$OPRT
Oportun Financial Corp Stock $oprt

$oprt Overview Financials Valuation SEC Filings Company Website

2021 Q1 Form 10-Q Financial Statement

#000153871621000099 Filed on May 07, 2021

Income Statement

Concept	2021 Q1	2020 Q1
Revenue	$135.3M	$163.4M
YoY Change	-17.2%	18.15%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin	$9.997M	$3.813M
YoY Change	162.18%	13.55%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$3.500M	$2.500M
YoY Change	40.0%	47.06%
% of Gross Profit
Operating Expenses	$9.997M	$3.813M
YoY Change	162.18%	13.55%
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$3.975M	-$18.02M
YoY Change	-122.06%	-190.22%
Income Tax	$1.000M	-$4.700M
% Of Pretax Income	25.16%
Net Earnings	$3.019M	-$13.30M
YoY Change	-122.7%	-191.02%
Net Earnings / Revenue	2.23%	-8.14%
Basic Earnings Per Share	$0.11	-$0.49
Diluted Earnings Per Share	$0.10	-$0.49
COMMON SHARES
Basic Shares Outstanding	27.77M shares	27.02M shares
Diluted Shares Outstanding	29.62M shares	27.02M shares

Balance Sheet

Concept	2021 Q1	2020 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments	$140.4M	$144.8M
YoY Change	-3.04%	149.23%
Cash & Equivalents	$140.4M	$144.8M
Short-Term Investments
Other Short-Term Assets	$18.00M	$16.20M
YoY Change	11.11%	68.75%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets	$171.7M	$181.5M
YoY Change	-5.4%	115.56%
LONG-TERM ASSETS
Property, Plant & Equipment	$13.14M	$22.07M
YoY Change	-40.45%	-66.86%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$44.60M	$62.50M
YoY Change	-28.64%	-4.14%
Total Long-Term Assets	$1.820B	$1.936B
YoY Change	-5.96%	12.34%
TOTAL ASSETS
Total Short-Term Assets	$171.7M	$181.5M
Total Long-Term Assets	$1.820B	$1.936B
Total Assets	$1.992B	$2.117B
YoY Change	-5.92%	17.15%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$2.400M	$7.800M
YoY Change	-69.23%	23.81%
Accrued Expenses	$82.70M	$88.40M
YoY Change	-6.45%	28.12%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$99.80M	$130.5M
YoY Change	-23.52%	21.51%
LONG-TERM LIABILITIES
Long-Term Debt	$1.406B	$1.478B
YoY Change	-4.89%	12.26%
Other Long-Term Liabilities		$800.0K
YoY Change		-33.33%
Total Long-Term Liabilities	$1.406B	$1.479B
YoY Change	-4.94%	12.22%
TOTAL LIABILITIES
Total Short-Term Liabilities	$99.80M	$130.5M
Total Long-Term Liabilities	$1.406B	$1.479B
Total Liabilities	$1.520B	$1.634B
YoY Change	-6.96%	13.13%
SHAREHOLDERS EQUITY
Retained Earnings	$39.45M	$68.21M
YoY Change	-42.16%
Common Stock	$439.1M	$421.7M
YoY Change	4.14%
Preferred Stock		$0.00
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$472.2M	$483.5M
YoY Change
Total Liabilities & Shareholders Equity	$1.992B	$2.117B
YoY Change	-5.92%	17.15%

