$OBK Cashflow Statement | Understand Stock

$OBK

$52.12 -$0.33 (0.63%) Close

$OBK Overview Financial Statements SEC Filings Executives News Red Flags Capital Raising Ownership Insider Transactions Congressional Trades

Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Cash Flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Cash flows from operating activities:
Net income
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses
Depreciation and amortization
Net amortization on securities
Amortization (accretion) of net premium/discount on purchased loans
Amortization of investments in tax credit funds
Loss on sale of securities, net
Equity method investment loss (gain)
Deferred income tax (benefit) expense
Stock-based compensation expense
Originations of mortgage loans held for sale
Proceeds from mortgage loans held for sale
Gain on mortgage loans held for sale, including origination of servicing rights
Gain on mortgage loans held for sale (including origination of MSR for the year ended December 31, 2023)
MSR asset valuation adjustment
Gain on sale of MSR asset
Net (gain) loss on disposals of premises and equipment
Increase in the cash surrender value of life insurance
Employee Retention Credit received
Gain on equity securities without a readily determinable fair value
Net loss (gain) on sales and write-downs of other real estate owned
Gain on fair value of previously held interest in Lincoln Agency
Other operating activities, net
Net change in operating leases
Increase in other assets
Increase in other liabilities
Total other operating activities, net

Net cash provided by operating activities
Cash flows from investing activities:
Cash paid for business combinations
Cash acquired in business combination
Cash acquired in (paid for) business combination
Purchases of securities available for sale
Maturities and pay downs of securities available for sale
Proceeds from sales and calls of securities available for sale
Purchase of securities held to maturity
Maturities, pay downs and calls of securities held to maturity
Pay downs of securities carried at fair value
Redemption of non-marketable equity securities held in other financial institutions
Purchase of non-marketable equity securities held in other financial institutions
Net (purchases) redemptions of non-marketable equity securities held in other financial institutions
Originations of mortgage warehouse loans
Proceeds from pay-offs of mortgage warehouse loans
Net decrease (increase) in loans, excluding mortgage warehouse and loans held for sale
Purchase of other intangibles
Proceeds from sale of the MSR asset
Proceeds from bank-owned life insurance
Return of capital and other distributions from equity method investments
Return of capital and other distributions from cost method investments
Capital calls on limited partnership investments
Purchase of low-income housing tax credit investments
Purchases of premises and equipment
Proceeds from sales of premises and equipment
Proceeds from sales of other real estate owned
Purchase of equity method investment
Proceeds from termination of cash flow hedge
Net cash (used in) provided by investing activities

Cash flows from financing activities:
Net increase (decrease) in deposits
Proceeds from long-term FHLB advances
Repayments of long-term FHLB advances
Proceeds from Federal Reserve Bank Paycheck Protection Program Liquidity Facility ("PPPLF")
Repayments on PPPLF
Proceeds from short-term FHLB advances
Repayments of short-term FHLB advances
Issuance of subordinated debentures, net
Maturities of subordinated indebtedness
Redemption/Repurchase of subordinated indebtedness
Repayments of other short-term borrowings
Proceeds from other short-term borrowings
Net increase (decrease) in securities sold under agreements to repurchase
Dividends paid
Cash received from exercise of stock options
Common stock repurchased
Net cash used in financing activities

Net (decrease) increase in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
Interest paid
Income taxes paid
Income taxes paid, total
Federal
State
Significant non-cash transactions:
Unsettled liability for investment purchases recorded at trade date
Real estate acquired in settlement of loans
Real estate transferred from fixed assets to other real estate owned
Transfers from other real estate owned to other assets
Transfers from loans held for sale to loans held for investment
Decrease in Government National Mortgage Association repurchase obligation
Transfer from non-marketable securities held in other financial institutions to equity method investments
Recognition of operating right-of-use assets
Recognition of operating lease liabilities
Total assets acquired in BTH merger
Total liabilities assumed in BTH merger
Common stock issued in BTH merger as consideration
Impairment of right-of-use assets due to branch closures

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