2011 Q4 Form 10-K Financial Statement

#000137904112000005 Filed on March 01, 2012

View on sec.gov

Income Statement

Concept 2011 Q4 2011 2010 Q4
Revenue $138.4M $464.2M $113.3M
YoY Change 22.15% 11.68% 1.52%
Cost Of Revenue $73.65M $262.5M $56.68M
YoY Change 29.94% 34.77%
Gross Profit $64.75M $201.6M $56.62M
YoY Change 14.36% -8.69%
Gross Profit Margin 46.78% 43.44% 49.97%
Selling, General & Admin $700.0K $3.400M $900.0K
YoY Change -22.22% -20.93% -40.0%
% of Gross Profit 1.08% 1.69% 1.59%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.500M $6.388M $1.600M
YoY Change -6.25% -10.0% -23.81%
% of Gross Profit 2.32% 3.17% 2.83%
Operating Expenses $110.9M $417.6M $89.90M
YoY Change 23.36% 19.57% -6.26%
Operating Profit -$46.15M -$216.0M -$33.28M
YoY Change 38.68% 68.14%
Interest Expense -$900.0K $3.642M -$900.0K
YoY Change 0.0% -36.03% -50.0%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $26.60M $46.52M $22.50M
YoY Change 18.22% -29.86% 63.04%
Income Tax $6.632M -$2.106M $2.359M
% Of Pretax Income 24.93% -4.53% 10.48%
Net Earnings $19.93M $48.62M $20.15M
YoY Change -1.07% -23.39% 78.31%
Net Earnings / Revenue 14.4% 10.48% 17.78%
Basic Earnings Per Share $0.58 $1.30 $0.51
Diluted Earnings Per Share $0.58 $1.30 $0.51
COMMON SHARES
Basic Shares Outstanding 34.88B shares 37.28M shares
Diluted Shares Outstanding 37.51M shares

Balance Sheet

Concept 2011 Q4 2011 2010 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $252.3M $252.3M $119.8M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $6.100M $6.100M $4.000M
YoY Change 52.5% 52.5% -2.44%
LONG-TERM ASSETS
Property, Plant & Equipment $11.36M $11.40M $11.71M
YoY Change -3.01% -2.56% -10.6%
Goodwill $36.19M $36.19M
YoY Change 0.0%
Intangibles $11.73M $13.28M
YoY Change -11.68%
Long-Term Investments $1.951B $1.951B $2.081B
YoY Change -6.24% -6.24% 2.51%
Other Assets $28.40M $28.40M $55.00M
YoY Change -48.36% -48.36% 26.44%
Total Long-Term Assets $3.476B $3.476B $3.476B
YoY Change -0.01% 0.0% -5.35%
TOTAL ASSETS
Total Short-Term Assets $6.100M $6.100M $4.000M
Total Long-Term Assets $3.476B $3.476B $3.476B
Total Assets $3.482B $3.482B $3.480B
YoY Change 0.05% 0.06% -5.35%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $15.00M $15.00M $18.60M
YoY Change -19.35% -19.35% -2.11%
Accrued Expenses $28.90M $28.90M $17.30M
YoY Change 67.05% 67.05% -16.83%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $47.70M $47.70M $41.10M
YoY Change 16.06% 16.06% -14.02%
LONG-TERM LIABILITIES
Long-Term Debt $122.0M $122.0M $132.0M
YoY Change -7.58% -7.58% 0.0%
Other Long-Term Liabilities $383.3M $383.3M $387.7M
YoY Change -1.13% -1.13% -6.42%
Total Long-Term Liabilities $505.3M $505.3M $519.7M
YoY Change -2.77% -2.77% -4.87%
TOTAL LIABILITIES
Total Short-Term Liabilities $47.70M $47.70M $41.10M
Total Long-Term Liabilities $505.3M $505.3M $519.7M
Total Liabilities $3.008B $3.020B $2.990B
YoY Change 0.59% 1.01% -5.92%
SHAREHOLDERS EQUITY
Retained Earnings $358.7M $319.3M
YoY Change 12.32%
Common Stock $319.5M $314.8M
YoY Change 1.52%
Preferred Stock
YoY Change
Treasury Stock (at cost) $320.8M $228.1M
YoY Change 40.62%
Treasury Stock Shares 20.95M shares 14.81M shares
Shareholders Equity $462.0M $462.0M $477.6M
YoY Change
Total Liabilities & Shareholders Equity $3.482B $3.482B $3.480B
YoY Change 0.05% 0.06% -5.35%

Cashflow Statement

Concept 2011 Q4 2011 2010 Q4
OPERATING ACTIVITIES
Net Income $19.93M $48.62M $20.15M
YoY Change -1.07% -23.39% 78.31%
Depreciation, Depletion And Amortization $1.500M $6.388M $1.600M
YoY Change -6.25% -10.0% -23.81%
Cash From Operating Activities $7.200M $42.38M $51.40M
YoY Change -85.99% -25.62% -1017.86%
INVESTING ACTIVITIES
Capital Expenditures -$1.100M $0.00 -$200.0K
YoY Change 450.0% -100.0% -71.43%
Acquisitions $0.00
YoY Change
Other Investing Activities $102.4M $204.7M -$54.40M
YoY Change -288.24% -514.37% -188.89%
Cash From Investing Activities $101.4M $200.0M -$54.60M
YoY Change -285.71% -489.64% -190.25%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $91.98M
YoY Change 44.63%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -63.10M -$109.9M -16.00M
YoY Change 294.38% 47.2% -78.14%
NET CHANGE
Cash From Operating Activities 7.200M $42.38M 51.40M
Cash From Investing Activities 101.4M $200.0M -54.60M
Cash From Financing Activities -63.10M -$109.9M -16.00M
Net Change In Cash 45.50M $132.5M -19.20M
YoY Change -336.98% -291.97% 4.92%
FREE CASH FLOW
Cash From Operating Activities $7.200M $42.38M $51.40M
Capital Expenditures -$1.100M $0.00 -$200.0K
Free Cash Flow $8.300M $42.38M $51.60M
YoY Change -83.91% -22.9% -1153.06%

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3700000 USD
CY2009 us-gaap Deferred Income Tax Expense Benefit
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10991000 USD
CY2010 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
4680000 USD
CY2011 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
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CY2009 us-gaap Deferred Policy Acquisition Cost Amortization Expense
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CY2010 us-gaap Deferred Policy Acquisition Cost Amortization Expense
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72071000 USD
CY2011 us-gaap Deferred Policy Acquisition Cost Amortization Expense
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74500000 USD
CY2010Q4 us-gaap Deferred Policy Acquisition Costs
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32239000 USD
CY2011Q4 us-gaap Deferred Policy Acquisition Costs
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CY2009Q4 us-gaap Deferred Policy Acquisition Costs
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33695000 USD
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CY2010Q4 us-gaap Deferred Tax Assets Gross
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5216000 USD
CY2011Q4 us-gaap Deferred Tax Assets Liabilities Net
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5253000 USD
CY2010Q4 us-gaap Deferred Tax Assets Net
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38078000 USD
CY2011Q4 us-gaap Deferred Tax Assets Net
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22140000 USD
CY2011Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
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CY2010Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards
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0 USD
CY2011Q4 us-gaap Deferred Tax Assets Other
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1652000 USD
CY2010Q4 us-gaap Deferred Tax Assets Other
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2720000 USD
CY2010Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards
DeferredTaxAssetsTaxCreditCarryforwards
13055000 USD
CY2011Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards
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CY2010Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
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2834000 USD
CY2011Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
3310000 USD
CY2011Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Allowance For Doubtful Accounts
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts
1943000 USD
CY2010Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Allowance For Doubtful Accounts
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts
2661000 USD
CY2010Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Loss Reserves
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves
65353000 USD
CY2011Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Loss Reserves
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves
59860000 USD
CY2010Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Unearned Premiums Reserve
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10257000 USD
CY2011Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Unearned Premiums Reserve
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13331000 USD
CY2010Q4 us-gaap Deferred Tax Liabilities Current
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CY2011Q4 us-gaap Deferred Tax Liabilities Current
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CY2010Q4 us-gaap Deferred Tax Liabilities Deferred Expense Deferred Policy Acquisition Cost
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11430000 USD
CY2011Q4 us-gaap Deferred Tax Liabilities Deferred Expense Deferred Policy Acquisition Cost
DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost
13244000 USD
CY2010Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets
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4648000 USD
CY2011Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets
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4105000 USD
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2638000 USD
CY2011Q4 us-gaap Deferred Tax Liabilities Other
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4316000 USD
CY2010Q4 us-gaap Deferred Tax Liabilities Unrealized Gains On Trading Securities
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45302000 USD
CY2011Q4 us-gaap Deferred Tax Liabilities Unrealized Gains On Trading Securities