Cashflow Statement

Concept	2021 Q1	2020 Q1
OPERATING ACTIVITIES
Net Income	$3.019M	-$13.30M
YoY Change	-122.7%	-191.02%
Depreciation, Depletion And Amortization	$3.500M	$2.500M
YoY Change	40.0%	47.06%
Cash From Operating Activities	$18.16M	$52.12M
YoY Change	-65.17%	10.48%
INVESTING ACTIVITIES
Capital Expenditures	$873.0K	$1.615M
YoY Change	-45.94%	-27.61%
Acquisitions
YoY Change
Other Investing Activities	$873.0K	-$32.30M
YoY Change	-102.7%	-39.06%
Cash From Investing Activities	$8.987M	-$39.35M
YoY Change	-122.84%	-31.82%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-$12.55M	$57.18M
YoY Change	-121.95%	56512.87%
NET CHANGE
Cash From Operating Activities	$18.16M	$52.12M
Cash From Investing Activities	$8.987M	-$39.35M
Cash From Financing Activities	-$12.55M	$57.18M
Net Change In Cash	$14.59M	$69.95M
YoY Change	-79.14%	-770.69%
FREE CASH FLOW
Cash From Operating Activities	$18.16M	$52.12M
Capital Expenditures	$873.0K	$1.615M
Free Cash Flow	$17.28M	$50.51M
YoY Change	-65.78%	12.37%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2021Q1	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2021Q1	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2021
CY2021Q1	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	Q1
CY2021Q1	dei	Entity Central Index Key EntityCentralIndexKey	0001538716
CY2021Q1	dei	Amendment Flag AmendmentFlag	false
CY2021Q1	oprt	Credit Card Servicing Agreement Term CreditCardServicingAgreementTerm	P2Y
CY2021Q1	dei	Document Type DocumentType	10-Q
CY2021Q1	dei	Document Quarterly Report DocumentQuarterlyReport	true
CY2021Q1	dei	Document Period End Date DocumentPeriodEndDate	2021-03-31
CY2021Q1	dei	Document Transition Report DocumentTransitionReport	false
CY2021Q1	dei	Entity File Number EntityFileNumber	001-39050
CY2021Q1	dei	Entity Registrant Name EntityRegistrantName	OPORTUN FINANCIAL CORPORATION
CY2021Q1	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	8588000	USD
CY2021Q1	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	DE
CY2021Q1	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	45-3361983
CY2021Q1	dei	Entity Address Address Line1 EntityAddressAddressLine1	2 Circle Star Way
CY2021Q1	dei	Entity Address City Or Town EntityAddressCityOrTown	San Carlos,
CY2021Q1	dei	Entity Address State Or Province EntityAddressStateOrProvince	CA
CY2021Q1	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	94070
CY2021Q1	dei	City Area Code CityAreaCode	650
CY2021Q1	dei	Local Phone Number LocalPhoneNumber	810-8823
CY2021Q1	dei	Security12b Title Security12bTitle	Common Stock, $0.0001 par value per share
CY2021Q1	dei	Trading Symbol TradingSymbol	OPRT
CY2021Q1	dei	Security Exchange Name SecurityExchangeName	NASDAQ
CY2021Q1	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2021Q1	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2021Q1	dei	Entity Small Business EntitySmallBusiness	true
CY2021Q1	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
CY2021Q1	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	false
CY2021Q1	dei	Entity Shell Company EntityShellCompany	false
CY2021Q2	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	27979915	shares
CY2021Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	140416000	USD
CY2020Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	136187000	USD
CY2021Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	42765000	USD
CY2020Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	32403000	USD
CY2021Q1	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	1670251000	USD
CY2020Q4	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	1696526000	USD
CY2021Q1	us-gaap	Interest Receivable InterestReceivable	13322000	USD
CY2020Q4	us-gaap	Interest Receivable InterestReceivable	15426000	USD
CY2021Q1	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	40323000	USD
CY2020Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	46820000	USD
CY2021Q1	us-gaap	Other Assets OtherAssets	84984000	USD
CY2020Q4	us-gaap	Other Assets OtherAssets	81689000	USD
CY2021Q1	us-gaap	Assets Assets	1992061000	USD
CY2020Q4	us-gaap	Assets Assets	2009051000	USD
CY2021Q1	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	64806000	USD
CY2020Q4	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	246385000	USD
CY2021Q1	oprt	Secured Debt Fair Value SecuredDebtFairValue	1340782000	USD
CY2020Q4	oprt	Secured Debt Fair Value SecuredDebtFairValue	1167309000	USD
CY2020Q4	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	6781000	USD
CY2021Q1	us-gaap	Operating Lease Liability OperatingLeaseLiability	47025000	USD
CY2020Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	49684000	USD
CY2021Q1	us-gaap	Other Liabilities OtherLiabilities	58867000	USD
CY2020Q4	us-gaap	Other Liabilities OtherLiabilities	72525000	USD
CY2021Q1	us-gaap	Liabilities Liabilities	1520068000	USD
CY2020Q4	us-gaap	Liabilities Liabilities	1542684000	USD
CY2020Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2021Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2020Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2021Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2021Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	28246606	shares
CY2021Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	27974583	shares
CY2020Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	27951286	shares
CY2020Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	27679263	shares
CY2021Q1	us-gaap	Common Stock Value CommonStockValue	6000	USD
