2013 Q4 Form 10-K Financial Statement

#000104746914003251 Filed on March 31, 2014

View on sec.gov

Income Statement

Concept 2013 Q4 2013 2012 Q4
Revenue $15.97M
YoY Change -19.73%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $50.00K $214.0K $60.00K
YoY Change -16.67% -30.07% -68.42%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $4.864M
YoY Change -24.31%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income -$40.00K -$297.0K -$670.0K
YoY Change -94.03% -120.96% -86.04%
Income Tax $0.00 $4.000K -$20.00K
% Of Pretax Income
Net Earnings -$40.00K -$301.0K -$650.0K
YoY Change -93.85% -151.19% -86.65%
Net Earnings / Revenue -1.89%
Basic Earnings Per Share -$0.13
Diluted Earnings Per Share -$1.513K -$0.13 -$345.7K
COMMON SHARES
Basic Shares Outstanding 6.145M shares 8.512M shares
Diluted Shares Outstanding 8.512M shares

Balance Sheet

Concept 2013 Q4 2013 2012 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $58.20M $64.36M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $2.725M $2.700M $2.617M
YoY Change 4.13% 3.85% -43.43%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $332.5M $332.5M $373.7M
YoY Change -11.03% -11.02% -9.68%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $700.0K $700.0K $1.900M
YoY Change -63.16% -63.16%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $700.0K $700.0K $4.000M
YoY Change -82.5% -82.5% -20.0%
LONG-TERM LIABILITIES
Long-Term Debt $8.900M $8.900M $11.00M
YoY Change -19.09% -19.09% 83.33%
Other Long-Term Liabilities $3.300M $3.300M $4.100M
YoY Change -19.51% -19.51% -39.71%
Total Long-Term Liabilities $12.20M $12.20M $15.10M
YoY Change -19.21% -19.21% 17.97%
TOTAL LIABILITIES
Total Short-Term Liabilities $700.0K $700.0K $4.000M
Total Long-Term Liabilities $12.20M $12.20M $15.10M
Total Liabilities $306.9M $306.9M $355.7M
YoY Change -13.72% -13.72% -10.06%
SHAREHOLDERS EQUITY
Retained Earnings -$9.068M -$7.988M
YoY Change 13.52% 9.5%
Common Stock $20.00K
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $1.329M $1.234M
YoY Change 7.7% -64.17%
Treasury Stock Shares 104.0K shares 96.52K shares
Shareholders Equity $25.59M $25.60M $18.01M
YoY Change
Total Liabilities & Shareholders Equity $332.5M $332.5M $373.7M
YoY Change -11.03% -11.02% -9.68%

Cashflow Statement

Concept 2013 Q4 2013 2012 Q4
OPERATING ACTIVITIES
Net Income -$40.00K -$301.0K -$650.0K
YoY Change -93.85% -151.19% -86.65%
Depreciation, Depletion And Amortization $50.00K $214.0K $60.00K
YoY Change -16.67% -30.07% -68.42%
Cash From Operating Activities $110.0K $1.710M -$420.0K
YoY Change -126.19% -41.74% -97.14%
INVESTING ACTIVITIES
Capital Expenditures -$110.0K $341.0K $0.00
YoY Change 3000.0%
Acquisitions
YoY Change
Other Investing Activities $10.41M $31.74M $17.81M
YoY Change -41.55% -55.21% -39.05%
Cash From Investing Activities $10.29M $31.39M $17.81M
YoY Change -42.22% -55.69% -39.05%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $3.398M
YoY Change 1599.0%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -12.44M -39.27M -9.560M
YoY Change 30.13% -4.26% 143.26%
NET CHANGE
Cash From Operating Activities 110.0K 1.710M -420.0K
Cash From Investing Activities 10.29M 31.39M 17.81M
Cash From Financing Activities -12.44M -39.27M -9.560M
Net Change In Cash -2.040M -6.170M 7.830M
YoY Change -126.05% -118.83% -26.34%
FREE CASH FLOW
Cash From Operating Activities $110.0K $1.710M -$420.0K
Capital Expenditures -$110.0K $341.0K $0.00
Free Cash Flow $220.0K $1.369M -$420.0K
YoY Change -152.38% -53.18% -97.14%

Facts In Submission

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CY2012Q4 us-gaap Assets
Assets
373693000 USD
CY2013Q4 us-gaap Deposits
Deposits
214405000 USD
CY2012Q4 us-gaap Deposits
Deposits
257071000 USD
CY2013Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
79500000 USD
CY2012Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
79500000 USD
CY2012Q4 us-gaap Subordinated Debt
SubordinatedDebt
6000000 USD
CY2013Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
718000 USD
CY2012Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
1941000 USD
CY2012Q4 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
2104000 USD
CY2013Q4 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
776000 USD
CY2012Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1234000 USD
CY2013Q4 us-gaap Stockholders Equity
StockholdersEquity
25590000 USD
CY2012Q4 us-gaap Stockholders Equity
StockholdersEquity
18007000 USD
CY2013Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
332481000 USD
CY2012Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
373693000 USD
CY2013Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2012Q4 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
711000 USD
CY2013Q4 us-gaap Other Liabilities
OtherLiabilities
2569000 USD
CY2012Q4 us-gaap Other Liabilities
