$EIG
Employers Holdings, Inc. Stock $eig

$eig Overview Financials Valuation SEC Filings Company Website

2012 Q4 Form 10-K Financial Statement

#000137904113000005 Filed on March 01, 2013

Income Statement

Concept	2012 Q4	2011 Q4	2010
Revenue	$159.6M	$138.4M	$415.6M
YoY Change	15.31%	22.15%	-16.2%
Cost Of Revenue	$22.76M	$73.65M	$194.8M
YoY Change	-69.1%	29.94%	-9.18%
Gross Profit	$136.8M	$64.75M	$220.8M
YoY Change	111.33%	14.36%	-21.55%
Gross Profit Margin	85.74%	46.78%	53.13%
Selling, General & Admin	$700.0K	$700.0K	$4.300M
YoY Change	0.0%	-22.22%	-37.68%
% of Gross Profit	0.51%	1.08%	1.95%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$1.400M	$1.500M	$7.098M
YoY Change	-6.67%	-6.25%	-28.3%
% of Gross Profit	1.02%	2.32%	3.21%
Operating Expenses	$73.26M	$110.9M	$349.3M
YoY Change	-33.94%	23.36%	-13.47%
Operating Profit	$63.57M	-$46.15M	-$128.5M
YoY Change	-237.72%	38.68%	5.15%
Interest Expense	$848.0K	-$900.0K	$5.693M
YoY Change	-194.22%	0.0%	-23.16%
% of Operating Profit	1.33%
Other Income/Expense, Net
YoY Change
Pretax Income	$86.33M	$26.60M	$66.32M
YoY Change	224.53%	18.22%	-28.14%
Income Tax	-$1.444M	$6.632M	$3.523M
% Of Pretax Income	-1.67%	24.93%	5.31%
Net Earnings	$87.77M	$19.93M	$63.47M
YoY Change	340.3%	-1.07%	-23.55%
Net Earnings / Revenue	55.0%	14.4%	15.27%
Basic Earnings Per Share	$2.85	$0.58	$1.52
Diluted Earnings Per Share	$2.82	$0.58	$1.51
COMMON SHARES
Basic Shares Outstanding	30.72M shares	34.88B shares	41.39M shares
Diluted Shares Outstanding			41.47M shares

Balance Sheet

Concept	2012 Q4	2011 Q4	2010
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$140.7M	$252.3M	$119.8M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets	$21.00M	$6.100M	$4.000M
YoY Change	244.26%	52.5%	-2.44%
LONG-TERM ASSETS
Property, Plant & Equipment	$14.68M	$11.36M	$11.70M
YoY Change	29.23%	-3.01%	-10.69%
Goodwill	$36.19M	$36.19M
YoY Change	0.0%	0.0%
Intangibles	$10.56M	$11.73M
YoY Change	-9.98%	-11.68%
Long-Term Investments	$2.150B	$1.951B	$2.081B
YoY Change	10.19%	-6.24%	2.51%
Other Assets	$31.60M	$28.40M	$55.00M
YoY Change	11.27%	-48.36%	26.44%
Total Long-Term Assets	$3.490B	$3.476B	$3.476B
YoY Change	0.42%	-0.01%	-5.35%
TOTAL ASSETS
Total Short-Term Assets	$21.00M	$6.100M	$4.000M
Total Long-Term Assets	$3.490B	$3.476B	$3.476B
Total Assets	$3.511B	$3.482B	$3.480B
YoY Change	0.85%	0.05%	-5.35%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$19.50M	$15.00M	$18.60M
YoY Change	30.0%	-19.35%	-2.11%
Accrued Expenses	$40.80M	$28.90M	$17.30M
YoY Change	41.18%	67.05%	-16.83%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$63.20M	$47.70M	$41.10M
YoY Change	32.49%	16.06%	-14.02%
LONG-TERM LIABILITIES
Long-Term Debt	$112.0M	$122.0M	$132.0M
YoY Change	-8.2%	-7.58%	0.0%
Other Long-Term Liabilities	$300.0M	$383.3M	$387.7M
YoY Change	-21.73%	-1.13%	-6.42%
Total Long-Term Liabilities	$412.0M	$505.3M	$519.7M
YoY Change	-18.46%	-2.77%	-4.87%
TOTAL LIABILITIES
Total Short-Term Liabilities	$63.20M	$47.70M	$41.10M
Total Long-Term Liabilities	$412.0M	$505.3M	$519.7M
Total Liabilities	$2.972B	$3.008B	$2.990B
YoY Change	-1.18%	0.59%	-5.92%
SHAREHOLDERS EQUITY
Retained Earnings	$445.9M	$358.7M
YoY Change	24.3%	12.32%
Common Stock	$326.5M	$319.5M
YoY Change	2.19%	1.52%
Preferred Stock
YoY Change
Treasury Stock (at cost)	$362.6M	$320.8M
YoY Change	13.03%	40.62%
Treasury Stock Shares	23.37M shares	20.95M shares
Shareholders Equity	$539.4M	$462.0M	$490.1M
YoY Change
Total Liabilities & Shareholders Equity	$3.511B	$3.482B	$3.480B
YoY Change	0.85%	0.05%	-5.35%