CY2020Q4	us-gaap	Common Stock Value CommonStockValue	6000	USD
CY2021Q1	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	439100000	USD
CY2020Q4	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	436499000	USD
CY2021Q1	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-255000	USD
CY2020Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-261000	USD
CY2021Q1	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	39451000	USD
CY2020Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	36432000	USD
CY2021Q1	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2020Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2021Q1	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	6309000	USD
CY2020Q4	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	6309000	USD
CY2021Q1	us-gaap	Stockholders Equity StockholdersEquity	471993000	USD
CY2020Q4	us-gaap	Stockholders Equity StockholdersEquity	466367000	USD
CY2021Q1	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	1992061000	USD
CY2020Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	2009051000	USD
CY2021Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	127191000	USD
CY2020Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	150700000	USD
CY2021Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	8122000	USD
CY2020Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	12728000	USD
CY2021Q1	us-gaap	Revenues Revenues	135313000	USD
CY2020Q1	us-gaap	Revenues Revenues	163428000	USD
CY2021Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	13504000	USD
CY2020Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	16361000	USD
CY2021Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-11568000	USD
CY2020Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-66469000	USD
CY2021Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	110241000	USD
CY2020Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	80598000	USD
CY2021Q1	us-gaap	Communications Information Technology And Occupancy CommunicationsInformationTechnologyAndOccupancy	32924000	USD
CY2020Q1	us-gaap	Communications Information Technology And Occupancy CommunicationsInformationTechnologyAndOccupancy	30774000	USD
CY2021Q1	us-gaap	Business Development BusinessDevelopment	23893000	USD
CY2020Q1	us-gaap	Business Development BusinessDevelopment	24827000	USD
CY2021Q1	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	3025000	USD
CY2021Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	26827000	USD
CY2020Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	25582000	USD
CY2021Q1	us-gaap	Professional Fees ProfessionalFees	12625000	USD
CY2020Q1	us-gaap	Professional Fees ProfessionalFees	13618000	USD
CY2021Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	9997000	USD
CY2020Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	3813000	USD
CY2021Q1	us-gaap	Noninterest Expense NoninterestExpense	106266000	USD
CY2020Q1	us-gaap	Noninterest Expense NoninterestExpense	98614000	USD
CY2021Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	3975000	USD
CY2020Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments	-18016000	USD
CY2021Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	956000	USD
CY2020Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-4715000	USD
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2020Q1	us-gaap	Net Income Loss NetIncomeLoss	-13301000	USD
CY2021Q1	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	-6000	USD
CY2020Q1	us-gaap	Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent	117000	USD
CY2020Q1	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	-13418000	USD
CY2021Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3019000	USD
CY2020Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-13301000	USD
CY2021Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.11
CY2020Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-0.49
CY2021Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.10
CY2020Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-0.49
CY2021Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	27770063	shares
CY2020Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	27015730	shares
CY2021Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	29620034	shares
CY2020Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	27015730	shares
CY2020Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	466367000	USD
CY2021Q1	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	307000	USD
CY2021Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	5088000	USD
CY2021Q1	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-2794000	USD
CY2021Q1	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	6000	USD
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2021Q1	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	471993000	USD
CY2019Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	488766000	USD
CY2020Q1	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	20000	USD
CY2020Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	4151000	USD
CY2020Q1	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-813000	USD
CY2020Q1	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	-117000	USD
CY2020Q1	us-gaap	Net Income Loss NetIncomeLoss	-13301000	USD
CY2020Q1	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	483541000	USD
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2020Q1	us-gaap	Net Income Loss NetIncomeLoss	-13301000	USD
