First Business Financial Services Inc

firstbusiness.bank

First Business Financial Services Inc (NASDAQ: FBIZ) is a Wisconsin-based bank holding company that provides commercial banking services through its wholly-owned subsidiary, First Business Bank. It makes money on the spread between interest earned on loans and leases and the cost of deposits and borrowings, supplemented by fee income. Originally incorporated in 1986 under the laws of the State of Wisconsin, the company focuses on small- to medium-sized business clients across commercial real estate and commercial and industrial lending. As of December 31, 2025, commercial real estate loans represented approximately 61.0% of total gross loans and leases receivable, while commercial and industrial loans represented approximately 37.7%. The C&I portfolio includes asset-based lending, accounts receivable financing, equipment financing, floorplan financing, and SBA lending, with asset-based lending served on a nationwide basis through business development officers in several states.