Financial Snapshot

Revenue
$99.21M
TTM
Gross Margin
Net Earnings
$35.66M
TTM
Current Assets
Current Liabilities
$12.06M
Q3 2024
Current Ratio
Total Assets
$1.740B
Q3 2024
Total Liabilities
$1.536B
Q3 2024
Book Value
$204.2M
Q3 2024
Cash
Q3 2024
P/E
12.42
Nov 29, 2024 EST
Free Cash Flow
$54.98M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016
Revenue $121.5M $78.75M $56.29M $53.31M $51.71M $46.80M $42.87M
YoY Change 54.34% 39.9% 5.58% 3.1% 10.49% 9.17%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016
Revenue $121.5M $78.75M $56.29M $53.31M $51.71M $46.80M $42.87M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.302M $1.406M $1.030M $1.090M $850.0K $1.100M $1.090M $800.0K
YoY Change -7.4% 36.5% -5.5% 28.24% -22.73% 0.92% 36.25%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016
Interest Expense $39.00M $9.322M $3.053M $6.153M $9.516M $7.169M $4.739M
YoY Change 318.34% 205.34% -50.38% -35.34% 32.74% 51.28%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016
Pretax Income $37.22M $39.26M $30.91M $25.88M $15.07M $25.80M $23.79M $16.82M
YoY Change -5.18% 26.99% 19.43% 71.77% -41.59% 8.44% 41.43% 21.8%
Income Tax $8.948M $9.619M $7.755M $6.618M $6.844M $797.0K $0.00 $0.00
% Of Pretax Income 24.04% 24.5% 25.09% 25.57% 45.42% 3.09% 0.0% 0.0%
Net Earnings $28.28M $29.64M $23.16M $19.27M $8.225M $25.00M $23.79M $16.82M
YoY Change -4.6% 27.98% 20.21% 134.24% -67.1% 5.09% 41.43% 21.8%
Net Earnings / Revenue 23.26% 37.64% 41.14% 36.14% 15.91% 53.42% 55.49%
Basic Earnings Per Share $3.09 $3.26 $2.56 $2.05 $0.81 $3.08 $3.26
Diluted Earnings Per Share $3.05 $3.220M $2.55 $2.05 $0.81 $3.03 $3.26 $1.664M

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $14.94M $13.11M $17.30M $9.200M $9.600M $7.800M $9.600M $6.500M
YoY Change 14.01% -24.24% 88.04% -4.17% 23.08% -18.75% 47.69%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
Total Assets $1.772B $1.584B $1.351B $1.017B $866.4M $770.5M $703.6M $613.8M
YoY Change
Accounts Payable $9.647M $9.715M $5.700M $3.800M $8.400M $4.200M $3.000M $2.700M
YoY Change -0.7% 70.44% 50.0% -54.76% 100.0% 40.0% 11.11%
Accrued Expenses $2.000M
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due $6.400M
YoY Change
Total Short-Term Liabilities $9.949M $10.77M $5.700M $3.800M $8.800M $6.100M $3.000M $9.100M
YoY Change -7.61% 88.93% 50.0% -56.82% 44.26% 103.33% -67.03%
Long-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $5.600M $0.00
YoY Change -100.0%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $5.600M $0.00
YoY Change -100.0%
Total Liabilities $1.601B $1.440B $1.223B $909.4M $766.3M $682.0M $634.4M $558.6M
YoY Change 11.2% 17.74% 34.5% 18.67% 12.36% 7.5% 13.57%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2016
Basic Shares Outstanding 9.162M 9.102M 9.056M 9.379M 10.15M 8.106M 7.288M
Diluted Shares Outstanding 9.264M 9.205M 9.092M 9.379M 10.15M 8.238M 7.288M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $442.87 Million

About Bank7 Corp.

Bank7 Corp. is bank holding company, which engages in the provision of banking solutions. The company is headquartered in Oklahoma City, Oklahoma and currently employs 123 full-time employees. The company went IPO on 2018-09-20. Through its wholly owned subsidiary, Bank7, it operates twelve full-service branches in Oklahoma, Texas, and Kansas. The Bank is a full-service commercial bank. The company focuses on the development of deep business relationships with its commercial customers and their principals. Its consumer lending services include residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans. The company focuses on the loan categories, such as commercial real estate lending, hospitality lending, energy lending, and commercial and industrial lending. The Bank offers deposit banking products includes commercial deposit services, commercial checking, money market, and other deposit accounts, and retail deposit services such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access.

Industry: State Commercial Banks Peers: Community West Bancshares EVANS BANCORP INC Investar Holding Corp NATIONAL BANKSHARES INC NORWOOD FINANCIAL CORP PNC FINANCIAL SERVICES GROUP, INC.