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Consolidated balance sheet

In millions of CAD, except per-share amounts
Q4 FY2025
As of Oct 31, 2025
Q4 FY2024
As of Oct 31, 2024
Q4 FY2023
As of Oct 31, 2023
Q4 FY2022
As of Oct 31, 2022
Q4 FY2021
As of Oct 31, 2021
Q4 FY2020
As of Oct 31, 2020
Q4 FY2019
As of Oct 31, 2019
Q4 FY2018
As of Oct 31, 2018
ASSETS
Cash and non-interest-bearing deposits with banks
Interest-bearing deposits with banks
Securities (Note 4)
Cash collateral on securities borrowed
Securities purchased under resale agreements
Loans (Note 5)
Residential mortgages
Personal
Credit card
Business and government
Allowance for credit losses
Total loans
Other
Derivative instruments (Note 12)
Customers' liability under acceptances
Property and equipment (Note 7)
Goodwill (Note 8)
Software and other intangible assets (Note 8)
Investments in equity-accounted associates and joint ventures (Note 24)
Deferred tax assets (Note 18)
Other assets (Note 9)
Other miscellaneous assets
Total assets
LIABILITIES AND EQUITY
Deposits (Note 10)
Personal
Business and government
Bank
Secured borrowings
Deposits
Obligations related to securities sold short
Cash collateral on securities lent
Obligations related to securities sold under repurchase agreements
Other
Acceptances
Deferred tax liabilities (Note 18)
Other liabilities (Note 11)
Other miscellaneous liabilities
Subordinated indebtedness (Note 14)
Total liabilities
Equity
Issued shares (Note 15)
Preference shares [member]
Common shares [member]
Contributed surplus
Retained earnings
Accumulated other comprehensive income (AOCI)
Total shareholders' equity
Non-controlling interests
Preference shares [member]
Common shares [member]
Total equity
Total liabilities and equity

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