2013 Q4 Form 10-Q Financial Statement

#000110465913084872 Filed on November 14, 2013

View on sec.gov

Income Statement

Concept 2013 Q4 2013 Q3 2012 Q4
Revenue $3.811M
YoY Change -19.31%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $50.00K $50.00K $60.00K
YoY Change -16.67% -50.0% -68.42%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.173M
YoY Change -21.59%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income -$40.00K $584.0K -$670.0K
YoY Change -94.03% -195.58% -86.04%
Income Tax $0.00 $0.00 -$20.00K
% Of Pretax Income 0.0%
Net Earnings -$40.00K $584.0K -$650.0K
YoY Change -93.85% -195.27% -86.65%
Net Earnings / Revenue 15.32%
Basic Earnings Per Share $0.05
Diluted Earnings Per Share -$1.513K $0.05 -$345.7K
COMMON SHARES
Basic Shares Outstanding 6.145M shares 3.756M shares
Diluted Shares Outstanding 3.756M shares

Balance Sheet

Concept 2013 Q4 2013 Q3 2012 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $58.20M $60.22M $64.36M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $2.725M $2.688M $2.617M
YoY Change 4.13% -0.44% -43.43%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $332.5M $345.7M $373.7M
YoY Change -11.03% -10.05% -9.68%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $700.0K $700.0K $1.900M
YoY Change -63.16%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $700.0K $700.0K $4.000M
YoY Change -82.5% -86.0% -20.0%
LONG-TERM LIABILITIES
Long-Term Debt $8.900M $9.000M $11.00M
YoY Change -19.09% 50.0% 83.33%
Other Long-Term Liabilities $3.300M $4.400M $4.100M
YoY Change -19.51% -47.62% -39.71%
Total Long-Term Liabilities $12.20M $13.40M $15.10M
YoY Change -19.21% -6.94% 17.97%
TOTAL LIABILITIES
Total Short-Term Liabilities $700.0K $700.0K $4.000M
Total Long-Term Liabilities $12.20M $13.40M $15.10M
Total Liabilities $306.9M $320.1M $355.7M
YoY Change -13.72% -12.35% -10.06%
SHAREHOLDERS EQUITY
Retained Earnings -$9.068M -$9.027M -$7.988M
YoY Change 13.52% 9.5%
Common Stock $62.00K $20.00K
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $1.329M $1.329M $1.234M
YoY Change 7.7% -64.17%
Treasury Stock Shares 104.0K shares 104.0K shares 96.52K shares
Shareholders Equity $25.59M $25.58M $18.01M
YoY Change
Total Liabilities & Shareholders Equity $332.5M $345.7M $373.7M
YoY Change -11.03% -10.05% -9.68%

Cashflow Statement

Concept 2013 Q4 2013 Q3 2012 Q4
OPERATING ACTIVITIES
Net Income -$40.00K $584.0K -$650.0K
YoY Change -93.85% -195.27% -86.65%
Depreciation, Depletion And Amortization $50.00K $50.00K $60.00K
YoY Change -16.67% -50.0% -68.42%
Cash From Operating Activities $110.0K $0.00 -$420.0K
YoY Change -126.19% -100.0% -97.14%
INVESTING ACTIVITIES
Capital Expenditures -$110.0K -$50.00K $0.00
YoY Change
Acquisitions
YoY Change
Other Investing Activities $10.41M -$15.23M $17.81M
YoY Change -41.55% -196.39% -39.05%
Cash From Investing Activities $10.29M -$15.28M $17.81M
YoY Change -42.22% -196.71% -39.05%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -12.44M 1.040M -9.560M
YoY Change 30.13% -115.5% 143.26%
NET CHANGE
Cash From Operating Activities 110.0K 0.000 -420.0K
Cash From Investing Activities 10.29M -15.28M 17.81M
Cash From Financing Activities -12.44M 1.040M -9.560M
Net Change In Cash -2.040M -14.24M 7.830M
YoY Change -126.05% -236.79% -26.34%
FREE CASH FLOW
Cash From Operating Activities $110.0K $0.00 -$420.0K
Capital Expenditures -$110.0K -$50.00K $0.00
Free Cash Flow $220.0K $50.00K -$420.0K
YoY Change -152.38% -96.21% -97.14%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
380000 USD
CY2013Q3 us-gaap Line Of Credit Facility Amount Outstanding
LineOfCreditFacilityAmountOutstanding
5000000 USD
CY2013Q3 byfc Tier One Leverage Capital Required Under Cease And Desist Order
TierOneLeverageCapitalRequiredUnderCeaseAndDesistOrder
0.0800 pure
CY2012Q4 byfc Tier One Leverage Capital Required Under Cease And Desist Order
TierOneLeverageCapitalRequiredUnderCeaseAndDesistOrder
0.0800 pure
CY2013Q3 byfc Capital Required Under Cease And Desist Order Ratio
CapitalRequiredUnderCeaseAndDesistOrderRatio
0.1200 pure
CY2012Q4 byfc Capital Required Under Cease And Desist Order Ratio
CapitalRequiredUnderCeaseAndDesistOrderRatio
0.1200 pure
CY2013Q3 us-gaap Net Income Loss
NetIncomeLoss
584000 USD
CY2012Q3 us-gaap Net Income Loss
NetIncomeLoss
-613000 USD
us-gaap Net Income Loss
NetIncomeLoss
-260000 USD
CY2013Q3 us-gaap Subordinated Debt
SubordinatedDebt
6000000 USD
CY2012Q4 us-gaap Subordinated Debt
SubordinatedDebt
6000000 USD
CY2012Q3 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
287000 USD
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
858000 USD
CY2012Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-900000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-1039000 USD
CY2013Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.05
CY2012Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.48
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
-0.23
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.21
us-gaap Net Income Loss
NetIncomeLoss
1238000 USD
CY2013Q3 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
127000 USD
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
779000 USD
CY2013Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
457000 USD
CY2013Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3755695 shares
CY2013Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3755695 shares
CY2012Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
1858697 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2536913 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
1782887 shares
CY2013Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.05
