$OPRT
Oportun Financial Corp Stock $oprt

$oprt Overview Financials Valuation SEC Filings Company Website

2022 Q1 Form 10-Q Financial Statement

#000153871622000105 Filed on May 10, 2022

Income Statement

Concept	2022 Q1	2021 Q1
Revenue	$214.7M	$135.3M
YoY Change	58.68%	-17.2%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin	$13.36M	$9.997M
YoY Change	33.65%	162.18%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$1.300M	$3.500M
YoY Change	-62.86%	40.0%
% of Gross Profit
Operating Expenses	$13.36M	$9.997M
YoY Change	33.65%	162.18%
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$57.67M	$3.975M
YoY Change	1350.82%	-122.06%
Income Tax	$12.00M	$1.000M
% Of Pretax Income	20.81%	25.16%
Net Earnings	$45.66M	$3.019M
YoY Change	1412.52%	-122.7%
Net Earnings / Revenue	21.27%	2.23%
Basic Earnings Per Share	$1.42	$0.11
Diluted Earnings Per Share	$1.37	$0.10
COMMON SHARES
Basic Shares Outstanding	32.22M shares	27.77M shares
Diluted Shares Outstanding	33.32M shares	29.62M shares

Balance Sheet

Concept	2022 Q1	2021 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments	$109.9M	$140.4M
YoY Change	-21.75%	-3.04%
Cash & Equivalents	$109.9M	$140.4M
Short-Term Investments
Other Short-Term Assets	$26.24M	$18.00M
YoY Change	45.8%	11.11%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets	$158.9M	$171.7M
YoY Change	-7.44%	-5.4%
LONG-TERM ASSETS
Property, Plant & Equipment	$9.585M	$13.14M
YoY Change	-27.07%	-40.45%
Goodwill	$104.2M
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$64.26M	$44.60M
YoY Change	44.08%	-28.64%
Total Long-Term Assets	$2.834B	$1.820B
YoY Change	55.66%	-5.96%
TOTAL ASSETS
Total Short-Term Assets	$158.9M	$171.7M
Total Long-Term Assets	$2.834B	$1.820B
Total Assets	$2.993B	$1.992B
YoY Change	50.22%	-5.92%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$4.253M	$2.400M
YoY Change	77.21%	-69.23%
Accrued Expenses	$95.44M	$82.70M
YoY Change	15.41%	-6.45%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$128.6M	$99.80M
YoY Change	28.84%	-23.52%
LONG-TERM LIABILITIES
Long-Term Debt	$2.171B	$1.406B
YoY Change	54.43%	-4.89%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities	$2.171B	$1.406B
YoY Change	54.43%	-4.94%
TOTAL LIABILITIES
Total Short-Term Liabilities	$128.6M	$99.80M
Total Long-Term Liabilities	$2.171B	$1.406B
Total Liabilities	$2.343B	$1.520B
YoY Change	54.11%	-6.96%
SHAREHOLDERS EQUITY
Retained Earnings	$129.5M	$39.45M
YoY Change	228.28%	-42.16%
Common Stock	$526.7M	$439.1M
YoY Change	19.96%	4.14%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$649.9M	$472.2M
YoY Change
Total Liabilities & Shareholders Equity	$2.993B	$1.992B
YoY Change	50.22%	-5.92%

