Community West Bancshares
ir.cvcb.comWhat Do They Do?
Takes deposits and makes commercial, real estate and consumer loans for individuals and businesses in Central California.
10-K for FY2025, filed Mar 11, 2026At December 31, 2025, the Bank was the only banking subsidiary of the Company. Today, the Bank operates full-service Banking Centers in…View ↗
The Bank operates 26 full-service banking offices in Bakersfield, Clovis, Exeter, Folsom, Fresno, Goleta, Kerman, Lodi, Madera, Merced…View ↗
No individual or single group of related accounts is considered material in relation to the Bank’s assets or deposits, or in relation to…View ↗
How Do They Make Money?
Earns interest from loans and leases, investment securities and interest-bearing deposits, and collects fees and service charges from deposit products; additional income comes from bank-owned life insurance, merchant card services and other investments.
10-K for FY2025, filed Mar 11, 2026The Company has one reportable segment: banking operations. Loans and leases, investment securities, interest-bearing deposits and…View ↗
$185.7M
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10-K for FY2025, filed Mar 11, 2026
$185.7M ↗
Who Are Their Customers?
Individuals and businesses use the bank’s California offices for deposit accounts and commercial, real estate and consumer loans.
10-K for FY2025, filed Mar 11, 2026
Do Revenues Turn Into Profits?
Yes. It kept 21 cents of every revenue dollar as net income in FY2025 and turned 23 cents into free cash flow.
How Are They Changing?
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Apr 1, 2026
Completed merger with United Security Bancshares
United Security Bancshares merged into Community West Bancshares, followed by United Security Bank merging into Community West Bank.
Sources
8-K, filed Apr 1, 2026
As referenced above, on April 1, 2026, the Company completed its previously announced acquisition of USB pursuant to the Merger Agreement.…View ↗
Service area
The latest description extends the stated service area west to the Central Coast, while the older report described the bank as serving the Central Valley.
10-K for FY2022, filed Mar 9, 2023 10-K for FY2025, filed Mar 11, 2026At December 31, 2022, the Bank was the only banking subsidiary of the Company. The Bank is a multi-community bank that offers a full range…View ↗
At December 31, 2025, the Bank was the only banking subsidiary of the Company. Today, the Bank operates full-service Banking Centers in…View ↗
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