CY2012Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.48
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
-0.23
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.21
CY2013Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
148750 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
148750 shares
CY2012Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
227075 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
227075 shares
CY2013Q3 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
9652000 USD
CY2013Q3 byfc Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
496000 USD
CY2013Q3 us-gaap Available For Sale Securities
AvailableForSaleSecurities
10148000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Loans In Process
LoansAndLeasesReceivableLoansInProcess
25000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Loans In Process
LoansAndLeasesReceivableLoansInProcess
74000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
-784000 USD
CY2011Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17299000 USD
CY2013Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
414000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
414000 USD
CY2012Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
129000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1190000 USD
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
80000 USD
CY2012Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
12660000 USD
CY2012Q4 byfc Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
718000 USD
CY2012Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
13378000 USD
CY2013Q3 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
10100000 USD
CY2012Q4 us-gaap Available For Sale Securities Pledged As Collateral
AvailableForSaleSecuritiesPledgedAsCollateral
1500000 USD
us-gaap Available For Sale Securities Gross Realized Gains Losses Sale Proceeds
AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds
0 USD
us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
7259000 USD
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
97000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
260824000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
263126000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
-557000 USD
CY2013Q3 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
260000 USD
CY2012Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
-17000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
10339000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
11869000 USD
CY2013Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
251504000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
251723000 USD
CY2013Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
10579000 USD
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
10339000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
11869000 USD
CY2012Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
17856000 USD
CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16984000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
608000 USD
CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
119000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
415000 USD
CY2013Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
734000 USD
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
2552000 USD
CY2012Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
1120000 USD
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
1920000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
2732000 USD
CY2012Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
44376000 USD
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
7889000 USD
CY2013Q3 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
2450000 USD
CY2013Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
38550000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
9137000 USD
CY2012Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
218750000 USD
CY2013Q3 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
222274000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
55765000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
49838000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
38550000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
44376000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
2732000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
36669000 USD
CY2013Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
360000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
38079000 USD
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
971000 USD
CY2012Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
56112000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
56811000 USD
CY2012Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
487000 USD
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
1514000 USD
us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
2500000 USD
us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
3400000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
20135000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
37090000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
1295000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
20000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
20135000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
21450000 USD
CY2013Q3 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
240459000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
3281000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
1425000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
37090000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
