$OPRT
Oportun Financial Corp Stock $oprt

$oprt Overview Financials Valuation SEC Filings Company Website

2023 Q2 Form 10-Q Financial Statement

#000153871623000073 Filed on May 10, 2023

Income Statement

Concept	2023 Q2	2023 Q1
Revenue	$225.2M	$259.5M
YoY Change	-0.27%	20.86%
Cost Of Revenue	$9.900M	$13.80M
YoY Change	-42.31%
Gross Profit	$215.3M	$206.7M
YoY Change	12.4%
Gross Profit Margin	95.6%	79.66%
Selling, General & Admin	$126.2M	$19.16M
YoY Change	645.16%	43.42%
% of Gross Profit	58.62%	9.27%
Research & Development		$10.10M
YoY Change
% of Gross Profit		4.89%
Depreciation & Amortization	$900.0K	$1.300M
YoY Change	-30.77%	0.0%
% of Gross Profit	0.42%	0.63%
Operating Expenses	$126.2M	$146.3M
YoY Change	645.16%	995.26%
Operating Profit	$89.10M	$60.38M
YoY Change	-48.97%
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net	-$106.6M	-$137.9M
YoY Change	453.19%
Pretax Income	-$17.50M	-$141.5M
YoY Change	38.1%	-345.42%
Income Tax	-$2.600M	-$39.40M
% Of Pretax Income
Net Earnings	-$14.90M	-$102.1M
YoY Change	62.72%	-323.57%
Net Earnings / Revenue	-6.62%	-39.34%
Basic Earnings Per Share	-$0.41	-$3.00
Diluted Earnings Per Share	-$0.41	-$3.00
COMMON SHARES
Basic Shares Outstanding	33.89M shares	33.42M shares
Diluted Shares Outstanding	36.69M shares	33.98M shares

Balance Sheet

Concept	2023 Q2	2023 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments	$73.40M	$74.08M
YoY Change	10.03%	-32.57%
Cash & Equivalents	$73.40M	$74.08M
Short-Term Investments
Other Short-Term Assets	$129.0M	$148.3M
YoY Change	533.56%	464.93%
Inventory
Prepaid Expenses
Receivables	$2.985B	$3.013B
Other Receivables	$30.90M	$39.86M
Total Short-Term Assets	$3.218B	$3.275B
YoY Change	2703.17%	1960.6%
LONG-TERM ASSETS
Property, Plant & Equipment	$26.50M	$9.957M
YoY Change	186.89%	3.88%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$94.10M	$33.66M
YoY Change	32.27%	-47.62%
Total Long-Term Assets	$253.6M	$227.1M
YoY Change	-92.16%	-91.98%
TOTAL ASSETS
Total Short-Term Assets	$3.218B	$3.275B
Total Long-Term Assets	$253.6M	$227.1M
Total Assets	$3.472B	$3.502B
YoY Change	3.64%	17.03%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$11.30M	$6.990M
YoY Change	98.59%	64.35%
Accrued Expenses	$83.30M	$51.16M
YoY Change	-10.51%	-46.4%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00
YoY Change
Long-Term Debt Due		$10.35M
YoY Change
Total Short-Term Liabilities	$101.4M	$77.98M
YoY Change	-9.12%	-39.36%
LONG-TERM LIABILITIES
Long-Term Debt	$2.902B	$2.936B
YoY Change	13.57%	35.25%
Other Long-Term Liabilities	$111.2M	-$133.8M
YoY Change	4648.08%
Total Long-Term Liabilities	$3.014B	$2.802B
YoY Change	17.82%	29.08%
TOTAL LIABILITIES
Total Short-Term Liabilities	$101.4M	$77.98M
Total Long-Term Liabilities	$3.014B	$2.802B
Total Liabilities	$3.014B	$3.046B
YoY Change	11.54%	30.02%
SHAREHOLDERS EQUITY
Retained Earnings	-$110.9M	-$95.99M
YoY Change	-192.14%	-174.12%
Common Stock	$575.6M	$558.4M
YoY Change	7.76%	6.02%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$458.4M	$456.1M
YoY Change
Total Liabilities & Shareholders Equity	$3.472B	$3.502B
YoY Change	3.64%	17.03%

