Equity Bancshares Inc
investor.equitybank.comEquity Bancshares Inc (NASDAQ: EQBK) is a commercial banking company that operates through 77 bank locations across Arkansas, Kansas, Missouri, and Oklahoma as of December 31, 2025. It makes money primarily on net interest income, the spread between interest earned on loans and investments and interest paid on deposits. The loan portfolio spans commercial and industrial, commercial real estate, residential real estate, agricultural real estate, agricultural, and consumer categories, with total loans of $3.50 billion as of December 31, 2024. Fee-based services include treasury management, trust and wealth management, private banking, investment management, estate and financial planning, and insurance brokerage focused on crop coverage. Total assets reached $6.37 billion as of December 31, 2025, up from $5.33 billion at December 31, 2024, partly reflecting acquisition activity. CEO Brad S. Elliott serves as Chairman and Chief Executive Officer, signing the 10-K filed March 6, 2026.
Products & Services
Commercial and industrial loans, commercial real estate loans, residential real estate loans, agricultural real estate loans, agricultural loans, consumer loans, deposit products, treasury management (wire transfers, ACH origination, remote deposit capture, positive pay, sweep accounts), trust and wealth management, private banking, investment management, estate and financial planning, insurance brokerage (crop coverage).
Revenue Model
Net interest income from a diversified loan portfolio (commercial and industrial, commercial real estate, real estate construction, residential real estate, agricultural real estate, agricultural, and consumer loans) supplemented by fee income from treasury management services, trust and wealth management, and insurance brokerage.
Customers & Markets
Commercial businesses, agricultural operators, individual consumers, and wealth management clients in community markets across Arkansas, Kansas, Missouri, and Oklahoma.
Geographic Exposure
77 bank locations across Arkansas, Kansas, Missouri, and Oklahoma as of December 31, 2025.
Financial Snapshot
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