OtherLiabilities
3359000 USD
CY2013Q4 us-gaap Liabilities
Liabilities
306891000 USD
CY2012Q4 us-gaap Liabilities
Liabilities
355686000 USD
CY2012Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
USD
CY2013Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
USD
CY2012Q4 us-gaap Preferred Stock Discount On Shares
PreferredStockDiscountOnShares
598000 USD
CY2013Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
35704000 USD
CY2012Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
10095000 USD
CY2013Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-9068000 USD
CY2012Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-7988000 USD
CY2013Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
80000 USD
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
318000 USD
CY2013Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1329000 USD
CY2012Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2013Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000 shares
CY2012Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000 shares
CY2013Q4 byfc Accumulated Other Comprehensive Income Tax
AccumulatedOtherComprehensiveIncomeTax
400000 USD
CY2012Q4 byfc Accumulated Other Comprehensive Income Tax
AccumulatedOtherComprehensiveIncomeTax
400000 USD
CY2013Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
103991 shares
CY2012Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
96520 shares
CY2012 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
19279000 USD
CY2012 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
491000 USD
CY2012 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
121000 USD
CY2012 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
19891000 USD
CY2012 us-gaap Interest Expense Deposits
InterestExpenseDeposits
3246000 USD
CY2012 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
3180000 USD
CY2012 us-gaap Interest Expense
InterestExpense
6426000 USD
CY2012 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
13465000 USD
CY2012 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
12275000 USD
CY2013 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
15331000 USD
CY2013 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
306000 USD
CY2013 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
329000 USD
CY2013 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
15966000 USD
CY2013 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2239000 USD
CY2013 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
2625000 USD
CY2013 us-gaap Interest Expense
InterestExpense
4864000 USD
CY2013 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
11102000 USD
CY2013 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
10688000 USD
CY2012 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
593000 USD
CY2012 byfc Mortgage Servicing Income Net
MortgageServicingIncomeNet
-175000 USD
CY2012 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
-253000 USD
CY2012 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
292000 USD
CY2012 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
2523000 USD
CY2012 us-gaap Marketable Securities Realized Gain Loss Excluding Other Than Temporary Impairments
MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments
50000 USD
CY2013 us-gaap Gains Losses On Restructuring Of Debt
GainsLossesOnRestructuringOfDebt
1221000 USD
CY2012 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
103000 USD
CY2012 us-gaap Noninterest Income
NoninterestIncome
3133000 USD
CY2013 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
536000 USD
CY2013 byfc Mortgage Servicing Income Net
MortgageServicingIncomeNet
18000 USD
CY2013 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
110000 USD
CY2013 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
112000 USD
CY2013 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-19000 USD
CY2013 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
144000 USD
CY2013 us-gaap Noninterest Income
NoninterestIncome
2122000 USD
CY2012 us-gaap Labor And Related Expense
LaborAndRelatedExpense
6239000 USD
CY2012 us-gaap Occupancy Net
OccupancyNet
1288000 USD
CY2012 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
882000 USD
CY2012 us-gaap Professional Fees
ProfessionalFees
692000 USD
CY2012 byfc Provision For Recapture Of Losses On Loans Held For Sale
ProvisionForRecaptureOfLossesOnLoansHeldForSale
-84000 USD
CY2012 us-gaap Real Estate Owned Valuation Allowance Provision
RealEstateOwnedValuationAllowanceProvision
-1218000 USD
CY2012 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
860000 USD
CY2012 byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
447000 USD
CY2012 us-gaap Other Noninterest Expense
OtherNoninterestExpense
2449000 USD
CY2012 us-gaap Noninterest Expense
NoninterestExpense
13991000 USD
