Financial Snapshot

Revenue
$23.29M
TTM
Gross Margin
Net Earnings
$3.331M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
Q4 2024
Total Liabilities
Q4 2024
Book Value
$53.93M
Q4 2024
Cash
Q4 2024
P/E
11.75
Nov 29, 2024 EST
Free Cash Flow
$2.201M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Revenue $1.109M $1.477M $1.147M $20.25M $20.34M $19.85M $18.42M
YoY Change -24.92% 28.77% -94.33% -0.45% 2.47% 7.72%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Revenue $1.109M $1.477M $1.147M $20.25M $20.34M $19.85M $18.42M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

Operating Profits/Loss

No data

Operational Expenses

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $655.0K $842.0K $820.0K $750.0K $574.0K $533.0K $662.0K
YoY Change -22.21% 2.68% 9.33% 30.66% 7.69% -19.49%
% of Gross Profit
Depreciation & Amortization $944.0K $869.0K $763.0K $665.0K $653.0K $536.0K $503.0K $510.0K $440.0K $380.0K $300.0K $220.0K $210.0K $190.0K $130.0K $70.00K $60.00K $60.00K $70.00K $60.00K -$90.00K
YoY Change 8.63% 13.89% 14.74% 1.84% 21.83% 6.56% -1.37% 15.91% 15.79% 26.67% 36.36% 4.76% 10.53% 46.15% 85.71% 16.67% 0.0% -14.29% 16.67% -166.67%
% of Gross Profit
Operating Expenses $655.0K $842.0K $820.0K $750.0K $574.0K $533.0K $662.0K
YoY Change -22.21% 2.68% 9.33% 30.66% 7.69% -19.49%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Interest Expense $5.079M $1.877M $3.304M $5.154M $4.532M $3.495M
YoY Change 170.59% -43.19% -35.89% 13.72% 29.67%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Pretax Income $4.069M $6.770M $6.000M $6.810M $4.807M $6.026M $5.820M $5.410M $5.020M $5.020M $4.080M $4.760M $3.970M $2.880M $1.340M $770.0K -$130.0K $960.0K $960.0K $1.300M $1.230M
YoY Change -39.9% 12.83% -11.89% 41.67% -20.23% 3.54% 7.58% 7.77% 0.0% 23.04% -14.29% 19.9% 37.85% 114.93% 74.03% -692.31% -113.54% 0.0% -26.15% 5.69%
Income Tax $476.0K $1.066M $1.127M $1.445M $957.0K $1.283M $2.252M $1.760M $1.640M $1.660M $1.330M $1.630M $1.130M $940.0K $670.0K $250.0K -$40.00K $330.0K $330.0K $450.0K $410.0K
% Of Pretax Income 11.7% 15.75% 18.78% 21.22% 19.91% 21.29% 38.69% 32.53% 32.67% 33.07% 32.6% 34.24% 28.46% 32.64% 50.0% 32.47% 34.38% 34.38% 34.62% 33.33%
Net Earnings $3.593M $5.704M $4.873M $5.365M $3.850M $4.743M $3.568M $3.650M $3.380M $3.360M $2.740M $3.130M $2.840M $1.940M $670.0K $520.0K -$80.00K $640.0K $630.0K $850.0K $820.0K
YoY Change -37.01% 17.05% -9.17% 39.35% -18.83% 32.93% -2.25% 7.99% 0.6% 22.63% -12.46% 10.21% 46.39% 189.55% 28.85% -750.0% -112.5% 1.59% -25.88% 3.66%
Net Earnings / Revenue 323.99% 386.19% 424.85% 26.5% 18.93% 23.9% 19.37%
Basic Earnings Per Share $1.18 $1.89 $1.50 $1.66 $1.15 $2.68 $1.98
Diluted Earnings Per Share $1.18 $1.80 $1.406M $1.57 $1.07 $2.50 $1.87 $955.5K $871.1K $827.6K $646.2K $653.4K $503.5K $333.3K $113.2K $87.69K -$13.54K $101.9K $101.6K $135.4K $130.6K