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62848000 USD
CY2009 us-gaap Defined Benefit Plan Contributions By Employer
DefinedBenefitPlanContributionsByEmployer
1600000 USD
CY2010 us-gaap Defined Benefit Plan Contributions By Employer
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1400000 USD
CY2011 us-gaap Defined Benefit Plan Contributions By Employer
DefinedBenefitPlanContributionsByEmployer
1500000 USD
CY2009 us-gaap Defined Contribution Plan Cost Recognized
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700000 USD
CY2010 us-gaap Defined Contribution Plan Cost Recognized
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500000 USD
CY2010 us-gaap Depreciation Depletion And Amortization
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7098000 USD
CY2011 us-gaap Depreciation Depletion And Amortization
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6388000 USD
CY2009 us-gaap Depreciation Depletion And Amortization
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CY2011 us-gaap Description Of New Accounting Pronouncements Not Yet Adopted
DescriptionOfNewAccountingPronouncementsNotYetAdopted
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">New Accounting Standards</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In October 2010, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update (ASU) Number 2010-26, </font><font style="font-family:inherit;font-size:10pt;font-style:italic;">Accounting for Costs Associated with Acquiring or Renewing Insurance Contracts</font><font style="font-family:inherit;font-size:10pt;">. This update changes the definition of acquisition costs which may be capitalized to specify costs which relate directly to the successful acquisition of new or renewal insurance contracts; adds to the definition the concept of incremental costs; further restricts costs to be capitalized by identifying only those costs which may be capitalized; and requires additional granularity in the disclosures related to type of acquisition costs capitalized during the period. This guidance became effective for interim and annual reporting periods beginning after December 15, 2011. The Company expects to adopt this standard on a prospective basis and currently estimates that adoption will increase its underwriting and other operating expenses by approximately </font><font style="font-family:inherit;font-size:10pt;color:#000000;text-decoration:none;">$7 million</font><font style="font-family:inherit;font-size:10pt;"> in 2012 and decrease total assets on the consolidated balance sheet by the same amount.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In May 2011, the FASB issued ASU Number 2011-04, </font><font style="font-family:inherit;font-size:10pt;font-style:italic;">Fair Value Measurement</font><font style="font-family:inherit;font-size:10pt;">. This update is a result of efforts by the FASB and the International Accounting Standards Board (IASB) to develop common requirements for measuring fair value and for disclosing information about fair value measurements in GAAP and International Financial Reporting Standards (IFRS). This update changes the wording used to describe many of the requirements in GAAP for measuring fair value and for disclosing information about fair value measurements. The intent was to clarify existing fair value measurement and disclosure requirements and to ensure that GAAP and IFRS fair value measurements and disclosures are described in the same way. This update also requires additional disclosures related to valuation processes and the sensitivity of Level 3 financial assets and liabilities. It does not require additional fair value measures, nor does the FASB expect the amendment to affect current practice. This guidance becomes effective for interim and annual periods beginning after December 15, 2011 and early adoption is not permitted. The Company does not expect the adoption to have a material impact, if any, on its consolidated financial condition and results of operations.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">In September 2011, the FASB issued ASU Number 2011-08, </font><font style="font-family:inherit;font-size:10pt;font-style:italic;">Intangibles - Goodwill and Other</font><font style="font-family:inherit;font-size:10pt;">. This update will permit an entity to first assess qualitative factors to determine whether it is necessary to perform the two-step goodwill impairment test described in Accounting Standard Codification Topic 350. If an entity determines it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. This guidance became effective for interim and annual periods beginning after December 15, 2011, and early adoption is permitted. The Company will adopt this update for interim and annual periods beginning after December 15, 2011. The Company does not expect the adoption to have a material impact, if any, on its consolidated financial condition and results of operations.</font></div></div>
CY2011 us-gaap Direct Premiums Earned Property And Casualty
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369365000 USD
CY2010 us-gaap Direct Premiums Earned Property And Casualty
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328165000 USD
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DirectPremiumsEarnedPropertyAndCasualty
411897000 USD
CY2010 us-gaap Direct Premiums Written Property And Casualty
DirectPremiumsWrittenPropertyAndCasualty
319773000 USD
CY2011 us-gaap Direct Premiums Written Property And Casualty
DirectPremiumsWrittenPropertyAndCasualty
416106000 USD
CY2009 us-gaap Direct Premiums Written Property And Casualty
DirectPremiumsWrittenPropertyAndCasualty
376651000 USD
CY2011 us-gaap Dividends Common Stock
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8943000 USD
CY2010 us-gaap Dividends Common Stock
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9935000 USD
CY2009 us-gaap Dividends Common Stock
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11031000 USD
CY2009 us-gaap Earnings Per Share Basic
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1.81
CY2011 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.30
CY2010 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.52
CY2010Q4 us-gaap Earnings Per Share Basic
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0.51
CY2010Q2 us-gaap Earnings Per Share Basic
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0.39
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0.25
CY2010Q1 us-gaap Earnings Per Share Basic
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0.38
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0.58
CY2011Q2 us-gaap Earnings Per Share Basic
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0.21
CY2011Q3 us-gaap Earnings Per Share Basic
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0.31
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1.51
CY2009 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.80
CY2011 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.29
CY2010Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.38
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EarningsPerShareDiluted
0.25
CY2010Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.51
CY2010Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.39
CY2011Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.31
CY2011Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.58
CY2011Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.21
CY2011Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.21
CY2011 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.35
CY2011 us-gaap Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
1220000 USD
CY2010 us-gaap Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
1116000 USD
CY2009 us-gaap Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
1640000 USD
CY2011Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
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-5372000 USD
CY2010Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
-5521000 USD
CY2011 us-gaap Finite Lived Intangible Assets Future Amortization Expense
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4028000 USD
CY2011Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
17100000 USD
CY2010Q4 us-gaap Finite Lived Intangible Assets Gross
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18800000 USD
CY2010Q4 us-gaap Finite Lived Intangible Assets Net
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13279000 USD
CY2011Q4 us-gaap Finite Lived Intangible Assets Net
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11728000 USD
CY2011Q4 us-gaap Funds Held Under Reinsurance Agreements Asset
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1102000 USD
CY2010Q4 us-gaap Funds Held Under Reinsurance Agreements Asset
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3701000 USD
CY2011Q4 us-gaap Funds Held Under Reinsurance Agreements Liability
FundsHeldUnderReinsuranceAgreementsLiability
11600000 USD
CY2011 us-gaap Future Amortization Expense After Year Five
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474000 USD