CY2012 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1417000 USD
CY2012 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
829000 USD
CY2013 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5846000 USD
CY2013 us-gaap Occupancy Net
OccupancyNet
1243000 USD
CY2013 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
845000 USD
CY2013 us-gaap Professional Fees
ProfessionalFees
861000 USD
CY2013 byfc Provision For Recapture Of Losses On Loans Held For Sale
ProvisionForRecaptureOfLossesOnLoansHeldForSale
153000 USD
CY2013 us-gaap Real Estate Owned Valuation Allowance Provision
RealEstateOwnedValuationAllowanceProvision
-590000 USD
CY2013 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
751000 USD
CY2013 byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
408000 USD
CY2013 us-gaap Other Noninterest Expense
OtherNoninterestExpense
2410000 USD
CY2013 us-gaap Noninterest Expense
NoninterestExpense
13107000 USD
CY2013 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-297000 USD
CY2013 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
4000 USD
CY2012 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-203000 USD
CY2012 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
50000 USD
CY2013 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-238000 USD
CY2012 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-253000 USD
CY2013 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-238000 USD
CY2013 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-539000 USD
CY2012 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
335000 USD
CY2013 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-1080000 USD
CY2012 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-693000 USD
CY2012 us-gaap Depreciation
Depreciation
306000 USD
CY2012 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-140000 USD
CY2012 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-57000 USD
CY2012 byfc Amortization Of Investment In Affordable Housing Limited Partnership
AmortizationOfInvestmentInAffordableHousingLimitedPartnership
147000 USD
CY2012 us-gaap Share Based Compensation
ShareBasedCompensation
81000 USD
CY2012 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
79000 USD
CY2013 us-gaap Depreciation
Depreciation
214000 USD
CY2013 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-208000 USD
CY2013 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-35000 USD
CY2013 byfc Amortization Of Investment In Affordable Housing Limited Partnership
AmortizationOfInvestmentInAffordableHousingLimitedPartnership
219000 USD
CY2013 us-gaap Share Based Compensation
ShareBasedCompensation
45000 USD
CY2013 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
68000 USD
CY2012 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
-448000 USD
CY2012 us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-850000 USD
CY2012 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-128000 USD
CY2013 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
-143000 USD
CY2013 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-1711000 USD
CY2012 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
639000 USD
CY2012 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-82000 USD
CY2013 dei Entity Central Index Key
EntityCentralIndexKey
0001001171
CY2012 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
2935000 USD
CY2013 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
533000 USD
CY2013 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-790000 USD
CY2013 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1682000 USD
CY2013 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-11950000 USD
CY2012 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-50233000 USD
CY2012 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
2648000 USD
CY2012 us-gaap Proceeds From Collection Of Loans Held For Sale
ProceedsFromCollectionOfLoansHeldForSale
449000 USD
CY2013 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
16600000 USD
CY2013 us-gaap Proceeds From Collection Of Loans Held For Sale
ProceedsFromCollectionOfLoansHeldForSale
1520000 USD
CY2013 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
3708000 USD
CY2013 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
8642000 USD
CY2012 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
1050000 USD
CY2012 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
4291000 USD
CY2012 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
7760000 USD
CY2013 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-164000 USD
CY2012 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-188000 USD
CY2012 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
4237000 USD
CY2012 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
11000 USD
CY2013 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
