$FFNW Market Cap: $206.8 Million
Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue
$2.137M
TTM
Gross Margin
Net Earnings
$1.065M
TTM
Current Assets
Current Liabilities
$2.967M
Q3 2024
Current Ratio
Total Assets
$1.451B
Q3 2024
Total Liabilities
$1.291B
Q3 2024
Book Value
$160.2M
Q3 2024
Cash
$81.31M
Q3 2024
P/E
194.1
Nov 29, 2024 EST
Free Cash Flow
-$3.924M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005
Revenue $2.773M $3.247M $3.862M $4.442M $4.141M $2.878M $2.208M
YoY Change -14.6% -15.92% -13.06% 7.27% 43.88% 30.34%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005
Revenue $2.773M $3.247M $3.862M $4.442M $4.141M $2.878M $2.208M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

No data

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $2.028M $2.200M $2.200M $2.200M $1.800M $1.630M $1.262M $1.076M $809.0K $755.0K $799.0K $976.0K $1.100M $1.100M $800.0K $740.0K $1.160M $1.510M $220.0K
YoY Change -7.82% 0.0% 0.0% 22.22% 10.43% 29.16% 17.29% 33.0% 7.15% -5.51% -18.14% -11.27% 0.0% 37.5% 8.11% -36.21% -23.18% 586.36% 144.44%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005
Interest Expense $37.62M $10.89M $8.819M $15.65M $20.71M $14.74M $10.02M $7.507M $6.751M $6.241M $7.526M $12.25M $18.49M $27.56M
YoY Change 245.44% 23.47% -43.63% -24.46% 40.53% 47.06% 33.5% 11.2% 8.17% -17.07% -38.54% -33.75% -32.93%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005
Pretax Income $7.858M $16.41M $15.17M $10.50M $12.93M $18.59M $13.42M $12.60M $14.05M $16.54M $10.92M $1.714M $4.242M -$50.14M -$53.22M $8.690M -$7.660M $9.220M $12.10M
YoY Change -52.11% 8.14% 44.54% -18.82% -30.45% 38.53% 6.48% -10.27% -15.09% 51.46% 537.22% -59.59% -108.46% -5.79% -712.43% -213.45% -183.08% -23.8% -12.0%
Income Tax $1.553M $3.169M $2.925M $1.942M $2.562M $3.693M $4.942M $3.712M $4.887M $5.856M -$13.54M -$999.0K $0.00 $3.999M -$12.51M $4.030M -$3.680M $2.130M $3.020M
% Of Pretax Income 19.76% 19.31% 19.28% 18.5% 19.81% 19.86% 36.82% 29.45% 34.79% 35.4% -124.0% -58.28% 0.0% 46.38% 23.1% 24.96%
Net Earnings $6.305M $13.24M $12.25M $8.556M $10.37M $14.90M $8.479M $8.892M $9.160M $10.69M $24.47M $2.713M $4.242M -$54.14M -$40.71M $4.660M -$3.980M $7.090M $9.080M
YoY Change -52.38% 8.09% 43.16% -17.48% -30.4% 75.72% -4.64% -2.93% -14.29% -56.32% 801.77% -36.04% -107.84% 32.98% -973.61% -217.09% -156.14% -21.92% -9.74%
Net Earnings / Revenue 227.37% 407.76% 317.17% 192.62% 250.4% 517.69% 384.01%
Basic Earnings Per Share $0.69 $1.47 $1.31 $0.88 $1.04 $1.44 $0.82 $0.75 $0.67 $0.72 $1.47 $0.15 $0.24 -$3.11
Diluted Earnings Per Share $0.69 $1.45 $1.29 $0.88 $1.03 $1.43 $0.81 $0.74 $0.67 $0.71 $1.46 $0.15 $0.24 -$3.11 -$2.182M $221.1K -$174.2K $324.0K $415.0K

