$CWBC Income Statement | Understand Stock

$CWBC

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of income

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Interest and fees on loans
Interest on deposits in other banks
Interest and dividends on investment securities:
Taxable
Exempt from Federal income taxes
Total interest income
Interest expense:
Interest on deposits
Interest on short-term borrowings
Interest on senior debt and subordinated debentures
Total interest expense
Net interest income before provision for credit losses
Provision for Other Credit Losses
Provision for credit losses
Net interest income after provision for credit losses
Non-interest income:
Service charges
Interchange fees
Appreciation in cash surrender value of bank owned life insurance
Federal Home Loan Bank dividends
Loan placement fees
Gain on proceeds from death benefits
Net realized (loss) gain on sale and disposal of equipment
Net realized losses on sales and calls of investment securities
Other-than-temporary impairment loss on investment securities
Other income
Total non-interest income

Non-interest expenses:
Salaries and employee benefits
Occupancy and equipment
Information technology
Data processing expense
Professional services
Regulatory assessments
ATM/Debit card expenses
Amortization of core deposit intangibles
Advertising
Internet banking expenses
Directors’ expenses
Loan related expenses
Merger and acquisition expense
Personnel other
Other expense
Total non-interest expenses

Income before provision for income taxes
Provision for income taxes
Net income
Net income per common share:
Basic earnings per common share (in dollars per share)
Diluted earnings per common share (in dollars per share)
Cash dividends per common share (in dollars per share)
Interest on senior debt and subordinated debentures

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