341000 USD
CY2013 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
31394000 USD
CY2012 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
70845000 USD
CY2013 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-42666000 USD
CY2012 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-37615000 USD
CY2012 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
29500000 USD
CY2012 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
33000000 USD
CY2013 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
36000000 USD
CY2013 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
36000000 USD
CY2013 byfc Exchange Of Equity Capital For Senior Debt
ExchangeOfEquityCapitalForSeniorDebt
2575000 USD
CY2013 byfc Exchange Of Equity Capital For Accumulated Dividends
ExchangeOfEquityCapitalForAccumulatedDividends
2646000 USD
CY2012 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-102000 USD
CY2013 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
65000 USD
CY2012 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-41017000 USD
CY2012 us-gaap Net Cash Provided By Used In Continuing Operations
NetCashProvidedByUsedInContinuingOperations
32763000 USD
CY2013 us-gaap Net Cash Provided By Used In Continuing Operations
NetCashProvidedByUsedInContinuingOperations
-6164000 USD
CY2012 us-gaap Interest Paid
InterestPaid
5787000 USD
CY2012 us-gaap Income Taxes Paid
IncomeTaxesPaid
3000 USD
CY2013 us-gaap Income Taxes Paid
IncomeTaxesPaid
4000 USD
CY2013 us-gaap Interest Paid
InterestPaid
4331000 USD
CY2012 byfc Transfer To Other Real Estate From Portfolio Loans
TransferToOtherRealEstateFromPortfolioLoans
9817000 USD
CY2012 byfc Transfer To Other Real Estate From Loans Held For Sale
TransferToOtherRealEstateFromLoansHeldForSale
334000 USD
CY2012 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
9667000 USD
CY2013 us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
7394000 USD
CY2013 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
7259000 USD
CY2013 byfc Transfer To Other Real Estate From Portfolio Loans
TransferToOtherRealEstateFromPortfolioLoans
2288000 USD
CY2013 byfc Transfer To Other Real Estate From Loans Held For Sale
TransferToOtherRealEstateFromLoansHeldForSale
753000 USD
CY2013 byfc Deferral Of Gain On Forgiveness Of Accrued Interest On Senior Debt
DeferralOfGainOnForgivenessOfAccruedInterestOnSeniorDebt
535000 USD
CY2011Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
31597000 USD
CY2013Q4 byfc Amount Of Sufficient Cash Available To Pay Operating Expenses
AmountOfSufficientCashAvailableToPayOperatingExpenses
1200000 USD
CY2013 dei Entity Registrant Name
EntityRegistrantName
BROADWAY FINANCIAL CORP \DE\
CY2013 dei Document Type
DocumentType
10-K
CY2013 dei Document Period End Date
DocumentPeriodEndDate
2013-12-31
CY2013 dei Amendment Flag
AmendmentFlag
false
CY2013 byfc Net Operating Loss Carryovers Tax Credit Carryovers And Other Income Tax Utilization Cumulative Ownership Change Percentage
NetOperatingLossCarryoversTaxCreditCarryoversAndOtherIncomeTaxUtilizationCumulativeOwnershipChangePercentage
0.05 pure
CY2013 byfc Net Operating Loss Carryovers Tax Credit Carryovers And Other Income Tax Utilization Ownership Change Minimum Basis Percentage Increase
NetOperatingLossCarryoversTaxCreditCarryoversAndOtherIncomeTaxUtilizationOwnershipChangeMinimumBasisPercentageIncrease
0.50 pure
CY2013 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2013 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2013 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2013 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2013
CY2013 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2013Q2 dei Entity Public Float
EntityPublicFloat
1088000 USD
CY2013 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2013 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2012 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
-29000 USD
CY2013 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
4000 USD
CY2012 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
8000 USD
CY2013 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-286000 USD
CY2012 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
431000 USD
CY2013 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-267000 USD
CY2012 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-282000 USD
CY2013 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
553000 USD
CY2012 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
701000 USD
CY2013 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2012 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2013 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
-101000 USD
CY2012 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
482000 USD
CY2013 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