Cashflow Statement

Concept	2012 Q4	2011 Q4	2010
OPERATING ACTIVITIES
Net Income	$87.77M	$19.93M	$63.47M
YoY Change	340.3%	-1.07%	-23.55%
Depreciation, Depletion And Amortization	$1.400M	$1.500M	$7.098M
YoY Change	-6.67%	-6.25%	-28.3%
Cash From Operating Activities	$40.60M	$7.200M	$56.98M
YoY Change	463.89%	-85.99%	39.83%
INVESTING ACTIVITIES
Capital Expenditures	$100.0K	-$1.100M	$2.009M
YoY Change	-109.09%	450.0%	56.59%
Acquisitions			$0.00
YoY Change			-100.0%
Other Investing Activities	-$132.1M	$102.4M	-$49.40M
YoY Change	-229.0%	-288.24%	-154.47%
Cash From Investing Activities	-$132.0M	$101.4M	-$51.33M
YoY Change	-230.18%	-285.71%	-159.69%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net			$63.59M
YoY Change			-14.28%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-11.20M	-63.10M	-$74.66M
YoY Change	-82.25%	294.38%	-44.83%
NET CHANGE
Cash From Operating Activities	40.60M	7.200M	$56.98M
Cash From Investing Activities	-132.0M	101.4M	-$51.33M
Cash From Financing Activities	-11.20M	-63.10M	-$74.66M
Net Change In Cash	-102.6M	45.50M	-$69.01M
YoY Change	-325.49%	-336.98%	702.79%
FREE CASH FLOW
Cash From Operating Activities	$40.60M	$7.200M	$56.98M
Capital Expenditures	$100.0K	-$1.100M	$2.009M
Free Cash Flow	$40.50M	$8.300M	$54.97M
YoY Change	387.95%	-83.91%	39.28%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
	us-gaap	Accelerated Share Repurchases Final Price Paid Per Share AcceleratedShareRepurchasesFinalPricePaidPerShare	15.51
	us-gaap	Accelerated Share Repurchases Final Price Paid Per Share AcceleratedShareRepurchasesFinalPricePaidPerShare	15.79
CY2012Q4	us-gaap	Accounts Payable And Accrued Liabilities Current And Noncurrent AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent	19522000	USD
CY2012	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	-7019000	USD
CY2012Q4	us-gaap	Accrued Investment Income Receivable AccruedInvestmentIncomeReceivable	19356000	USD
CY2011Q4	us-gaap	Accrued Sales Commission Current And Noncurrent AccruedSalesCommissionCurrentAndNoncurrent	1200000	USD
CY2012Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	27371000	USD
CY2011Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	26919000	USD
CY2012Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	129549000	USD
CY2011Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	116719000	USD
CY2011Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	64900000	USD
CY2012Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	134900000	USD
CY2012Q4	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	325990000	USD
CY2011	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	3742000	USD
CY2010	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	4053000	USD
CY2012	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	6141000	USD
CY2012	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	6141000	USD
CY2011	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	3742000	USD
CY2010	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	4053000	USD
CY2010	us-gaap	Allocated Share Based Compensation Expense Net Of Tax AllocatedShareBasedCompensationExpenseNetOfTax	2937000	USD
CY2011	us-gaap	Allocated Share Based Compensation Expense Net Of Tax AllocatedShareBasedCompensationExpenseNetOfTax	2522000	USD
CY2012	us-gaap	Allocated Share Based Compensation Expense Net Of Tax AllocatedShareBasedCompensationExpenseNetOfTax	4169000	USD
CY2012Q4	us-gaap	Allowance For Doubtful Accounts Premiums And Other Receivables AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables	5957000	USD
CY2011Q4	us-gaap	Allowance For Doubtful Accounts Premiums And Other Receivables AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables	5546000	USD
CY2011Q4	us-gaap	Allowance For Doubtful Accounts Receivable Current AllowanceForDoubtfulAccountsReceivableCurrent	2200000	USD
CY2010Q4	us-gaap	Allowance For Doubtful Accounts Receivable Current AllowanceForDoubtfulAccountsReceivableCurrent	3200000	USD
CY2012Q4	us-gaap	Allowance For Doubtful Accounts Receivable Current AllowanceForDoubtfulAccountsReceivableCurrent	1900000	USD
CY2012	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	1200000	USD
CY2011	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	1600000	USD
CY2010	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	2200000	USD
CY2012Q4	us-gaap	Assets Assets	3511339000	USD
CY2012Q4	us-gaap	Assumed Liability For Unpaid Claims And Claims Adjustment Expense AssumedLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense	1500000000	USD
CY2010	us-gaap	Assumed Premiums Earned Property And Casualty AssumedPremiumsEarnedPropertyAndCasualty	2800000	USD
CY2012	us-gaap	Assumed Premiums Earned Property And Casualty AssumedPremiumsEarnedPropertyAndCasualty	4345000	USD
CY2011	us-gaap	Assumed Premiums Earned Property And Casualty AssumedPremiumsEarnedPropertyAndCasualty	2533000	USD
CY2010	us-gaap	Assumed Premiums Written Property And Casualty AssumedPremiumsWrittenPropertyAndCasualty	2504000	USD
CY2012	us-gaap	Assumed Premiums Written Property And Casualty AssumedPremiumsWrittenPropertyAndCasualty	4954000	USD
CY2011	us-gaap	Assumed Premiums Written Property And Casualty AssumedPremiumsWrittenPropertyAndCasualty	2406000	USD
CY2012Q4	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	1950209000	USD
CY2011Q4	us-gaap	Available For Sale Securities Amortized Cost AvailableForSaleSecuritiesAmortizedCost	1771178000	USD
CY2012	us-gaap	Available For Sale Securities Change In Net Unrealized Holding Gain Loss AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss	19738000	USD
CY2011	us-gaap	Available For Sale Securities Change In Net Unrealized Holding Gain Loss AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss	50132000	USD
CY2010	us-gaap	Available For Sale Securities Change In Net Unrealized Holding Gain Loss AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLoss	-1115000	USD
CY2011Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue	110180000	USD
CY2012Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue	92555000	USD
CY2011Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	104963000	USD
CY2012Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue	89758000	USD
CY2012Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	2797000	USD
CY2011Q4	us-gaap	Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue	5217000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost	587349000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	655031000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost	641161000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	684751000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost	201445000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost	1869142000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities Within One Year Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost	113909000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue	225495000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities Within One Year Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue	115939000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost	325278000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue	343212000	USD
CY2012Q4	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	2024428000	USD
CY2012Q4	us-gaap	Available For Sale Securities Equity Securities AvailableForSaleSecuritiesEquitySecurities	125086000	USD
CY2012Q4	us-gaap	Available For Sale Securities Fair Value Disclosure AvailableForSaleSecuritiesFairValueDisclosure	2149514000	USD
CY2011Q4	us-gaap	Available For Sale Securities Fair Value Disclosure AvailableForSaleSecuritiesFairValueDisclosure	1950745000	USD
CY2012	us-gaap	Available For Sale Securities Gross Realized Gain Loss Net AvailableForSaleSecuritiesGrossRealizedGainLossNet	5048000	USD
CY2010	us-gaap	Available For Sale Securities Gross Realized Gain Loss Net AvailableForSaleSecuritiesGrossRealizedGainLossNet	10137000	USD
CY2011	us-gaap	Available For Sale Securities Gross Realized Gain Loss Net AvailableForSaleSecuritiesGrossRealizedGainLossNet	20161000	USD
CY2012Q4	us-gaap	Available For Sale Securities Gross Realized Gain Loss Net AvailableForSaleSecuritiesGrossRealizedGainLossNet	487000	USD
CY2011Q4	us-gaap	Available For Sale Securities Gross Unrealized Losses1 AvailableForSaleSecuritiesGrossUnrealizedLosses1	3907000	USD
CY2012Q4	us-gaap	Available For Sale Securities Gross Unrealized Losses1 AvailableForSaleSecuritiesGrossUnrealizedLosses1	1820000	USD
CY2012Q4	us-gaap	Available For Sale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions	11	shares
CY2011Q4	us-gaap	Available For Sale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions	4	shares
CY2011Q4	us-gaap	Availableforsale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses2 AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2	743000	USD
CY2012Q4	us-gaap	Availableforsale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses2 AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2	242000	USD
CY2012Q4	us-gaap	Availableforsale Securities Continuous Unrealized Loss Position Aggregate Losses2 AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2	1820000	USD
CY2011Q4	us-gaap	Availableforsale Securities Continuous Unrealized Loss Position Aggregate Losses2 AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2	3907000	USD
CY2012Q4	us-gaap	Availableforsale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses2 AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2	1578000	USD
CY2011Q4	us-gaap	Availableforsale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses2 AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2	3164000	USD
CY2012	us-gaap	Availableforsale Securities Gross Realized Gain Loss Excluding Other Than Temporary Impairments AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments	5700000	USD
CY2012Q4	us-gaap	Availableforsale Securities Gross Realized Gain Loss Excluding Other Than Temporary Impairments AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments	611000	USD
CY2011Q4	us-gaap	Availableforsale Securities Gross Unrealized Gain AvailableforsaleSecuritiesGrossUnrealizedGain	183474000	USD
CY2012Q4	us-gaap	Availableforsale Securities Gross Unrealized Gain AvailableforsaleSecuritiesGrossUnrealizedGain	201125000	USD
CY2010Q4	us-gaap	Capital Leases Contingent Rental Payments Due CapitalLeasesContingentRentalPaymentsDue	8900000	USD
CY2011Q4	us-gaap	Capital Leases Contingent Rental Payments Due CapitalLeasesContingentRentalPaymentsDue	5100000	USD