CY2011 us-gaap Future Amortization Expense Year Five
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371000 USD
CY2011 us-gaap Future Amortization Expense Year Four
FutureAmortizationExpenseYearFour
489000 USD
CY2011 us-gaap Future Amortization Expense Year One
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1170000 USD
CY2011 us-gaap Future Amortization Expense Year Three
FutureAmortizationExpenseYearThree
651000 USD
CY2011 us-gaap Future Amortization Expense Year Two
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873000 USD
CY2011 us-gaap Gain Loss On Sale Of Investments
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20161000 USD
CY2010 us-gaap Gain Loss On Sale Of Investments
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10137000 USD
CY2009 us-gaap Gain Loss On Sale Of Investments
GainLossOnSaleOfInvestments
791000 USD
CY2010 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-420000 USD
CY2011 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
155000 USD
CY2009 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-69000 USD
CY2010Q4 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
3000000 USD
CY2011Q4 us-gaap Goodwill
Goodwill
36192000 USD
CY2010Q4 us-gaap Goodwill
Goodwill
36192000 USD
CY2011Q4 us-gaap Guarantee Obligations Maximum Exposure
GuaranteeObligationsMaximumExposure
2000000000 USD
CY2010 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
66322000 USD
CY2011 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
46207000 USD
CY2009 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
92298000 USD
CY2011 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-2106000 USD
CY2010 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3523000 USD
CY2009 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
9277000 USD
CY2010Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
58000 USD
CY2010Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2359000 USD
CY2010Q2 us-gaap Income Tax Expense Benefit
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1636000 USD
CY2010Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-530000 USD
CY2011Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
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CY2011Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6632000 USD
CY2011Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-2380000 USD
CY2011Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-2003000 USD
CY2011Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
1993000 USD
CY2010Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
4048000 USD
CY2010 us-gaap Income Tax Reconciliation Deductions Dividends
IncomeTaxReconciliationDeductionsDividends
12039000 USD
CY2009 us-gaap Income Tax Reconciliation Deductions Dividends
IncomeTaxReconciliationDeductionsDividends
12176000 USD
CY2011 us-gaap Income Tax Reconciliation Deductions Dividends
IncomeTaxReconciliationDeductionsDividends
11409000 USD
CY2011 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
16172000 USD
CY2009 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
32304000 USD
CY2010 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
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23213000 USD
CY2010 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
372000 USD
CY2009 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
1286000 USD
CY2011 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
1379000 USD
CY2010 us-gaap Income Taxes Paid
IncomeTaxesPaid
1007000 USD
CY2009 us-gaap Income Taxes Paid
IncomeTaxesPaid
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CY2011 us-gaap Income Taxes Paid
IncomeTaxesPaid
-2697000 USD
CY2009 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-13188000 USD
CY2010 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-10455000 USD
CY2011 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-4265000 USD
CY2011 us-gaap Increase Decrease In Accrued Income Taxes Payable
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2055000 USD
CY2010 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
44000 USD
CY2009 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
6950000 USD
CY2010 us-gaap Increase Decrease In Accrued Investment Income Receivable
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-33000 USD
CY2011 us-gaap Increase Decrease In Accrued Investment Income Receivable
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-3485000 USD
CY2009 us-gaap Increase Decrease In Accrued Investment Income Receivable
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-1146000 USD
CY2009 us-gaap Increase Decrease In Funds Held Under Reinsurance Agreements
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-5824000 USD
CY2010 us-gaap Increase Decrease In Funds Held Under Reinsurance Agreements
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-78638000 USD
CY2011 us-gaap Increase Decrease In Funds Held Under Reinsurance Agreements
IncreaseDecreaseInFundsHeldUnderReinsuranceAgreements
-2599000 USD
CY2010 us-gaap Increase Decrease In Loss And Loss Adjustment Expense Reserve
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145929000 USD
CY2009 us-gaap Increase Decrease In Loss And Loss Adjustment Expense Reserve
IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve
80820000 USD
CY2011 us-gaap Increase Decrease In Loss And Loss Adjustment Expense Reserve
IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve
7366000 USD
CY2010Q1 us-gaap Increase Decrease In Loss And Loss Adjustment Expense Reserve
IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve
11100000 USD
CY2010Q2 us-gaap Increase Decrease In Loss And Loss Adjustment Expense Reserve
IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve
5500000 USD
CY2010Q4 us-gaap Increase Decrease In Loss And Loss Adjustment Expense Reserve
IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve
-900000 USD
CY2011 us-gaap Increase Decrease In Other Operating Capital Net
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-6212000 USD
CY2010 us-gaap Increase Decrease In Other Operating Capital Net
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5207000 USD
CY2009 us-gaap Increase Decrease In Other Operating Capital Net
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CY2011 us-gaap Increase Decrease In Premiums Receivable
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48399000 USD
CY2010 us-gaap Increase Decrease In Premiums Receivable
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-12265000 USD
CY2009 us-gaap Increase Decrease In Premiums Receivable
IncreaseDecreaseInPremiumsReceivable
-28558000 USD
CY2011 us-gaap Increase Decrease In Reinsurance Recoverable
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-18889000 USD
CY2010 us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
-95720000 USD
CY2009 us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
-22895000 USD
CY2011 us-gaap Increase Decrease In Restricted Cash For Operating Activities
IncreaseDecreaseInRestrictedCashForOperatingActivities
0 USD
CY2010 us-gaap Increase Decrease In Restricted Cash For Operating Activities
IncreaseDecreaseInRestrictedCashForOperatingActivities
12210000 USD
CY2009 us-gaap Increase Decrease In Restricted Cash For Operating Activities
IncreaseDecreaseInRestrictedCashForOperatingActivities
0 USD
CY2011 us-gaap Increase Decrease In Unearned Premiums
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45448000 USD
CY2010 us-gaap Increase Decrease In Unearned Premiums
IncreaseDecreaseInUnearnedPremiums
-9092000 USD
CY2009 us-gaap Increase Decrease In Unearned Premiums
IncreaseDecreaseInUnearnedPremiums
-38118000 USD
CY2010 us-gaap Insurance Commissions
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38468000 USD
CY2011 us-gaap Insurance Commissions
InsuranceCommissions
45502000 USD
CY2009 us-gaap Insurance Commissions
InsuranceCommissions
36150000 USD
CY2010Q4 us-gaap Insurance Commissions
InsuranceCommissions
9416000 USD
CY2010Q1 us-gaap Insurance Commissions
InsuranceCommissions
9905000 USD
CY2010Q3 us-gaap Insurance Commissions
InsuranceCommissions
9971000 USD
CY2010Q2 us-gaap Insurance Commissions
InsuranceCommissions
9176000 USD
CY2011Q3 us-gaap Insurance Commissions
InsuranceCommissions
10968000 USD
CY2011Q1 us-gaap Insurance Commissions
InsuranceCommissions
10281000 USD
CY2011Q2 us-gaap Insurance Commissions
InsuranceCommissions
11119000 USD
CY2011Q4 us-gaap Insurance Commissions
InsuranceCommissions
13134000 USD
CY2011Q4 us-gaap Intangible Assets Net Excluding Goodwill
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11728000 USD
CY2010Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
13279000 USD
CY2011 us-gaap Interest Expense
InterestExpense
3642000 USD
CY2009 us-gaap Interest Expense
InterestExpense
7409000 USD
CY2010 us-gaap Interest Expense
InterestExpense
5693000 USD
CY2010 us-gaap Interest Paid
InterestPaid
6000000 USD
CY2011 us-gaap Interest Paid
InterestPaid
3561000 USD
CY2009 us-gaap Interest Paid
InterestPaid
7514000 USD
CY2010 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
85456000 USD
CY2009 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
