CNO Financial Group, Inc. is an insurance holding company, which engages in developing, marketing, and administering health insurance, annuity, individual life insurance and other insurance products. The company is headquartered in Carmel, Indiana and currently employs 3,500 full-time employees. The firm develops, markets and administers health insurance, annuity, individual life insurance and other insurance and financial services products. The company is focused on serving middle-income pre-retiree and retired Americans. The firm primarily market its insurance products under its three primary brands: Bankers Life, Washington National and Colonial Penn. The company markets its products through the Consumer and Worksite Divisions that reflect the customers served by the Company. The Consumer Division serves individual consumers, engaging with them on the phone, virtually, online, face-to-face with agents, or through a combination of sales channels. The Worksite Division focuses on the sale of voluntary benefit life and health insurance products in the workplace for businesses, associations, and other membership groups, interacting with customers at their place of employment and virtually.