Cashflow Statement

Concept	2023 Q2	2023 Q1
OPERATING ACTIVITIES
Net Income	-$14.90M	-$102.1M
YoY Change	62.72%	-323.57%
Depreciation, Depletion And Amortization	$900.0K	$1.300M
YoY Change	-30.77%	0.0%
Cash From Operating Activities	$25.69M	$76.81M
YoY Change	-51.6%	99.18%
INVESTING ACTIVITIES
Capital Expenditures	$7.200M	$12.51M
YoY Change	-151.44%	-206.67%
Acquisitions
YoY Change
Other Investing Activities	-$24.75M	$770.0K
YoY Change	-95.07%	-29.36%
Cash From Investing Activities	-$24.75M	-$39.65M
YoY Change	-95.2%	-67.63%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	1.260M	-$39.06M
YoY Change	-99.7%	-163.49%
NET CHANGE
Cash From Operating Activities	25.69M	$76.81M
Cash From Investing Activities	-24.75M	-$39.65M
Cash From Financing Activities	1.260M	-$39.06M
Net Change In Cash	2.200M	-$1.896M
YoY Change	-105.99%	-91.54%
FREE CASH FLOW
Cash From Operating Activities	$25.69M	$76.81M
Capital Expenditures	$7.200M	$12.51M
Free Cash Flow	$18.49M	$64.30M
YoY Change	-72.43%	27.85%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
CY2023Q1	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
CY2023Q1	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2023
CY2023Q1	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	Q1
CY2023Q1	dei	Entity Central Index Key EntityCentralIndexKey	0001538716
CY2023Q1	dei	Amendment Flag AmendmentFlag	false
CY2023Q1	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1	numberofsegment
CY2023Q1	dei	Document Type DocumentType	10-Q
CY2023Q1	dei	Document Quarterly Report DocumentQuarterlyReport	true
CY2023Q1	dei	Document Period End Date DocumentPeriodEndDate	2023-03-31
CY2023Q1	dei	Document Transition Report DocumentTransitionReport	false
CY2023Q1	dei	Entity File Number EntityFileNumber	001-39050
CY2023Q1	dei	Entity Registrant Name EntityRegistrantName	OPORTUN FINANCIAL CORPORATION
CY2023Q1	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	DE
CY2023Q1	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	45-3361983
CY2023Q1	dei	Entity Address Address Line1 EntityAddressAddressLine1	2 Circle Star Way
CY2023Q1	dei	Entity Address City Or Town EntityAddressCityOrTown	San Carlos,
CY2023Q1	dei	Entity Address State Or Province EntityAddressStateOrProvince	CA
CY2023Q1	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	94070
CY2023Q1	dei	City Area Code CityAreaCode	650
CY2023Q1	dei	Local Phone Number LocalPhoneNumber	810-8823
CY2023Q1	dei	Security12b Title Security12bTitle	Common Stock, $0.0001 par value per share
CY2023Q1	dei	Trading Symbol TradingSymbol	OPRT
CY2023Q1	dei	Security Exchange Name SecurityExchangeName	NASDAQ
CY2023Q1	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2023Q1	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2023Q1	dei	Entity Small Business EntitySmallBusiness	true
CY2023Q1	dei	Entity Filer Category EntityFilerCategory	Accelerated Filer
CY2023Q1	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	false
CY2023Q1	dei	Entity Shell Company EntityShellCompany	false
CY2023Q2	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	33887992	shares
CY2023Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	74075000	usd
CY2022Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	98817000	usd
CY2023Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	127846000	usd
CY2022Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	105000000	usd
CY2023Q1	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	3012726000	usd
CY2022Q4	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	3143653000	usd
CY2023Q1	us-gaap	Interest Receivable InterestReceivable	31752000	usd
CY2022Q4	us-gaap	Interest Receivable InterestReceivable	31796000	usd
CY2023Q1	oprt	Capitalized Software And Other Intangibles Net CapitalizedSoftwareAndOtherIntangiblesNet	137856000	usd
CY2022Q4	oprt	Capitalized Software And Other Intangibles Net CapitalizedSoftwareAndOtherIntangiblesNet	139801000	usd
CY2023Q1	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	28708000	usd
CY2022Q4	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	30448000	usd
CY2023Q1	us-gaap	Other Assets OtherAssets	89094000	usd
CY2022Q4	us-gaap	Other Assets OtherAssets	64180000	usd
CY2023Q1	us-gaap	Assets Assets	3502057000	usd
CY2022Q4	us-gaap	Assets Assets	3613695000	usd
CY2023Q1	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	403225000	usd
CY2022Q4	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	317568000	usd
CY2023Q1	oprt	Secured Debt Fair Value SecuredDebtFairValue	2300201000	usd
CY2022Q4	oprt	Secured Debt Fair Value SecuredDebtFairValue	2387674000	usd
CY2023Q1	oprt	Secured Debtat Amortized Cost SecuredDebtatAmortizedCost	232316000	usd
CY2022Q4	oprt	Secured Debtat Amortized Cost SecuredDebtatAmortizedCost	222879000	usd
CY2023Q1	oprt	Operating Lease Liability Net OperatingLeaseLiabilityNet	35669000	usd
CY2022Q4	oprt	Operating Lease Liability Net OperatingLeaseLiabilityNet	37947000	usd
CY2023Q1	us-gaap	Other Liabilities OtherLiabilities	74500000	usd
CY2022Q4	us-gaap	Other Liabilities OtherLiabilities	100028000	usd
CY2023Q1	us-gaap	Liabilities Liabilities	3045911000	usd
CY2022Q4	us-gaap	Liabilities Liabilities	3066096000	usd
CY2023Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2022Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2022Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2023Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2023Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	34156369	shares
CY2023Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	33884346	shares
CY2022Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	33626630	shares
CY2022Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	33354607	shares
CY2023Q1	us-gaap	Common Stock Value CommonStockValue	7000	usd
CY2022Q4	us-gaap	Common Stock Value CommonStockValue	7000	usd
CY2023Q1	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	558436000	usd
CY2022Q4	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	547799000	usd
CY2023Q1	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	-95988000	usd