92834000 USD
CY2011 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
82525000 USD
CY2010 us-gaap Investment Income Investment Expense
InvestmentIncomeInvestmentExpense
2424000 USD
CY2009 us-gaap Investment Income Investment Expense
InvestmentIncomeInvestmentExpense
2350000 USD
CY2011 us-gaap Investment Income Investment Expense
InvestmentIncomeInvestmentExpense
2408000 USD
CY2011 us-gaap Investment Income Net
InvestmentIncomeNet
80117000 USD
CY2009 us-gaap Investment Income Net
InvestmentIncomeNet
90484000 USD
CY2010 us-gaap Investment Income Net
InvestmentIncomeNet
83032000 USD
CY2009 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
100000 USD
CY2011 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
0 USD
CY2010 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
0 USD
CY2009 us-gaap Payments To Acquire Other Property Plant And Equipment
PaymentsToAcquireOtherPropertyPlantAndEquipment
4682000 USD
CY2011 us-gaap Payments To Acquire Other Property Plant And Equipment
PaymentsToAcquireOtherPropertyPlantAndEquipment
4687000 USD
CY2010 us-gaap Payments To Acquire Other Property Plant And Equipment
PaymentsToAcquireOtherPropertyPlantAndEquipment
1905000 USD
CY2010Q4 us-gaap Investments
Investments
2080494000 USD
CY2011Q4 us-gaap Investments
Investments
1950745000 USD
CY2010Q4 us-gaap Investments Fair Value Disclosure
InvestmentsFairValueDisclosure
2080494000 USD
CY2011Q4 us-gaap Investments Fair Value Disclosure
InvestmentsFairValueDisclosure
1950745000 USD
CY2011 us-gaap Lease Expiration Date
LeaseExpirationDate
six years
CY2010Q4 us-gaap Liabilities
Liabilities
2990004000 USD
CY2011Q4 us-gaap Liabilities
Liabilities
3007558000 USD
CY2011Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
3481744000 USD
CY2010Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
3480120000 USD
CY2010 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid
262480000 USD
CY2011 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid
273973000 USD
CY2009 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid
289443000 USD
CY2010 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear
55827000 USD
CY2009 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear
74944000 USD
CY2011 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear
55405000 USD
CY2011 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears
218568000 USD
CY2010 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears
206653000 USD
CY2009 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears
214499000 USD
CY2010Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Gross
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross
2279729000 USD
CY2009Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Gross
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross
2425658000 USD
CY2008Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Gross
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross
2506478000 USD
CY2011Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Gross
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross
2272363000 USD
CY2011 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims
281810000 USD
CY2009 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims
232468000 USD
CY2010 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims
213013000 USD
CY2010 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Current Year
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsCurrentYear
227143000 USD
CY2011 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Current Year
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsCurrentYear
280683000 USD
CY2009 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Current Year
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsCurrentYear
283827000 USD
CY2009 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Prior Years
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears
-51359000 USD
CY2010 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Prior Years
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears
-14130000 USD
CY2011 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Prior Years
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears
1127000 USD
CY2009Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Net
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
1373153000 USD
CY2010Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Net
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
1323686000 USD
CY2008Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Net
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
1430128000 USD
CY2011Q4 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Net
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
1331523000 USD
CY2011 us-gaap Line Of Credit Facility Decrease Repayments
LineOfCreditFacilityDecreaseRepayments
10000000 USD
CY2011Q4 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
32000000 USD
CY2011Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
10000000 USD
CY2011Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
0 USD
CY2011Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
60000000 USD
CY2011Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
10000000 USD
CY2011Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
10000000 USD
CY2011Q4 us-gaap Loss Contingency Accrual Insurance Related Assessment Policy Surcharge Asset
LossContingencyAccrualInsuranceRelatedAssessmentPolicySurchargeAsset
4000000 USD
CY2010Q4 us-gaap Loss Contingency Accrual Insurance Related Assessment Policy Surcharge Asset
LossContingencyAccrualInsuranceRelatedAssessmentPolicySurchargeAsset
6800000 USD
CY2011Q4 us-gaap Loss Contingency Discounted Amount Of Insurance Related Assessment Liability
LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability
7900000 USD
CY2010Q4 us-gaap Loss Contingency Discounted Amount Of Insurance Related Assessment Liability
LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability
7000000 USD
CY2011 us-gaap Loss Contingency Discounted Amount Of Insurance Related Assessment Liability Payment Period
LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityPaymentPeriod
two to five year periods
CY2011 us-gaap Loss Contingency Discounted Amount Of Insurance Related Assessment Liability Realization Period For Associated Asset Offsets
LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityRealizationPeriodForAssociatedAssetOffsets
two to ten year periods
CY2011 us-gaap Marketable Securities Realized Gain Loss Other Than Temporary Impairments Amount
MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount
100000 USD
CY2011 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-109899000 USD
CY2010 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-74662000 USD
CY2009 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-135339000 USD
CY2009 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
85992000 USD
CY2011 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
199159000 USD
CY2010 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-51327000 USD
CY2011 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
43215000 USD
CY2010 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
56981000 USD
CY2009 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
40751000 USD
CY2009 us-gaap Net Income Loss
NetIncomeLoss
83021000 USD
CY2011 us-gaap Net Income Loss
NetIncomeLoss
48313000 USD
CY2010 us-gaap Net Income Loss
NetIncomeLoss
62799000 USD
CY2010Q3 us-gaap Net Income Loss
NetIncomeLoss
10054000 USD
CY2010Q2 us-gaap Net Income Loss
NetIncomeLoss
16499000 USD
CY2010Q1 us-gaap Net Income Loss
NetIncomeLoss
16097000 USD
CY2010Q4 us-gaap Net Income Loss
NetIncomeLoss
20149000 USD
CY2011Q2 us-gaap Net Income Loss
NetIncomeLoss
8251000 USD
CY2011Q1 us-gaap Net Income Loss
NetIncomeLoss
8345000 USD
CY2011Q3 us-gaap Net Income Loss
NetIncomeLoss
11783000 USD
CY2011Q4 us-gaap Net Income Loss
NetIncomeLoss
19934000 USD
CY2009 us-gaap Net Investment Income
NetInvestmentIncome
90484000 USD
CY2011 us-gaap Net Investment Income
NetInvestmentIncome
80117000 USD
CY2010 us-gaap Net Investment Income
NetInvestmentIncome
83032000 USD
CY2011Q4 us-gaap Notes Payable
NotesPayable
122000000 USD
CY2010Q4 us-gaap Notes Payable
NotesPayable
132000000 USD
CY2011Q4 us-gaap Notes Payable Fair Value Disclosure
NotesPayableFairValueDisclosure
130447000 USD
CY2010Q4 us-gaap Notes Payable Fair Value Disclosure
NotesPayableFairValueDisclosure
138565000 USD
CY2011 us-gaap Operating Expenses
OperatingExpenses
417947000 USD
CY2010 us-gaap Operating Expenses
OperatingExpenses
349282000 USD
CY2009 us-gaap Operating Expenses
OperatingExpenses
403637000 USD
CY2011Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
30714000 USD
CY2011Q4 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
7145000 USD
CY2011Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
3290000 USD
CY2011Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
4595000 USD
CY2011Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
6151000 USD
CY2011Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
7048000 USD
CY2011Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