Cashflow Statement

Concept	2022 Q1	2021 Q1
OPERATING ACTIVITIES
Net Income	$45.66M	$3.019M
YoY Change	1412.52%	-122.7%
Depreciation, Depletion And Amortization	$1.300M	$3.500M
YoY Change	-62.86%	40.0%
Cash From Operating Activities	$38.57M	$18.16M
YoY Change	112.41%	-65.17%
INVESTING ACTIVITIES
Capital Expenditures	-$11.73M	$873.0K
YoY Change	-1443.76%	-45.94%
Acquisitions
YoY Change
Other Investing Activities	$1.090M	$873.0K
YoY Change	24.86%	-102.7%
Cash From Investing Activities	-$122.5M	$8.987M
YoY Change	-1463.04%	-122.84%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	$61.53M	-$12.55M
YoY Change	-590.19%	-121.95%
NET CHANGE
Cash From Operating Activities	$38.57M	$18.16M
Cash From Investing Activities	-$122.5M	$8.987M
Cash From Financing Activities	$61.53M	-$12.55M
Net Change In Cash	-$22.40M	$14.59M
YoY Change	-253.53%	-79.14%
FREE CASH FLOW
Cash From Operating Activities	$38.57M	$18.16M
Capital Expenditures	-$11.73M	$873.0K
Free Cash Flow	$50.30M	$17.28M
YoY Change	191.01%	-65.78%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2022Q1	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2022Q1	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2022
CY2022Q1	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	Q1
CY2022Q1	dei	Entity Central Index Key EntityCentralIndexKey	0001538716
CY2022Q1	dei	Amendment Flag AmendmentFlag	false
CY2022Q1	us-gaap	Operating Lease Liability Statement Of Financial Position Extensible List OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList	http://oportun.com/20220331#OperatingLeaseLiabilityNet
CY2021Q4	us-gaap	Operating Lease Liability Statement Of Financial Position Extensible List OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList	http://oportun.com/20220331#OperatingLeaseLiabilityNet
CY2022Q1	dei	Document Type DocumentType	10-Q
CY2022Q1	dei	Document Quarterly Report DocumentQuarterlyReport	true
CY2022Q1	dei	Document Period End Date DocumentPeriodEndDate	2022-03-31
CY2022Q1	dei	Document Transition Report DocumentTransitionReport	false
CY2022Q1	dei	Entity File Number EntityFileNumber	001-39050
CY2022Q1	dei	Entity Registrant Name EntityRegistrantName	OPORTUN FINANCIAL CORPORATION
CY2022Q1	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	DE
CY2022Q1	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	45-3361983
CY2022Q1	dei	Entity Address Address Line1 EntityAddressAddressLine1	2 Circle Star Way
CY2022Q1	dei	Entity Address City Or Town EntityAddressCityOrTown	San Carlos,
CY2022Q1	dei	Entity Address State Or Province EntityAddressStateOrProvince	CA
CY2022Q1	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	94070
CY2022Q1	dei	City Area Code CityAreaCode	650
CY2022Q1	dei	Local Phone Number LocalPhoneNumber	810-8823
CY2022Q1	dei	Security12b Title Security12bTitle	Common Stock, $0.0001 par value per share
CY2022Q1	dei	Trading Symbol TradingSymbol	OPRT
CY2022Q1	dei	Security Exchange Name SecurityExchangeName	NASDAQ
CY2022Q1	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2022Q1	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2022Q1	dei	Entity Small Business EntitySmallBusiness	false
CY2022Q1	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
CY2022Q1	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	false
CY2022Q1	dei	Entity Shell Company EntityShellCompany	false
CY2022Q2	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	32814113	shares
CY2022Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	109864000	USD
CY2021Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	130959000	USD
CY2022Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	60694000	USD
CY2021Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	62001000	USD
CY2022Q1	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	2450987000	USD
CY2021Q4	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	2386807000	USD
CY2022Q1	us-gaap	Interest Receivable InterestReceivable	22823000	USD
CY2021Q4	us-gaap	Interest Receivable InterestReceivable	20916000	USD
CY2022Q1	oprt	Capitalized Software And Other Intangibles Net CapitalizedSoftwareAndOtherIntangiblesNet	133093000	USD
CY2021Q4	oprt	Capitalized Software And Other Intangibles Net CapitalizedSoftwareAndOtherIntangiblesNet	131181000	USD
CY2022Q1	us-gaap	Goodwill Goodwill	104162000	USD
CY2021Q4	us-gaap	Goodwill Goodwill	104014000	USD
CY2022Q1	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	36689000	USD
CY2021Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	38403000	USD
CY2022Q1	us-gaap	Other Assets OtherAssets	74239000	USD
CY2021Q4	us-gaap	Other Assets OtherAssets	72344000	USD
CY2022Q1	us-gaap	Assets Assets	2992551000	USD
CY2021Q4	us-gaap	Assets Assets	2946625000	USD
CY2022Q1	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	473311000	USD
CY2021Q4	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	393889000	USD
CY2022Q1	oprt	Secured Debt Fair Value SecuredDebtFairValue	1593435000	USD
CY2021Q4	oprt	Secured Debt Fair Value SecuredDebtFairValue	1651706000	USD
CY2022Q1	oprt	Secured Debtat Amortized Cost SecuredDebtatAmortizedCost	103869000	USD
CY2021Q4	oprt	Secured Debtat Amortized Cost SecuredDebtatAmortizedCost	114092000	USD
CY2021Q4	us-gaap	Common Stock Value CommonStockValue	6000	USD
CY2022Q1	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	526729000	USD
CY2022Q1	oprt	Operating Lease Liability Net OperatingLeaseLiabilityNet	44959000	USD
CY2021Q4	oprt	Operating Lease Liability Net OperatingLeaseLiabilityNet	47699000	USD
CY2022Q1	us-gaap	Other Liabilities OtherLiabilities	127041000	USD
CY2021Q4	us-gaap	Other Liabilities OtherLiabilities	135358000	USD
CY2022Q1	us-gaap	Liabilities Liabilities	2342615000	USD
CY2021Q4	us-gaap	Liabilities Liabilities	2342744000	USD
CY2022Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2021Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2022Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2021Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2022Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	33078916	shares
CY2022Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	32806893	shares
