Central Plains Bancshares Inc
What Do They Do?
Accepts deposits and makes residential, commercial and agricultural loans to households, businesses and agricultural producers in southcentral Nebraska.
10-K for FY2026, filed Jun 18, 2026
How Do They Make Money?
Earns interest from loans and other interest-earning assets, while paying interest on deposits; it also charges fees for deposit accounts, ATM use and debit-card transactions, either periodically or based on activity.
10-K for FY2026, filed Jun 18, 2026Our results of operations depend primarily on our net interest income. Net interest income is the difference between the interest income we…View ↗
Revenue Recognition—Most of the Association’s revenue is not subject to ASC 606. Revenue subject to ASC 606 includes customer services fees…View ↗
Under ASC 606, the Association must identify the contract with a customer, identify the performance obligation(s) within the contract…View ↗
$27.7M
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10-K for FY2026, filed Jun 18, 2026
$27.7M ↗
Who Are Their Customers?
Takes deposits from the general public and makes loans to home buyers, property owners, businesses and agricultural producers, mainly in its southcentral Nebraska market. Loan applications come through employee marketing, existing customers, walk-ins and referrals.
10-K for FY2026, filed Jun 18, 2026Our business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated…View ↗
We serve southcentral Nebraska through our network of nine office locations, which cover a relatively broad area of southcentral Nebraska.…View ↗
In recent years, we have expanded our focus on higher yielding commercial lending, including both commercial real estate and commercial…View ↗
We originate loans through employee marketing and advertising efforts, our existing customer base, walk-in customers and referrals from…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 14 cents of every revenue dollar as net income in FY2026 and turned 21 cents into free cash flow.
How Are They Changing?
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