2485000 USD
CY2011Q4 us-gaap Operating Loss Carryforwards
OperatingLossCarryforwards
26500000 USD
CY2010Q4 us-gaap Other Assets
OtherAssets
20136000 USD
CY2011Q4 us-gaap Other Assets
OtherAssets
18812000 USD
CY2009 us-gaap Other Comprehensive Income Loss Net Of Tax Period Increase Decrease
OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease
51008000 USD
CY2011 us-gaap Other Comprehensive Income Loss Net Of Tax Period Increase Decrease
OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease
32586000 USD
CY2010 us-gaap Other Comprehensive Income Loss Net Of Tax Period Increase Decrease
OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease
321000 USD
CY2009 us-gaap Other Comprehensive Income Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax
514000 USD
CY2011 us-gaap Other Comprehensive Income Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax
13105000 USD
CY2010 us-gaap Other Comprehensive Income Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax
6589000 USD
CY2009 us-gaap Other Comprehensive Income Reclassification Adjustment For Sale Of Securities Included In Net Income Tax
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax
277000 USD
CY2011 us-gaap Other Comprehensive Income Reclassification Adjustment For Sale Of Securities Included In Net Income Tax
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax
7056000 USD
CY2010 us-gaap Other Comprehensive Income Reclassification Adjustment For Sale Of Securities Included In Net Income Tax
OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax
3548000 USD
CY2010 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
6910000 USD
CY2009 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
51522000 USD
CY2011 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
45691000 USD
CY2009 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
51008000 USD
CY2011 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
32586000 USD
CY2010 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
321000 USD
CY2011 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
24602000 USD
CY2010 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
4292000 USD
CY2009 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
26759000 USD
CY2010 us-gaap Other Income
OtherIncome
649000 USD
CY2011 us-gaap Other Income
OtherIncome
452000 USD
CY2009 us-gaap Other Income
OtherIncome
413000 USD
CY2011Q4 us-gaap Other Liabilities
OtherLiabilities
15879000 USD
CY2010Q4 us-gaap Other Liabilities
OtherLiabilities
17317000 USD
CY2009 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities
0 USD
CY2011 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities
0 USD
CY2010 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities
0 USD
CY2011 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
94000 USD
CY2009 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
1921000 USD
CY2010 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
45000 USD
CY2009 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
138687000 USD
CY2010 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
106026000 USD
CY2011 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
100717000 USD
CY2010Q4 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
22894000 USD
CY2010Q2 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
25143000 USD
CY2010Q1 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
32267000 USD
CY2010Q3 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
25722000 USD
CY2011Q3 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
25334000 USD
CY2011Q4 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
23505000 USD
CY2011Q1 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
25678000 USD
CY2011Q2 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
26200000 USD
CY2009 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
74185000 USD
CY2011 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
91975000 USD
CY2010 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
63592000 USD
CY2009 us-gaap Payments For Restructuring
PaymentsForRestructuring
5100000 USD
CY2010 us-gaap Payments For Restructuring
PaymentsForRestructuring
600000 USD
CY2009 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
11031000 USD
CY2011 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
8943000 USD
CY2010 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
9935000 USD
CY2010 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
273833000 USD
CY2011 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
236633000 USD
CY2009 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
175790000 USD
CY2011 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
21310000 USD
CY2009 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
12614000 USD
CY2010 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
17673000 USD
CY2011 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
0 USD
CY2009 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1283000 USD
CY2010 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2009000 USD
CY2011 us-gaap Payments To Develop Software
PaymentsToDevelopSoftware
200000 USD
CY2010 us-gaap Payments To Develop Software
PaymentsToDevelopSoftware
100000 USD
CY2009 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
214461000 USD
CY2011 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
264663000 USD
CY2010 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
194779000 USD
CY2010Q4 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
56682000 USD
CY2010Q3 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
52764000 USD
CY2010Q1 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
40288000 USD
CY2010Q2 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
45045000 USD
CY2011Q4 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
73654000 USD
CY2011Q1 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
59421000 USD
CY2011Q2 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
64150000 USD
CY2011Q3 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
67438000 USD
CY2010 us-gaap Policyholder Dividends
PolicyholderDividends
4316000 USD
CY2009 us-gaap Policyholder Dividends
PolicyholderDividends
6930000 USD
CY2011 us-gaap Policyholder Dividends
PolicyholderDividends
3423000 USD
CY2011Q4 us-gaap Policyholder Dividends Payable
PolicyholderDividendsPayable
3838000 USD
CY2010Q4 us-gaap Policyholder Dividends Payable
PolicyholderDividendsPayable
5218000 USD
CY2009 us-gaap Policyholder Dividends Rate On Policy Earnings
PolicyholderDividendsRateOnPolicyEarnings
0.096
CY2011 us-gaap Policyholder Dividends Rate On Policy Earnings
PolicyholderDividendsRateOnPolicyEarnings
0.043
CY2010 us-gaap Policyholder Dividends Rate On Policy Earnings
PolicyholderDividendsRateOnPolicyEarnings
0.052
CY2010Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2011Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2010Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
25000000 shares
CY2011Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
25000000 shares
CY2010Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2011Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2011Q4 us-gaap Preferred Stock Value Outstanding
PreferredStockValueOutstanding
0 USD
CY2010Q4 us-gaap Preferred Stock Value Outstanding
PreferredStockValueOutstanding
0 USD
CY2009 us-gaap Premiums Earned Net
PremiumsEarnedNet
404247000 USD
CY2010 us-gaap Premiums Earned Net
PremiumsEarnedNet
321786000 USD
CY2011 us-gaap Premiums Earned Net
PremiumsEarnedNet
363424000 USD
CY2010Q1 us-gaap Premiums Earned Net
PremiumsEarnedNet
79291000 USD
CY2010Q3 us-gaap Premiums Earned Net
PremiumsEarnedNet
80695000 USD
CY2010Q4 us-gaap Premiums Earned Net
PremiumsEarnedNet
83565000 USD
CY2010Q2 us-gaap Premiums Earned Net
PremiumsEarnedNet
78235000 USD
CY2011Q1 us-gaap Premiums Earned Net
PremiumsEarnedNet
82427000 USD
CY2011Q3 us-gaap Premiums Earned Net
PremiumsEarnedNet
92601000 USD
CY2011Q4 us-gaap Premiums Earned Net
PremiumsEarnedNet
100268000 USD
CY2011Q2 us-gaap Premiums Earned Net
PremiumsEarnedNet
88128000 USD
CY2010 us-gaap Premiums Earned Net Property And Casualty
PremiumsEarnedNetPropertyAndCasualty
321786000 USD
CY2009 us-gaap Premiums Earned Net Property And Casualty
PremiumsEarnedNetPropertyAndCasualty
404247000 USD
CY2011 us-gaap Premiums Earned Net Property And Casualty
PremiumsEarnedNetPropertyAndCasualty
363424000 USD
CY2011Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
160443000 USD
CY2010Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
109987000 USD
CY2009 us-gaap Premiums Written Net Property And Casualty
PremiumsWrittenNetPropertyAndCasualty
368290000 USD
CY2010 us-gaap Premiums Written Net Property And Casualty
PremiumsWrittenNetPropertyAndCasualty
313098000 USD
CY2011 us-gaap Premiums Written Net Property And Casualty
PremiumsWrittenNetPropertyAndCasualty
410038000 USD
CY2010 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
123672000 USD
CY2009 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
170278000 USD
CY2011 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
126902000 USD
CY2009 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
85541000 USD