41796000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
240699000 USD
CY2013Q3 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
32200000 USD
CY2012Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
41100000 USD
CY2013Q3 byfc Allowance For Credit Losses Related To Troubled Debt Restructured Loans
AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans
2100000 USD
CY2012Q4 byfc Allowance For Credit Losses Related To Troubled Debt Restructured Loans
AllowanceForCreditLossesRelatedToTroubledDebtRestructuredLoans
2500000 USD
byfc Financing Receivable Modifications Return To Accrual Status Period Of Timely Payments
FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments
P6M
CY2013Q3 us-gaap Loans And Leases Receivable Impaired Commitment To Lend
LoansAndLeasesReceivableImpairedCommitmentToLend
0 USD
CY2012Q4 us-gaap Loans And Leases Receivable Impaired Commitment To Lend
LoansAndLeasesReceivableImpairedCommitmentToLend
0 USD
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
6 loan
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
2195000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
2286000 USD
CY2012Q3 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
1 loan
CY2012Q3 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
503000 USD
CY2012Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
503000 USD
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
12 loan
CY2013Q3 us-gaap Federal Funds Sold
FederalFundsSold
51260000 USD
CY2013Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
60224000 USD
CY2012Q4 us-gaap Tangible Capital Required For Capital Adequacy
TangibleCapitalRequiredForCapitalAdequacy
5603000 USD
CY2013Q3 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
13819000 USD
CY2012Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
14940000 USD
CY2013Q3 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
18208000 USD
CY2012Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
20090000 USD
CY2013Q3 us-gaap Tangible Capital Required For Capital Adequacy To Tangible Assets
TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets
0.0150 pure
CY2012Q4 us-gaap Tangible Capital Required For Capital Adequacy To Tangible Assets
TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets
0.0150 pure
CY2013Q3 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.0400 pure
CY2012Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.0400 pure
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
4672000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
4683000 USD
CY2013Q3 byfc Financing Receivable Modifications Related Allowance Loans Modified During Period
FinancingReceivableModificationsRelatedAllowanceLoansModifiedDuringPeriod
0 USD
byfc Financing Receivable Modifications Related Allowance Loans Modified During Period
FinancingReceivableModificationsRelatedAllowanceLoansModifiedDuringPeriod
57000 USD
CY2012Q3 byfc Financing Receivable Modifications Related Allowance Loans Modified During Period
FinancingReceivableModificationsRelatedAllowanceLoansModifiedDuringPeriod
0 USD
byfc Financing Receivable Modifications Related Allowance Loans Modified During Period
FinancingReceivableModificationsRelatedAllowanceLoansModifiedDuringPeriod
228000 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
23000 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
100000 USD
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0 loan
byfc Payment Default Classification Period
PaymentDefaultClassificationPeriod
P90D
CY2012Q3 byfc Financing Receivable Modifications Recorded Investment Other Than Troubled Debt Restructuring
FinancingReceivableModificationsRecordedInvestmentOtherThanTroubledDebtRestructuring
2200000 USD
byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
CY2013Q3 byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
CY2012Q3 byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
CY2013Q3 us-gaap Tangible Capital
TangibleCapital
33670000 USD
CY2012Q4 us-gaap Tangible Capital
TangibleCapital
32936000 USD
CY2013Q3 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
33670000 USD
CY2012Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
32936000 USD
CY2013Q3 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
33670000 USD
CY2012Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
32936000 USD
CY2013Q3 us-gaap Capital
Capital
36608000 USD
CY2012Q4 us-gaap Capital
Capital
36183000 USD
CY2013Q3 us-gaap Tangible Capital To Tangible Assets
TangibleCapitalToTangibleAssets
0.0975 pure
CY2012Q4 us-gaap Tangible Capital To Tangible Assets
TangibleCapitalToTangibleAssets
0.0882 pure
CY2013Q3 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0975 pure
CY2013Q3 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1479 pure
CY2013Q3 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1608 pure
CY2012Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0882 pure
CY2012Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1312 pure
CY2012Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1441 pure
CY2013Q3 us-gaap Tangible Capital Required For Capital Adequacy
TangibleCapitalRequiredForCapitalAdequacy
5182000 USD
CY2013Q3 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0800 pure
CY2012Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0800 pure
CY2013Q3 byfc Amount Of Tier One Leverage Capital Required Under Cease And Desist Order
AmountOfTierOneLeverageCapitalRequiredUnderCeaseAndDesistOrder
27637000 USD
CY2012Q4 byfc Amount Of Tier One Leverage Capital Required Under Cease And Desist Order
AmountOfTierOneLeverageCapitalRequiredUnderCeaseAndDesistOrder
29881000 USD
CY2013Q3 byfc Capital Required Under Cease And Desist Order
