Equity Bancshares Inc

investor.equitybank.com

What Do They Do?

Provides commercial and personal banking, including lending, deposit and wealth services, to businesses and individuals.

Who Are Their Customers?

Businesses, business owners and individuals receive banking services through Equity Bank’s branch network; relationship officers work with customers to tailor banking products to their needs.

How Are They Changing?

Since the FY2025 annual report

Latest quarter: Q2 FY2026, the three months to Jun 30, 2026

Revenue: ▲ +45%; vs $74.2M in Q2 FY2025
Net income: ▲ +73%; vs $15.3M in Q2 FY2025

Debit Card Income share of revenue vs 56.1% in Q2 FY2025

Sep 3, 2026 Agreed to acquire Lincoln Bancorp and merge its bank into Equity Bank The deal would add 16 Iowa locations and is subject to regulatory and shareholder approvals.
Jul 14, 2026 Gave a second-half outlook for margin, fee income and expenses Management anticipated a 4.25% to 4.35% margin for the remainder of 2026, second-half non-interest income of $18 to $22 million, and expenses of $94 to $98 million.
Apr 14, 2026 Completed its acquisition of Frontier Holdings The transaction added $1.3 billion in net loans and $1.1 billion in deposits, with $32.5 million in cash and 2.22 million shares issued.

Revenue over time

Service Charges and Fees Debit Card Income Mortgage Banking

$25M$12.5M$0

FY2021 FY2022 FY2023 FY2024 FY2025

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