Fidelity National Information Services, Inc.
fisglobal.comWhat Do They Do?
Provides core banking software, payment processing and digital banking services to banks and other financial institutions. Also sells trading, lending and treasury software to financial firms and multinational corporations.
10-K for FY2025, filed Feb 24, 2026The Banking segment is focused on serving financial institutions with core processing software, transaction processing software and…View ↗
Core Processing and Ancillary Applications. Our core processing software applications, including deposit and lending, customer management…View ↗
The Capital Markets segment is focused on serving global financial services clients and multi-national corporations with a broad array of…View ↗
How Do They Make Money?
Banks and financial firms pay FIS for processing and technology services, software licenses and professional services. Much of its revenue comes from multi-year service contracts; customers may pay in advance, as services are delivered, or afterward.
10-K for FY2025, filed Feb 24, 2026Our revenue from continuing operations is primarily derived from a combination of technology and processing solutions, transaction…View ↗
The Banking segment is focused on serving financial institutions with core processing software, transaction processing software and…View ↗
The Capital Markets segment is focused on serving global financial services clients and multi-national corporations with a broad array of…View ↗
The payment terms and conditions in our customer contracts may vary. In some cases, customers pay in advance of our delivery of solutions…View ↗
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10-K for FY2025, filed Feb 24, 2026
FY2025 revenue by reportable segment ↗
$10.7B
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10-K for FY2025, filed Feb 24, 2026
$10.7B ↗
| Segment | Share | Revenue | How money arrives |
|---|---|---|---|
|
Banking Solutions
Recurring
10-K for FY2025, filed Feb 24, 2026 |
68%
FY2022: 68%
|
Banking Solutions, FY2025
$7.3B Sources
|
Recurring |
|
Capital Market Solutions
Recurring
10-K for FY2025, filed Feb 24, 2026 |
30%
FY2022: 27%
|
Capital Market Solutions, FY2025
$3.2B Sources
|
Recurring |
|
Corporate and Other
|
1.8%
FY2022: 4.8%
|
Corporate and Other, FY2025
$196M Sources
|
Who Are Their Customers?
Banks and other financial institutions buy banking tools; financial firms and multinational corporations buy capital-markets software. FIS reaches prospects through direct and indirect sales, while some Capital Markets clients use consultants or third-party providers or outsource the work.
10-K for FY2025, filed Feb 24, 2026The Banking segment is focused on serving financial institutions with core processing software, transaction processing software and…View ↗
The Capital Markets segment is focused on serving global financial services clients and multi-national corporations with a broad array of…View ↗
Our sales personnel have expertise in particular solutions, geographic markets and industry verticals, as well as across our various client…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 4 cents of every revenue dollar as net income in FY2025.
10-K for FY2025, filed Feb 24, 2026
How Are They Changing?
- Net income
-
Sources
10-Q for Q2 FY2026, filed Aug 4, 2026
$231MView ↗
- ▲ Now profitable
- vs −$470M in Q2 FY2025
10-Q for Q2 FY2026, filed Aug 4, 2026
Open tableView ↗
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Aug 4, 2026
FIS lowered its pro forma revenue-growth outlook
The pro forma revenue-growth range changed to 4.5 - 5.0% from 5.1 - 5.7%.
Sources
8-K, filed Aug 4, 2026
For the full-year, the Company is updating its outlook, projecting Adjusted revenue growth of 29 - 30%, Adjusted EBITDA growth of 32 - 34%…View ↗
Growing. Revenue grew 14% in 4 years, from $9.3B in FY2021 to $10.7B in FY2025, about 3% a year.
Merchant segment exit
The older report described a Merchant segment that helped merchants accept, authorize and settle electronic payments; the latest report excludes Worldpay Merchant Solutions from continuing operations and no longer reports Merchant as a segment.
10-K for FY2022, filed Feb 27, 2023 10-K for FY2025, filed Feb 24, 2026Merchant Solutions ("Merchant")View ↗
On January 31, 2024, we completed the sale (the "2024 Worldpay Sale") of a 55% equity interest in our Worldpay Merchant Solutions business…View ↗
On April 17, 2025, FIS entered into definitive agreements to (i) buy the Issuer Solutions business (the "Issuer Solutions Business") from…View ↗
The Worldpay Merchant Solutions business included the former Merchant Solutions segment in addition to a business previously included in…View ↗
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