	$28.00M	$31.00M	$33.00M	$90.00M	$203.0M	$235.0M	$260.0M	$243.0M	$253.0M	$324.0M	$275.0M	$470.0M	$624.0M	$728.0M	$586.0M	$706.0M	$932.0M	$1.063B	$862.0M	$378.0M	$119.0M	$76.00M	$117.0M	$48.00M	$37.00M	$57.00M	$45.00M	$39.00M	$41.00M	$46.00M
YoY Change	36.53%	4002.94%	0.0%	0.0%	0.0%	-9.09%	-38.89%	-14.29%	-12.5%	-4.0%	-10.71%	-9.68%	-6.06%	-63.33%	-55.67%	-13.62%	-9.62%	7.0%	-3.95%	-21.91%	17.82%	-41.49%	-24.68%	-14.29%	24.23%	-17.0%	-24.25%	-12.32%	23.32%	128.04%	217.65%	56.58%	-35.04%	143.75%	29.73%	-35.09%	26.67%	15.38%	-4.88%	-10.87%
Other Long-Term Liabilities	$410.0M	$421.1M	$235.0M	$241.0M	$202.0M	$180.0M	$176.0M	$183.0M	$183.0M	$195.0M	$163.0M	$138.0M	$135.0M	$119.0M	$109.0M	$128.0M	$100.0M	$100.0M	$104.0M	$96.00M	$139.0M	$83.00M	$98.00M	$94.00M	$115.0M	$136.0M	$74.00M	$65.00M	$74.00M	$2.958B	$3.330B	$2.700B	$1.083B	$155.0M	$129.0M	$108.0M	$119.0M	$123.0M	$96.00M	$79.00M	$64.00M
YoY Change	-2.64%	79.18%	-2.49%	19.31%	12.22%	2.27%	-3.83%	0.0%	-6.15%	19.63%	18.12%	2.22%	13.45%	9.17%	-14.84%	28.0%	0.0%	-3.85%	8.33%	-30.94%	67.47%	-15.31%	4.26%	-18.26%	-15.44%	83.78%	13.85%	-12.16%	-97.5%	-11.17%	23.33%	149.31%	598.71%	20.16%	19.44%	-9.24%	-3.25%	28.13%	21.52%	23.44%
Total Long-Term Liabilities	$970.2M	$831.4M	$245.0M	$251.0M	$212.0M	$190.0M	$187.0M	$201.0M	$204.0M	$219.0M	$188.0M	$166.0M	$166.0M	$152.0M	$199.0M	$331.0M	$335.0M	$360.0M	$347.0M	$349.0M	$463.0M	$358.0M	$568.0M	$718.0M	$843.0M	$722.0M	$780.0M	$997.0M	$1.137B	$3.820B	$3.708B	$2.819B	$1.159B	$272.0M	$177.0M	$145.0M	$176.0M	$168.0M	$135.0M	$120.0M	$110.0M
YoY Change	16.7%	239.33%	-2.39%	18.4%	11.58%	1.6%	-6.97%	-1.47%	-6.85%	16.49%	13.25%	0.0%	9.21%	-23.62%	-39.88%	-1.19%	-6.94%	3.75%	-0.57%	-24.62%	29.33%	-36.97%	-20.89%	-14.83%	16.76%	-7.44%	-21.77%	-12.31%	-70.24%	3.02%	31.54%	143.23%	326.1%	53.67%	22.07%	-17.61%	4.76%	24.44%	12.5%	9.09%
Total Liabilities	$22.32B	$22.29B	$21.17B	$19.23B	$16.81B	$15.88B	$15.86B	$15.33B	$14.34B	$13.73B	$13.07B	$12.71B	$12.84B	$12.12B	$11.52B	$9.973B	$9.723B	$9.852B	$9.494B	$8.951B	$8.669B	$8.501B	$9.385B	$12.71B	$13.23B	$13.83B	$13.88B	$12.94B	$12.15B	$11.62B	$11.52B	$11.89B	$10.69B	$10.05B	$7.834B	$6.235B	$5.476B	$4.754B	$4.177B	$3.621B	$3.171B
YoY Change	0.13%	5.28%	10.11%	14.4%	5.88%	0.12%	3.43%	6.92%	4.42%	5.05%	2.87%	-1.07%	6.01%	5.18%	15.5%	2.57%	-1.31%	3.77%	6.07%	3.25%	1.98%	-9.42%	-26.17%	-3.9%	-4.36%	-0.34%	7.22%	6.51%	4.58%	0.83%	-3.04%	11.23%	6.29%	28.33%	25.65%	13.86%	15.19%	13.81%	15.35%	14.19%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Basic Shares Outstanding	39.27M	39.60M	39.84M	39.73M	40.38M	41.71M	42.28M shares	42.64M shares	43.22M shares	43.90M shares	44.38M shares	45.12M shares	47.06M shares	48.06M shares
Diluted Shares Outstanding	39.43M	39.79M	40.05M	39.89M	40.65M	42.00M	42.61M shares	42.88M shares	43.45M shares	44.13M shares	44.57M shares	45.25M shares	47.22M shares	48.36M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $3.1004 Billion

About BANK OF HAWAII CORP

Bank of Hawaii Corp. is a bank holding company, which engages in the provision of financial services. The company is headquartered in Honolulu, Hawaii and currently employs 1,899 full-time employees. The firm provides a range of financial products and services primarily to customers in Hawaii, Guam, and other Pacific Islands. The company is also engaged in securities brokerage, investment advisory services and providing credit insurance. The company operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers a range of financial products and services, including loan, deposit and insurance products; private banking and international client banking services; trust services; investment management; and institutional investment advisory services. The Commercial Banking segment offers products, including corporate banking, commercial real estate loans, commercial lease financing, auto dealer financing and deposit products. The Treasury consists of corporate asset and liability management activities, including interest rate risk management and a foreign currency exchange business.

Industry: State Commercial Banks Peers: Ameris Bancorp ASSOCIATED BANC-CORP BANCFIRST CORP /OK/ FIRST HAWAIIAN, INC. CATHAY GENERAL BANCORP COMMUNITY FINANCIAL SYSTEM, INC. Investors Bancorp, Inc. PACIFIC PREMIER BANCORP INC PNC FINANCIAL SERVICES GROUP, INC. UNITED COMMUNITY BANKS INC