CY2022Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	6102000	usd
CY2023Q1	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2022Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2023Q1	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	6309000	usd
CY2022Q4	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	6309000	usd
CY2023Q1	us-gaap	Stockholders Equity StockholdersEquity	456146000	usd
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	547599000	usd
CY2023Q1	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	3502057000	usd
CY2022Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	3613695000	usd
CY2023Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	237619000	usd
CY2022Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	192237000	usd
CY2023Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	21893000	usd
CY2022Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	22483000	usd
CY2023Q1	us-gaap	Revenues Revenues	259512000	usd
CY2022Q1	us-gaap	Revenues Revenues	214720000	usd
CY2023Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	38997000	usd
CY2022Q1	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	13677000	usd
CY2023Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-215710000	usd
CY2022Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	3971000	usd
CY2023Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	4805000	usd
CY2022Q1	us-gaap	Revenues Net Of Interest Expense RevenuesNetOfInterestExpense	205014000	usd
CY2023Q1	us-gaap	Communications Information Technology And Occupancy CommunicationsInformationTechnologyAndOccupancy	56874000	usd
CY2022Q1	us-gaap	Communications Information Technology And Occupancy CommunicationsInformationTechnologyAndOccupancy	49189000	usd
CY2023Q1	us-gaap	Business Development BusinessDevelopment	19182000	usd
CY2022Q1	us-gaap	Business Development BusinessDevelopment	34541000	usd
CY2023Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	37318000	usd
CY2022Q1	us-gaap	Labor And Related Expense LaborAndRelatedExpense	35926000	usd
CY2023Q1	us-gaap	Professional Fees ProfessionalFees	13802000	usd
CY2022Q1	us-gaap	Professional Fees ProfessionalFees	14327000	usd
CY2023Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	19162000	usd
CY2022Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	13361000	usd
CY2023Q1	us-gaap	Operating Expenses OperatingExpenses	146338000	usd
CY2022Q1	us-gaap	Operating Expenses OperatingExpenses	147344000	usd
CY2023Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	-141533000	usd
CY2022Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	57670000	usd
CY2023Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-39443000	usd
CY2022Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	12007000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	-102090000	usd
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	usd
CY2023Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-102090000	usd
CY2023Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	-102090000	usd
CY2022Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	45663000	usd
CY2022Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	45663000	usd
CY2023Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-3.00
CY2022Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.42
CY2023Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-3.00
CY2022Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.37
CY2023Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	33979050	shares
CY2022Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	32216641	shares
CY2023Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	33979050	shares
CY2022Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	33323134	shares
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	547599000	usd
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	5329000	usd
CY2023Q1	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-1364000	usd
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Warrant Issued AdjustmentsToAdditionalPaidInCapitalWarrantIssued	6672000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	-102090000	usd
CY2023Q1	us-gaap	Stockholders Equity StockholdersEquity	456146000	usd
CY2021Q4	us-gaap	Stockholders Equity StockholdersEquity	603881000	usd
CY2022Q1	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	-4748000	usd
CY2022Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	7467000	usd
CY2022Q1	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-2327000	usd
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	usd
CY2022Q1	us-gaap	Stockholders Equity StockholdersEquity	649936000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	-102090000	usd
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	usd
CY2023Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	13389000	usd
CY2022Q1	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	10697000	usd
CY2023Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-215710000	usd
CY2022Q1	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	3971000	usd
CY2023Q1	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	4743000	usd
CY2022Q1	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	4685000	usd
CY2023Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	1352000	usd
CY2022Q1	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	5715000	usd
CY2023Q1	us-gaap	Share Based Compensation ShareBasedCompensation	4878000	usd
CY2022Q1	us-gaap	Share Based Compensation ShareBasedCompensation	6773000	usd
CY2023Q1	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	34564000	usd
CY2022Q1	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	-20226000	usd
CY2023Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	10032000	usd
CY2022Q1	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	48665000	usd
CY2023Q1	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	11125000	usd
CY2022Q1	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	54872000	usd
CY2023Q1	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	15507000	usd