CY2021Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	6957000	USD
CY2020Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	4658000	USD
CY2021Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-11568000	USD
CY2020Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-66469000	USD
CY2021Q1	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	1422000	USD
CY2020Q1	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	-1542000	USD
CY2021Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	4434000	USD
CY2020Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	7532000	USD
CY2021Q1	us-gaap	Share Based Compensation ShareBasedCompensation	5088000	USD
CY2020Q1	us-gaap	Share Based Compensation ShareBasedCompensation	4151000	USD
CY2021Q1	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	4038000	USD
CY2020Q1	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	101000	USD
CY2021Q1	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	-11287000	USD
CY2020Q1	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	-3521000	USD
CY2021Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	33464000	USD
CY2020Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	74530000	USD
CY2021Q1	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	38372000	USD
CY2020Q1	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	82636000	USD
CY2021Q1	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	-1183000	USD
CY2020Q1	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	1987000	USD
CY2021Q1	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	5326000	USD
CY2020Q1	us-gaap	Increase Decrease In Other Operating Assets IncreaseDecreaseInOtherOperatingAssets	5818000	USD
CY2021Q1	oprt	Increase Decreasein Amount Dueto Whole Loan Buyer IncreaseDecreaseinAmountDuetoWholeLoanBuyer	1808000	USD
CY2020Q1	oprt	Increase Decreasein Amount Dueto Whole Loan Buyer IncreaseDecreaseinAmountDuetoWholeLoanBuyer	-95000	USD
CY2021Q1	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	-20518000	USD
CY2020Q1	us-gaap	Increase Decrease In Other Operating Liabilities IncreaseDecreaseInOtherOperatingLiabilities	-7693000	USD
CY2021Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	18156000	USD
CY2020Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	52122000	USD
CY2021Q1	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	263148000	USD
CY2020Q1	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	314484000	USD
CY2021Q1	us-gaap	Proceeds From Principal Repayments On Loans And Leases Held For Investment ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment	278659000	USD
CY2020Q1	us-gaap	Proceeds From Principal Repayments On Loans And Leases Held For Investment ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment	282212000	USD
CY2021Q1	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	873000	USD
CY2020Q1	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	1615000	USD
CY2021Q1	us-gaap	Payments For Software PaymentsForSoftware	5651000	USD
CY2020Q1	us-gaap	Payments For Software PaymentsForSoftware	5461000	USD
CY2021Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	8987000	USD
CY2020Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-39348000	USD
CY2021Q1	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	0	USD
CY2020Q1	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	235000000	USD
CY2021Q1	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	371719000	USD
CY2020Q1	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	0	USD
CY2021Q1	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	181780000	USD
CY2020Q1	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	17001000	USD
CY2021Q1	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	200004000	USD
CY2020Q1	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	160001000	USD
CY2021Q1	us-gaap	Repayments Of Long Term Capital Lease Obligations RepaymentsOfLongTermCapitalLeaseObligations	0	USD
CY2020Q1	us-gaap	Repayments Of Long Term Capital Lease Obligations RepaymentsOfLongTermCapitalLeaseObligations	26000	USD
CY2021Q1	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-2487000	USD
CY2020Q1	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-793000	USD
CY2021Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-12552000	USD
CY2020Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	57179000	USD
CY2021Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	14591000	USD
CY2020Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	69953000	USD
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	168590000	USD
CY2019Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	136141000	USD
CY2021Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	183181000	USD
CY2020Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	206094000	USD
CY2021Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	140416000	USD
CY2020Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	144836000	USD
CY2021Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	42765000	USD
CY2020Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	61258000	USD
CY2021Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	183181000	USD
CY2020Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	206094000	USD
CY2021Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	240000	USD
CY2020Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	455000	USD
CY2021Q1	us-gaap	Interest Paid Net InterestPaidNet	13625000	USD
