|
FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
FY2023
12 months to Dec 31, 2023
|
FY2022
12 months to Dec 31, 2022
|
FY2021
12 months to Dec 31, 2021
|
|
|---|---|---|---|---|---|
| INTEREST AND DIVIDEND INCOME: | |||||
| Interest income from loans owned for directors, executive officers and their related parties | |||||
| Securities available-for-sale | |||||
| FHLB and FRB dividends | |||||
| Other interest income | |||||
| Total interest and dividend income | |||||
| INTEREST EXPENSE: | |||||
| Deposits | |||||
| FHLB advances and other borrowings | |||||
| Other long-term debt | |||||
| Total interest expense | |||||
| NET INTEREST INCOME | |||||
| Provision for credit losses | |||||
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | |||||
| NONINTEREST INCOME: | |||||
| Noninterest income revenue | |||||
| Deposit Account | |||||
| Bank Servicing | |||||
| Debit Card | |||||
| Appreciation in cash surrender value of life insurance | |||||
| Net loss on sale of available-for-sale securities | |||||
| Net gain on sale/disposal of premises and equipment | |||||
| Other noninterest income | |||||
| Total noninterest income | |||||
| NONINTEREST EXPENSE: | |||||
| Salaries and employee benefits | |||||
| Occupancy and equipment expense | |||||
| Data processing | |||||
| Software subscriptions | |||||
| Advertising | |||||
| Amortization | |||||
| Loan costs | |||||
| Federal Deposit Insurance Corporation ("FDIC") insurance premiums | |||||
| Professional and examination fees | |||||
| Acquisition costs | |||||
| Other noninterest expense | |||||
| Total noninterest expense | |||||
| INCOME BEFORE PROVISION FOR INCOME TAXES | |||||
| Income Tax Expense (Benefit) | |||||
| NET INCOME | |||||
| BASIC EARNINGS PER COMMON SHARE (in dollars per share) | |||||
| DILUTED EARNINGS PER COMMON SHARE (in dollars per share) | |||||
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