$CZWI Cashflow Statement | Understand Stock

$CZWI

$23.73 +$1.04 (4.58%) Close

$CZWI Overview Financial Statements SEC Filings Executives News Red Flags Capital Raising Ownership Insider Transactions Congressional Trades

Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Cash Flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Cash flows from operating activities:
Net income attributable to common stockholders
Adjustments to reconcile net income to net cash provided by operating activities:
Net accretion on debt securities
Depreciation expense
Provision for credit losses
Negative provision for credit losses
Provision (provision reversal) for credit losses
Net (gains) losses on equity securities
Net realized gain on sale of debt securities
Deferred tax asset valuation allowance
Increase in mortgage servicing rights resulting from transfers of financial assets
Mortgage servicing rights amortization
Amortization of intangible assets
Amortization of restricted stock
Net stock based compensation expense
Loss on sale of office properties and equipment
Loss on closure of branch facilities
Decrease deferred income taxes
Stock based compensation expense
(Increase) decrease in deferred income taxes
Increase in cash surrender value of life insurance
Net gains from disposals of foreclosed and repossessed assets
Provision for valuation allowance on foreclosed properties
Gain on sale of loans held for sale, net
Proceeds from sale of loans held for sale
Originations of loans held for sale
New market tax credit depletion expense
Amortization of debt issuance costs
Net change in:
Loans held for sale
Accrued interest receivable and other assets
Other liabilities

Total adjustments

Net cash from operating activities
Cash flows from investing activities:
Proceeds from Bank Owned Life Insurance (“BOLI”) death benefit
Net decrease in other interest bearing deposits
Purchase of available-for-sale securities
Proceeds from principal payments and maturities of available-for-sale securities
Proceeds from sales of available-for-sale securities
Purchase of held to maturity securities
Proceeds from calls of available-for-sale securities
Proceeds from principal payments and maturities of held-to-maturity securities
Proceeds from calls of held to maturity securities
Equity investment capital distribution
Net (purchases) sales of other investments
Purchase of equity investments
Net sales of other investments
Proceeds from sales of foreclosed and repossessed assets
Proceeds from insurance claim on foreclosed and repossessed assets
Net decrease in loans
Net capital expenditures
Proceeds from disposal of office properties and equipment
Net proceeds from sale of insurance agency
New market tax credit investment
Net cash from investing activities

Cash flows from financing activities:
Net decrease in short-term Federal Home Loan Bank advances
Net change in Federal Home Loan Bank short-term advances
Change in short term in Federal Home Loan Bank advances, net
Amortization of fair value adjustments for acquired Federal Home Loan Bank advances
Long-term Federal Home Loan Bank advances
Federal Home Loan Bank advance call payments
Federal Home Loan Bank advance termination payments
Federal Home Loan Bank advances
Federal Home Loan Bank maturities
Amortization of debt issuance costs
Federal Home Loan Bank advance long-term maturities
Proceeds from other borrowings, net of origination costs
Other borrowings principal reductions
Other borrowings called and repaid
Net increase (decrease) in deposits
Restricted common stock awarded under the equity incentive plan
Repurchase shares of common stock
Surrender of restricted shares of common stock
Common stock options exercised
Cash dividends paid
Net cash from financing activities

Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period
Supplemental cash flow information:
Cash paid during the period for:
Interest on deposits
Interest on borrowings
Income taxes
Supplemental noncash disclosure:
Transfers from loans receivable to other real estate owned (“OREO”)
Transfers from office properties and equipment to foreclosed and repossessed assets

Comments