CY2011 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
317365000 USD
CY2010 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
102659000 USD
CY2009 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
20634000 USD
CY2010 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
17753000 USD
CY2011 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
6476000 USD
CY2011 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
396000 USD
CY2010 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
0 USD
CY2009 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
0 USD
CY2010Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
35864000 USD
CY2011Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
38279000 USD
CY2010Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
11712000 USD
CY2011Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
11360000 USD
CY2009 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
1968000 USD
CY2010 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
-3611000 USD
CY2011 us-gaap Provision For Doubtful Accounts
ProvisionForDoubtfulAccounts
-2057000 USD
CY2010 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
10137000 USD
CY2011 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
20161000 USD
CY2009 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
791000 USD
CY2010Q4 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
9237000 USD
CY2010Q2 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
352000 USD
CY2010Q3 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
8000 USD
CY2010Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
540000 USD
CY2011Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
234000 USD
CY2011Q2 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
1102000 USD
CY2011Q4 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
18178000 USD
CY2011Q3 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
647000 USD
CY2009 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
38075000 USD
CY2010 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
-15111000 USD
CY2011 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
44175000 USD
CY2011Q4 us-gaap Reinsurance Recoverable Guarantee Benefits
ReinsuranceRecoverableGuaranteeBenefits
5000000 USD
CY2009 us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
50000000 USD
CY2011 us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
10000000 USD
CY2010 us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
0 USD
CY2011Q4 us-gaap Reserve For Losses And Loss Adjustment Expenses
ReserveForLossesAndLossAdjustmentExpenses
2272363000 USD
CY2010Q4 us-gaap Reserve For Losses And Loss Adjustment Expenses
ReserveForLossesAndLossAdjustmentExpenses
2279729000 USD
CY2009Q4 us-gaap Reserve For Losses And Loss Adjustment Expenses
ReserveForLossesAndLossAdjustmentExpenses
2425658000 USD
CY2011Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
6299000 USD
CY2010Q4 us-gaap Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
16949000 USD
CY2010Q3 us-gaap Restructuring And Related Cost Number Of Positions Eliminated
RestructuringAndRelatedCostNumberOfPositionsEliminated
160
CY2009Q1 us-gaap Restructuring And Related Cost Number Of Positions Eliminated Period Percent
RestructuringAndRelatedCostNumberOfPositionsEliminatedPeriodPercent
0.14
CY2009 us-gaap Restructuring Costs
RestructuringCosts
5700000 USD
CY2010Q4 us-gaap Restructuring Costs
RestructuringCosts
6100000 USD
CY2009 us-gaap Restructuring Reserve Period Increase Decrease
RestructuringReservePeriodIncreaseDecrease
600000 USD
CY2011 us-gaap Restructuring Reserve Period Increase Decrease
RestructuringReservePeriodIncreaseDecrease
0 USD
CY2010Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
319341000 USD
CY2011Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
358693000 USD
CY2010 us-gaap Revenues
Revenues
415604000 USD
CY2011 us-gaap Revenues
Revenues
464154000 USD
CY2009 us-gaap Revenues
Revenues
495935000 USD
CY2011Q4 us-gaap Salvage And Subrogation Recoveries Value
SalvageAndSubrogationRecoveriesValue
18100000 USD
CY2010Q4 us-gaap Salvage And Subrogation Recoveries Value
SalvageAndSubrogationRecoveriesValue
18200000 USD
CY2009 eig Pre Privatization Reserve Adjustment
PrePrivatizationReserveAdjustment
576000 USD
CY2010 eig Pre Privatization Reserve Adjustment
PrePrivatizationReserveAdjustment
1358000 USD
CY2011 us-gaap Share Based Compensation
ShareBasedCompensation
3742000 USD
CY2009 us-gaap Share Based Compensation
ShareBasedCompensation
5366000 USD
CY2010 us-gaap Share Based Compensation
ShareBasedCompensation
4053000 USD
CY2009 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.020
CY2010 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.016
CY2011 us-gaap Schedule Of Liability For Unpaid Claims And Claims Adjustment Expense
ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.</font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td width="59%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="11%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="11%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="11%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2011</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2010</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2009</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(in thousands)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE, gross of reinsurance, at beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,279,729</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,425,658</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,506,478</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less reinsurance recoverable, excluding bad debt allowance, on unpaid losses and LAE</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">956,043</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,052,505</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,076,350</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net unpaid losses and LAE at beginning of period</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,323,686</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,373,153</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,430,128</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Losses and LAE, net of reinsurance, incurred in:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Current year</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">280,683</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,143</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">283,827</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Prior years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,127</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(14,130</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(51,359</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total net losses and LAE incurred during the period</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">281,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">213,013</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">232,468</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deduct payments for losses and LAE, net of reinsurance, related to:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Current year</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">55,405</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">55,827</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">74,944</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Prior years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">218,568</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">206,653</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">214,499</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total net payments for losses and LAE during the period</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">273,973</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">262,480</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">289,443</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Ending unpaid losses and LAE, net of reinsurance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,331,523</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,323,686</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,373,153</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reinsurance recoverable, excluding bad debt allowance, on unpaid losses and LAE</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">940,840</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">956,043</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,052,505</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE, gross of reinsurance, at end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272,363</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,279,729</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,425,658</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>
CY2011 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0.012
CY2011 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Term