CY2022Q1	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	36630000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	76814000	usd
CY2022Q1	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	38565000	usd
CY2023Q1	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	376280000	usd
CY2022Q1	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	707108000	usd
CY2023Q1	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	1041000	usd
CY2022Q1	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	245019000	usd
CY2023Q1	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	348104000	usd
CY2022Q1	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	351324000	usd
CY2023Q1	us-gaap	Payments For Software PaymentsForSoftware	11743000	usd
CY2022Q1	us-gaap	Payments For Software PaymentsForSoftware	10641000	usd
CY2023Q1	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	770000	usd
CY2022Q1	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	1090000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-39648000	usd
CY2022Q1	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-122496000	usd
CY2023Q1	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	87900000	usd
CY2022Q1	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	699000000	usd
CY2023Q1	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	2614000	usd
CY2022Q1	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	620000000	usd
CY2023Q1	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	136369000	usd
CY2022Q1	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	10395000	usd
CY2023Q1	oprt	Proceeds From Issuance Of Acquisition And Corporate Financing Debt ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt	17723000	usd
CY2022Q1	oprt	Proceeds From Issuance Of Acquisition And Corporate Financing Debt ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt	0	usd
CY2023Q1	oprt	Repayments Of Acquisition And Corporate Financing Debt RepaymentsOfAcquisitionAndCorporateFinancingDebt	10195000	usd
CY2022Q1	oprt	Repayments Of Acquisition And Corporate Financing Debt RepaymentsOfAcquisitionAndCorporateFinancingDebt	0	usd
CY2023Q1	us-gaap	Payments Of Financing Costs PaymentsOfFinancingCosts	775000	usd
CY2022Q1	us-gaap	Payments Of Financing Costs PaymentsOfFinancingCosts	0	usd
CY2023Q1	us-gaap	Proceeds From Issuance Of Warrants ProceedsFromIssuanceOfWarrants	6632000	usd
CY2022Q1	us-gaap	Proceeds From Issuance Of Warrants ProceedsFromIssuanceOfWarrants	0	usd
CY2023Q1	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-1364000	usd
CY2022Q1	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-7076000	usd
CY2023Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-39062000	usd
CY2022Q1	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	61529000	usd
CY2023Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	-1896000	usd
CY2022Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	-22402000	usd
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	203817000	usd
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	192960000	usd
CY2023Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	201921000	usd
CY2022Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	170558000	usd
CY2023Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	74075000	usd
CY2022Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	109864000	usd
CY2023Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	127846000	usd
CY2022Q1	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	60694000	usd
CY2023Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	201921000	usd
CY2022Q1	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	170558000	usd
CY2023Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	307000	usd
CY2022Q1	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	328000	usd
CY2023Q1	us-gaap	Interest Paid Net InterestPaidNet	37459000	usd
CY2022Q1	us-gaap	Interest Paid Net InterestPaidNet	13816000	usd
CY2023Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	3725000	usd
CY2022Q1	us-gaap	Operating Lease Payments OperatingLeasePayments	4238000	usd
CY2023Q1	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1179000	usd
CY2022Q1	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1064000	usd
CY2023Q1	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1	-1143000	usd
CY2022Q1	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1	565000	usd
CY2023Q1	oprt	Other Noncash Financing Activities OtherNoncashFinancingActivities	6672000	usd
CY2022Q1	oprt	Other Noncash Financing Activities OtherNoncashFinancingActivities	0	usd
CY2023Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	-102090000	usd
CY2023Q1	us-gaap	Use Of Estimates UseOfEstimates	<span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Use of Estimates ‑ </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements, and the reported amounts of income and expenses during the reporting period. These estimates are based on information available as of the date of the condensed consolidated financial statements; therefore, actual results could differ from those estimates and assumptions.</span>
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	-102090000	usd
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	usd
CY2023Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-102090000	usd
CY2022Q1	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	45663000	usd
CY2022Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	45663000	usd
CY2023Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	33979050	shares
CY2022Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	32216641	shares
CY2023Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	33979050	shares
CY2022Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	33323134	shares
CY2023Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-3.00
CY2022Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.42
CY2023Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-3.00
CY2022Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.37
CY2023Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	7215267	shares