CY2021Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	32276419	shares
CY2021Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	32004396	shares
CY2022Q1	us-gaap	Common Stock Value CommonStockValue	7000	USD
CY2021Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	9997000	USD
CY2021Q4	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	526338000	USD
CY2022Q1	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	129509000	USD
CY2021Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	83846000	USD
CY2022Q1	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2021Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2022Q1	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	6309000	USD
CY2021Q4	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	6309000	USD
CY2022Q1	us-gaap	Stockholders Equity StockholdersEquity	649936000	USD
CY2021Q4	us-gaap	Stockholders Equity StockholdersEquity	603881000	USD
CY2022Q1	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	2992551000	USD
CY2021Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	2946625000	USD
CY2022Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	192237000	USD
CY2021Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	127191000	USD
CY2022Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	22483000	USD
CY2021Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	8122000	USD
CY2022Q1	us-gaap	Revenues Revenues	214720000	USD
CY2021Q1	us-gaap	Revenues Revenues	135313000	USD
CY2022Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	13677000	USD
CY2021Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	13504000	USD
CY2022Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	3971000	USD
CY2021Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-11568000	USD
CY2022Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	205014000	USD
CY2021Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	110241000	USD
CY2022Q1	us-gaap	Communications Information Technology And Occupancy CommunicationsInformationTechnologyAndOccupancy	49189000	USD
CY2021Q1	us-gaap	Communications Information Technology And Occupancy CommunicationsInformationTechnologyAndOccupancy	32924000	USD
CY2022Q1	us-gaap	Business Development BusinessDevelopment	34541000	USD
CY2021Q1	us-gaap	Business Development BusinessDevelopment	23893000	USD
CY2022Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	35926000	USD
CY2021Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	26827000	USD
CY2022Q1	us-gaap	Professional Fees ProfessionalFees	14327000	USD
CY2021Q1	us-gaap	Professional Fees ProfessionalFees	12625000	USD
CY2022Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	13361000	USD
CY2022Q1	us-gaap	Noninterest Expense NoninterestExpense	147344000	USD
CY2021Q1	us-gaap	Noninterest Expense NoninterestExpense	106266000	USD
CY2022Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	57670000	USD
CY2021Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	3975000	USD
CY2022Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	12007000	USD
CY2021Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	956000	USD
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	USD
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2022Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	45663000	USD
CY2021Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3019000	USD
CY2022Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.42
CY2021Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.11
CY2022Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.37
CY2021Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.10
CY2022Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	32216641	shares
CY2021Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	27770063	shares
CY2022Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	33323134	shares
CY2021Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	29620034	shares
CY2021Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	603881000	USD
CY2022Q1	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	-4748000	USD
CY2022Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	7467000	USD
CY2022Q1	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-2327000	USD
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	USD
CY2022Q1	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	649936000	USD
CY2020Q4	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	466628000	USD
CY2021Q1	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	307000	USD
CY2021Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	5088000	USD
CY2021Q1	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-2794000	USD
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2021Q1	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	472248000	USD
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	USD
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2022Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	10697000	USD
CY2021Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	6957000	USD
CY2022Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	3971000	USD
CY2021Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-11568000	USD
CY2022Q1	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	4685000	USD
CY2021Q1	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	1422000	USD
CY2022Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	5715000	USD
CY2021Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	4434000	USD
CY2022Q1	us-gaap	Share Based Compensation ShareBasedCompensation	6773000	USD
CY2021Q1	us-gaap	Share Based Compensation ShareBasedCompensation	5088000	USD
CY2022Q1	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	-20226000	USD
CY2021Q1	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	-15325000	USD
CY2022Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	48665000	USD
CY2021Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	33464000	USD
CY2022Q1	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	54872000	USD
CY2021Q1	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	38372000	USD
CY2022Q1	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	36630000	USD