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm
4.8
CY2010 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Term
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm
4.8
CY2009 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Term
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm
4.8
CY2009 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.510
CY2011 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.436
CY2010 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.473
CY2011 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.019
CY2009 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.025
CY2010 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.026
CY2011Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Authorized
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized
7105838 shares
CY2009 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
4.59
CY2011 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
7.01
CY2010 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
5.80
CY2011Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Balance
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance
241087000 USD
CY2010Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Balance
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance
301590000 USD
CY2010Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Required
StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired
454261000 USD
CY2011Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Required
StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired
387919000 USD
CY2010 us-gaap Statutory Accounting Practices Statutory Net Income Amount
StatutoryAccountingPracticesStatutoryNetIncomeAmount
59100000 USD
CY2009 us-gaap Statutory Accounting Practices Statutory Net Income Amount
StatutoryAccountingPracticesStatutoryNetIncomeAmount
89500000 USD
CY2011 us-gaap Statutory Accounting Practices Statutory Net Income Amount
StatutoryAccountingPracticesStatutoryNetIncomeAmount
13800000 USD
CY2010 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-1229000 USD
CY2009 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-123000 USD
CY2011 us-gaap Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures
StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures
-512000 USD
CY2010 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
94000 USD
CY2011 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
1531000 USD
us-gaap Stock Repurchase Program Authorized Amount
StockRepurchaseProgramAuthorizedAmount
100000000 USD
us-gaap Stock Repurchase Program Authorized Amount
StockRepurchaseProgramAuthorizedAmount
200000000 USD
us-gaap Stock Repurchase Program Authorized Amount
StockRepurchaseProgramAuthorizedAmount
100000000 USD
us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
7004790 shares
us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
20951633 shares
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
107000000 USD
CY2010Q4 us-gaap Stockholders Equity
StockholdersEquity
490116000 USD
CY2011Q4 us-gaap Stockholders Equity
StockholdersEquity
474200000 USD
CY2008Q4 us-gaap Stockholders Equity
StockholdersEquity
444728000 USD
CY2009Q4 us-gaap Stockholders Equity
StockholdersEquity
498399000 USD
CY2011Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
474186000 USD
CY2010Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
490116000 USD
CY2011Q4 us-gaap Surplus Notes
SurplusNotes
32000000 USD
CY2010Q4 us-gaap Surplus Notes
SurplusNotes
32000000 USD
CY2010Q4 us-gaap Transfer Of Investments
TransferOfInvestments
20000000 USD
CY2010Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
14813992 shares
CY2011Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
20951633 shares
CY2011Q4 us-gaap Treasury Stock Value
TreasuryStockValue
320755000 USD
CY2010Q4 us-gaap Treasury Stock Value
TreasuryStockValue
228108000 USD
CY2011 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
92647000 USD
CY2010 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
64386000 USD
CY2009 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
74570000 USD
CY2011Q4 us-gaap Unearned Premiums
UnearnedPremiums
194933000 USD
CY2010Q4 us-gaap Unearned Premiums
UnearnedPremiums
149485000 USD
CY2009Q4 us-gaap Unearned Premiums
UnearnedPremiums
158577000 USD
CY2011 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2011 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2011
CY2011 dei Document Period End Date
DocumentPeriodEndDate
2011-12-31
CY2011 dei Document Type
DocumentType
10-K
CY2011 dei Entity Central Index Key
EntityCentralIndexKey
0001379041
CY2012Q1 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
32596685 shares
CY2011 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2009 us-gaap Utilities Operating Expense Depreciation And Amortization
UtilitiesOperatingExpenseDepreciationAndAmortization
6900000 USD
CY2011 us-gaap Utilities Operating Expense Depreciation And Amortization
UtilitiesOperatingExpenseDepreciationAndAmortization
4800000 USD
CY2010 us-gaap Utilities Operating Expense Depreciation And Amortization
UtilitiesOperatingExpenseDepreciationAndAmortization
4800000 USD
CY2009 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
136964 shares
CY2010 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
74258 shares
CY2011 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
139640 shares
CY2011 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
37424065 shares
CY2009 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
46090832 shares
CY2010 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
41465242 shares
CY2010 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
41390984 shares
CY2009 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
45953868 shares
CY2011 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
37284425 shares
CY2010Q4 eig Accumulated Other Comprehensive Income Deferred Tax On Net Unrealized Gains
AccumulatedOtherComprehensiveIncomeDeferredTaxOnNetUnrealizedGains
45302000 USD
CY2011Q4 eig Accumulated Other Comprehensive Income Deferred Tax On Net Unrealized Gains
AccumulatedOtherComprehensiveIncomeDeferredTaxOnNetUnrealizedGains
62848000 USD
CY2011Q4 eig Accumulated Other Comprehensive Income Loss Available For Sale Securities Before Tax
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeTax
179567000 USD
CY2010Q4 eig Accumulated Other Comprehensive Income Loss Available For Sale Securities Before Tax
AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeTax
129435000 USD
CY2010Q4 eig Adjustment To Commission Expense Accrual
AdjustmentToCommissionExpenseAccrual
3000000 USD
CY2011Q4 eig After Tax Adjustment To Underwriting And Other Operating Expenses
AfterTaxAdjustmentToUnderwritingAndOtherOperatingExpenses
552000 USD
CY2011Q4 eig Allowance For Doubtful Reinsurance Recoverables For Unpaid Losses
AllowanceForDoubtfulReinsuranceRecoverablesForUnpaidLosses
900000 USD
CY2011 eig Amortization Of Deferred Gain
AmortizationOfDeferredGain
17100000 USD
CY2010 eig Amortization Of Deferred Gain
AmortizationOfDeferredGain
18200000 USD
CY2009 eig Amortization Of Deferred Gain
AmortizationOfDeferredGain
18000000 USD
CY2009 eig Cash Transactions Related To Stock Based Compensation
CashTransactionsRelatedToStockBasedCompensation
123000 USD
CY2010 eig Cash Transactions Related To Stock Based Compensation
CashTransactionsRelatedToStockBasedCompensation
1135000 USD
CY2011 eig Cash Transactions Related To Stock Based Compensation
CashTransactionsRelatedToStockBasedCompensation
-1019000 USD
CY2010Q4 eig Change To Net Income Due To Adjustment To Commission Expense
ChangeToNetIncomeDueToAdjustmentToCommissionExpense
3000000 USD
CY2010Q4 eig Change To Per Share Due To Adjustment To Commission Expense
ChangeToPerShareDueToAdjustmentToCommissionExpense
0.07
CY2011Q4 eig Commisions And Premium Taxes Payable
CommisionsAndPremiumTaxesPayable
28905000 USD
CY2010Q4 eig Commisions And Premium Taxes Payable
CommisionsAndPremiumTaxesPayable
17313000 USD
CY2012 eig Deferred Acquisition Cost Estimated Change To Financial Statements Due To Adoption Of Asu201016
DeferredAcquisitionCostEstimatedChangeToFinancialStatementsDueToAdoptionOfAsu201016
7000000 USD
CY2011Q4 eig Deferred Reinsurance Gain Lpt Agreement
DeferredReinsuranceGainLptAgreement
353194000 USD
CY2010Q4 eig Deferred Reinsurance Gain Lpt Agreement
DeferredReinsuranceGainLptAgreement
370341000 USD
CY2011 eig Deferred Reinsurance Gain Lpt Agreement Cfs
DeferredReinsuranceGainLptAgreementCfs
17147000 USD
CY2010 eig Deferred Reinsurance Gain Lpt Agreement Cfs
DeferredReinsuranceGainLptAgreementCfs
18233000 USD
CY2009 eig Deferred Reinsurance Gain Lpt Agreement Cfs
DeferredReinsuranceGainLptAgreementCfs
18007000 USD
CY2009 eig Effective Income Tax Reconciliation Lpt Agreement
EffectiveIncomeTaxReconciliationLptAgreement
6302000 USD
CY2010 eig Effective Income Tax Reconciliation Lpt Agreement
EffectiveIncomeTaxReconciliationLptAgreement
6381000 USD
CY2011 eig Effective Income Tax Reconciliation Lpt Agreement
EffectiveIncomeTaxReconciliationLptAgreement
6001000 USD
CY2009 eig Effective Income Tax Reconciliation Lpt Contingent Profit Commission
