$BFH

$102.61 +$0.89 (0.87%) Close

$BFH Overview Financial Statements SEC Filings Executives News Red Flags Capital Raising Ownership Insider Transactions Congressional Trades

Ownership

13F as of Q2 2026 · 38.0M shares outstanding

Who owns BFH?

By type of holder

Institutions 100.0% Insiders 0.0% Everyone else 0.0%

Concentration Top 10 holders own 52.4%

BlackRock, Inc. 10.2% · Dimensional Fund Advisors LP 8.2%

Institutional ownership

100.0%

0 pts vs last qtr

Institutional holders

418

+28 vs last qtr

Net shares bought

−3.8M

by institutions in Q2 2026

New / sold out

78 / 50

positions opened vs closed

How is ownership changing?

Institutions, last 8 quarters

Biggest buyers in Q2 2026

Allianz Asset Management GmbH +441.9K
Empowered Funds, LLC +268.8K

Biggest sellers in Q2 2026

Turtle Creek Asset Management Inc. −1.1M
BlackRock, Inc. −336.2K

Who is planning to sell?

Notices of proposed sale, last 12 months

$4.03M

4 notices from 3 people

Shares covered

45.5K

0.12% of the company

Arranged in advance

33%

of the value is under a 10b5-1 plan

Under a 10b5-1 plan No plan

Largest proposed sellers

Ballou Roger H Director $2.4M
Ralph Andretta Director 10b5-1 $1.33M

Every notice on Red Flags →

A Form 144 is notice of a planned sale, not the sale itself. What insiders actually sold is on Insider Transactions.

Is your stake being diluted?

Diluted share count, FY2016–FY2025

−19.2%

−2.34% a year

Each share's claim on the business

+23.7%

grew without buying or selling a share

Spent on buybacks vs paid in stock

$3.19B vs $524M

over 10 fiscal years

Diluted shares, split-adjusted

Buybacks Stock-based comp

How patient are the owners?

Institutional shares by how long they've been held

5+ years69% 3–5 years10% 1–3 years13% Under 1 year8%

Quarterly turnover

10.6%

of institutional shares changed hands

Top 10 managers, median time held

5 years

Super Investors

Investment managers reporting BFH on Form 13F

Holder	Shares	% of company	Change vs last qtr	Held since	% of their book
B BlackRock, Inc.	3.9M	10.24%	−336.2K (−8.0%)	≤2021	0.0%
Shares held by quarter Peak holding4.8M (Q3'24) Change over 8 quarters−937.9K Share of the company10.240% BlackRock, Inc.'s full portfolio →
DF Dimensional Fund Advisors LP	3.1M	8.15%	+6.1K (+0.2%)	≤2021	0.1%
Shares held by quarter Peak holding3.2M (Q3'24) Change over 8 quarters−95.2K Share of the company8.150% Dimensional Fund Advisors LP's full portfolio →

BlackRock, Inc.

3.9M

% of company

10.24%

Change vs last qtr

−336.2K (−8.0%)

Held since

≤2021

Dimensional Fund Advisors LP

3.1M

% of company

8.15%

Change vs last qtr

+6.1K (+0.2%)

Held since

≤2021

28 more super investors behind a free account

See every manager holding Bread Financial Holdings, Inc., how their position has changed, and how long they've held it.

Institutional Funds

Mutual funds and ETFs reporting BFH on Form N-PORT; together they hold 52.1% of the company

Fund	Position value	Shares	% of company	% of the fund	As of
IC iShares Core S&P Small-Cap ETF iShares Trust	$171M	1.6M	4.15%	0.15%	June 30, 2026
VT Vanguard Total Stock Market Index Fund Vanguard Index Funds	$132M	1.2M	3.21%	0.01%	June 30, 2026

iShares Core S&P Small-Cap ETF

iShares Trust

Position value

$171M

% of company

4.15%

% of the fund

0.15%

As of

June 30, 2026

Vanguard Total Stock Market Index Fund

Vanguard Index Funds

Position value

$132M

% of company

3.21%

% of the fund

0.01%

As of

June 30, 2026

23 more funds behind a free account

See every fund holding Bread Financial Holdings, Inc. and how much of the fund the position is.

Insiders and 5%+ holders

From Forms 3/4/5 and Schedules 13D/G

Holder	Shares	% of company	Change vs last qtr	8 quarters	Held since	% of their book
AR Andretta Ralph J Insider	582.2K	1.53%	—	—	—	—
Insider holdings come from Form 3/4/5 filings, which are not quarterly. Share of the company1.530% Andretta Ralph J's insider activity →
GV Greer Valerie E Insider	155.4K	0.41%	—	—	—	—
Insider holdings come from Form 3/4/5 filings, which are not quarterly. Share of the company0.410% Greer Valerie E's insider activity →

Andretta Ralph J

Insider

582.2K

% of company

1.53%

Change vs last qtr

—

Held since

—

Greer Valerie E

Insider

155.4K

% of company

0.41%

Change vs last qtr

—

Held since

—

15 more holders behind a free account

See every insider and 5%+ holder of Bread Financial Holdings, Inc..

Comments