CY2012Q4	us-gaap	Capital Leases Contingent Rental Payments Due CapitalLeasesContingentRentalPaymentsDue	5200000	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Due CapitalLeasesFutureMinimumPaymentsDue	2510000	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Due Current CapitalLeasesFutureMinimumPaymentsDueCurrent	1130000	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Due In Five Years CapitalLeasesFutureMinimumPaymentsDueInFiveYears	0	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Due In Four Years CapitalLeasesFutureMinimumPaymentsDueInFourYears	0	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Due In Three Years CapitalLeasesFutureMinimumPaymentsDueInThreeYears	341000	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Due In Two Years CapitalLeasesFutureMinimumPaymentsDueInTwoYears	1039000	USD
CY2011Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	252300000	USD
CY2012Q4	us-gaap	Cash And Cash Equivalents Fair Value Disclosure CashAndCashEquivalentsFairValueDisclosure	140661000	USD
CY2011Q4	us-gaap	Cash And Cash Equivalents Fair Value Disclosure CashAndCashEquivalentsFairValueDisclosure	252300000	USD
CY2012	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	-111639000	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Due Thereafter CapitalLeasesFutureMinimumPaymentsDueThereafter	0	USD
CY2012Q4	us-gaap	Capital Leases Future Minimum Payments Interest Included In Payments CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments	100000	USD
CY2012Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	140661000	USD
CY2011	us-gaap	Ceded Premiums Earned Property And Casualty CededPremiumsEarnedPropertyAndCasualty	-8474000	USD
CY2012	us-gaap	Ceded Premiums Earned Property And Casualty CededPremiumsEarnedPropertyAndCasualty	-10651000	USD
CY2010	us-gaap	Ceded Premiums Earned Property And Casualty CededPremiumsEarnedPropertyAndCasualty	-9179000	USD
CY2012	us-gaap	Ceded Premiums Written CededPremiumsWritten	775000000	USD
CY2011	us-gaap	Ceded Premiums Written Property And Casualty CededPremiumsWrittenPropertyAndCasualty	-8474000	USD
CY2010	us-gaap	Ceded Premiums Written Property And Casualty CededPremiumsWrittenPropertyAndCasualty	-9179000	USD
CY2012	us-gaap	Ceded Premiums Written Property And Casualty CededPremiumsWrittenPropertyAndCasualty	-10651000	USD
CY2012Q4	us-gaap	Commitments And Contingencies CommitmentsAndContingencies		USD
CY2011Q4	us-gaap	Commitments And Contingencies CommitmentsAndContingencies		USD
CY2012	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.24
CY2012Q4	us-gaap	Common Stock Dividends Per Share Declared CommonStockDividendsPerShareDeclared	0.06
CY2011Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2012Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2011Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	150000000	shares
CY2012Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	150000000	shares
CY2011Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	32996809	shares
CY2012Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	30771479	shares
CY2012Q4	us-gaap	Common Stock Value CommonStockValue	542000	USD
CY2012	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	119721000	USD
CY2012Q4	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	77631000	USD
CY2010	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	-1228000	USD
CY2011	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	-652000	USD
CY2012	us-gaap	Current Federal Tax Expense Benefit CurrentFederalTaxExpenseBenefit	1964000	USD
CY2012	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	1652000	USD
CY2011	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	-498000	USD
CY2010	us-gaap	Current Income Tax Expense Benefit CurrentIncomeTaxExpenseBenefit	-1157000	USD
CY2010	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	71000	USD
CY2011	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	154000	USD
CY2012	us-gaap	Current State And Local Tax Expense Benefit CurrentStateAndLocalTaxExpenseBenefit	-312000	USD
CY2012	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-10999000	USD
CY2010	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	4680000	USD
CY2011	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-1608000	USD
CY2010	us-gaap	Deferred Policy Acquisition Cost Amortization Expense DeferredPolicyAcquisitionCostAmortizationExpense	72071000	USD
CY2012	us-gaap	Deferred Policy Acquisition Cost Amortization Expense DeferredPolicyAcquisitionCostAmortizationExpense	85926000	USD
CY2011	us-gaap	Deferred Policy Acquisition Cost Amortization Expense DeferredPolicyAcquisitionCostAmortizationExpense	74500000	USD
CY2012Q4	us-gaap	Deferred Policy Acquisition Costs DeferredPolicyAcquisitionCosts	38852000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Gross DeferredTaxAssetsGross	116962000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Gross DeferredTaxAssetsGross	106653000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	5253000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Liabilities Net DeferredTaxAssetsLiabilitiesNet	5095000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	26231000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Net DeferredTaxAssetsNet	22140000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Operating Loss Carryforwards DeferredTaxAssetsOperatingLossCarryforwards	9289000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Operating Loss Carryforwards DeferredTaxAssetsOperatingLossCarryforwards	15111000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	1652000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Other DeferredTaxAssetsOther	1401000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Tax Credit Carryforwards DeferredTaxAssetsTaxCreditCarryforwards	12015000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Tax Credit Carryforwards DeferredTaxAssetsTaxCreditCarryforwards	13090000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost	3310000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost	4339000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Allowance For Doubtful Accounts DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts	1943000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Allowance For Doubtful Accounts DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts	2085000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Loss Reserves DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves	57722000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Loss Reserves DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves	59860000	USD
CY2011Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Unearned Premiums Reserve DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve	13331000	USD
CY2012Q4	us-gaap	Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Unearned Premiums Reserve DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve	18119000	USD
CY2011Q4	us-gaap	Deferred Tax Liabilities Current DeferredTaxLiabilitiesCurrent	84513000	USD
CY2012Q4	us-gaap	Deferred Tax Liabilities Current DeferredTaxLiabilitiesCurrent	90731000	USD
CY2012Q4	us-gaap	Deferred Tax Liabilities Deferred Expense Deferred Policy Acquisition Cost DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost	13692000	USD
CY2011Q4	us-gaap	Deferred Tax Liabilities Deferred Expense Deferred Policy Acquisition Cost DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost	13244000	USD
CY2012Q4	us-gaap	Deferred Tax Liabilities Goodwill And Intangible Assets DeferredTaxLiabilitiesGoodwillAndIntangibleAssets	3695000	USD
CY2011Q4	us-gaap	Deferred Tax Liabilities Goodwill And Intangible Assets DeferredTaxLiabilitiesGoodwillAndIntangibleAssets	4105000	USD
CY2012Q4	us-gaap	Deferred Tax Liabilities Other DeferredTaxLiabilitiesOther	3588000	USD
CY2011Q4	us-gaap	Deferred Tax Liabilities Other DeferredTaxLiabilitiesOther	4316000	USD
CY2011Q4	us-gaap	Deferred Tax Liabilities Unrealized Gains On Trading Securities DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities	62848000	USD
CY2012Q4	us-gaap	Deferred Tax Liabilities Unrealized Gains On Trading Securities DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities	69756000	USD
CY2011	us-gaap	Defined Benefit Plan Contributions By Employer DefinedBenefitPlanContributionsByEmployer	1500000	USD
CY2010	us-gaap	Defined Benefit Plan Contributions By Employer DefinedBenefitPlanContributionsByEmployer	1400000	USD
CY2012	us-gaap	Defined Benefit Plan Contributions By Employer DefinedBenefitPlanContributionsByEmployer	1500000	USD
CY2010	us-gaap	Defined Contribution Plan Cost Recognized DefinedContributionPlanCostRecognized	500000	USD
CY2012	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	5601000	USD
CY2012	us-gaap	Direct Premiums Earned Property And Casualty DirectPremiumsEarnedPropertyAndCasualty	507770000	USD
CY2010	us-gaap	Direct Premiums Earned Property And Casualty DirectPremiumsEarnedPropertyAndCasualty	328165000	USD
CY2011	us-gaap	Direct Premiums Earned Property And Casualty DirectPremiumsEarnedPropertyAndCasualty	369365000	USD
CY2011	us-gaap	Direct Premiums Written Property And Casualty DirectPremiumsWrittenPropertyAndCasualty	416106000	USD
CY2012	us-gaap	Direct Premiums Written Property And Casualty DirectPremiumsWrittenPropertyAndCasualty	575373000	USD
CY2010	us-gaap	Direct Premiums Written Property And Casualty DirectPremiumsWrittenPropertyAndCasualty	319773000	USD
CY2011	us-gaap	Dividends Common Stock DividendsCommonStock	8943000	USD
CY2012	us-gaap	Dividends Common Stock DividendsCommonStock	7508000	USD
CY2010	us-gaap	Dividends Common Stock DividendsCommonStock	9935000	USD
CY2012	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	3.40
CY2012Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.85
CY2012	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	3.37
CY2012Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.82
CY2012	us-gaap	Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate	0.35
CY2011	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	1220000	USD
CY2010	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	1116000	USD
CY2012	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	1972000	USD