CY2020Q1	us-gaap	Interest Paid Net InterestPaidNet	16378000	USD
CY2021Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	4292000	USD
CY2020Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	4051000	USD
CY2021Q1	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1093000	USD
CY2020Q1	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	3429000	USD
CY2021Q1	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1	625000	USD
CY2020Q1	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1	702000	USD
CY2021Q1	us-gaap	Use Of Estimates UseOfEstimates	<span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Use of Estimates ‑ </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements, and the reported amounts of income and expenses during the reporting period. These estimates are based on information available as of the date of the condensed consolidated financial statements; therefore, actual results could differ from those estimates and assumptions.</span>
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2020Q1	us-gaap	Net Income Loss NetIncomeLoss	-13301000	USD
CY2021Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3019000	USD
CY2020Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-13301000	USD
CY2021Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	27770063	shares
CY2020Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	27015730	shares
CY2021Q1	us-gaap	Incremental Common Shares Attributable To Call Options And Warrants IncrementalCommonSharesAttributableToCallOptionsAndWarrants	0	shares
CY2020Q1	us-gaap	Incremental Common Shares Attributable To Call Options And Warrants IncrementalCommonSharesAttributableToCallOptionsAndWarrants	0	shares
CY2021Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	29620034	shares
CY2020Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	27015730	shares
CY2021Q1	us-gaap	Earnings Per Share Basic Undistributed EarningsPerShareBasicUndistributed	0.11
CY2020Q1	us-gaap	Earnings Per Share Basic Undistributed EarningsPerShareBasicUndistributed	-0.49
CY2021Q1	us-gaap	Earnings Per Share Diluted Undistributed EarningsPerShareDilutedUndistributed	0.10
CY2020Q1	us-gaap	Earnings Per Share Diluted Undistributed EarningsPerShareDilutedUndistributed	-0.49
CY2021Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	2868091	shares
CY2020Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	5866650	shares
CY2021Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	33500000	USD
CY2021Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	4400000	USD
CY2021Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	3100000	USD
CY2020Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	74500000	USD
CY2020Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	7500000	USD
CY2020Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	4500000	USD
CY2021Q1	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2021Q1	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2021Q1	oprt	Minimum Loan Sale Rate Access Loan Program MinimumLoanSaleRateAccessLoanProgram	1
CY2021Q1	us-gaap	Machinery And Equipment Gross MachineryAndEquipmentGross	11431000	USD
CY2020Q4	us-gaap	Machinery And Equipment Gross MachineryAndEquipmentGross	11182000	USD
CY2021Q1	us-gaap	Furniture And Fixtures Gross FurnitureAndFixturesGross	11152000	USD
CY2020Q4	us-gaap	Furniture And Fixtures Gross FurnitureAndFixturesGross	11019000	USD
CY2021Q1	oprt	Other Purchased Software Gross OtherPurchasedSoftwareGross	2004000	USD
CY2020Q4	oprt	Other Purchased Software Gross OtherPurchasedSoftwareGross	1992000	USD
CY2021Q1	us-gaap	Property Plant And Equipment Other PropertyPlantAndEquipmentOther	53000	USD
CY2020Q4	us-gaap	Property Plant And Equipment Other PropertyPlantAndEquipmentOther	53000	USD
CY2021Q1	us-gaap	Leasehold Improvements Gross LeaseholdImprovementsGross	29540000	USD
CY2020Q4	us-gaap	Leasehold Improvements Gross LeaseholdImprovementsGross	29543000	USD
CY2021Q1	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	54180000	USD
CY2020Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	53789000	USD
CY2021Q1	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	41038000	USD
CY2020Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	37939000	USD
CY2021Q1	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	13142000	USD
CY2020Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	15850000	USD
CY2021Q1	us-gaap	Capitalized Computer Software Gross CapitalizedComputerSoftwareGross	61705000	USD
CY2020Q4	us-gaap	Capitalized Computer Software Gross CapitalizedComputerSoftwareGross	55943000	USD
CY2021Q1	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	31997000	USD
CY2020Q4	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	28524000	USD
CY2021Q1	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	29708000	USD
CY2020Q4	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	27419000	USD
CY2021Q1	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	684000	USD
CY2020Q4	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	1158000	USD
CY2021Q1	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	17995000	USD
CY2020Q4	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	17241000	USD
CY2021Q1	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	1811000	USD
CY2020Q4	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	1716000	USD
CY2021Q1	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	21644000	USD
CY2020Q4	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	18305000	USD