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

No data

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

No data

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $22.28M $24.47M $26.10M $26.20M $24.70M $21.30M $20.60M $18.50M $17.70M $16.70M $17.30M $18.10M $18.90M $19.80M $19.60M $13.00M $13.30M $13.70M $13.80M
YoY Change -8.92% -6.26% -0.38% 6.07% 15.96% 3.4% 11.35% 4.52% 5.99% -3.47% -4.42% -4.23% -4.55% 1.02% 50.77% -2.26% -2.92% -0.72%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $2.648M $2.597M $900.0K $1.600M $1.500M $1.800M $1.200M $3.100M $4.600M $8.300M $14.80M $1.000M $0.00 $0.00 $12.10M $9.300M $7.100M $0.00 $0.00
YoY Change 1.96% 188.56% -43.75% 6.67% -16.67% 50.0% -61.29% -32.61% -44.58% -43.92% 1380.0% -100.0% 30.11% 30.99%
Total Long-Term Assets
YoY Change
Total Assets $1.505B $1.503B $1.426B $1.388B $1.342B $1.252B $1.210B $1.038B $979.9M $937.0M $921.0M $942.7M $1.059B $1.194B $1.315B $1.244B $1.141B $1.005B $879.7M
YoY Change
Accounts Payable $2.739M $328.0K $100.0K $200.0K $300.0K $500.0K $300.0K $200.0K $100.0K $100.0K $100.0K $200.0K $200.0K $200.0K $500.0K $500.0K $100.0K $200.0K $100.0K
YoY Change 735.06% 228.0% -50.0% -33.33% -40.0% 66.67% 50.0% 100.0% 0.0% 0.0% -50.0% 0.0% 0.0% -60.0% 0.0% 400.0% -50.0% 100.0%
Accrued Expenses $2.806M $3.454M $3.800M $3.800M $2.300M
YoY Change -18.76% -9.11% 0.0% 65.22%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $5.545M $3.782M $3.900M $4.000M $2.600M $500.0K $300.0K $200.0K $100.0K $100.0K $100.0K $200.0K $200.0K $200.0K $500.0K $800.0K $800.0K $200.0K $600.0K
YoY Change 46.62% -3.03% -2.5% 53.85% 420.0% 66.67% 50.0% 100.0% 0.0% 0.0% -50.0% 0.0% 0.0% -60.0% -37.5% 0.0% 300.0% -66.67%
Long-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $15.82M $20.68M $9.200M $11.20M $8.800M $9.700M $9.300M $8.000M $6.400M $4.100M $3.600M $4.300M $4.100M $3.400M $4.700M $3.100M $3.200M $1.700M $2.500M
YoY Change -23.52% 124.82% -17.86% 27.27% -9.28% 4.3% 16.25% 25.0% 56.1% 13.89% -16.28% 4.88% 20.59% -27.66% 51.61% -3.13% 88.24% -32.0%
Total Long-Term Liabilities $15.82M $20.68M $9.200M $11.20M $8.800M $9.700M $9.300M $8.000M $6.400M $4.100M $3.600M $4.300M $4.100M $3.400M $4.700M $3.100M $3.200M $1.700M $2.500M
YoY Change -23.52% 124.82% -17.86% 27.27% -9.28% 4.3% 16.25% 25.0% 56.1% 13.89% -16.28% 4.88% 20.59% -27.66% 51.61% -3.13% 88.24% -32.0%
Total Liabilities $1.343B $1.343B $1.269B $1.231B $1.186B $1.099B $1.068B $899.5M $809.2M $755.6M $736.6M $755.5M $878.1M $1.019B $1.087B $954.3M $831.6M $900.7M $783.3M
YoY Change 0.06% 5.84% 3.01% 3.86% 7.91% 2.91% 18.69% 11.16% 7.09% 2.58% -2.5% -13.96% -13.84% -6.22% 13.88% 14.75% -7.67% 14.99%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005
Basic Shares Outstanding 9.126M shares 9.006M shares 9.341M shares 9.734M shares 9.976M shares 10.31M shares 10.29M shares 11.87M shares 13.53M shares 14.75M shares 16.58M shares 17.64M shares 17.53M shares 17.42M shares
Diluted Shares Outstanding 9.153M shares 9.102M shares 9.454M shares 9.759M shares 10.08M shares 10.42M shares 10.44M shares 12.03M shares 13.69M shares 14.89M shares 16.61M shares 17.66M shares 17.53M shares 17.42M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

Stock Price

Market Cap: $206.75 Million

About First Financial Northwest, Inc.

First Financial Northwest, Inc. is a bank holding company, which engages in the provision of commercial banking services. The company is headquartered in Renton, Washington and currently employs 142 full-time employees. The company went IPO on 2007-10-10. The Bank focuses on its lending activities primarily on loans secured by commercial real estate, construction/land, first mortgages on one-to-four family residences, multifamily, and business lending. The company offers secured consumer loans, including savings account loans, auto loans and home equity loans that include lines of credit and second mortgage term loans. The company originates construction/land loans primarily to residential builders for the construction of single-family residences, condominiums, townhouses, multifamily properties and residential developments located in its market area. Its land development loans are generally made to builders for preparation of a building site. Its investment portfolio consists of mortgage-backed securities, municipal bonds, United States government agency obligations, and corporate bonds. The company serves King, Snohomish, Pierce and Kitsap counties, Washington.

Industry: State Commercial Banks Peers: Avidbank Holdings, Inc. Citizens Community Bancorp Inc. FIRST COMMUNITY CORP /SC/ FRANKLIN FINANCIAL SERVICES CORP /PA/ Hanover Bancorp, Inc. /NY OLD POINT FINANCIAL CORP OHIO VALLEY BANC CORP PNC FINANCIAL SERVICES GROUP, INC. SALISBURY BANCORP, INC.