CY2012	us-gaap	Error Corrections And Prior Period Adjustments Description ErrorCorrectionsAndPriorPeriodAdjustmentsDescription	The Company is revising its historical consolidated financial statements as of December 31, 2011 and for the fiscal years ended December 31, 2011 and 2010. These revisions correct the manner in which the Company account for the contingent profit commission under the Loss Portfolio Transfer Agreement (LPT Agreement). The Company concluded that a modification was necessary in order to properly apply reinsurance accounting principles to the contingent profit commission under the LPT Agreement. This revision resulted in an increase to the contingent commission receivable–LPT Agreement on the Company's consolidated balance sheets, which impacts the Deferred reinsurance gain–LPT Agreement (Deferred Gain) and is reflected in losses and LAE incurred in its consolidated statements of income and comprehensive income over the life of the contingent profit commission. The revision did not impact the total estimated amount of contingent commission expected to be received over the life of the contingent profit commission (See Note 4). The Company assessed the impact of the revisions on its prior interim and annual consolidated financial statements and concluded that they were not material to any individual quarters or annual period of those consolidated financial statements. Although the effect of these revisions was not material to those previously issued financial statements, the cumulative effect of reflecting these revisions in the current year would have been material for the fiscal year ended December 31, 2012. Since these revisions are treated as corrections to the Company's prior period financial results, the revisions are considered to be a restatement under GAAP. Accordingly, the revised financial information included in this Annual Report on Form 10-K has been identified as “restated.”The revisions to the consolidated statements of cash flows did not have a material impact on any amounts previously reported for net cash from operating activities, investing activities, or financing activities. As a result, there was no impact to net change in cash and cash equivalents for any previously reported periods.The impact of the revisions to the previously issued consolidated statements of income and comprehensive income for the years ended December 31, 2011 and 2010 was to increase the commission expense and decrease the losses and LAE, with the net effect of increasing net income and earnings per share.
CY2011Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	-5372000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	-6542000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense After Year Five FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive	189000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	873000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Five FiniteLivedIntangibleAssetsAmortizationExpenseYearFive	285000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	371000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	489000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	651000	USD
CY2012Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	2858000	USD
CY2012Q4	us-gaap	Funds Held Under Reinsurance Agreements Asset FundsHeldUnderReinsuranceAgreementsAsset	1838000	USD
CY2012Q4	us-gaap	Funds Held Under Reinsurance Agreements Liability FundsHeldUnderReinsuranceAgreementsLiability	5800000	USD
CY2012	us-gaap	Gain Loss On Sale Of Investments GainLossOnSaleOfInvestments	5048000	USD
CY2012	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	-245000	USD
CY2012Q4	us-gaap	Goodwill Goodwill	36192000	USD
CY2012Q4	us-gaap	Guarantee Obligations Maximum Exposure GuaranteeObligationsMaximumExposure	2000000000	USD
CY2012	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	97544000	USD
CY2012Q4	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	86325000	USD
CY2012	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-9347000	USD
CY2010	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	3523000	USD
CY2011	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-2106000	USD
CY2012Q4	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-1444000	USD
CY2012Q4	us-gaap	Income Tax Receivable IncomeTaxReceivable	1893000	USD
CY2011	us-gaap	Income Tax Reconciliation Deductions Dividends IncomeTaxReconciliationDeductionsDividends	11409000	USD
CY2010	us-gaap	Income Tax Reconciliation Deductions Dividends IncomeTaxReconciliationDeductionsDividends	12039000	USD
CY2012	us-gaap	Income Tax Reconciliation Deductions Dividends IncomeTaxReconciliationDeductionsDividends	9304000	USD
CY2012	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	34140000	USD
CY2011	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	16281000	USD
CY2010	us-gaap	Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate	23448000	USD
CY2011	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	1379000	USD
CY2012	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	794000	USD
CY2010	us-gaap	Income Tax Reconciliation Other Adjustments IncomeTaxReconciliationOtherAdjustments	372000	USD
CY2012	us-gaap	Income Taxes Paid IncomeTaxesPaid	1819000	USD
CY2012	us-gaap	Increase Decrease In Accounts Payable And Accrued Liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities	3028000	USD
CY2012	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	100000	USD
CY2012	us-gaap	Increase Decrease In Accrued Investment Income Receivable IncreaseDecreaseInAccruedInvestmentIncomeReceivable	-181000	USD
CY2012	us-gaap	Increase Decrease In Funds Held Under Reinsurance Agreements IncreaseDecreaseInFundsHeldUnderReinsuranceAgreements	736000	USD
CY2012	us-gaap	Increase Decrease In Loss And Loss Adjustment Expense Reserve IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve	40823000	USD
CY2012	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	-15741000	USD
CY2012	us-gaap	Increase Decrease In Premiums Receivable IncreaseDecreaseInPremiumsReceivable	62979000	USD
CY2012	us-gaap	Increase Decrease In Reinsurance Recoverable IncreaseDecreaseInReinsuranceRecoverable	-136716000	USD
CY2012	us-gaap	Increase Decrease In Restricted Cash For Operating Activities IncreaseDecreaseInRestrictedCashForOperatingActivities	0	USD
CY2012	us-gaap	Increase Decrease In Unearned Premiums IncreaseDecreaseInUnearnedPremiums	70216000	USD
CY2012	us-gaap	Insurance Commissions InsuranceCommissions	65580000	USD
CY2012Q4	us-gaap	Insurance Commissions InsuranceCommissions	18462000	USD
CY2012Q4	us-gaap	Intangible Assets Net Excluding Goodwill IntangibleAssetsNetExcludingGoodwill	10558000	USD
CY2011Q4	us-gaap	Intangible Assets Net Excluding Goodwill IntangibleAssetsNetExcludingGoodwill	11728000	USD
CY2012	us-gaap	Interest Expense InterestExpense	3504000	USD
CY2012Q4	us-gaap	Interest Expense InterestExpense	848000	USD
CY2012	us-gaap	Interest Paid InterestPaid	3375000	USD
CY2010	us-gaap	Investment Income Interest And Dividend InvestmentIncomeInterestAndDividend	85456000	USD
CY2011	us-gaap	Investment Income Interest And Dividend InvestmentIncomeInterestAndDividend	82525000	USD
CY2012	us-gaap	Investment Income Interest And Dividend InvestmentIncomeInterestAndDividend	74892000	USD
CY2010	us-gaap	Investment Income Investment Expense InvestmentIncomeInvestmentExpense	2424000	USD
CY2012	us-gaap	Investment Income Investment Expense InvestmentIncomeInvestmentExpense	2529000	USD
CY2011	us-gaap	Investment Income Investment Expense InvestmentIncomeInvestmentExpense	2408000	USD
CY2010	us-gaap	Investment Income Net InvestmentIncomeNet	83032000	USD
CY2012	us-gaap	Investment Income Net InvestmentIncomeNet	72363000	USD
CY2011	us-gaap	Investment Income Net InvestmentIncomeNet	80117000	USD
CY2010	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims	213012000	USD
CY2012Q4	us-gaap	Investments Investments	2149514000	USD
CY2012Q4	us-gaap	Investments Fair Value Disclosure InvestmentsFairValueDisclosure	2149514000	USD
CY2011Q4	us-gaap	Investments Fair Value Disclosure InvestmentsFairValueDisclosure	1950745000	USD
CY2012Q4	us-gaap	Liabilities Liabilities	2971958000	USD
CY2012Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	3511339000	USD
CY2010	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid	262479000	USD
CY2011	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid	273973000	USD
CY2012	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid	293213000	USD
CY2011	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear	55405000	USD
CY2012	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear	67672000	USD
CY2010	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear	55826000	USD
CY2010	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears	206653000	USD
CY2011	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears	218568000	USD
CY2012	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears	225541000	USD
CY2011Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Gross LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross	2272363000	USD
CY2010Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Gross LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross	2279729000	USD
CY2009Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Gross LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross	2425658000	USD
CY2012Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Gross LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross	2231540000	USD
CY2011	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims	281810000	USD
CY2012	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims	387844000	USD
CY2012	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Current Year LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsCurrentYear	386044000	USD
CY2011	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Current Year LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsCurrentYear	280683000	USD
CY2010	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Current Year LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsCurrentYear	227142000	USD
CY2012	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Prior Years LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears	1800000	USD
CY2010	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Prior Years LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears	-14130000	USD
CY2011	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims Prior Years LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears	1127000	USD
CY2012Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Net LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet	1426154000	USD
CY2011Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Net LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet	1331523000	USD
CY2009Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Net LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet	1373153000	USD
CY2010Q4	us-gaap	Liability For Unpaid Claims And Claims Adjustment Expense Net LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet	1323686000	USD
CY2012	us-gaap	Line Of Credit Facility Decrease Repayments LineOfCreditFacilityDecreaseRepayments	10000000	USD