CY2021Q1	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	22853000	USD
CY2022Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	38565000	USD
CY2021Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	18156000	USD
CY2022Q1	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	707108000	USD
CY2021Q1	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	263148000	USD
CY2022Q1	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	245019000	USD
CY2021Q1	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	0	USD
CY2022Q1	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	351324000	USD
CY2021Q1	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	278659000	USD
CY2022Q1	us-gaap	Payments For Software PaymentsForSoftware	10641000	USD
CY2021Q1	us-gaap	Payments For Software PaymentsForSoftware	5651000	USD
CY2022Q1	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	1090000	USD
CY2021Q1	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	873000	USD
CY2022Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-122496000	USD
CY2021Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	8987000	USD
CY2022Q1	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	699000000	USD
CY2021Q1	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	0	USD
CY2022Q1	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	0	USD
CY2021Q1	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	371719000	USD
CY2022Q1	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	620000000	USD
CY2021Q1	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	181780000	USD
CY2022Q1	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	10395000	USD
CY2021Q1	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	200004000	USD
CY2022Q1	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-7076000	USD
CY2021Q1	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-2487000	USD
CY2022Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	61529000	USD
CY2021Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-12552000	USD
CY2022Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	-22402000	USD
CY2021Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	14591000	USD
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	192960000	USD
CY2020Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	168590000	USD
CY2022Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	170558000	USD
CY2021Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	183181000	USD
CY2022Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	109864000	USD
CY2021Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	140416000	USD
CY2022Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	60694000	USD
CY2021Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	42765000	USD
CY2022Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	170558000	USD
CY2021Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	183181000	USD
CY2022Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	328000	USD
CY2021Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	240000	USD
CY2022Q1	us-gaap	Interest Paid Net InterestPaidNet	13816000	USD
CY2021Q1	us-gaap	Interest Paid Net InterestPaidNet	13625000	USD
CY2022Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	4238000	USD
CY2021Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	4292000	USD
CY2022Q1	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1064000	USD
CY2021Q1	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1093000	USD
CY2022Q1	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1	565000	USD
CY2021Q1	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1	625000	USD
CY2022Q1	us-gaap	Use Of Estimates UseOfEstimates	<span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Use of Estimates ‑ </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements, and the reported amounts of income and expenses during the reporting period. These estimates are based on information available as of the date of the condensed consolidated financial statements; therefore, actual results could differ from those estimates and assumptions.</span>
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	USD
CY2021Q1	us-gaap	Net Income Loss NetIncomeLoss	3019000	USD
CY2022Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	45663000	USD
CY2021Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	3019000	USD
CY2022Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	32216641	shares
CY2021Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	27770063	shares
CY2022Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	33323134	shares
CY2021Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	29620034	shares
CY2022Q1	us-gaap	Earnings Per Share Basic Undistributed EarningsPerShareBasicUndistributed	1.42
CY2021Q1	us-gaap	Earnings Per Share Basic Undistributed EarningsPerShareBasicUndistributed	0.11
CY2022Q1	us-gaap	Earnings Per Share Diluted Undistributed EarningsPerShareDilutedUndistributed	1.37
CY2021Q1	us-gaap	Earnings Per Share Diluted Undistributed EarningsPerShareDilutedUndistributed	0.10
CY2022Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	4416376	shares
CY2022Q1	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	2000000	USD
CY2021Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	2868091	shares
CY2022Q1	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2022Q1	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2021Q1	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	0	USD
CY2022Q1	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	52864000	USD
CY2021Q4	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	45433000	USD
CY2022Q1	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	91436000	USD
CY2021Q4	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	87617000	USD
CY2022Q1	us-gaap	Capitalized Computer Software Additions CapitalizedComputerSoftwareAdditions	11200000	USD
CY2021Q1	us-gaap	Capitalized Computer Software Additions CapitalizedComputerSoftwareAdditions	5800000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	2269000	USD
CY2021Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	300000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	41657000	USD