CY2021Q1	us-gaap	Other Assets OtherAssets	84984000	USD
CY2020Q4	us-gaap	Other Assets OtherAssets	81689000	USD
CY2021Q1	us-gaap	Depreciation Depreciation	3500000	USD
CY2020Q1	us-gaap	Depreciation Depreciation	2500000	USD
CY2021Q1	us-gaap	Capitalized Computer Software Amortization1 CapitalizedComputerSoftwareAmortization1	3500000	USD
CY2020Q1	us-gaap	Capitalized Computer Software Amortization1 CapitalizedComputerSoftwareAmortization1	2200000	USD
CY2021Q1	us-gaap	Capitalized Computer Software Additions CapitalizedComputerSoftwareAdditions	5800000	USD
CY2020Q1	us-gaap	Capitalized Computer Software Additions CapitalizedComputerSoftwareAdditions	5400000	USD
CY2021Q1	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	2354000	USD
CY2020Q4	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	1819000	USD
CY2021Q1	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	18808000	USD
CY2020Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	32681000	USD
CY2021Q1	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	13761000	USD
CY2020Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	17830000	USD
CY2021Q1	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	3109000	USD
CY2020Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	3430000	USD
CY2021Q1	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	14690000	USD
CY2020Q4	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	10557000	USD
CY2021Q1	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	6145000	USD
CY2020Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	6208000	USD
CY2021Q1	us-gaap	Other Liabilities OtherLiabilities	58867000	USD
CY2020Q4	us-gaap	Other Liabilities OtherLiabilities	72525000	USD
CY2020Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2021Q1	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2020Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2021Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2020Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2021Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2021Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	28246606	shares
CY2021Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	27974583	shares
CY2021Q1	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2020Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	27951286	shares
CY2020Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	27679263	shares
CY2020Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2020Q1	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	4151000	USD
CY2021Q1	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	5088000	USD
CY2021Q1	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	300000	USD
CY2020Q1	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	100000	USD
CY2021Q1	us-gaap	Adjustments To Additional Paid In Capital Tax Effect From Share Based Compensation AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation	700000	USD
CY2021Q1	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	125682000	USD
CY2020Q1	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	148522000	USD
CY2021Q1	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	1509000	USD
CY2020Q1	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	2178000	USD
CY2021Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	127191000	USD
CY2020Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	150700000	USD
CY2021Q1	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	4434000	USD
CY2020Q1	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	7532000	USD
CY2021Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	3078000	USD
CY2020Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	4451000	USD
CY2021Q1	us-gaap	Other Income OtherIncome	610000	USD
CY2020Q1	us-gaap	Other Income OtherIncome	745000	USD
CY2021Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	8122000	USD
CY2020Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	12728000	USD
CY2021Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1000000.0	USD
CY2020Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-4700000	USD
CY2021Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.241
CY2020Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.262
CY2021Q1	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	1591789000	USD
CY2021Q1	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	1670251000	USD
CY2020Q4	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	1639626000	USD
CY2020Q4	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	1696526000	USD
CY2021Q1	us-gaap	Secured Debt SecuredDebt	1329415000	USD
CY2021Q1	oprt	Secured Debt Fair Value SecuredDebtFairValue	1340782000	USD
CY2020Q4	us-gaap	Secured Debt SecuredDebt	1154419000	USD
CY2020Q4	oprt	Secured Debt Fair Value SecuredDebtFairValue	1167309000	USD
CY2021Q1	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	1800000	USD
CY2021Q1	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	12300000	USD
CY2020Q4	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	2300000	USD
CY2020Q4	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	14800000	USD
CY2021Q1	oprt	Maximum Remaining Lease Term Retailand Office MaximumRemainingLeaseTermRetailandOffice	P10Y
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Remainder Of Fiscal Year LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear	11662000	USD
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	13106000	USD