CY2012Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal After Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive	32000000	USD
CY2012Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Next Twelve Months LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths	10000000	USD
CY2012Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Five LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive	0	USD
CY2012Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Four LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour	0	USD
CY2012Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Three LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree	60000000	USD
CY2012Q4	us-gaap	Long Term Debt Maturities Repayments Of Principal In Year Two LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo	10000000	USD
CY2011Q4	us-gaap	Loss Contingency Accrual Insurance Related Assessment Policy Surcharge Asset LossContingencyAccrualInsuranceRelatedAssessmentPolicySurchargeAsset	4000000	USD
CY2012Q4	us-gaap	Loss Contingency Accrual Insurance Related Assessment Policy Surcharge Asset LossContingencyAccrualInsuranceRelatedAssessmentPolicySurchargeAsset	1700000	USD
CY2011Q4	us-gaap	Loss Contingency Discounted Amount Of Insurance Related Assessment Liability LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability	7900000	USD
CY2012Q4	us-gaap	Loss Contingency Discounted Amount Of Insurance Related Assessment Liability LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiability	8500000	USD
CY2012	us-gaap	Loss Contingency Discounted Amount Of Insurance Related Assessment Liability Payment Period LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityPaymentPeriod	one to eighty year periods
CY2012	us-gaap	Loss Contingency Discounted Amount Of Insurance Related Assessment Liability Realization Period For Associated Asset Offsets LossContingencyDiscountedAmountOfInsuranceRelatedAssessmentLiabilityRealizationPeriodForAssociatedAssetOffsets	two to ten year periods
CY2011	us-gaap	Marketable Securities Realized Gain Loss Other Than Temporary Impairments Amount MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount	100000	USD
CY2012	us-gaap	Marketable Securities Realized Gain Loss Other Than Temporary Impairments Amount MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount	700000	USD
CY2012	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-58464000	USD
CY2012	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-184946000	USD
CY2012	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	131771000	USD
CY2012	us-gaap	Net Income Loss NetIncomeLoss	106891000	USD
CY2010	us-gaap	Net Income Loss NetIncomeLoss	63469000	USD
CY2011	us-gaap	Net Income Loss NetIncomeLoss	48623000	USD
CY2012Q4	us-gaap	Net Income Loss NetIncomeLoss	87769000	USD
CY2012	us-gaap	Net Investment Income NetInvestmentIncome	72363000	USD
CY2012Q4	us-gaap	Net Investment Income NetInvestmentIncome	18175000	USD
CY2012Q4	us-gaap	Notes Payable NotesPayable	112000000	USD
CY2012Q4	us-gaap	Notes Payable Fair Value Disclosure NotesPayableFairValueDisclosure	118207000	USD
CY2011Q4	us-gaap	Notes Payable Fair Value Disclosure NotesPayableFairValueDisclosure	130447000	USD
CY2012	us-gaap	Operating Expenses OperatingExpenses	481638000	USD
CY2012Q4	us-gaap	Operating Expenses OperatingExpenses	73262000	USD
CY2012Q4	us-gaap	Operating Leases Future Minimum Payments Due OperatingLeasesFutureMinimumPaymentsDue	24124000	USD
CY2012Q4	us-gaap	Operating Leases Future Minimum Payments Due Current OperatingLeasesFutureMinimumPaymentsDueCurrent	7014000	USD
CY2012Q4	us-gaap	Operating Leases Future Minimum Payments Due In Five Years OperatingLeasesFutureMinimumPaymentsDueInFiveYears	1931000	USD
CY2012Q4	us-gaap	Operating Leases Future Minimum Payments Due In Four Years OperatingLeasesFutureMinimumPaymentsDueInFourYears	3415000	USD
CY2012Q4	us-gaap	Operating Leases Future Minimum Payments Due In Three Years OperatingLeasesFutureMinimumPaymentsDueInThreeYears	4829000	USD
CY2012Q4	us-gaap	Operating Leases Future Minimum Payments Due In Two Years OperatingLeasesFutureMinimumPaymentsDueInTwoYears	6332000	USD
CY2012Q4	us-gaap	Operating Leases Future Minimum Payments Due Thereafter OperatingLeasesFutureMinimumPaymentsDueThereafter	603000	USD
CY2012Q4	us-gaap	Operating Loss Carryforwards OperatingLossCarryforwards	43200000	USD
CY2012Q4	us-gaap	Other Assets OtherAssets	9206000	USD
CY2012	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	12830000	USD
CY2012Q4	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	-10138000	USD
CY2012	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax	3281000	USD
CY2012Q4	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax	316000	USD
CY2011	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Tax OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax	7056000	USD
CY2012	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Tax OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax	1767000	USD
CY2010	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Tax OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax	3548000	USD
CY2011	us-gaap	Other Comprehensive Income Loss Tax OtherComprehensiveIncomeLossTax	17546000	USD
CY2012	us-gaap	Other Comprehensive Income Loss Tax OtherComprehensiveIncomeLossTax	6908000	USD
CY2010	us-gaap	Other Comprehensive Income Loss Tax OtherComprehensiveIncomeLossTax	744000	USD
CY2012	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	16111000	USD
CY2012Q4	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	-9822000	USD
CY2010	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax	321000	USD
CY2012	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax	12830000	USD
CY2011	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax	32586000	USD
CY2010	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	4292000	USD
CY2011	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	24602000	USD
CY2012	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	8675000	USD
CY2012	us-gaap	Other Income OtherIncome	307000	USD
CY2012Q4	us-gaap	Other Income OtherIncome	82000	USD
CY2012Q4	us-gaap	Other Liabilities OtherLiabilities	18937000	USD
CY2012	us-gaap	Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities	0	USD
CY2012Q4	us-gaap	Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Heldtomaturity Securities OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentHeldtomaturitySecurities	0	USD
CY2012	us-gaap	Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities	652000	USD
CY2012Q4	us-gaap	Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities	-124000	USD
CY2012	us-gaap	Other Underwriting Expense OtherUnderwritingExpense	121440000	USD
CY2012Q4	us-gaap	Other Underwriting Expense OtherUnderwritingExpense	30505000	USD
CY2012	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	41795000	USD
CY2012	us-gaap	Payments Of Dividends Common Stock PaymentsOfDividendsCommonStock	7508000	USD
CY2012	us-gaap	Payments To Acquire Available For Sale Securities Debt PaymentsToAcquireAvailableForSaleSecuritiesDebt	455221000	USD
CY2012	us-gaap	Payments To Acquire Available For Sale Securities Equity PaymentsToAcquireAvailableForSaleSecuritiesEquity	31478000	USD
CY2012	us-gaap	Payments To Acquire Other Property Plant And Equipment PaymentsToAcquireOtherPropertyPlantAndEquipment	5116000	USD
CY2012	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	3106000	USD
CY2012	us-gaap	Payments To Develop Software PaymentsToDevelopSoftware	900000	USD
CY2011	us-gaap	Payments To Develop Software PaymentsToDevelopSoftware	200000	USD
CY2012	us-gaap	Policyholder Benefits And Claims Incurred Net PolicyholderBenefitsAndClaimsIncurredNet	287910000	USD
CY2012Q4	us-gaap	Policyholder Benefits And Claims Incurred Net PolicyholderBenefitsAndClaimsIncurredNet	22760000	USD
CY2012	us-gaap	Policyholder Dividends PolicyholderDividends	3204000	USD
CY2012Q4	us-gaap	Policyholder Dividends PolicyholderDividends	687000	USD
CY2012Q4	us-gaap	Policyholder Dividends Payable PolicyholderDividendsPayable	2942000	USD
CY2012	us-gaap	Policyholder Dividends Rate On Policy Earnings PolicyholderDividendsRateOnPolicyEarnings	0.028
CY2010	us-gaap	Policyholder Dividends Rate On Policy Earnings PolicyholderDividendsRateOnPolicyEarnings	0.052
CY2011	us-gaap	Policyholder Dividends Rate On Policy Earnings PolicyholderDividendsRateOnPolicyEarnings	0.043
CY2012Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2011Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2012Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	25000000	shares
CY2011Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	25000000	shares
CY2012Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2011Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2012Q4	us-gaap	Preferred Stock Value Outstanding PreferredStockValueOutstanding	0	USD
CY2012	us-gaap	Premiums Earned Net PremiumsEarnedNet	501464000	USD
CY2012Q4	us-gaap	Premiums Earned Net PremiumsEarnedNet	140843000	USD
CY2012	us-gaap	Premiums Earned Net Property And Casualty PremiumsEarnedNetPropertyAndCasualty	501464000	USD
CY2010	us-gaap	Premiums Earned Net Property And Casualty PremiumsEarnedNetPropertyAndCasualty	321786000	USD
CY2011	us-gaap	Premiums Earned Net Property And Casualty PremiumsEarnedNetPropertyAndCasualty	363424000	USD
CY2012	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	149259000	USD
CY2012	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	139792000	USD
CY2012	us-gaap	Proceeds From Sale Of Available For Sale Securities Equity ProceedsFromSaleOfAvailableForSaleSecuritiesEquity	16646000	USD
CY2012	us-gaap	Proceeds From Sale Of Property Plant And Equipment ProceedsFromSaleOfPropertyPlantAndEquipment	226000	USD
CY2012Q4	us-gaap	Premiums Receivable At Carrying Value PremiumsReceivableAtCarryingValue	223011000	USD
CY2011	us-gaap	Premiums Written Net Property And Casualty PremiumsWrittenNetPropertyAndCasualty	410038000	USD
CY2012	us-gaap	Premiums Written Net Property And Casualty PremiumsWrittenNetPropertyAndCasualty	569676000	USD
CY2010	us-gaap	Premiums Written Net Property And Casualty PremiumsWrittenNetPropertyAndCasualty	313098000	USD
CY2011Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	38279000	USD
CY2012Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	42051000	USD
CY2012Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	14680000	USD
CY2011Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	11360000	USD
CY2012	us-gaap	Provision For Doubtful Accounts ProvisionForDoubtfulAccounts	411000	USD
CY2012	us-gaap	Realized Investment Gains Losses RealizedInvestmentGainsLosses	5048000	USD
