Financial Snapshot

Revenue
$23.71M
TTM
Gross Margin
Net Earnings
$3.314M
TTM
Current Assets
Current Liabilities
$9.577M
Q3 2024
Current Ratio
Total Assets
$628.4M
Q3 2024
Total Liabilities
$574.1M
Q3 2024
Book Value
$54.27M
Q3 2024
Cash
Q3 2024
P/E
11.81
Nov 29, 2024 EST
Free Cash Flow
-$1.299M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Revenue $1.109M $1.477M $1.147M $20.25M $20.34M $19.85M $18.42M
YoY Change -24.92% 28.77% -94.33% -0.45% 2.47% 7.72%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Revenue $1.109M $1.477M $1.147M $20.25M $20.34M $19.85M $18.42M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $655.0K $842.0K $820.0K $750.0K $574.0K $533.0K $662.0K
YoY Change -22.21% 2.68% 9.33% 30.66% 7.69% -19.49%
% of Gross Profit
Depreciation & Amortization $944.0K $869.0K $763.0K $665.0K $653.0K $536.0K $503.0K $510.0K $440.0K $380.0K $300.0K $220.0K $210.0K $190.0K $130.0K $70.00K $60.00K $60.00K $70.00K $60.00K -$90.00K
YoY Change 8.63% 13.89% 14.74% 1.84% 21.83% 6.56% -1.37% 15.91% 15.79% 26.67% 36.36% 4.76% 10.53% 46.15% 85.71% 16.67% 0.0% -14.29% 16.67% -166.67%
% of Gross Profit
Operating Expenses $655.0K $842.0K $820.0K $750.0K $574.0K $533.0K $662.0K
YoY Change -22.21% 2.68% 9.33% 30.66% 7.69% -19.49%
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Interest Expense $5.079M $1.877M $3.304M $5.154M $4.532M $3.495M
YoY Change 170.59% -43.19% -35.89% 13.72% 29.67%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Pretax Income $4.069M $6.770M $6.000M $6.810M $4.807M $6.026M $5.820M $5.410M $5.020M $5.020M $4.080M $4.760M $3.970M $2.880M $1.340M $770.0K -$130.0K $960.0K $960.0K $1.300M $1.230M
YoY Change -39.9% 12.83% -11.89% 41.67% -20.23% 3.54% 7.58% 7.77% 0.0% 23.04% -14.29% 19.9% 37.85% 114.93% 74.03% -692.31% -113.54% 0.0% -26.15% 5.69%
Income Tax $476.0K $1.066M $1.127M $1.445M $957.0K $1.283M $2.252M $1.760M $1.640M $1.660M $1.330M $1.630M $1.130M $940.0K $670.0K $250.0K -$40.00K $330.0K $330.0K $450.0K $410.0K
% Of Pretax Income 11.7% 15.75% 18.78% 21.22% 19.91% 21.29% 38.69% 32.53% 32.67% 33.07% 32.6% 34.24% 28.46% 32.64% 50.0% 32.47% 34.38% 34.38% 34.62% 33.33%
Net Earnings $3.593M $5.704M $4.873M $5.365M $3.850M $4.743M $3.568M $3.650M $3.380M $3.360M $2.740M $3.130M $2.840M $1.940M $670.0K $520.0K -$80.00K $640.0K $630.0K $850.0K $820.0K
YoY Change -37.01% 17.05% -9.17% 39.35% -18.83% 32.93% -2.25% 7.99% 0.6% 22.63% -12.46% 10.21% 46.39% 189.55% 28.85% -750.0% -112.5% 1.59% -25.88% 3.66%
Net Earnings / Revenue 323.99% 386.19% 424.85% 26.5% 18.93% 23.9% 19.37%
Basic Earnings Per Share $1.18 $1.89 $1.50 $1.66 $1.15 $2.68 $1.98
Diluted Earnings Per Share $1.18 $1.80 $1.406M $1.57 $1.07 $2.50 $1.87 $955.5K $871.1K $827.6K $646.2K $653.4K $503.5K $333.3K $113.2K $87.69K -$13.54K $101.9K $101.6K $135.4K $130.6K

