$CM Income Statement | Understand Stock

$CM

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statement of income

In millions of CAD, except per-share amounts

	FY2025 12 months to Oct 31, 2025	FY2024 12 months to Oct 31, 2024	FY2023 12 months to Oct 31, 2023	FY2022 12 months to Oct 31, 2022	FY2021 12 months to Oct 31, 2021
Interest income (Note 28)
Loans
Securities
Securities borrowed or purchased under resale agreements
Deposits with banks and other
Interest income
Interest expense (Note 28)
Deposits
Securities sold short
Securities lent or sold under repurchase agreements
Subordinated indebtedness
Other
Interest expense
Net interest income
Non-interest income
Underwriting and advisory fees
Deposit and payment fees
Credit fees
Card fees
Investment management and custodial fees
Mutual fund fees
Insurance fees, net of claims
Income from insurance activities, net
Commissions on securities transactions
Gains (losses) from financial instruments measured/designated at fair value through profit or loss (FVTPL), net
Gains (losses) from debt securities measured at fair value through other comprehensive income (FVOCI) and amortized cost, net
Foreign exchange other than trading (FXOTT)
Income from equity-accounted associates and joint ventures (Note 24)
Other
Non-interest income
Total revenue
Provision for credit losses (Note 5)
Non-interest expenses
Employee compensation and benefits
Occupancy costs
Computer, software and office equipment
Communications
Advertising and business development
Professional fees
Business and capital taxes
Other (Notes 3 and 8)
Non-interest expenses
Income before income taxes
Income taxes (Note 18)
Net income
Net income attributable to non-controlling interests
Preferred shareholders and other equity instrument holders
Common shareholders
Net income attributable to equity shareholders
Earnings per share (EPS) (in dollars) (Note 19)
Basic
Diluted
Dividends per common share (in dollars) (Note 15)

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