CY2012Q4	us-gaap	Realized Investment Gains Losses RealizedInvestmentGainsLosses	487000	USD
CY2010	us-gaap	Reinsurance Effect On Claims And Benefits Incurred Amount Ceded ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded	-13629000	USD
CY2011	us-gaap	Reinsurance Effect On Claims And Benefits Incurred Amount Ceded ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded	46327000	USD
CY2012	us-gaap	Reinsurance Effect On Claims And Benefits Incurred Amount Ceded ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded	2544000	USD
CY2012Q4	us-gaap	Reinsurance Recoverable Guarantee Benefits ReinsuranceRecoverableGuaranteeBenefits	5000000	USD
CY2012	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	10000000	USD
CY2012Q4	us-gaap	Reserve For Losses And Loss Adjustment Expenses ReserveForLossesAndLossAdjustmentExpenses	2231540000	USD
CY2012Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	5353000	USD
CY2011Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	6299000	USD
CY2012Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	445850000	USD
CY2012	us-gaap	Revenues Revenues	579182000	USD
CY2012Q4	us-gaap	Revenues Revenues	159587000	USD
CY2012Q4	us-gaap	Salvage And Subrogation Recoveries Value SalvageAndSubrogationRecoveriesValue	21000000	USD
CY2011Q4	us-gaap	Salvage And Subrogation Recoveries Value SalvageAndSubrogationRecoveriesValue	18100000	USD
CY2012	us-gaap	Schedule Of Liability For Unpaid Claims And Claims Adjustment Expense ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense	<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following table represents a reconciliation of changes in the liability for unpaid losses and LAE.</font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td width="59%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="11%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="11%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td><td width="11%" rowspan="1" colspan="1"></td><td width="1%" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Years Ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2012</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2011</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2010</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(in thousands)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE, gross of reinsurance, at beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272,363</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,279,729</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,425,658</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Less reinsurance recoverable, excluding bad debt allowance, on unpaid losses and LAE</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">940,840</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">956,043</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,052,505</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net unpaid losses and LAE at beginning of period</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,331,523</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,323,686</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,373,153</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Losses and LAE, net of reinsurance, incurred in:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Current year</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">386,044</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">280,683</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">227,142</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Prior years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,800</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,127</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(14,130</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total net losses and LAE incurred during the period</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">387,844</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">281,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">213,012</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deduct payments for losses and LAE, net of reinsurance, related to:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Current year</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">67,672</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">55,405</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">55,826</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Prior years</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">225,541</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">218,568</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">206,653</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Total net payments for losses and LAE during the period</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">293,213</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">273,973</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">262,479</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Ending unpaid losses and LAE, net of reinsurance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,426,154</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,331,523</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,323,686</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Reinsurance recoverable, excluding bad debt allowance, on unpaid losses and LAE</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">805,386</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">940,840</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">956,043</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Unpaid losses and LAE, gross of reinsurance, at end of period</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,231,540</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,272,363</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,279,729</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>
CY2010	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate	0.473
CY2010	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate	0.026
CY2011	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate	0.019
CY2012	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate	0.011
CY2012	us-gaap	Share Based Compensation ShareBasedCompensation	6141000	USD
CY2012	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate	0.014
CY2011	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate	0.012
CY2010	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate	0.016
CY2012	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate	0.427
CY2011	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate	0.436
CY2012Q4	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Authorized ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized	7105838	shares
CY2011	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue	7.01
CY2012	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue	5.64
CY2010	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue	5.80
CY2012	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1	P4Y274D
CY2010	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1	P4Y274D
CY2011	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1	P4Y274D
CY2011Q4	us-gaap	Statutory Accounting Practices Statutory Capital And Surplus Balance StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance	241087000	USD
CY2012Q4	us-gaap	Statutory Accounting Practices Statutory Capital And Surplus Balance StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance	292337000	USD
CY2012Q4	us-gaap	Statutory Accounting Practices Statutory Capital And Surplus Required StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired	501700000	USD
CY2011Q4	us-gaap	Statutory Accounting Practices Statutory Capital And Surplus Required StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired	387919000	USD
CY2010	us-gaap	Statutory Accounting Practices Statutory Net Income Amount StatutoryAccountingPracticesStatutoryNetIncomeAmount	59100000	USD
CY2012	us-gaap	Statutory Accounting Practices Statutory Net Income Amount StatutoryAccountingPracticesStatutoryNetIncomeAmount	13500000	USD
CY2011	us-gaap	Statutory Accounting Practices Statutory Net Income Amount StatutoryAccountingPracticesStatutoryNetIncomeAmount	13800000	USD
CY2012	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-592000	USD
CY2010	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-1229000	USD
CY2011	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-512000	USD
CY2012	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	1431000	USD
CY2010	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	94000	USD
CY2011	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	1531000	USD
	us-gaap	Stock Repurchase Program Authorized Amount StockRepurchaseProgramAuthorizedAmount	100000000	USD
	us-gaap	Stock Repurchase Program Authorized Amount StockRepurchaseProgramAuthorizedAmount	100000000	USD
	us-gaap	Stock Repurchase Program Authorized Amount StockRepurchaseProgramAuthorizedAmount	200000000	USD
	us-gaap	Stock Repurchased During Period Shares StockRepurchasedDuringPeriodShares	9426131	shares
	us-gaap	Stock Repurchased During Period Shares StockRepurchasedDuringPeriodShares	23372974	shares
	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	148800000	USD
CY2011Q4	us-gaap	Stockholders Equity StockholdersEquity	461983000	USD
CY2010Q4	us-gaap	Stockholders Equity StockholdersEquity	477603000	USD
CY2009Q4	us-gaap	Stockholders Equity StockholdersEquity	485216000	USD
CY2012Q4	us-gaap	Stockholders Equity StockholdersEquity	539400000	USD
CY2012Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	539381000	USD
CY2011Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	461983000	USD
CY2012Q4	us-gaap	Surplus Notes SurplusNotes	32000000	USD
CY2011Q4	us-gaap	Surplus Notes SurplusNotes	32000000	USD
CY2012Q4	us-gaap	Unearned Premiums UnearnedPremiums	265149000	USD
CY2012Q4	us-gaap	Treasury Stock Value TreasuryStockValue	362550000	USD
CY2010	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	64386000	USD
CY2012	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	41795000	USD
CY2011	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	92647000	USD
CY2010	us-gaap	Utilities Operating Expense Depreciation And Amortization UtilitiesOperatingExpenseDepreciationAndAmortization	4800000	USD
CY2011	us-gaap	Utilities Operating Expense Depreciation And Amortization UtilitiesOperatingExpenseDepreciationAndAmortization	4800000	USD
CY2012	us-gaap	Utilities Operating Expense Depreciation And Amortization UtilitiesOperatingExpenseDepreciationAndAmortization	4400000	USD