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $18.30M $16.56M $16.25M $15.80M $14.10M $13.60M $12.20M $12.20M $12.40M $10.20M $8.500M $6.600M $4.900M $3.900M $3.000M $1.000M $900.0K $900.0K $900.0K $500.0K $500.0K
YoY Change 10.52% 1.92% 2.84% 12.06% 3.68% 11.48% 0.0% -1.61% 21.57% 20.0% 28.79% 34.69% 25.64% 30.0% 200.0% 11.11% 0.0% 0.0% 80.0% 0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $1.181M $1.313M $1.143M $800.0K $800.0K $800.0K $1.100M $1.600M $1.000M $800.0K $700.0K $800.0K $0.00 $1.700M $1.500M $1.600M $0.00 $800.0K
YoY Change -10.05% 14.87% 42.88% 0.0% 0.0% -27.27% -31.25% 60.0% 25.0% 14.29% -12.5% -100.0% 13.33% -6.25% -100.0%
Total Long-Term Assets
YoY Change
Total Assets $637.5M $660.9M $590.5M $565.7M $518.2M $442.5M $421.7M $426.6M $381.7M $369.8M $329.5M $277.2M $296.2M $233.3M $185.1M $154.8M $137.7M $118.8M $114.0M $111.3M $95.70M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $3.181M $3.908M $2.606M $2.700M $3.000M $1.600M $1.700M $1.700M $1.700M $1.200M $1.100M $800.0K $1.100M $1.000M $1.400M $1.100M $900.0K $700.0K $500.0K $300.0K $200.0K
YoY Change -18.6% 49.96% -3.48% -10.0% 87.5% -5.88% 0.0% 0.0% 41.67% 9.09% 37.5% -27.27% 10.0% -28.57% 27.27% 22.22% 28.57% 40.0% 66.67% 50.0%
Deferred Revenue
YoY Change
Short-Term Debt $7.521M $9.104M $2.704M $2.800M $2.800M $1.000M $1.000M $700.0K $1.100M $600.0K $400.0K $800.0K $300.0K $200.0K $200.0K $100.0K $3.800M $200.0K $200.0K $200.0K $200.0K
YoY Change -17.39% 236.69% -3.43% 0.0% 180.0% 0.0% 42.86% -36.36% 83.33% 50.0% -50.0% 166.67% 50.0% 0.0% 100.0% -97.37% 1800.0% 0.0% 0.0% 0.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $10.70M $13.01M $2.606M $2.700M $3.000M $1.600M $1.700M $1.700M $1.700M $1.200M $1.100M $800.0K $1.100M $1.000M $1.400M $1.100M $900.0K $700.0K $500.0K $300.0K $200.0K
YoY Change -17.75% 399.31% -3.48% -10.0% 87.5% -5.88% 0.0% 0.0% 41.67% 9.09% 37.5% -27.27% 10.0% -28.57% 27.27% 22.22% 28.57% 40.0% 66.67% 50.0%
Long-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Total Liabilities $584.7M $610.4M $538.1M $513.0M $467.7M $392.1M $374.6M $380.4M $338.3M $326.4M $286.8M $235.2M $246.3M $182.1M $151.8M $123.5M $109.8M $91.00M $85.50M $78.90M $78.40M
YoY Change -4.2% 13.42% 4.9% 9.69% 19.28% 4.67% -1.52% 12.44% 3.65% 13.81% 21.94% -4.51% 35.26% 19.96% 22.91% 12.48% 20.66% 6.43% 8.37% 0.64%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Basic Shares Outstanding 3.044M 3.021M 3.250M 3.230M 3.364M 1.768M 1.800M
Diluted Shares Outstanding 3.083M 3.153M 3.465M 3.426M 3.595M 1.894M 1.911M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $39.146 Million

About Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana is a holding company, which provides financial services to individuals, corporate entities, and other organizations. The company is headquartered in Shreveport, Louisiana and currently employs 78 full-time employees. The company went IPO on 2005-01-21. The company is a federally chartered, stock savings and loan association. The company provides financial services to individuals, corporate entities, and other organizations through the origination of loans and the acceptance of deposits in the form of passbook savings, certificates of deposit, and demand deposit accounts. Its business consists primarily of originating single-family real estate loans secured by property in its market area and to a lesser extent, commercial real estate loans, commercial business loans, and real estate secured lines of credit which typically have higher rates and shorter terms than single-family loans. Its services are provided by ten branch offices, six of which are located in Shreveport, Louisiana, two in Bossier City, one in Minden, Louisiana and one in Benton, Louisiana.

Industry: Savings Institution, Federally Chartered Peers: BROADWAY FINANCIAL CORP \DE\ Cullman Bancorp, Inc. /MD/ FFBW, Inc. /MD/ FIDELITY FEDERAL BANCORP LAKE SHORE BANCORP, INC. Skyline Bankshares, Inc. Rocket Companies, Inc. TC Bancshares, Inc.