Esquire Financial Holdings Inc
investorrelations.esquirebank.comWhat Do They Do?
Provides banking and loans to law firms and litigation clients, payment processing to small businesses, and banking to commercial and retail customers in the New York and Los Angeles markets.
10-K for FY2025, filed Mar 13, 2026
How Do They Make Money?
Earns interest on loans and other interest-earning assets, offset by interest paid on deposits and other interest-bearing liabilities, and collects fees from payment processing, administrative services, and customer services.
10-K for FY2025, filed Mar 13, 2026Our results of operations depend primarily on our net interest income which is the difference between the interest income we earn on our…View ↗
$139.4M
-
10-K for FY2025, filed Mar 13, 2026
$139.4M ↗
Who Are Their Customers?
Law firms and litigation clients, small businesses, and commercial and retail customers use Esquire’s banking services. It processes merchants’ card and ACH transactions primarily through third-party partners and independent sales organizations.
10-K for FY2025, filed Mar 13, 2026
Do Revenues Turn Into Profits?
Yes. It kept 36 cents of every revenue dollar as net income in FY2025 and turned 41 cents into free cash flow.
How Are They Changing?
-
Aug 3, 2026
Completed the acquisition of Signature Bancorporation
Signature Bank merged into Esquire Bank, adding Signature’s Chicago and Midwest commercial banking franchise to Esquire’s litigation and payments businesses.
Sources
8-K, filed Aug 3, 2026
Effective on August 1, 2026, Esquire Financial Holdings, Inc., a Maryland corporation (“Esquire”), completed its previously announced…View ↗
Growing. Revenue grew 3.1x in 4 years, from $44.5M in FY2021 to $139.4M in FY2025, about 33% a year.
Loading...