CapitalRequiredUnderCeaseAndDesistOrder
27312000 USD
CY2012Q4 byfc Capital Required Under Cease And Desist Order
CapitalRequiredUnderCeaseAndDesistOrder
30135000 USD
byfc Deferred Tax Asset Valuation Allowance Lookback Period
DeferredTaxAssetValuationAllowanceLookbackPeriod
P2Y
CY2013Q3 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
9500000 USD
CY2013Q3 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
0 USD
CY2012Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
9000000 USD
CY2012Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
0 USD
CY2013Q3 us-gaap Cash
Cash
8964000 USD
CY2013Q3 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
1085000 USD
CY2013Q3 us-gaap Interest Receivable
InterestReceivable
1116000 USD
CY2013Q3 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
4113000 USD
CY2013Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
2688000 USD
CY2013Q3 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
6611000 USD
CY2013Q3 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
2739000 USD
CY2013Q3 us-gaap Cost Method Investments
CostMethodInvestments
1364000 USD
CY2013Q3 us-gaap Other Assets
OtherAssets
4079000 USD
CY2013Q3 us-gaap Assets
Assets
345671000 USD
CY2012Q4 us-gaap Cash
Cash
13420000 USD
CY2012Q4 us-gaap Federal Funds Sold
FederalFundsSold
50940000 USD
CY2012Q4 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
19051000 USD
CY2012Q4 us-gaap Interest Receivable
InterestReceivable
1250000 USD
CY2012Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
3901000 USD
CY2012Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
2617000 USD
CY2012Q4 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
8163000 USD
CY2012Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
2688000 USD
CY2012Q4 us-gaap Cost Method Investments
CostMethodInvestments
1528000 USD
CY2012Q4 us-gaap Other Assets
OtherAssets
5034000 USD
CY2012Q4 us-gaap Assets
Assets
373693000 USD
CY2013Q3 us-gaap Deposits
Deposits
218569000 USD
CY2013Q3 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
87500000 USD
CY2012Q4 us-gaap Deposits
Deposits
257071000 USD
CY2012Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
79500000 USD
CY2012Q4 us-gaap Other Borrowings
OtherBorrowings
5000000 USD
CY2012Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
1941000 USD
CY2012Q4 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
2104000 USD
CY2012Q4 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
711000 USD
CY2012Q4 us-gaap Other Liabilities
OtherLiabilities
3359000 USD
CY2012Q4 us-gaap Liabilities
Liabilities
355686000 USD
CY2013Q3 us-gaap Other Borrowings
OtherBorrowings
2960000 USD
CY2013Q3 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
674000 USD
CY2013Q3 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
1034000 USD
CY2013Q3 us-gaap Other Liabilities
OtherLiabilities
3350000 USD
CY2013Q3 us-gaap Liabilities
Liabilities
320087000 USD
CY2013Q3 us-gaap Common Stock Value
CommonStockValue
62000 USD
CY2013Q3 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
21785000 USD
CY2013Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-9027000 USD
CY2013Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
96000 USD
CY2013Q3 us-gaap Treasury Stock Value
TreasuryStockValue
1329000 USD
CY2013Q3 us-gaap Stockholders Equity
StockholdersEquity
25584000 USD
CY2013Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
345671000 USD
CY2012Q4 us-gaap Preferred Stock Discount On Shares
PreferredStockDiscountOnShares
598000 USD
CY2012Q4 us-gaap Common Stock Value
CommonStockValue
20000 USD
CY2012Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
10095000 USD
CY2012Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-7988000 USD
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
318000 USD
CY2012Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1234000 USD
CY2012Q4 us-gaap Stockholders Equity
StockholdersEquity
18007000 USD
CY2012Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
373693000 USD
CY2013Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2012Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2013Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
8000000 shares
CY2012Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
8000000 shares
CY2013Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
6249442 shares
CY2012Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
2013942 shares
CY2013Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
6145451 shares
CY2012Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
1917422 shares
CY2013Q3 byfc Accumulated Other Comprehensive Income Tax
AccumulatedOtherComprehensiveIncomeTax
400000 USD
CY2012Q4 byfc Accumulated Other Comprehensive Income Tax
AccumulatedOtherComprehensiveIncomeTax
400000 USD
CY2013Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
103991 shares
CY2012Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
96520 shares
CY2013Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3637000 USD
CY2012Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
4595000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
11420000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
14955000 USD
CY2013Q3 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
71000 USD
CY2012Q3 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
109000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
240000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
392000 USD
CY2013Q3 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
103000 USD
CY2012Q3 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
19000 USD
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
237000 USD