CY2021Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	43564000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear	5980000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	7949000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	7798000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	4929000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	4929000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Five FiniteLivedIntangibleAssetsAmortizationExpenseYearFive	4929000	USD
CY2022Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense After Year Five FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive	4779000	USD
CY2022Q1	oprt	Finite Lived Intangible Asset Expected Amortization FiniteLivedIntangibleAssetExpectedAmortization	41293000	USD
CY2022Q1	us-gaap	Goodwill Acquired During Period GoodwillAcquiredDuringPeriod	104000000	USD
CY2022Q1	oprt	Goodwill Adjustment GoodwillAdjustment	100000	USD
CY2021	us-gaap	Goodwill Impairment Loss GoodwillImpairmentLoss	0	USD
CY2022Q1	us-gaap	Goodwill Impairment Loss GoodwillImpairmentLoss	0	USD
CY2021Q4	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	25355000	USD
CY2022Q1	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	44955000	USD
CY2021Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	44100000	USD
CY2022Q1	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	35370000	USD
CY2021Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	34185000	USD
CY2022Q1	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	9585000	USD
CY2021Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	9915000	USD
CY2022Q1	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	0	USD
CY2021Q4	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	491000	USD
CY2022Q1	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	26244000	USD
CY2022Q1	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	3565000	USD
CY2021Q4	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	3923000	USD
CY2022Q1	us-gaap	Income Tax Receivable IncomeTaxReceivable	17235000	USD
CY2021Q4	us-gaap	Income Tax Receivable IncomeTaxReceivable	13330000	USD
CY2022Q1	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	17610000	USD
CY2021Q4	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	19330000	USD
CY2022Q1	us-gaap	Other Assets OtherAssets	74239000	USD
CY2021Q4	us-gaap	Other Assets OtherAssets	72344000	USD
CY2022Q1	us-gaap	Depreciation Depreciation	1300000	USD
CY2021Q1	us-gaap	Depreciation Depreciation	3500000	USD
CY2022Q1	us-gaap	Line Of Credit Facility Maximum Borrowing Capacity LineOfCreditFacilityMaximumBorrowingCapacity	750000000	USD
CY2022Q1	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	473311000	USD
CY2021Q4	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	393889000	USD
CY2022Q1	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	4253000	USD
CY2021Q4	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	8343000	USD
CY2022Q1	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	18824000	USD
CY2021Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	36417000	USD
CY2022Q1	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	28946000	USD
CY2021Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	36464000	USD
CY2022Q1	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	2714000	USD
CY2021Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	3276000	USD
CY2022Q1	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	17289000	USD
CY2021Q4	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	14062000	USD
CY2022Q1	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	43415000	USD
CY2021Q4	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	28424000	USD
CY2022Q1	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	11600000	USD
CY2021Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	8372000	USD
CY2022Q1	us-gaap	Other Liabilities OtherLiabilities	127041000	USD
CY2021Q4	us-gaap	Other Liabilities OtherLiabilities	135358000	USD
CY2022Q1	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2021Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2021Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2022Q1	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2022Q1	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2021Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2021Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2022Q1	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	-700000	USD
CY2022Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2021Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2022Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2022Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	33078916	shares
CY2022Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	32806893	shares
CY2022Q1	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2021Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	32276419	shares
CY2021Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	32004396	shares
CY2021Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2022Q1	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	6773000	USD
CY2021Q1	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	4827000	USD
CY2022Q1	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	700000	USD
CY2021Q1	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	300000	USD
CY2022Q1	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	187387000	USD
CY2021Q1	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	125682000	USD
CY2022Q1	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	4850000	USD
CY2021Q1	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	1509000	USD
CY2022Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	192237000	USD
CY2021Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	127191000	USD
CY2022Q1	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	5715000	USD
CY2021Q1	us-gaap	Gain Loss On Sales Of Loans Net GainLossOnSalesOfLoansNet	4434000	USD
CY2022Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	3957000	USD
CY2021Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	3078000	USD