CY2022Q1	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	4416376	shares
CY2014Q4	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2014Q4	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2022Q4	oprt	Loan Sale Commitment Minimum Whole Loan Sale Program LoanSaleCommitmentMinimumWholeLoanSaleProgram	2000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSaleWholeLoanSaleProgram	4000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Period Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSalePeriodWholeLoanSaleProgram	P1Y
CY2023Q1	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	89825000	usd
CY2022Q4	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	79679000	usd
CY2023Q1	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	104609000	usd
CY2022Q4	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	104124000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	4929000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Five FiniteLivedIntangibleAssetsAmortizationExpenseYearFive	4780000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	9879000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	8249000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	33247000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	35677000	usd
CY2023Q1	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	1600000	usd
CY2022Q1	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	2000000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear	5777000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	7539000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	4929000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	4929000	usd
CY2022Q4	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	24167000	usd
CY2023Q1	us-gaap	Finite Lived Intangible Assets Amortization Expense After Year Five FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive	0	usd
CY2023Q1	oprt	Finite Lived Intangible Asset Expected Amortization FiniteLivedIntangibleAssetExpectedAmortization	32883000	usd
CY2023Q1	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	48941000	usd
CY2022Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	48212000	usd
CY2023Q1	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	38984000	usd
CY2022Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	37688000	usd
CY2023Q1	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	9957000	usd
CY2022Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	10524000	usd
CY2023Q1	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	310000	usd
CY2022Q4	us-gaap	Loans Receivable Held For Sale Amount LoansReceivableHeldForSaleAmount	50000	usd
CY2023Q1	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	20108000	usd
CY2023Q1	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	16942000	usd
CY2022Q4	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	1793000	usd
CY2023Q1	us-gaap	Income Tax Receivable IncomeTaxReceivable	8112000	usd
CY2022Q4	us-gaap	Income Tax Receivable IncomeTaxReceivable	8245000	usd
CY2023Q1	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	33665000	usd
CY2022Q4	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	19401000	usd
CY2023Q1	us-gaap	Other Assets OtherAssets	89094000	usd
CY2022Q4	us-gaap	Other Assets OtherAssets	64180000	usd
CY2023Q1	us-gaap	Depreciation Depreciation	1300000	usd
CY2022Q1	us-gaap	Depreciation Depreciation	1300000	usd
CY2023Q1	us-gaap	Line Of Credit Facility Maximum Borrowing Capacity LineOfCreditFacilityMaximumBorrowingCapacity	720000000	usd
CY2023Q1	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	403225000	usd
CY2022Q4	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	317568000	usd
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Warrant Issued AdjustmentsToAdditionalPaidInCapitalWarrantIssued	6700000	usd
CY2023Q1	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	6989000	usd
CY2022Q4	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	9670000	usd
CY2023Q1	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	14302000	usd
CY2022Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	12502000	usd
CY2023Q1	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	28083000	usd
CY2022Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	26193000	usd
CY2023Q1	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	8773000	usd
CY2022Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	8445000	usd
CY2023Q1	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	1738000	usd
CY2022Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2022Q4	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	3073000	usd
CY2023Q1	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	5133000	usd
CY2022Q4	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	30575000	usd
CY2023Q1	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	9482000	usd
CY2022Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	9570000	usd
CY2023Q1	us-gaap	Other Liabilities OtherLiabilities	74500000	usd
CY2022Q4	us-gaap	Other Liabilities OtherLiabilities	100028000	usd
CY2023Q1	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2022Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2023Q1	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2022Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2023Q1	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2022Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2023Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2023Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2022Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2023Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	34156369	shares
CY2023Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	33884346	shares
CY2023Q1	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2022Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	33626630	shares
CY2022Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	33354607	shares
CY2022Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Warrant Issued AdjustmentsToAdditionalPaidInCapitalWarrantIssued	6700000	usd