CY2012	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	227370	shares
CY2010	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	74258	shares
CY2011	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	139640	shares
CY2012	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	31703426	shares
CY2010	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	41465242	shares
CY2011	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	37424065	shares
CY2012	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	31476056	shares
CY2010	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	41390984	shares
CY2011	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	37284425	shares
CY2011Q4	eig	Accumulated Other Comprehensive Income Deferred Tax On Net Unrealized Gains AccumulatedOtherComprehensiveIncomeDeferredTaxOnNetUnrealizedGains	62848000	USD
CY2012Q4	eig	Accumulated Other Comprehensive Income Deferred Tax On Net Unrealized Gains AccumulatedOtherComprehensiveIncomeDeferredTaxOnNetUnrealizedGains	69756000	USD
CY2011Q4	eig	Accumulated Other Comprehensive Income Loss Available For Sale Securities Before Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeTax	179567000	USD
CY2012Q4	eig	Accumulated Other Comprehensive Income Loss Available For Sale Securities Before Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeTax	199305000	USD
CY2012	eig	Adjustment To Lpt Reserve Effective Income Tax Reconciliation AdjustmentToLptReserveEffectiveIncomeTaxReconciliation	-25672000	USD
CY2010	eig	Adjustment To Lpt Reserve Effective Income Tax Reconciliation AdjustmentToLptReserveEffectiveIncomeTaxReconciliation	0	USD
CY2011	eig	Adjustment To Lpt Reserve Effective Income Tax Reconciliation AdjustmentToLptReserveEffectiveIncomeTaxReconciliation	0	USD
CY2011Q4	eig	After Tax Adjustment To Underwriting And Other Operating Expenses AfterTaxAdjustmentToUnderwritingAndOtherOperatingExpenses	552000	USD
CY2010Q4	eig	Allowance For Doubtful Reinsurance Recoverables For Unpaid Losses AllowanceForDoubtfulReinsuranceRecoverablesForUnpaidLosses	900000	USD
CY2011	eig	Amortization Of Deferred Gain AmortizationOfDeferredGain	18200000	USD
CY2010	eig	Amortization Of Deferred Gain AmortizationOfDeferredGain	19300000	USD
CY2012	eig	Amortization Of Deferred Gain AmortizationOfDeferredGain	17000000	USD
CY2011	eig	Capital Contributions To Subsidiary CapitalContributionsToSubsidiary	0	USD
CY2011Q4	eig	Reinsurance Recoverable From Lpt Agreement ReinsuranceRecoverableFromLptAgreement	800000000	USD
CY2010	eig	Capital Contributions To Subsidiary CapitalContributionsToSubsidiary	0	USD
CY2012	eig	Capital Contributions To Subsidiary CapitalContributionsToSubsidiary	-70000000	USD
CY2012	eig	Cash Transactions Related To Stock Based Compensation CashTransactionsRelatedToStockBasedCompensation	-839000	USD
CY2012Q4	eig	Commisions And Premium Taxes Payable CommisionsAndPremiumTaxesPayable	40825000	USD
CY2012Q4	eig	Contingent Commission Receivable Lpt Agreement ContingentCommissionReceivableLptAgreement	19141000	USD
CY2012	eig	Contingent Commission Receivable Lpt Agreement Cfs ContingentCommissionReceivableLptAgreementCfs	-15014000	USD
CY2012Q4	eig	Deferred Reinsurance Gain Lpt Agreement DeferredReinsuranceGainLptAgreement	281043000	USD
CY2012	eig	Deferred Reinsurance Gain Lpt Agreement Cfs DeferredReinsuranceGainLptAgreementCfs	84920000	USD
CY2012	eig	Effective Income Tax Reconciliation Lpt Agreement EffectiveIncomeTaxReconciliationLptAgreement	9305000	USD
CY2011	eig	Effective Income Tax Reconciliation Lpt Agreement EffectiveIncomeTaxReconciliationLptAgreement	6755000	USD
CY2010	eig	Effective Income Tax Reconciliation Lpt Agreement EffectiveIncomeTaxReconciliationLptAgreement	6900000	USD
CY2012Q4	eig	Employee Contributions100 Match EmployeeContributions100Match	0.03
CY2012Q4	eig	Employee Contributions50 Match EmployeeContributions50Match	0.03
CY2012Q4	eig	Employee Contributions Maximum Match401 K EmployeeContributionsMaximumMatch401K	0.05
CY2012	eig	Future Lease Payments FutureLeasePayments	P5Y
CY2011	eig	Gross Premiums Earned GrossPremiumsEarned	371898000	USD
CY2010	eig	Gross Premiums Earned GrossPremiumsEarned	330965000	USD
CY2012	eig	Gross Premiums Earned GrossPremiumsEarned	512115000	USD
CY2012	eig	Gross Premiums Written GrossPremiumsWritten	580327000	USD
CY2010	eig	Gross Premiums Written GrossPremiumsWritten	322277000	USD
CY2011	eig	Gross Premiums Written GrossPremiumsWritten	418512000	USD
CY2012	eig	Increase Decrease In Restricted Cash Provided By Used In Investing Actiities IncreaseDecreaseInRestrictedCashProvidedByUsedInInvestingActiities	-946000	USD
CY2011Q4	eig	Intangible Assets Gross Carrying Amount IntangibleAssetsGrossCarryingAmount	17100000	USD
CY2012Q4	eig	Intangible Assets Gross Carrying Amount IntangibleAssetsGrossCarryingAmount	17100000	USD
CY2012	eig	Lease Terms Expire LeaseTermsExpire	P6Y
CY2012	eig	Line Of Credit Percentage Above Libor Rate LineOfCreditPercentageAboveLiborRate	0.0175
CY2012	eig	Line Of Credit Percentage Above Prime Rate LineOfCreditPercentageAbovePrimeRate	0.0175
CY2012	eig	Lpt Agreement Calculation Of Contingent Commission Expiration Period LptAgreementCalculationOfContingentCommissionExpirationPeriod	first twenty-five years
CY2012	eig	Lpt Agreement Calculation Of Contingent Commission Period LptAgreementCalculationOfContingentCommissionPeriod	every five years
CY2012	eig	Lpt Agreement Percentange Of Loss Expense To Total Losses LptAgreementPercentangeOfLossExpenseToTotalLosses	0.07
CY2012Q4	eig	Lpt Collateral Held In Trust Account LptCollateralHeldInTrustAccount	1029100000	USD
CY2012	eig	Lpt Favorable Unfavorable Difference Percentage LptFavorableUnfavorableDifferencePercentage	0.3
CY2012Q4	eig	Number Of Issues Available For Sale Securities Continous Unrealized Loss Position Less Than Twelve Months NumberOfIssuesAvailableForSaleSecuritiesContinousUnrealizedLossPositionLessThanTwelveMonths	62	shares
CY2011Q4	eig	Number Of Issues Available For Sale Securities Continous Unrealized Loss Position Less Than Twelve Months NumberOfIssuesAvailableForSaleSecuritiesContinousUnrealizedLossPositionLessThanTwelveMonths	108	shares
CY2012Q4	eig	Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Aggregate NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregate	83	shares
CY2011Q4	eig	Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Aggregate NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregate	119	shares
CY2012Q4	eig	Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionGreaterThanTwelveMonths	21	shares
CY2011Q4	eig	Number Of Issues Available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months NumberOfIssuesAvailableForSaleSecuritiesContinuousUnrealizedLossPositionGreaterThanTwelveMonths	11	shares
CY2012Q4	eig	Risk Based Capital Minimum RiskBasedCapitalMinimum	3.50
CY2012Q4	eig	Safe Habor Matching Maximum SafeHaborMatchingMaximum	1.00
CY2012Q4	eig	Reinsurance Recoverable From Lpt Agreement ReinsuranceRecoverableFromLptAgreement	700000000	USD
CY2012Q4	eig	Reinsurance Recoverable Maximum ReinsuranceRecoverableMaximum	200000000	USD
CY2012Q4	eig	Reinsurance Recoverable Paid Losses Less Allowance ReinsuranceRecoverablePaidLossesLessAllowance	9467000	USD
CY2012Q4	eig	Reinsurance Recoverable Unpaid Losses Less Allowance ReinsuranceRecoverableUnpaidLossesLessAllowance	805386000	USD
CY2011Q4	eig	Reinsurance Recoverable Unpaid Losses Less Allowance ReinsuranceRecoverableUnpaidLossesLessAllowance	940840000	USD
CY2009Q4	eig	Reinsurance Recoverable Unpaid Losses Less Allowance ReinsuranceRecoverableUnpaidLossesLessAllowance	1052505000	USD
CY2010Q4	eig	Reinsurance Recoverable Unpaid Losses Less Allowance ReinsuranceRecoverableUnpaidLossesLessAllowance	956043000	USD
CY2012Q4	eig	Paid Losses And Lae Claims Related To Lpt PaidLossesAndLaeClaimsRelatedToLpt	605100000	USD
CY2012Q4	eig	Performance Share Awards Minimum Payout PerformanceShareAwardsMinimumPayout	0
CY2012Q4	eig	Performane Share Awards Maximum Payout PerformaneShareAwardsMaximumPayout	2
CY2011	eig	Pre Privatization Reserve Adjustment PrePrivatizationReserveAdjustment	1602000	USD
CY2012	eig	Pre Privatization Reserve Adjustment PrePrivatizationReserveAdjustment	0	USD
CY2010	eig	Pre Privatization Reserve Adjustment PrePrivatizationReserveAdjustment	1358000	USD
CY2011	eig	Pre Privatization Reserve Reserve Downward Adjustment PrePrivatizationReserveReserveDownwardAdjustment	4600000	USD
CY2010	eig	Pre Privatization Reserve Reserve Downward Adjustment PrePrivatizationReserveReserveDownwardAdjustment	3900000	USD
CY2011Q4	eig	Pre Tax Adjustment To Underwriting And Other Expense PreTaxAdjustmentToUnderwritingAndOtherExpense	849000	USD
CY2011Q4	eig	Premiums Receivable From Policyholders For Final Audit PremiumsReceivableFromPolicyholdersForFinalAudit	6900000	USD
CY2012Q4	eig	Premiums Receivable From Policyholders For Final Audit PremiumsReceivableFromPolicyholdersForFinalAudit	19600000	USD
CY2010Q3	eig	Reinsurance Commutation ReinsuranceCommutation	1600000	USD
CY2012	eig	Reinsurance Quota Share Percentage ReinsuranceQuotaSharePercentage	1.00
CY2012Q4	eig	Reinsurance Recoverable Annual Deductible ReinsuranceRecoverableAnnualDeductible	2000000	USD
CY2012Q4	eig	Safe Harbor Matching50 SafeHarborMatching50	0.50
CY2012Q4	eig	Statutory Reporting Special Surplus Funds StatutoryReportingSpecialSurplusFunds	42463000	USD
CY2011Q4	eig	Statutory Reporting Special Surplus Funds StatutoryReportingSpecialSurplusFunds	49932000	USD
CY2012Q4	eig	Total Claims And Policy Liabilities TotalClaimsAndPolicyLiabilities	2499631000	USD
CY2011Q4	eig	Write Off Deferred Tax Asset Related To Prior Years Change In Expense WriteOffDeferredTaxAssetRelatedToPriorYearsChangeInExpense	993000	USD
CY2012	dei	Amendment Flag AmendmentFlag	false
CY2012	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2012	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	FY
CY2012	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2012
CY2012	dei	Document Period End Date DocumentPeriodEndDate	2012-12-31
CY2012	dei	Document Type DocumentType	10-K
CY2012	dei	Entity Central Index Key EntityCentralIndexKey	0001379041
CY2013Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	30775229	shares
CY2012	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2012	dei	Entity Filer Category EntityFilerCategory	Large Accelerated Filer
CY2012Q2	dei	Entity Public Float EntityPublicFloat	558293802	USD
CY2012	dei	Entity Registrant Name EntityRegistrantName	Employers Holdings, Inc.
CY2012	dei	Entity Voluntary Filers EntityVoluntaryFilers	No
CY2012	dei	Entity Well Known Seasoned Issuer EntityWellKnownSeasonedIssuer	No