CY2022Q1	us-gaap	Other Income OtherIncome	12811000	USD
CY2021Q1	us-gaap	Other Income OtherIncome	610000	USD
CY2022Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	22483000	USD
CY2021Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	8122000	USD
CY2022Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	12000000	USD
CY2021Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	1000000	USD
CY2022Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.208
CY2021Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.241
CY2022Q1	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	2353981000	USD
CY2022Q1	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	2450987000	USD
CY2021Q4	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	2272864000	USD
CY2021Q4	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	2386807000	USD
CY2022Q1	us-gaap	Secured Debt SecuredDebt	1654412000	USD
CY2022Q1	oprt	Secured Debt Fair Value SecuredDebtFairValue	1593435000	USD
CY2021Q4	us-gaap	Secured Debt SecuredDebt	1654412000	USD
CY2021Q4	oprt	Secured Debt Fair Value SecuredDebtFairValue	1651706000	USD
CY2022Q1	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	3700000	USD
CY2022Q1	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	23000000	USD
CY2021Q4	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	3500000	USD
CY2021Q4	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	20700000	USD
CY2021Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	USD
CY2022Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	USD
CY2021Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	USD
CY2022Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	USD
CY2022Q1	oprt	Retail Locations RetailLocations	27	retailLocations
CY2022Q1	us-gaap	Restructuring Costs RestructuringCosts	200000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Remainder Of Fiscal Year LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear	11228000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	13347000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	11264000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	9301000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	3427000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	604000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	9000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	49180000	USD
CY2022Q1	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	3776000	USD
CY2022Q1	us-gaap	Operating Lease Liability OperatingLeaseLiability	45404000	USD
CY2022Q1	us-gaap	Lessor Operating Lease Payments To Be Received Remainder Of Fiscal Year LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear	448000	USD
CY2022Q1	oprt	Lessor Operating Lease Payment To Be Received After Year Two LessorOperatingLeasePaymentToBeReceivedAfterYearTwo	0	USD
CY2022Q1	us-gaap	Lessor Operating Lease Payments To Be Received LessorOperatingLeasePaymentsToBeReceived	448000	USD
CY2022Q1	oprt	Lessor Operating Lease Asset Undiscounted Excess Amount LessorOperatingLeaseAssetUndiscountedExcessAmount	3000	USD
CY2022Q1	oprt	Operating Lease Asset OperatingLeaseAsset	445000	USD
CY2022Q1	oprt	Operating Lease Liability Net OperatingLeaseLiabilityNet	44959000	USD
CY2022Q1	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P3Y8M12D
CY2022Q1	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0398
CY2021Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	14927000	USD
CY2021Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	13214000	USD
CY2021Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	11142000	USD
CY2021Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	9238000	USD
CY2021Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	3387000	USD
CY2021Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	706000	USD
CY2021Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	52614000	USD
CY2021Q4	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	4030000	USD
CY2021Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	48584000	USD
CY2021Q4	us-gaap	Lessor Operating Lease Payments To Be Received Next Twelve Months LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths	896000	USD
CY2021Q4	oprt	Lessor Operating Lease Payment To Be Received After Year Two LessorOperatingLeasePaymentToBeReceivedAfterYearTwo	0	USD
CY2021Q4	us-gaap	Lessor Operating Lease Payments To Be Received LessorOperatingLeasePaymentsToBeReceived	896000	USD
CY2021Q4	oprt	Lessor Operating Lease Asset Undiscounted Excess Amount LessorOperatingLeaseAssetUndiscountedExcessAmount	11000	USD
CY2021Q4	oprt	Operating Lease Asset OperatingLeaseAsset	885000	USD
CY2021Q4	oprt	Operating Lease Liability Net OperatingLeaseLiabilityNet	47699000	USD
CY2021Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P3Y10M24D
CY2021Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0401
CY2022Q1	us-gaap	Operating Lease Expense OperatingLeaseExpense	4400000	USD
CY2021Q1	us-gaap	Operating Lease Expense OperatingLeaseExpense	9400000	USD
CY2022Q1	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2022Q1	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2022Q1	us-gaap	Other Commitment OtherCommitment	56000000	USD
CY2021Q4	us-gaap	Other Commitment OtherCommitment	39800000	USD

Files In Submission

Name	View Source	Status
0001538716-22-000105-index-headers.html	Edgar Link	pending
0001538716-22-000105-index.html	Edgar Link	pending
0001538716-22-000105.txt	Edgar Link	pending
0001538716-22-000105-xbrl.zip	Edgar Link	pending
ceocertificationexq12022.htm	Edgar Link	pending
cfocertificationexq12022.htm	Edgar Link	pending
FilingSummary.xml	Edgar Link	unprocessable
Financial_Report.xlsx	Edgar Link	pending
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2022 Q1 Form 10-Q Financial Statement

#000153871622000105 Filed on May 10, 2022

Income Statement

Balance Sheet

Cashflow Statement

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$OPRT Oportun Financial Corp Stock $oprt

2022 Q1 Form 10-Q Financial Statement

#000153871622000105 Filed on May 10, 2022

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPRT
Oportun Financial Corp Stock $oprt