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$OCFC
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Consolidated statements of financial condition

In millions of USD; shares in millions, except per-share amounts
Q2 FY2026
As of Jun 30, 2026
Q1 FY2026
As of Mar 31, 2026
Q4 FY2025
As of Dec 31, 2025
Q3 FY2025
As of Sep 30, 2025
Q2 FY2025
As of Jun 30, 2025
Q1 FY2025
As of Mar 31, 2025
Q4 FY2024
As of Dec 31, 2024
Q3 FY2024
As of Sep 30, 2024
Q2 FY2024
As of Jun 30, 2024
Q1 FY2024
As of Mar 31, 2024
Q4 FY2023
As of Dec 31, 2023
Q3 FY2023
As of Sep 30, 2023
Q2 FY2023
As of Jun 30, 2023
Q1 FY2023
As of Mar 31, 2023
Q4 FY2022
As of Dec 31, 2022
Q3 FY2022
As of Sep 30, 2022
Q2 FY2022
As of Jun 30, 2022
Q1 FY2022
As of Mar 31, 2022
Q4 FY2021
As of Dec 31, 2021
Q3 FY2021
As of Sep 30, 2021
Assets
Cash and due from banks
Debt securities available-for-sale, at estimated fair value
Debt securities held-to-maturity, net of allowance for securities credit losses of $663 at June 30, 2026 and $811 at December 31, 2025 (estimated fair value of $2,803,466 at June 30, 2026 and $825,790 at December 31, 2025)
Equity investments
Restricted equity investments, at cost
Loans receivable, net of allowance for loan credit losses of $209,716 at June 30, 2026 and $83,726 at December 31, 2025
Loans held-for-sale
Interest and dividends receivable
Other real estate owned
Premises and equipment, net
Core deposit intangible
Assets held for sale
Goodwill
Intangibles
Other assets
Total assets
Liabilities and Stockholders’ Equity
Deposits
FHLB advances
Securities sold under agreements to repurchase with customers
Other borrowings
Advances by borrowers for taxes and insurance
Other liabilities
Total liabilities
Stockholders’ equity:
Preferred stock, $0.01 par value, $1,000 liquidation preference, 5,000,000 shares authorized, no shares issued at June 30, 2026 and December 31, 2025, respectively
Common stock
Voting Common Stock
Non-Voting Common-Equivalent Stock
Total common stock
Additional paid-in capital
Retained earnings
Accumulated other comprehensive loss
Less: Unallocated common stock held by ESOP
Treasury stock, 5,654,162 and 5,551,858 shares at June 30, 2026 and December 31, 2025, respectively
OceanFirst Financial Corp. stockholders’ equity
Non-controlling interest
Total stockholders’ equity
Total liabilities and stockholders’ equity
Preferred stock, shares issued (in shares)

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