-19000 USD
CY2012 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
104000 USD
CY2013 byfc Income Tax Reconciliation Enterprise Zone Net Interest Deduction
IncomeTaxReconciliationEnterpriseZoneNetInterestDeduction
285000 USD
CY2012 byfc Income Tax Reconciliation Enterprise Zone Net Interest Deduction
IncomeTaxReconciliationEnterpriseZoneNetInterestDeduction
356000 USD
CY2013 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-28000 USD
CY2012 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-32000 USD
CY2013 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
95000 USD
CY2012 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
97000 USD
CY2013Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
3040000 USD
CY2012Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
3235000 USD
CY2013Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
120000 USD
CY2012Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
191000 USD
CY2013Q4 us-gaap Deferred Tax Assets State Taxes
DeferredTaxAssetsStateTaxes
42000 USD
CY2012Q4 us-gaap Deferred Tax Assets State Taxes
DeferredTaxAssetsStateTaxes
40000 USD
CY2013Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Postretirement Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits
407000 USD
CY2012Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Postretirement Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits
404000 USD
CY2013Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
270000 USD
CY2012Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
251000 USD
CY2013Q4 byfc Deferred Tax Assets Other Real Estate Owned
DeferredTaxAssetsOtherRealEstateOwned
157000 USD
CY2012Q4 byfc Deferred Tax Assets Other Real Estate Owned
DeferredTaxAssetsOtherRealEstateOwned
623000 USD
CY2012Q4 byfc Deferred Tax Assets Unrealized Gain Loss On Loans Held For Sale
DeferredTaxAssetsUnrealizedGainLossOnLoansHeldForSale
131000 USD
CY2013Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
6752000 USD
CY2012Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
DeferredTaxAssetsOperatingLossCarryforwards
5767000 USD
CY2013Q4 byfc Deferred Tax Assets Nonaccrual Interest On Loans
DeferredTaxAssetsNonaccrualInterestOnLoans
485000 USD
CY2012Q4 byfc Deferred Tax Assets Nonaccrual Interest On Loans
DeferredTaxAssetsNonaccrualInterestOnLoans
501000 USD
CY2013Q4 us-gaap Deferred Tax Assets Property Plant And Equipment
DeferredTaxAssetsPropertyPlantAndEquipment
109000 USD
CY2012Q4 us-gaap Deferred Tax Assets Property Plant And Equipment
DeferredTaxAssetsPropertyPlantAndEquipment
117000 USD
CY2013Q4 us-gaap Deferred Tax Assets Investments
DeferredTaxAssetsInvestments
27000 USD
CY2013Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards General Business
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725000 USD
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DeferredTaxAssetsTaxCreditCarryforwardsGeneralBusiness
470000 USD
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113000 USD
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DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax
113000 USD
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28000 USD
CY2012Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
29000 USD
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DeferredTaxAssetsGross
12275000 USD
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DeferredTaxAssetsGross
11872000 USD
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1699000 USD
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DeferredTaxLiabilitiesDeferredExpense
1754000 USD
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198000 USD
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DeferredTaxLiabilitiesUnrealizedGainsOnAvailableForSaleSecuritiesGross
295000 USD
CY2013Q4 byfc Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends
DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
574000 USD
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DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
644000 USD
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DeferredTaxLiabilitiesMortgageServicingRights
50000 USD
CY1987Q4 us-gaap Bad Debt Reserve For Tax Purposes Of Qualified Lender
BadDebtReserveForTaxPurposesOfQualifiedLender
3000000 USD
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DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender
1000000 USD
CY2012Q4 us-gaap Deferred Tax Liability Not Recognized Amount Of Unrecognized Deferred Tax Liability Bad Debt Reserve For Tax Purposes Of Qualified Lender
DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender
1000000 USD
CY2012Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
431000 USD
CY2013Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
488000 USD