EffectiveIncomeTaxReconciliationLptContingentProfitCommission
5259000 USD
CY2011 eig Effective Income Tax Reconciliation Lpt Contingent Profit Commission
EffectiveIncomeTaxReconciliationLptContingentProfitCommission
645000 USD
CY2010 eig Effective Income Tax Reconciliation Lpt Contingent Profit Commission
EffectiveIncomeTaxReconciliationLptContingentProfitCommission
284000 USD
CY2011Q4 eig Employee Contributions100 Match
EmployeeContributions100Match
0.03
CY2011Q4 eig Employee Contributions50 Match
EmployeeContributions50Match
0.03
CY2011Q4 eig Employee Contributions Maximum Match401 K
EmployeeContributionsMaximumMatch401K
0.05
CY2011 eig Excess Profits Statutory Formula Applied Over Time Period
ExcessProfitsStatutoryFormulaAppliedOverTimePeriod
three year period
CY2010 eig Gross Premiums Earned
GrossPremiumsEarned
330965000 USD
CY2011 eig Gross Premiums Earned
GrossPremiumsEarned
371898000 USD
CY2009 eig Gross Premiums Earned
GrossPremiumsEarned
415906000 USD
CY2010 eig Gross Premiums Written
GrossPremiumsWritten
322277000 USD
CY2009 eig Gross Premiums Written
GrossPremiumsWritten
379949000 USD
CY2011 eig Gross Premiums Written
GrossPremiumsWritten
418512000 USD
CY2010 eig Increase Decrease In Restricted Cash Provided By Used In Investing Actiities
IncreaseDecreaseInRestrictedCashProvidedByUsedInInvestingActiities
2000000 USD
CY2011 eig Increase Decrease In Restricted Cash Provided By Used In Investing Actiities
IncreaseDecreaseInRestrictedCashProvidedByUsedInInvestingActiities
-10650000 USD
CY2009 eig Increase Decrease In Restricted Cash Provided By Used In Investing Actiities
IncreaseDecreaseInRestrictedCashProvidedByUsedInInvestingActiities
-2725000 USD
CY2010 eig Increase To Estimated Ultimate Contngent Profit Commission Lpt
IncreaseToEstimatedUltimateContngentProfitCommissionLpt
800000 USD
CY2011 eig Increase To Estimated Ultimate Contngent Profit Commission Lpt
IncreaseToEstimatedUltimateContngentProfitCommissionLpt
1800000 USD
CY2010Q4 eig Increase To Estimated Ultimate Contngent Profit Commission Lpt
IncreaseToEstimatedUltimateContngentProfitCommissionLpt
1800000 USD
CY2011 eig Line Of Credit Percentage Above Libor Rate
LineOfCreditPercentageAboveLiborRate
0.0175
CY2011 eig Line Of Credit Percentage Above Prime Rate
LineOfCreditPercentageAbovePrimeRate
0.0175
CY2011 eig Lpt Agreement Calculation Of Contingent Commission Expiration Period
LptAgreementCalculationOfContingentCommissionExpirationPeriod
first twenty-five years
CY2011 eig Lpt Agreement Calculation Of Contingent Commission Period
LptAgreementCalculationOfContingentCommissionPeriod
every five years
CY2011 eig Lpt Agreement Percentange Of Loss Expense To Total Losses
LptAgreementPercentangeOfLossExpenseToTotalLosses
0.07
CY2011Q4 eig Lpt Collateral Held In Trust Account
LptCollateralHeldInTrustAccount
896100000 USD
CY2010Q4 eig Lpt Coningent Profit Commission Receivable
LptConingentProfitCommissionReceivable
1700000 USD
CY2011Q4 eig Lpt Coningent Profit Commission Receivable
LptConingentProfitCommissionReceivable
3600000 USD
CY2011 eig Lpt Favorable Unfavorable Difference Percentage
LptFavorableUnfavorableDifferencePercentage
0.30
CY2011Q4 eig Number Of Issues Available For Sale Securities Continous Unrealized Loss Position Less Than Twelve Months
NumberOfIssuesAvailableForSaleSecuritiesContinousUnrealizedLossPositionLessThanTwelveMonths
108 shares
CY2010Q4 eig Number Of Issues Available For Sale Securities Continous Unrealized Loss Position Less Than Twelve Months
NumberOfIssuesAvailableForSaleSecuritiesContinousUnrealizedLossPositionLessThanTwelveMonths
163 shares
CY2011Q4 eig Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Aggregate
NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregate
119 shares
CY2010Q4 eig Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Aggregate
NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregate
166 shares
CY2011Q4 eig Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months
NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionGreaterThanTwelveMonths
11 shares
CY2010Q4 eig Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months
NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionGreaterThanTwelveMonths
3 shares
CY2011Q4 eig Paid Losses And Lae Claims Related To Lpt
PaidLossesAndLaeClaimsRelatedToLpt
569900000 USD
CY2010Q1 eig Performane Share Awards Maximum Payout
PerformaneShareAwardsMaximumPayout
1.50
CY2011 eig Pre Privatization Reserve Adjustment
PrePrivatizationReserveAdjustment
1602000 USD
CY2010 eig Pre Privatization Reserve Reserve Downward Adjustment
PrePrivatizationReserveReserveDownwardAdjustment
3900000 USD
CY2011 eig Pre Privatization Reserve Reserve Downward Adjustment
PrePrivatizationReserveReserveDownwardAdjustment
4600000 USD
CY2009 eig Pre Privatization Reserve Reserve Downward Adjustment
PrePrivatizationReserveReserveDownwardAdjustment
1600000 USD
CY2011Q4 eig Pre Tax Adjustment To Underwriting And Other Expense
PreTaxAdjustmentToUnderwritingAndOtherExpense
849000 USD
CY2010Q4 eig Premium Receivable Returned To Policyholders For Final Audits
PremiumReceivableReturnedToPolicyholdersForFinalAudits
4000000 USD
CY2011Q4 eig Premiums Receivable From Policyholders For Final Audit
PremiumsReceivableFromPolicyholdersForFinalAudit
6900000 USD
CY2010Q3 eig Reinsurance Commutation
ReinsuranceCommutation
1600000 USD
CY2011 eig Reinsurance Quota Share Percentage
ReinsuranceQuotaSharePercentage
1.00
CY2011Q4 eig Reinsurance Recoverable Annual Deductible
ReinsuranceRecoverableAnnualDeductible
2000000 USD
CY2011Q4 eig Reinsurance Recoverable From Lpt Agreement
ReinsuranceRecoverableFromLptAgreement
800000000 USD
CY2010Q4 eig Reinsurance Recoverable From Lpt Agreement
ReinsuranceRecoverableFromLptAgreement
800000000 USD
CY2011Q4 eig Reinsurance Recoverable Maximum
ReinsuranceRecoverableMaximum
200000000 USD
CY2010Q4 eig Reinsurance Recoverable Paid Losses Less Allowance
ReinsuranceRecoverablePaidLossesLessAllowance
14415000 USD
CY2011Q4 eig Reinsurance Recoverable Paid Losses Less Allowance
ReinsuranceRecoverablePaidLossesLessAllowance
10729000 USD
CY2011Q4 eig Reinsurance Recoverable Unpaid Losses Less Allowance
ReinsuranceRecoverableUnpaidLossesLessAllowance
940840000 USD
CY2010Q4 eig Reinsurance Recoverable Unpaid Losses Less Allowance
ReinsuranceRecoverableUnpaidLossesLessAllowance
956043000 USD
CY2009Q4 eig Reinsurance Recoverable Unpaid Losses Less Allowance
ReinsuranceRecoverableUnpaidLossesLessAllowance
1052505000 USD
CY2008Q4 eig Reinsurance Recoverable Unpaid Losses Less Allowance
ReinsuranceRecoverableUnpaidLossesLessAllowance
1076350000 USD
CY2010Q4 eig Restricted Cash And Cash Equivalents Fair Value
RestrictedCashAndCashEquivalentsFairValue
16949000 USD
CY2011Q4 eig Restricted Cash And Cash Equivalents Fair Value
RestrictedCashAndCashEquivalentsFairValue
6299000 USD
CY2010Q3 eig Restructuring And Related Cost Number Of Facilities Closed
RestructuringAndRelatedCostNumberOfFacilitiesClosed
4
CY2011Q4 eig Risk Based Capital Minimum
RiskBasedCapitalMinimum
3.5
CY2011Q4 eig Safe Habor Matching Maximum
SafeHaborMatchingMaximum
1
CY2011Q4 eig Safe Harbor Matching50
SafeHarborMatching50
0.5
CY2011Q4 eig Statutory Reporting Special Surplus Funds
StatutoryReportingSpecialSurplusFunds
49932000 USD
CY2010Q4 eig Statutory Reporting Special Surplus Funds
StatutoryReportingSpecialSurplusFunds
55771000 USD
CY2011Q4 eig Total Claims And Policy Liabilities
TotalClaimsAndPolicyLiabilities
2471134000 USD
CY2010Q4 eig Total Claims And Policy Liabilities
TotalClaimsAndPolicyLiabilities
2434432000 USD
CY2011Q4 eig Write Off Deferred Tax Asset Related To Prior Years Change In Expense
WriteOffDeferredTaxAssetRelatedToPriorYearsChangeInExpense
993000 USD
CY2011 dei Amendment Flag
AmendmentFlag
false
CY2011 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2011 dei Entity Filer Category
EntityFilerCategory
Large Accelerated Filer
CY2011Q2 dei Entity Public Float
EntityPublicFloat
634835041 USD
CY2011 dei Entity Registrant Name
EntityRegistrantName
Employers Holdings, Inc.
CY2011 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2011 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
Yes

Files In Submission

Name View Source Status
0001379041-12-000005-index-headers.html Edgar Link pending
0001379041-12-000005-index.html Edgar Link pending
0001379041-12-000005.txt Edgar Link pending
0001379041-12-000005-xbrl.zip Edgar Link pending
eig-20111231.xml Edgar Link completed
eig-20111231.xsd Edgar Link pending
eig-20111231_cal.xml Edgar Link unprocessable
eig-20111231_def.xml Edgar Link unprocessable
eig-20111231_lab.xml Edgar Link unprocessable
eig-20111231_pre.xml Edgar Link unprocessable
eig-2011x10k.htm Edgar Link pending
eig-ex311_2011.htm Edgar Link pending
eig-ex312_2011.htm Edgar Link pending
eig-ex321_2011.htm Edgar Link pending
eig-ex322_2011.htm Edgar Link pending
eigperformance.jpg Edgar Link pending
exhibit211_2011.htm Edgar Link pending
exhibit231_2011.htm Edgar Link pending
exhibit241_2011.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xls Edgar Link pending
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