Files In Submission

Name	View Source	Status
0001379041-13-000005-index-headers.html	Edgar Link	pending
0001379041-13-000005-index.html	Edgar Link	pending
0001379041-13-000005.txt	Edgar Link	pending
0001379041-13-000005-xbrl.zip	Edgar Link	pending
eig-20121231.xml	Edgar Link	completed
eig-20121231.xsd	Edgar Link	pending
eig-20121231_cal.xml	Edgar Link	unprocessable
eig-20121231_def.xml	Edgar Link	unprocessable
eig-20121231_lab.xml	Edgar Link	unprocessable
eig-20121231_pre.xml	Edgar Link	unprocessable
eig-2012x10k.htm	Edgar Link	pending
eig-ex311_2012.htm	Edgar Link	pending
eig-ex312_2012.htm	Edgar Link	pending
eig-ex321_2012.htm	Edgar Link	pending
eig-ex322_2012.htm	Edgar Link	pending
eigperformancea01.jpg	Edgar Link	pending
exhibit211_2012.htm	Edgar Link	pending
exhibit231_2012.htm	Edgar Link	pending
FilingSummary.xml	Edgar Link	unprocessable
Financial_Report.xls	Edgar Link	pending
R1.htm	Edgar Link	pending
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report.css	Edgar Link	pending
Show.js	Edgar Link	pending

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$EIG
Employers Holdings, Inc. Stock $eig

2012 Q4 Form 10-K Financial Statement

#000137904113000005 Filed on March 01, 2013

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$EIG Employers Holdings, Inc. Stock $eig

2012 Q4 Form 10-K Financial Statement

#000137904113000005 Filed on March 01, 2013

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$EIG
Employers Holdings, Inc. Stock $eig