CY2023Q1	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	4878000	usd
CY2022Q1	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	6773000	usd
CY2023Q1	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	500000	usd
CY2023Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-39400000	usd
CY2022Q1	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	700000	usd
CY2023Q1	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	1400000	usd
CY2022Q1	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	2000000	usd
CY2023Q1	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount	2400000	usd
CY2022Q1	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount	700000	usd
CY2023Q1	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	232200000	usd
CY2022Q1	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	187387000	usd
CY2023Q1	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	5419000	usd
CY2022Q1	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	4850000	usd
CY2023Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	237619000	usd
CY2022Q1	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	192237000	usd
CY2023Q1	us-gaap	Gain Loss On Sale Of Notes Receivable GainLossOnSaleOfNotesReceivable	1326000	usd
CY2022Q1	us-gaap	Gain Loss On Sale Of Notes Receivable GainLossOnSaleOfNotesReceivable	5715000	usd
CY2023Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	3680000	usd
CY2022Q1	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	3957000	usd
CY2023Q1	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	6878000	usd
CY2022Q1	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	9340000	usd
CY2023Q1	us-gaap	Other Income OtherIncome	10009000	usd
CY2022Q1	us-gaap	Other Income OtherIncome	3471000	usd
CY2023Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	21893000	usd
CY2022Q1	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	22483000	usd
CY2022Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	12000000	usd
CY2023Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.279
CY2022Q1	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.208
CY2023Q1	us-gaap	Income Tax Reconciliation Other Reconciling Items IncomeTaxReconciliationOtherReconcilingItems	-51400000	usd
CY2023Q1	us-gaap	Effective Income Tax Rate Reconciliation Other Reconciling Items Percent EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent	-4.285
CY2022Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	12000000	usd
CY2023Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-39400000	usd
CY2023Q1	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	3004998000	usd
CY2023Q1	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	3012726000	usd
CY2022Q4	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	3098609000	usd
CY2022Q4	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	3143653000	usd
CY2023Q1	us-gaap	Secured Debt SecuredDebt	2445656000	usd
CY2023Q1	oprt	Secured Debt Fair Value SecuredDebtFairValue	2300201000	usd
CY2022Q4	us-gaap	Secured Debt SecuredDebt	2582025000	usd
CY2022Q4	oprt	Secured Debt Fair Value SecuredDebtFairValue	2387674000	usd
CY2023Q1	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	7600000	usd
CY2023Q1	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	38500000	usd
CY2022Q4	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	4100000	usd
CY2022Q4	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	35200000	usd
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Warrant Issued AdjustmentsToAdditionalPaidInCapitalWarrantIssued	6700000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	38453000	usd
CY2022Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	usd
CY2023Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	usd
CY2022Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	usd
CY2023Q1	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Remainder Of Fiscal Year LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear	10354000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	12233000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	10267000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	4210000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	1252000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	130000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	7000	usd
CY2022Q1	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2022Q1	us-gaap	Operating Lease Expense OperatingLeaseExpense	4400000	usd
CY2023Q1	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	2784000	usd
CY2023Q1	us-gaap	Operating Lease Liability OperatingLeaseLiability	35669000	usd
CY2023Q1	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P3Y1M6D
CY2023Q1	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0422
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	13879000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	11940000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	9969000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	3918000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	1032000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	25000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	40763000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	2816000	usd
CY2022Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	37947000	usd
CY2022Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P3Y2M12D
CY2022Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0406
CY2023Q1	us-gaap	Operating Lease Expense OperatingLeaseExpense	4400000	usd
CY2022Q1	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2022Q4	oprt	Loan Sale Commitment Minimum Whole Loan Sale Program LoanSaleCommitmentMinimumWholeLoanSaleProgram	2000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSaleWholeLoanSaleProgram	4000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Period Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSalePeriodWholeLoanSaleProgram	P1Y
CY2023Q1	us-gaap	Other Commitment OtherCommitment	53200000	usd
CY2022Q4	us-gaap	Other Commitment OtherCommitment	45000000	usd

