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$OBK
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Consolidated Balance Sheets

In millions of USD; shares in millions, except per-share amounts
Q2 FY2026
As of Jun 30, 2026
Q1 FY2026
As of Mar 31, 2026
Q4 FY2025
As of Dec 31, 2025
Q3 FY2025
As of Sep 30, 2025
Q2 FY2025
As of Jun 30, 2025
Q1 FY2025
As of Mar 31, 2025
Q4 FY2024
As of Dec 31, 2024
Q3 FY2024
As of Sep 30, 2024
Q2 FY2024
As of Jun 30, 2024
Q1 FY2024
As of Mar 31, 2024
Q4 FY2023
As of Dec 31, 2023
Q3 FY2023
As of Sep 30, 2023
Q2 FY2023
As of Jun 30, 2023
Q1 FY2023
As of Mar 31, 2023
Q4 FY2022
As of Dec 31, 2022
Q3 FY2022
As of Sep 30, 2022
Q2 FY2022
As of Jun 30, 2022
Q1 FY2022
As of Mar 31, 2022
Q4 FY2021
As of Dec 31, 2021
Q3 FY2021
As of Sep 30, 2021
Assets
Cash and due from banks
Interest-earning deposits in banks
Total cash and cash equivalents
Securities:
Available for sale
Held to maturity, net of allowance for credit losses of $38 and $41 at June 30, 2026, and December 31, 2025, respectively (fair value of $9,074 and $9,607 at June 30, 2026, and December 31, 2025, respectively)
Securities carried at fair value through income
Total securities
Non-marketable equity securities held in other financial institutions
Equity method investments
Loans held for sale
Loans, net of allowance for credit losses of $98,188 and $96,782 at June 30, 2026, and December 31, 2025, respectively
Premises and equipment, net
Mortgage servicing rights (“MSR”)
Cash surrender value of bank-owned life insurance
Goodwill
Other intangible assets, net
Accrued interest receivable and other assets
Total assets
Liabilities and Stockholders’ Equity
Noninterest-bearing deposits
Interest-bearing deposits
Time deposits
Total deposits
Federal Home Loan Bank (“FHLB”) advances, repurchase agreements and other borrowings
Subordinated indebtedness, net
Accrued expenses and other liabilities
Total liabilities
Commitments and contingencies - See Note 19 — Commitments and Contingencies
Stockholders’ equity:
Preferred stock, no par value, 2,000,000 shares authorized
Common stock ($5.00 par value; 50,000,000 shares authorized; 30,850,397 and 30,952,428 shares issued at June 30, 2026, and December 31, 2025, respectively)
Additional paid‑in capital
Retained earnings
Accumulated other comprehensive loss
Total stockholders’ equity
Total liabilities and stockholders’ equity
Common stock, shares issued (in shares)

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