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	11050000	USD
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	9232000	USD
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	7175000	USD
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	1396000	USD
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	298000	USD
CY2021Q1	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	53919000	USD
CY2021Q1	oprt	Lessee Operating Lease Liability Imputed Interest LesseeOperatingLeaseLiabilityImputedInterest	4755000	USD
CY2021Q1	oprt	Lessee Operating Lease Liability Payments Due Netof Imputed Interest LesseeOperatingLeaseLiabilityPaymentsDueNetofImputedInterest	49164000	USD
CY2021Q1	us-gaap	Lessor Operating Lease Payments To Be Received Remainder Of Fiscal Year LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear	1304000	USD
CY2021Q1	us-gaap	Lessor Operating Lease Payments To Be Received Next Twelve Months LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths	896000	USD
CY2021Q1	us-gaap	Lessor Operating Lease Payments To Be Received Thereafter LessorOperatingLeasePaymentsToBeReceivedThereafter	0	USD
CY2021Q1	us-gaap	Lessor Operating Lease Payments To Be Received LessorOperatingLeasePaymentsToBeReceived	2200000	USD
CY2021Q1	oprt	Lessor Operating Lease Imputed Interest LessorOperatingLeaseImputedInterest	61000	USD
CY2021Q1	oprt	Lessor Operating Lease Paymentstobe Received Netof Imputed Interest LessorOperatingLeasePaymentstobeReceivedNetofImputedInterest	2139000	USD
CY2021Q1	us-gaap	Operating Lease Liability OperatingLeaseLiability	47025000	USD
CY2021Q1	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P4Y2M12D
CY2021Q1	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0440
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	15788000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	12967000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	10881000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	9069000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	6989000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	1641000	USD
CY2020Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	57335000	USD
CY2020Q4	oprt	Lessee Operating Lease Liability Imputed Interest LesseeOperatingLeaseLiabilityImputedInterest	5247000	USD
CY2020Q4	oprt	Lessee Operating Lease Liability Payments Due Netof Imputed Interest LesseeOperatingLeaseLiabilityPaymentsDueNetofImputedInterest	52088000	USD
CY2020Q4	us-gaap	Lessor Operating Lease Payments To Be Received Next Twelve Months LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths	1594000	USD
CY2020Q4	us-gaap	Lessor Operating Lease Payments To Be Received Two Years LessorOperatingLeasePaymentsToBeReceivedTwoYears	896000	USD
CY2020Q4	us-gaap	Lessor Operating Lease Payments To Be Received Thereafter LessorOperatingLeasePaymentsToBeReceivedThereafter	0	USD
CY2020Q4	us-gaap	Lessor Operating Lease Payments To Be Received LessorOperatingLeasePaymentsToBeReceived	2490000	USD
CY2020Q4	oprt	Lessor Operating Lease Imputed Interest LessorOperatingLeaseImputedInterest	86000	USD
CY2020Q4	oprt	Lessor Operating Lease Paymentstobe Received Netof Imputed Interest LessorOperatingLeasePaymentstobeReceivedNetofImputedInterest	2404000	USD
CY2020Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	49684000	USD
CY2020Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P4Y3M18D
CY2020Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0442
CY2021Q1	us-gaap	Operating Lease Expense OperatingLeaseExpense	9400000	USD
CY2020Q1	us-gaap	Operating Lease Expense OperatingLeaseExpense	5200000	USD
CY2021Q1	us-gaap	Purchase Obligation Future Minimum Payments Remainder Of Fiscal Year PurchaseObligationFutureMinimumPaymentsRemainderOfFiscalYear	5800000	USD
CY2021Q1	us-gaap	Purchase Obligation Due In Next Twelve Months PurchaseObligationDueInNextTwelveMonths	9100000	USD
CY2021Q1	us-gaap	Purchase Obligation Due In Second Year PurchaseObligationDueInSecondYear	1900000	USD
CY2021Q1	oprt	Retained Credit Card Originations Limit RetainedCreditCardOriginationsLimit	25000000.0	USD
CY2021Q1	oprt	Retained Credit Card Originations Limit RetainedCreditCardOriginationsLimit	25000000.0	USD
CY2021Q1	us-gaap	Debt Instrument Collateral Amount DebtInstrumentCollateralAmount	2300000	USD
CY2021Q1	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2021Q1	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2021Q1	oprt	Minimum Loan Sale Rate Access Loan Program MinimumLoanSaleRateAccessLoanProgram	1
CY2021Q1	us-gaap	Other Commitment OtherCommitment	1100000	USD
CY2020Q4	us-gaap	Other Commitment OtherCommitment	3500000	USD
CY2021Q1	us-gaap	Litigation Reserve LitigationReserve	1900000	USD
CY2021Q1	us-gaap	Insurance Settlements Receivable InsuranceSettlementsReceivable	1000000.0	USD
CY2019	us-gaap	Litigation Settlement Expense LitigationSettlementExpense	900000	USD

Files In Submission

Name	View Source	Status
0001538716-21-000099-index-headers.html	Edgar Link	pending
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$OPRT
Oportun Financial Corp Stock $oprt

2021 Q1 Form 10-Q Financial Statement

#000153871621000099 Filed on May 07, 2021

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPRT Oportun Financial Corp Stock $oprt

2021 Q1 Form 10-Q Financial Statement

#000153871621000099 Filed on May 07, 2021

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPRT
Oportun Financial Corp Stock $oprt