Eagle Bancorp, Inc.

eaglebankcorp.com

What Do They Do?

Provides business lending, deposit and treasury services, and consumer banking to local businesses, professionals and individuals.

How Do They Make Money?

Revenue comes from loans and account services; account holders are charged monthly account-maintenance fees and fees tied to transactions or other account activity.

FY2025 revenue

Who Are Their Customers?

Businesses and professionals use commercial loans and treasury services, while individuals use consumer banking; customers can bank through branches, lending centers, online and mobile services.

Do Revenues Turn Into Profits?

Not on paper. It lost $138.1M in FY2025, but brought in more cash than it spent: $20.8M of free cash flow.

Net income, FY2025

−23% of revenue

▲ +194% (Loss) vs FY2024 (−$47M, −7%)

Free cash flow, FY2025

3% of revenue

▼ −83% vs FY2024 ($123.4M, 18%)

How Are They Changing?

Since the FY2025 annual report

Latest quarter: Q2 FY2026, the three months to Jun 30, 2026

Revenue: ▼ −16%; vs $151.4M in Q2 FY2025
Net income: ▲ Now profitable; vs −$69.8M in Q2 FY2025

Jul 6, 2026 Stephen Curley took over as CEO and joined the company and bank boards

Growing. Revenue grew 66% in 4 years, from $364.5M in FY2021 to $604.5M in FY2025, about 13% a year.

Multifamily FHA lending The company has exited the multifamily FHA loan business; previously, it originated those loans, securitized them and sold the resulting securities.

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