CY2011Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
323000 USD
CY2013 us-gaap Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions
86000 USD
CY2012 us-gaap Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions
108000 USD
CY2013 us-gaap Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
29000 USD
CY2012Q4 us-gaap Deferred Tax Liabilities Mortgage Servicing Rights
DeferredTaxLiabilitiesMortgageServicingRights
58000 USD
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DeferredTaxLiabilitiesInvestments
5000 USD
CY2013Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
69000 USD
CY2012Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
82000 USD
CY2013Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
2590000 USD
CY2012Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
2838000 USD
CY2013Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
9685000 USD
CY2012Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
9034000 USD
CY2013Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
0 USD
CY2012Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
0 USD
CY2013 byfc Deferred Tax Asset Valuation Allowance Lookback Period
DeferredTaxAssetValuationAllowanceLookbackPeriod
P2Y
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UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
488000 USD
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RealEstateOwnedValuationAllowance
134000 USD
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RealEstateOwnedValuationAllowance
546000 USD
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RealEstateOwnedValuationAllowance
347000 USD
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RealEstateOwnedValuationAllowanceAmountsApplied
1002000 USD
CY2012 us-gaap Real Estate Owned Valuation Allowance Amounts Applied
RealEstateOwnedValuationAllowanceAmountsApplied
1019000 USD
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ForeclosedRealEstateOperatingExpense
301000 USD
CY2012 byfc Foreclosed Real Estate Operating Expense
ForeclosedRealEstateOperatingExpense
592000 USD
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ForeclosedRealEstateExpense
779000 USD
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ForeclosedRealEstateExpense
1518000 USD
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PropertyPlantAndEquipmentGross
5838000 USD
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PropertyPlantAndEquipmentGross
6612000 USD
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AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
3113000 USD
CY2012Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
3995000 USD
CY2013 us-gaap Operating Leases Rent Expense Net
OperatingLeasesRentExpenseNet
458000 USD
CY2013 us-gaap Income Tax Reconciliation Tax Credits
IncomeTaxReconciliationTaxCredits
211000 USD
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OperatingLeasesFutureMinimumPaymentsDueCurrent
374000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
418000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
432000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
443000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
476000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
1122000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
3265000 USD
CY2013Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
12006000 USD
CY2013Q4 us-gaap Noninterest Bearing Domestic Deposit Demand
NoninterestBearingDomesticDepositDemand
18951000 USD
CY2013Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
15494000 USD
CY2013Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
37900000 USD
CY2013Q4 us-gaap Time Deposits
TimeDeposits
130054000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
11706000 USD
CY2012Q4 us-gaap Noninterest Bearing Domestic Deposit Demand
NoninterestBearingDomesticDepositDemand
21513000 USD
CY2012Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
16829000 USD
CY2012Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
37055000 USD
CY2012Q4 us-gaap Time Deposits
TimeDeposits
169968000 USD
CY2013Q4 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
1500000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
2900000 USD
CY2013Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
92000000 USD
CY2012Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
121200000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
74608000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
37461000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
10294000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
7054000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Five
TimeDepositMaturitiesYearFive
634000 USD
CY2013Q4 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
3000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range From
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeFrom
0.0054 pure
CY2012Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range From
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeFrom
0.0091 pure
CY2013Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable
100000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Amount Of Available Unused Funds
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds
20500000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
33500000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
7000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate
36500000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
2500000 USD
CY2013 us-gaap Defined Contribution Plan Maximum Annual Contributions Per Employee Percent
DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent
0.15 pure
CY2013 us-gaap Defined Contribution Plan Employer Matching Contribution Percent Of Match
DefinedContributionPlanEmployerMatchingContributionPercentOfMatch
0.50 pure
CY2013 us-gaap Defined Contribution Plan Employer Matching Contribution Percent
DefinedContributionPlanEmployerMatchingContributionPercent
0.06 pure
CY2013Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
87505 shares
CY2012Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
87505 shares
CY2013Q4 byfc Employee Stock Ownership Plan Esop Number Of Unallocated Shares
EmployeeStockOwnershipPlanESOPNumberOfUnallocatedShares
0 shares
CY2012Q4 byfc Employee Stock Ownership Plan Esop Number Of Unallocated Shares
EmployeeStockOwnershipPlanESOPNumberOfUnallocatedShares
0 shares
CY2013 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
54000 USD
CY2012 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
57000 USD
CY2013 byfc Allowance For Loan Losses Determination Of Historical Loss Component Term
AllowanceForLoanLossesDeterminationOfHistoricalLossComponentTerm
P3Y
CY2011Q4 us-gaap Stockholders Equity
StockholdersEquity
18276000 USD
CY2013 us-gaap Stock Issued During Period Value Conversion Of Convertible Securities
StockIssuedDuringPeriodValueConversionOfConvertibleSecurities
5221000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range To
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeTo
0.0470 pure
CY2012Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range To
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeTo
0.0470 pure
CY2013Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Weighted Average Interest Rate
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate
0.0153 pure
CY2012Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Weighted Average Interest Rate
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate
0.0231 pure
CY2013 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
49000 USD
CY2012 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
61000 USD
CY2013 us-gaap Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
84000 USD
CY2012 us-gaap Defined Contribution Plan Cost Recognized
DefinedContributionPlanCostRecognized
89000 USD
CY2013Q4 byfc Amount Of Tier One Leverage Capital Required Under Consent Order
AmountOfTierOneLeverageCapitalRequiredUnderConsentOrder
29914000 USD
CY2013Q4 byfc Capital Required Under Consent Order
CapitalRequiredUnderConsentOrder
28286000 USD
CY2013Q4 byfc Tier One Leverage Capital Required Under Consent Order
TierOneLeverageCapitalRequiredUnderConsentOrder
0.09 pure
CY2013Q4 byfc Capital Required Under Consent Order Ratio
CapitalRequiredUnderConsentOrderRatio
0.13 pure
CY2012Q4 us-gaap Line Of Credit Facility Amount Outstanding
LineOfCreditFacilityAmountOutstanding
5000000 USD
CY2013 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
3398000 USD
CY2013 us-gaap Available For Sale Securities Change In Net Unrealized Holding Gain Loss Net Of Tax
AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax
-238000 USD
CY2012 us-gaap Available For Sale Securities Change In Net Unrealized Holding Gain Loss Net Of Tax
AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax
-253000 USD
CY2012 us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
200000 USD
CY2013 byfc Interest On Unpaid Dividends
InterestOnUnpaidDividends
-59000 USD
CY2012 byfc Interest On Unpaid Dividends
InterestOnUnpaidDividends
-135000 USD
CY2012 byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
CY2013 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
45000 USD
CY2012 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
81000 USD
CY2013 us-gaap Use Of Estimates
UseOfEstimates