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

No data

Short-Term Debt

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

No data

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $18.30M $16.56M $16.25M $15.80M $14.10M $13.60M $12.20M $12.20M $12.40M $10.20M $8.500M $6.600M $4.900M $3.900M $3.000M $1.000M $900.0K $900.0K $900.0K $500.0K $500.0K
YoY Change 10.52% 1.92% 2.84% 12.06% 3.68% 11.48% 0.0% -1.61% 21.57% 20.0% 28.79% 34.69% 25.64% 30.0% 200.0% 11.11% 0.0% 0.0% 80.0% 0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $1.181M $1.313M $1.143M $800.0K $800.0K $800.0K $1.100M $1.600M $1.000M $800.0K $700.0K $800.0K $0.00 $1.700M $1.500M $1.600M $0.00 $800.0K
YoY Change -10.05% 14.87% 42.88% 0.0% 0.0% -27.27% -31.25% 60.0% 25.0% 14.29% -12.5% -100.0% 13.33% -6.25% -100.0%
Total Long-Term Assets
YoY Change
Total Assets $637.5M $660.9M $590.5M $565.7M $518.2M $442.5M $421.7M $426.6M $381.7M $369.8M $329.5M $277.2M $296.2M $233.3M $185.1M $154.8M $137.7M $118.8M $114.0M $111.3M $95.70M
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $3.181M $3.908M $2.606M $2.700M $3.000M $1.600M $1.700M $1.700M $1.700M $1.200M $1.100M $800.0K $1.100M $1.000M $1.400M $1.100M $900.0K $700.0K $500.0K $300.0K $200.0K
YoY Change -18.6% 49.96% -3.48% -10.0% 87.5% -5.88% 0.0% 0.0% 41.67% 9.09% 37.5% -27.27% 10.0% -28.57% 27.27% 22.22% 28.57% 40.0% 66.67% 50.0%
Deferred Revenue
YoY Change
Short-Term Debt $7.521M $9.104M $2.704M $2.800M $2.800M $1.000M $1.000M $700.0K $1.100M $600.0K $400.0K $800.0K $300.0K $200.0K $200.0K $100.0K $3.800M $200.0K $200.0K $200.0K $200.0K
YoY Change -17.39% 236.69% -3.43% 0.0% 180.0% 0.0% 42.86% -36.36% 83.33% 50.0% -50.0% 166.67% 50.0% 0.0% 100.0% -97.37% 1800.0% 0.0% 0.0% 0.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $10.70M $13.01M $2.606M $2.700M $3.000M $1.600M $1.700M $1.700M $1.700M $1.200M $1.100M $800.0K $1.100M $1.000M $1.400M $1.100M $900.0K $700.0K $500.0K $300.0K $200.0K
YoY Change -17.75% 399.31% -3.48% -10.0% 87.5% -5.88% 0.0% 0.0% 41.67% 9.09% 37.5% -27.27% 10.0% -28.57% 27.27% 22.22% 28.57% 40.0% 66.67% 50.0%
Long-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Total Liabilities $584.7M $610.4M $538.1M $513.0M $467.7M $392.1M $374.6M $380.4M $338.3M $326.4M $286.8M $235.2M $246.3M $182.1M $151.8M $123.5M $109.8M $91.00M $85.50M $78.90M $78.40M
YoY Change -4.2% 13.42% 4.9% 9.69% 19.28% 4.67% -1.52% 12.44% 3.65% 13.81% 21.94% -4.51% 35.26% 19.96% 22.91% 12.48% 20.66% 6.43% 8.37% 0.64%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

No data

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004
Basic Shares Outstanding 3.044M 3.021M 3.250M 3.230M 3.364M 1.768M 1.800M
Diluted Shares Outstanding 3.083M 3.153M 3.465M 3.426M 3.595M 1.894M 1.911M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

Stock Price

Market Cap: $39.146 Million

About Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana is a holding company, which provides financial services to individuals, corporate entities, and other organizations. The company is headquartered in Shreveport, Louisiana and currently employs 78 full-time employees. The company went IPO on 2005-01-21. The company is a federally chartered, stock savings and loan association. The company provides financial services to individuals, corporate entities, and other organizations through the origination of loans and the acceptance of deposits in the form of passbook savings, certificates of deposit, and demand deposit accounts. Its business consists primarily of originating single-family real estate loans secured by property in its market area and to a lesser extent, commercial real estate loans, commercial business loans, and real estate secured lines of credit which typically have higher rates and shorter terms than single-family loans. Its services are provided by ten branch offices, six of which are located in Shreveport, Louisiana, two in Bossier City, one in Minden, Louisiana and one in Benton, Louisiana.

Industry: Savings Institution, Federally Chartered Peers: BROADWAY FINANCIAL CORP \DE\ Cullman Bancorp, Inc. /MD/ FFBW, Inc. /MD/ FIDELITY FEDERAL BANCORP LAKE SHORE BANCORP, INC. Skyline Bankshares, Inc. Rocket Companies, Inc. TC Bancshares, Inc.