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
55000 USD
CY2013Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
3811000 USD
CY2012Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4723000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
11897000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
15402000 USD
CY2013Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
522000 USD
CY2012Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
707000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
1728000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2562000 USD
CY2013Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
651000 USD
CY2012Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
789000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
2075000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
2437000 USD
CY2013Q3 us-gaap Interest Expense
InterestExpense
1173000 USD
CY2012Q3 us-gaap Interest Expense
InterestExpense
1496000 USD
us-gaap Interest Expense
InterestExpense
3803000 USD
us-gaap Interest Expense
InterestExpense
4999000 USD
CY2013Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
2638000 USD
CY2012Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3227000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
8094000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10403000 USD
CY2013Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
2224000 USD
CY2012Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3098000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
7680000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9213000 USD
CY2013Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
132000 USD
CY2012Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
149000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
403000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
440000 USD
CY2013Q3 us-gaap Servicing Fees Net
ServicingFeesNet
8000 USD
CY2012Q3 us-gaap Servicing Fees Net
ServicingFeesNet
-6000 USD
us-gaap Servicing Fees Net
ServicingFeesNet
18000 USD
us-gaap Servicing Fees Net
ServicingFeesNet
-168000 USD
CY2012Q3 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
-280000 USD
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
-280000 USD
CY2013Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-8000 USD
CY2012Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-107000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-10000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
288000 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
2523000 USD
us-gaap Marketable Securities Realized Gain Loss Excluding Other Than Temporary Impairments
MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments
50000 USD
CY2013Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
14000 USD
CY2012Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
27000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
113000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
77000 USD
CY2013Q3 us-gaap Noninterest Income
NoninterestIncome
1367000 USD
CY2012Q3 us-gaap Noninterest Income
NoninterestIncome
-217000 USD
us-gaap Noninterest Income
NoninterestIncome
1842000 USD
us-gaap Noninterest Income
NoninterestIncome
2930000 USD
CY2013Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1479000 USD
CY2012Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1534000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
4428000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
4661000 USD
CY2013Q3 us-gaap Occupancy Net
OccupancyNet
269000 USD
CY2012Q3 us-gaap Occupancy Net
OccupancyNet
358000 USD
us-gaap Occupancy Net
OccupancyNet
932000 USD
us-gaap Occupancy Net
OccupancyNet
942000 USD
CY2013Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
213000 USD
CY2012Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
212000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
636000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
664000 USD
CY2013Q3 us-gaap Professional Fees
ProfessionalFees
225000 USD
CY2012Q3 us-gaap Professional Fees
ProfessionalFees
246000 USD
us-gaap Professional Fees
ProfessionalFees
558000 USD
us-gaap Professional Fees
ProfessionalFees
530000 USD
CY2013Q3 byfc Provision For Recapture Of Losses On Loans Held For Sale
ProvisionForRecaptureOfLossesOnLoansHeldForSale
-315000 USD
CY2012Q3 byfc Provision For Recapture Of Losses On Loans Held For Sale
ProvisionForRecaptureOfLossesOnLoansHeldForSale
-267000 USD
byfc Provision For Recapture Of Losses On Loans Held For Sale
ProvisionForRecaptureOfLossesOnLoansHeldForSale
153000 USD
byfc Provision For Recapture Of Losses On Loans Held For Sale
ProvisionForRecaptureOfLossesOnLoansHeldForSale
-81000 USD
CY2013Q3 byfc Real Estate Owned Valuation Allowance Provision Recapture Net
RealEstateOwnedValuationAllowanceProvisionRecaptureNet
321000 USD
CY2012Q3 byfc Real Estate Owned Valuation Allowance Provision Recapture Net
RealEstateOwnedValuationAllowanceProvisionRecaptureNet
427000 USD
byfc Real Estate Owned Valuation Allowance Provision Recapture Net
RealEstateOwnedValuationAllowanceProvisionRecaptureNet
544000 USD
byfc Real Estate Owned Valuation Allowance Provision Recapture Net
RealEstateOwnedValuationAllowanceProvisionRecaptureNet
739000 USD
CY2013Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
181000 USD
CY2012Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
229000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
573000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
662000 USD
CY2013Q3 byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
91000 USD
CY2012Q3 byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
113000 USD
byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
312000 USD
byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
330000 USD
CY2013Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
543000 USD
CY2012Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
640000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1640000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1609000 USD
CY2013Q3 us-gaap Noninterest Expense
NoninterestExpense
3007000 USD
CY2012Q3 us-gaap Noninterest Expense
NoninterestExpense
3492000 USD
us-gaap Noninterest Expense
NoninterestExpense
9776000 USD
us-gaap Noninterest Expense
NoninterestExpense
10056000 USD
CY2013Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
584000 USD
CY2012Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-611000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-254000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2087000 USD
CY2012Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
849000 USD
CY2013Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-76000 USD
CY2012Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
7000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-222000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-72000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
50000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-76000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1116000 USD
CY2013Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
CY2012Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
us-gaap Depreciation
Depreciation
161000 USD
us-gaap Depreciation
Depreciation
249000 USD
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-149000 USD
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-115000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-28000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-44000 USD
byfc Amortization Of Investment In Affordable Housing Limited Partnership
AmortizationOfInvestmentInAffordableHousingLimitedPartnership
164000 USD
byfc Amortization Of Investment In Affordable Housing Limited Partnership
AmortizationOfInvestmentInAffordableHousingLimitedPartnership
126000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
33000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
60000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
51000 USD
CY2012Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
7000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-222000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-122000 USD
CY2013Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
508000 USD
CY2012Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-606000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-482000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
60000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-134000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-303000 USD
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-850000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-955000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
4000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
489000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
535000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-9000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
638000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1596000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
3361000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
2041000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-35096000 USD
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
15502000 USD
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
1486000 USD
us-gaap Proceeds From Collection Of Loans Held For Sale
ProceedsFromCollectionOfLoansHeldForSale
1520000 USD
us-gaap Proceeds From Collection Of Loans Held For Sale
ProceedsFromCollectionOfLoansHeldForSale
366000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
1050000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
2980000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
3229000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
3583000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
7750000 USD
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
212000 USD
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-188000 USD
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
4237000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
232000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
9000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
21100000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
53043000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-38502000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-31878000 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
36000000 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
17000000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
28000000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
17000000 USD
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
323000 USD
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
272000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-26832000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-31456000 USD
us-gaap Net Cash Provided By Used In Continuing Operations
NetCashProvidedByUsedInContinuingOperations
-4136000 USD
us-gaap Net Cash Provided By Used In Continuing Operations
NetCashProvidedByUsedInContinuingOperations
24948000 USD
us-gaap Interest Paid
InterestPaid
3314000 USD
us-gaap Interest Paid
InterestPaid
4464000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
4000 USD