<div style="font-size:10.0pt;font-family:Times New Roman;"> <p style="TEXT-ALIGN: justify; FONT-FAMILY: times;"><font size="2"><u>Use of Estimates</u></font></p> <p style="TEXT-ALIGN: justify; FONT-FAMILY: times;"><font size="2">To prepare consolidated financial statements in conformity with U.S. generally accepted accounting principles ("GAAP"), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ from these estimates. The allowance and provision for loan losses, specific reserves for impaired loans, fair value of real estate owned, deferred tax asset valuation allowance, and fair values of investment securities and other financial instruments are particularly subject to change.</font></p> </div>
CY2013 us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<div style="font-size:10.0pt;font-family:Times New Roman;"> <p style="TEXT-ALIGN: justify; FONT-FAMILY: times;"><font size="2"><u>Concentration of Credit Risk</u></font></p> <p style="TEXT-ALIGN: justify; FONT-FAMILY: times;"><font size="2">Most of the Company's business activity, excluding loans made to churches throughout the country, is with customers located within Southern California. Therefore, the Company's exposure to credit risk is significantly affected by changes in the economy in the Southern California area.</font></p> </div>
CY2013 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="font-size:10.0pt;font-family:Times New Roman;"> <p style="TEXT-ALIGN: justify; FONT-FAMILY: times;"><font size="2"><u>Reclassifications</u></font></p> <p style="TEXT-ALIGN: justify; FONT-FAMILY: times;"><font size="2">Some items in the prior year consolidated financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on prior year consolidated net income or stockholders' equity.</font></p> </div>
CY2013 byfc Financing Receivable Delinquency Period For Interest Income On Loans To Be Discontinued
FinancingReceivableDelinquencyPeriodForInterestIncomeOnLoansToBeDiscontinued
P90D
CY2013 byfc Financing Receivable Period Of Non Payment For Loans To Be Placed On Nonaccrual Status
FinancingReceivablePeriodOfNonPaymentForLoansToBePlacedOnNonaccrualStatus
P90D
CY2013 byfc Employee Stock Ownership Plan Esop Vesting Period
EmployeeStockOwnershipPlanEsopVestingPeriod
P7Y
CY2012 us-gaap Income Tax Reconciliation Tax Credits
IncomeTaxReconciliationTaxCredits
167000 USD
CY2013Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
2000000 USD
CY2013 byfc Number Of Active Operating Subsidiaries
NumberOfActiveOperatingSubsidiaries
1 item
CY2013 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 item
CY2012 byfc Number Of Active Operating Subsidiaries
NumberOfActiveOperatingSubsidiaries
1 item
CY2013Q4 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Accrued
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued
3000 USD
CY2012Q4 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Accrued
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued
4000 USD
CY2013 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
10849000 USD
CY2013 us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
37000 USD
CY2013 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
3398000 USD
CY2013Q4 byfc Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due And On Non Accrual Status
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDueAndOnNonAccrualStatus
17702000 USD
CY2012Q4 byfc Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due And On Non Accrual Status
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDueAndOnNonAccrualStatus
37090000 USD
CY2012 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
200000 USD
CY2013Q4 byfc Unamortized Deferred Gain On Restructuring
UnamortizedDeferredGainOnRestructuring
498000 USD
CY2013Q4 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
0 USD
CY2013 byfc Additional Charge Offs On Loans Transferred To Held For Sale
AdditionalChargeOffsOnLoansTransferredToHeldForSale
1500000 USD
CY2013 us-gaap Mortgage Loans On Real Estate Cost Of Mortgages Sold
MortgageLoansOnRealEstateCostOfMortgagesSold
16500000 USD
CY2012 us-gaap Mortgage Loans On Real Estate Cost Of Mortgages Sold
MortgageLoansOnRealEstateCostOfMortgagesSold
2900000 USD
CY2013Q3 us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
7400000 USD
CY2013 byfc Employee Stock Ownership Plan Esop Cash Contributions To Esop Percentage
EmployeeStockOwnershipPlanESOPCashContributionsToESOPPercentage
0.015 pure
CY2012 us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
1000000 USD
CY2013 byfc Net Operating Loss Carryovers Tax Credit Carryovers And Other Income Tax Utilization Ownership Change Testing Period
NetOperatingLossCarryoversTaxCreditCarryoversAndOtherIncomeTaxUtilizationOwnershipChangeTestingPeriod
P3Y
CY2013 byfc Percentage Of Ownership To Be Treated As A Certain Group Under Section382
PercentageOfOwnershipToBeTreatedAsACertainGroupUnderSection382
0.05 pure
CY2013Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.0400 pure
CY2013Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0800 pure

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