Files In Submission

Name	View Source	Status
oprt-20230331_lab.xml	Edgar Link	unprocessable
0001538716-23-000073-index-headers.html	Edgar Link	pending
0001538716-23-000073-index.html	Edgar Link	pending
0001538716-23-000073.txt	Edgar Link	pending
0001538716-23-000073-xbrl.zip	Edgar Link	pending
ceocertificationexq12023.htm	Edgar Link	pending
cfocertificationexq12023.htm	Edgar Link	pending
Financial_Report.xlsx	Edgar Link	pending
MetaLinks.json	Edgar Link	pending
oprt-20230331.htm	Edgar Link	pending
oprt-20230331.xsd	Edgar Link	pending
oprt-20230331_g1.jpg	Edgar Link	pending
oprt-20230331_def.xml	Edgar Link	unprocessable
oprt-20230331_cal.xml	Edgar Link	unprocessable
FilingSummary.xml	Edgar Link	unprocessable
oprt-20230331_g2.jpg	Edgar Link	pending
R1.htm	Edgar Link	pending
R10.htm	Edgar Link	pending
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R54.htm	Edgar Link	pending
oprt-20230331_pre.xml	Edgar Link	unprocessable
oprt-20230331_htm.xml	Edgar Link	completed
R55.htm	Edgar Link	pending
R56.htm	Edgar Link	pending
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R8.htm	Edgar Link	pending
R9.htm	Edgar Link	pending
report.css	Edgar Link	pending
section1350certificationex.htm	Edgar Link	pending
Show.js	Edgar Link	pending

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$OPRT
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2023 Q2 Form 10-Q Financial Statement

#000153871623000073 Filed on May 10, 2023

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPRT Oportun Financial Corp Stock $oprt

2023 Q2 Form 10-Q Financial Statement

#000153871623000073 Filed on May 10, 2023

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPRT
Oportun Financial Corp Stock $oprt