byfc Transfer To Other Real Estate From Portfolio Loans
TransferToOtherRealEstateFromPortfolioLoans
1832000 USD
byfc Transfer To Other Real Estate From Portfolio Loans
TransferToOtherRealEstateFromPortfolioLoans
3461000 USD
us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
616000 USD
CY2011Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
31597000 USD
CY2012Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
56545000 USD
dei Entity Registrant Name
EntityRegistrantName
BROADWAY FINANCIAL CORP \DE\
dei Entity Central Index Key
EntityCentralIndexKey
0001001171
dei Document Type
DocumentType
10-Q
dei Document Period End Date
DocumentPeriodEndDate
2013-09-30
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2013Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
6145451 shares
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2013
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2536913 shares
CY2012Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
1858697 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
1782887 shares
CY2013Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
2450000 USD
CY2013Q3 us-gaap Gains Losses On Restructuring Of Debt
GainsLossesOnRestructuringOfDebt
1221000 USD
us-gaap Gains Losses On Restructuring Of Debt
GainsLossesOnRestructuringOfDebt
1221000 USD
byfc Payments To Acquire Cost Method Investments
PaymentsToAcquireCostMethodInvestments
350000 USD
us-gaap Proceeds From Sale Of Treasury Stock
ProceedsFromSaleOfTreasuryStock
150000 USD
us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
7394000 USD
CY2013Q3 us-gaap Transfer Of Loans Held For Sale To Portfolio Loans1
TransferOfLoansHeldForSaleToPortfolioLoans1
7400000 USD
us-gaap Mortgage Loans On Real Estate Cost Of Mortgages Sold
MortgageLoansOnRealEstateCostOfMortgagesSold
15500000 USD
us-gaap Mortgage Loans On Real Estate Cost Of Mortgages Sold
MortgageLoansOnRealEstateCostOfMortgagesSold
1800000 USD
byfc Additional Charge Offs On Loans Transferred To Held For Sale
AdditionalChargeOffsOnLoansTransferredToHeldForSale
1500000 USD
CY2013Q3 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2012Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2013Q3 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000 shares
CY2012Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000 shares
byfc Transfer To Other Real Estate From Loans Held For Sale
TransferToOtherRealEstateFromLoansHeldForSale
753000 USD
byfc Transfer To Other Real Estate From Loans Held For Sale
TransferToOtherRealEstateFromLoansHeldForSale
333000 USD
us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
3347000 USD
byfc Exchange Of Other Borrowings To Equity
ExchangeOfOtherBorrowingsToEquity
2575000 USD
byfc Exchange Of Dividends Payable To Equity
ExchangeOfDividendsPayableToEquity
2646000 USD
byfc Transfer Of Accrued Interest To Other Borrowings
TransferOfAccruedInterestToOtherBorrowings
535000 USD
CY2013Q3 us-gaap Undistributed Earnings Allocated To Participating Securities
UndistributedEarningsAllocatedToParticipatingSecurities
283000 USD
us-gaap Undistributed Earnings Allocated To Participating Securities
UndistributedEarningsAllocatedToParticipatingSecurities
-465000 USD
CY2013Q3 byfc Net Income Loss Allocated To Common Stockholders Basic
NetIncomeLossAllocatedToCommonStockholdersBasic
174000 USD
CY2013Q2 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0948 pure
CY2013Q2 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1498 pure
CY2013Q2 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1627 pure
CY2012Q3 byfc Net Income Loss Allocated To Common Stockholders Basic
NetIncomeLossAllocatedToCommonStockholdersBasic
-900000 USD
byfc Net Income Loss Allocated To Common Stockholders Basic
NetIncomeLossAllocatedToCommonStockholdersBasic
-574000 USD
byfc Net Income Loss Allocated To Common Stockholders Basic
NetIncomeLossAllocatedToCommonStockholdersBasic
380000 USD

Files In Submission

Name View Source Status
0001104659-13-084872-index-headers.html Edgar Link pending
0001104659-13-084872-index.html Edgar Link pending
0001104659-13-084872.txt Edgar Link pending
0001104659-13-084872-xbrl.zip Edgar Link pending
a13-19851_110q.htm Edgar Link pending
a13-19851_1ex10d21d1.htm Edgar Link pending
a13-19851_1ex10d21d2.htm Edgar Link pending
a13-19851_1ex10d22d1.htm Edgar Link pending
a13-19851_1ex10d22d2.htm Edgar Link pending
a13-19851_1ex10d22d3.htm Edgar Link pending
a13-19851_1ex10d23.htm Edgar Link pending
a13-19851_1ex10d24.htm Edgar Link pending
a13-19851_1ex10d25d1.htm Edgar Link pending
a13-19851_1ex10d25d2.htm Edgar Link pending
a13-19851_1ex10d26d1.htm Edgar Link pending
a13-19851_1ex10d26d2.htm Edgar Link pending
a13-19851_1ex10d27.htm Edgar Link pending
a13-19851_1ex31d1.htm Edgar Link pending
a13-19851_1ex31d2.htm Edgar Link pending
a13-19851_1ex32d1.htm Edgar Link pending
a13-19851_1ex32d2.htm Edgar Link pending
a13-19851_1ex3d1.htm Edgar Link pending
a13-19851_1ex3d2.htm Edgar Link pending
a13-19851_1ex4d13.htm Edgar Link pending
a13-19851_1ex4d14.htm Edgar Link pending
a13-19851_1ex4d3.htm Edgar Link pending
a13-19851_1ex4d5.htm Edgar Link pending
a13-19851_1ex4d7.htm Edgar Link pending
byfc-20130930.xml Edgar Link completed
byfc-20130930.xsd Edgar Link pending
byfc-20130930_cal.xml Edgar Link unprocessable
byfc-20130930_def.xml Edgar Link unprocessable
byfc-20130930_lab.xml Edgar Link unprocessable
byfc-20130930_pre.xml Edgar Link unprocessable
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xls Edgar Link pending
Financial_Report.xlsx Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R5.htm Edgar Link pending
R6.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending