$OPRT
Oportun Financial Corp Stock $oprt

$oprt Overview Financials Valuation SEC Filings Company Website

2023 Q3 Form 10-Q Financial Statement

#000153871623000131 Filed on August 09, 2023

Income Statement

Concept	2023 Q3	2023 Q2
Revenue	$268.2M	$225.2M
YoY Change	7.26%	-0.27%
Cost Of Revenue		$9.900M
YoY Change		-42.31%
Gross Profit		$215.3M
YoY Change		12.4%
Gross Profit Margin		95.6%
Selling, General & Admin	$11.86M	$126.2M
YoY Change	-17.63%	645.16%
% of Gross Profit		58.62%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$900.0K	$900.0K
YoY Change	-30.77%	-30.77%
% of Gross Profit		0.42%
Operating Expenses	$122.5M	$126.2M
YoY Change	750.68%	645.16%
Operating Profit		$89.10M
YoY Change		-48.97%
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net		-$106.6M
YoY Change		453.19%
Pretax Income	-$37.37M	-$17.50M
YoY Change	-66.74%	38.1%
Income Tax	-$16.20M	-$2.600M
% Of Pretax Income
Net Earnings	-$21.14M	-$14.90M
YoY Change	-80.03%	62.72%
Net Earnings / Revenue	-7.88%	-6.62%
Basic Earnings Per Share	-$0.55	-$0.41
Diluted Earnings Per Share	-$0.55	-$0.41
COMMON SHARES
Basic Shares Outstanding	34.04M shares	33.89M shares
Diluted Shares Outstanding	38.28M shares	36.69M shares

Balance Sheet

Concept	2023 Q3	2023 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments	$81.90M	$73.40M
YoY Change	-53.43%	10.03%
Cash & Equivalents	$81.89M	$73.40M
Short-Term Investments
Other Short-Term Assets	$16.40M	$129.0M
YoY Change	-34.55%	533.56%
Inventory
Prepaid Expenses
Receivables		$2.985B
Other Receivables		$30.90M
Total Short-Term Assets	$127.3M	$3.218B
YoY Change	-45.02%	2703.17%
LONG-TERM ASSETS
Property, Plant & Equipment	$7.890M	$26.50M
YoY Change	-16.44%	186.89%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$149.7M	$94.10M
YoY Change	52.41%	32.27%
Total Long-Term Assets	$3.303B	$253.6M
YoY Change	-0.18%	-92.16%
TOTAL ASSETS
Total Short-Term Assets	$127.3M	$3.218B
Total Long-Term Assets	$3.303B	$253.6M
Total Assets	$3.430B	$3.472B
YoY Change	-3.11%	3.64%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$6.500M	$11.30M
YoY Change	87.32%	98.59%
Accrued Expenses	$72.20M	$83.30M
YoY Change	-19.44%	-10.51%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$85.70M	$101.4M
YoY Change	-19.15%	-9.12%
LONG-TERM LIABILITIES
Long-Term Debt	$2.894B	$2.902B
YoY Change	1.71%	13.57%
Other Long-Term Liabilities	$8.900M	$111.2M
YoY Change	-108.67%	4648.08%
Total Long-Term Liabilities	$2.903B	$3.014B
YoY Change	2.02%	17.82%
TOTAL LIABILITIES
Total Short-Term Liabilities	$85.70M	$101.4M
Total Long-Term Liabilities	$2.903B	$3.014B
Total Liabilities	$2.989B	$3.014B
YoY Change	-0.08%	11.54%
SHAREHOLDERS EQUITY
Retained Earnings	-$132.0M	-$110.9M
YoY Change	-1008.95%	-192.14%
Common Stock	$579.7M	$575.6M
YoY Change	7.17%	7.76%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$441.4M	$458.4M
YoY Change
Total Liabilities & Shareholders Equity	$3.430B	$3.472B
YoY Change	-3.11%	3.64%

Cashflow Statement

Concept	2023 Q3	2023 Q2
OPERATING ACTIVITIES
Net Income	-$21.14M	-$14.90M
YoY Change	-80.03%	62.72%
Depreciation, Depletion And Amortization	$900.0K	$900.0K
YoY Change	-30.77%	-30.77%
Cash From Operating Activities	$107.1M	$25.69M
YoY Change	58.2%	-51.6%
INVESTING ACTIVITIES
Capital Expenditures	$6.700M	$7.200M
YoY Change	-146.11%	-151.44%
Acquisitions
YoY Change
Other Investing Activities	-$78.70M	-$24.75M
YoY Change	-70.11%	-95.07%
Cash From Investing Activities	-$85.40M	-$24.75M
YoY Change	-69.26%	-95.2%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-24.50M	1.260M
YoY Change	-107.03%	-99.7%
NET CHANGE
Cash From Operating Activities	107.1M	25.69M
Cash From Investing Activities	-85.40M	-24.75M
Cash From Financing Activities	-24.50M	1.260M
Net Change In Cash	-2.800M	2.200M
YoY Change	-102.02%	-105.99%
FREE CASH FLOW
Cash From Operating Activities	$107.1M	$25.69M
Capital Expenditures	$6.700M	$7.200M
Free Cash Flow	$100.4M	$18.49M
YoY Change	22.09%	-72.43%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1	numberofsegment
CY2023Q1	us-gaap	Adjustments To Additional Paid In Capital Warrant Issued AdjustmentsToAdditionalPaidInCapitalWarrantIssued	6672000	usd
CY2023Q1	us-gaap	Net Income Loss NetIncomeLoss	-102090000	usd
CY2023Q1	us-gaap	Stockholders Equity StockholdersEquity	456146000	usd
CY2023Q2	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	-95000	usd
CY2023Q2	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	4754000	usd
CY2023Q2	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-267000	usd
CY2023Q2	us-gaap	Adjustments To Additional Paid In Capital Warrant Issued AdjustmentsToAdditionalPaidInCapitalWarrantIssued	12759000	usd
CY2023Q2	us-gaap	Net Income Loss NetIncomeLoss	-14899000	usd
CY2023Q2	us-gaap	Stockholders Equity StockholdersEquity	458398000	usd
CY2021Q4	us-gaap	Stockholders Equity StockholdersEquity	603881000	usd
CY2022Q1	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	-4748000	usd
CY2022Q1	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	7467000	usd
CY2022Q1	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-2327000	usd
CY2022Q1	us-gaap	Net Income Loss NetIncomeLoss	45663000	usd
CY2022Q2	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	78000	usd
CY2022Q2	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	28000	usd
CY2022Q2	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	7642000	usd
CY2022Q2	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	-273000	usd
CY2022Q2	us-gaap	Net Income Loss NetIncomeLoss	-9157000	usd
CY2022Q2	us-gaap	Stockholders Equity StockholdersEquity	648198000	usd
	us-gaap	Net Income Loss NetIncomeLoss	36506000	usd
	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	27158000	usd
	us-gaap	Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet	22340000	usd
	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-322200000	usd
	us-gaap	Debt Securities Realized Gain Loss DebtSecuritiesRealizedGainLoss	-59513000	usd
	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	16981000	usd
	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	11351000	usd
	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	3693000	usd
	us-gaap	Gain Loss On Sales Of Consumer Loans GainLossOnSalesOfConsumerLoans	5714000	usd
	us-gaap	Share Based Compensation ShareBasedCompensation	9347000	usd
	us-gaap	Share Based Compensation ShareBasedCompensation	13702000	usd
	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	29910000	usd
	us-gaap	Other Noncash Income Expense OtherNoncashIncomeExpense	-20732000	usd
	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	25678000	usd
	us-gaap	Payments For Origination And Purchases Of Loans Held For Sale PaymentsForOriginationAndPurchasesOfLoansHeldForSale	48972000	usd
	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	29096000	usd
	us-gaap	Proceeds From Sale Of Other Loans Held For Sale ProceedsFromSaleOfOtherLoansHeldForSale	55064000	usd
	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	15193000	usd
	us-gaap	Increase Decrease In Other Operating Capital Net IncreaseDecreaseInOtherOperatingCapitalNet	50178000	usd
	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	179357000	usd
	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	91642000	usd
	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	780912000	usd
	us-gaap	Payments To Acquire Loans Held For Investment PaymentsToAcquireLoansHeldForInvestment	1560495000	usd
	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	1653000	usd
	us-gaap	Proceeds From Sale Of Loans Held For Investment ProceedsFromSaleOfLoansHeldForInvestment	247230000	usd
	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	694963000	usd
	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	700968000	usd
	us-gaap	Payments For Software PaymentsForSoftware	18731000	usd
	us-gaap	Payments For Software PaymentsForSoftware	23580000	usd
	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	994000	usd
	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	2147000	usd
	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-104021000	usd
	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-638024000	usd
	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	171300000	usd
	us-gaap	Proceeds From Long Term Lines Of Credit ProceedsFromLongTermLinesOfCredit	1331000000	usd
	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	3140000	usd
	us-gaap	Repayments Of Long Term Lines Of Credit RepaymentsOfLongTermLinesOfCredit	1220000000	usd
	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	0	usd
	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	404984000	usd
	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	330406000	usd
	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	21093000	usd
	oprt	Proceeds From Issuance Of Asset Backed Borowings At Amortized Cost ProceedsFromIssuanceOfAssetBackedBorowingsAtAmortizedCost	25544000	usd
	oprt	Proceeds From Issuance Of Asset Backed Borowings At Amortized Cost ProceedsFromIssuanceOfAssetBackedBorowingsAtAmortizedCost	0	usd
	oprt	Proceeds From Issuance Of Acquisition And Corporate Financing Debt ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt	73355000	usd
	oprt	Proceeds From Issuance Of Acquisition And Corporate Financing Debt ProceedsFromIssuanceOfAcquisitionAndCorporateFinancingDebt	0	usd
	oprt	Repayments Of Acquisition And Corporate Financing Debt RepaymentsOfAcquisitionAndCorporateFinancingDebt	10195000	usd
	oprt	Repayments Of Acquisition And Corporate Financing Debt RepaymentsOfAcquisitionAndCorporateFinancingDebt	0	usd
	us-gaap	Payments Of Financing Costs PaymentsOfFinancingCosts	1550000	usd
	us-gaap	Payments Of Financing Costs PaymentsOfFinancingCosts	314000	usd
	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-1726000	usd
	us-gaap	Proceeds From Payments For Other Financing Activities ProceedsFromPaymentsForOtherFinancingActivities	-7299000	usd
	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-76818000	usd
	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	487278000	usd
	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	-1482000	usd
	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	-59104000	usd
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	203817000	usd
CY2021Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	192960000	usd
CY2023Q2	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	73371000	usd
CY2022Q2	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	66712000	usd
CY2023Q2	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	128964000	usd
CY2022Q2	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	67144000	usd
CY2023Q2	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	202335000	usd
CY2022Q2	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	133856000	usd
	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	1171000	usd
	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	-3377000	usd
	us-gaap	Interest Paid Net InterestPaidNet	77453000	usd
	us-gaap	Interest Paid Net InterestPaidNet	27032000	usd
	us-gaap	Operating Lease Payments OperatingLeasePayments	7430000	usd
	us-gaap	Operating Lease Payments OperatingLeasePayments	7772000	usd
	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1979000	usd
	us-gaap	Right Of Use Asset Obtained In Exchange For Operating Lease Liability RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability	1862000	usd
	oprt	Noncash Investments In Capitalized Assets NoncashInvestmentsInCapitalizedAssets	-507000	usd
	oprt	Noncash Investments In Capitalized Assets NoncashInvestmentsInCapitalizedAssets	1852000	usd
	oprt	Other Noncash Financing Activities OtherNoncashFinancingActivities	19431000	usd
	oprt	Other Noncash Financing Activities OtherNoncashFinancingActivities	0	usd
	us-gaap	Use Of Estimates UseOfEstimates	<span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Use of Estimates ‑ </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of the condensed consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the condensed consolidated financial statements, and the reported amounts of income and expenses during the reporting period. These estimates are based on information available as of the date of the condensed consolidated financial statements; therefore, actual results could differ from those estimates and assumptions.</span>
CY2023Q2	us-gaap	Net Income Loss NetIncomeLoss	-14899000	usd
CY2022Q2	us-gaap	Net Income Loss NetIncomeLoss	-9157000	usd
	us-gaap	Net Income Loss NetIncomeLoss	-116989000	usd
	us-gaap	Net Income Loss NetIncomeLoss	36506000	usd
CY2023Q2	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-14899000	usd
CY2023Q2	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	-14899000	usd
CY2022Q2	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-9157000	usd
CY2022Q2	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	-9157000	usd
	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	-116989000	usd
	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	-116989000	usd
	us-gaap	Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic	36506000	usd
	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	36506000	usd
CY2023Q2	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	36691291	shares
CY2022Q2	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	32831499	shares
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	35342663	shares
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	32525768	shares
CY2023Q2	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	36691291	shares
CY2022Q2	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	32831499	shares
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	35342663	shares
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	33241681	shares
CY2023Q2	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-0.41
CY2022Q2	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-0.28
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	-3.31
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	1.12
CY2023Q2	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-0.41
CY2022Q2	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-0.28
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	-3.31
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	1.10
CY2023Q2	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	6793245	shares
CY2022Q2	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	8292851	shares
	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	7004256	shares
	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	5749779	shares
CY2014Q4	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2014Q4	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2022Q4	oprt	Loan Sale Commitment Minimum Whole Loan Sale Program LoanSaleCommitmentMinimumWholeLoanSaleProgram	2000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSaleWholeLoanSaleProgram	4000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Period Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSalePeriodWholeLoanSaleProgram	P1Y
CY2023Q2	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	100402000	usd
CY2022Q4	us-gaap	Capitalized Computer Software Accumulated Amortization CapitalizedComputerSoftwareAccumulatedAmortization	79679000	usd
CY2023Q2	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	101682000	usd
CY2022Q4	us-gaap	Capitalized Computer Software Net CapitalizedComputerSoftwareNet	104124000	usd
	us-gaap	Capitalized Computer Software Additions CapitalizedComputerSoftwareAdditions	18300000	usd
	us-gaap	Capitalized Computer Software Additions CapitalizedComputerSoftwareAdditions	25400000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	11796000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	8249000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	31330000	usd
CY2022Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	35677000	usd
CY2023Q2	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	1900000	usd
CY2022Q2	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	2000000	usd
	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	3500000	usd
	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	4000000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear	3860000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	7539000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	4929000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	4929000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	4929000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Five FiniteLivedIntangibleAssetsAmortizationExpenseYearFive	4780000	usd
CY2023Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense After Year Five FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive	0	usd
CY2023Q2	oprt	Finite Lived Intangible Asset Expected Amortization FiniteLivedIntangibleAssetExpectedAmortization	30966000	usd
CY2023Q2	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	48779000	usd
CY2022Q4	us-gaap	Property Plant And Equipment Gross PropertyPlantAndEquipmentGross	48212000	usd
CY2023Q2	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	39918000	usd
CY2022Q4	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	37688000	usd
CY2023Q2	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	8861000	usd
CY2022Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	10524000	usd
CY2023Q2	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	19334000	usd
CY2022Q4	us-gaap	Prepaid Expense Current And Noncurrent PrepaidExpenseCurrentAndNoncurrent	24167000	usd
CY2023Q2	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	19762000	usd
CY2022Q4	us-gaap	Deferred Income Tax Assets Net DeferredIncomeTaxAssetsNet	1793000	usd
CY2023Q2	us-gaap	Income Tax Receivable IncomeTaxReceivable	8677000	usd
CY2022Q4	us-gaap	Income Tax Receivable IncomeTaxReceivable	8245000	usd
CY2023Q2	oprt	Receivable From Banking Partner ReceivableFromBankingPartner	12289000	usd
CY2022Q4	oprt	Receivable From Banking Partner ReceivableFromBankingPartner	2878000	usd
CY2023Q2	us-gaap	Derivative Assets DerivativeAssets	8678000	usd
CY2022Q4	us-gaap	Derivative Assets DerivativeAssets	725000	usd
CY2023Q2	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	16599000	usd
CY2022Q4	us-gaap	Other Assets Miscellaneous OtherAssetsMiscellaneous	15848000	usd
CY2023Q2	us-gaap	Other Assets OtherAssets	94200000	usd
CY2022Q4	us-gaap	Other Assets OtherAssets	64180000	usd
CY2023Q2	us-gaap	Depreciation Depreciation	900000	usd
CY2022Q2	us-gaap	Depreciation Depreciation	1300000	usd
	us-gaap	Depreciation Depreciation	2200000	usd
	us-gaap	Depreciation Depreciation	2600000	usd
CY2023Q2	us-gaap	Line Of Credit Facility Maximum Borrowing Capacity LineOfCreditFacilityMaximumBorrowingCapacity	720000000	usd
CY2023Q2	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	486453000	usd
CY2022Q4	us-gaap	Warehouse Agreement Borrowings WarehouseAgreementBorrowings	317568000	usd
CY2023Q2	us-gaap	Class Of Warrant Or Right Exercise Price Of Warrants Or Rights1 ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1	0.01
CY2023Q2	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	11310000	usd
CY2022Q4	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	9670000	usd
CY2023Q2	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	17060000	usd
CY2022Q4	us-gaap	Employee Related Liabilities Current And Noncurrent EmployeeRelatedLiabilitiesCurrentAndNoncurrent	12502000	usd
CY2023Q2	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	24245000	usd
CY2022Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	26193000	usd
CY2023Q2	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	8914000	usd
CY2022Q4	us-gaap	Interest Payable Current And Noncurrent InterestPayableCurrentAndNoncurrent	8445000	usd
CY2023Q2	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	1980000	usd
CY2022Q4	us-gaap	Servicing Liability At Amortized Value Balance ServicingLiabilityAtAmortizedValueBalance	3073000	usd
CY2023Q2	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	4514000	usd
CY2022Q4	us-gaap	Deferred Income Tax Liabilities Net DeferredIncomeTaxLiabilitiesNet	30575000	usd
CY2023Q2	oprt	Current Tax Liabilities Net CurrentTaxLiabilitiesNet	6802000	usd
CY2022Q4	oprt	Current Tax Liabilities Net CurrentTaxLiabilitiesNet	5912000	usd
CY2023Q2	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	3350000	usd
CY2022Q4	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	3658000	usd
CY2023Q2	us-gaap	Other Liabilities OtherLiabilities	78175000	usd
CY2022Q4	us-gaap	Other Liabilities OtherLiabilities	100028000	usd
CY2022Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2023Q2	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	100000000	shares
CY2023Q2	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2022Q4	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2023Q2	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0	shares
CY2022Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0	shares
CY2023Q2	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2022Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	1000000000	shares
CY2023Q2	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2022Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.0001
CY2023Q2	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	34299366	shares
CY2023Q2	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	34027343	shares
CY2023Q2	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2022Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	33626630	shares
CY2022Q4	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	33354607	shares
CY2022Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	272023	shares
CY2023Q2	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	4469000	usd
CY2022Q2	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	6929000	usd
	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	9347000	usd
	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	13702000	usd
CY2023Q2	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	300000	usd
	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	700000	usd
CY2022Q2	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	700000	usd
	us-gaap	Employee Service Share Based Compensation Allocation Of Recognized Period Costs Capitalized Amount EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount	1400000	usd
	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	2600000	usd
	us-gaap	Employee Service Share Based Compensation Tax Benefit From Compensation Expense EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense	4000000	usd
CY2023Q2	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount	300000	usd
	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount	2700000	usd
CY2022Q2	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount	200000	usd
	us-gaap	Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Amount EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount	900000	usd
CY2023Q2	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	236028000	usd
CY2022Q2	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	201904000	usd
	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	468228000	usd
	oprt	Interest Income Loans Consumer InterestIncomeLoansConsumer	389291000	usd
CY2023Q2	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	4435000	usd
CY2022Q2	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	5751000	usd
	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	9854000	usd
	oprt	Fee Income Loans Consumer FeeIncomeLoansConsumer	10601000	usd
CY2023Q2	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	240463000	usd
CY2022Q2	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	207655000	usd
	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	478082000	usd
	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	399892000	usd
CY2023Q2	us-gaap	Gain Loss On Sale Of Notes Receivable GainLossOnSaleOfNotesReceivable	2341000	usd
CY2022Q2	us-gaap	Gain Loss On Sale Of Notes Receivable GainLossOnSaleOfNotesReceivable	-1000	usd
	us-gaap	Gain Loss On Sale Of Notes Receivable GainLossOnSaleOfNotesReceivable	3667000	usd
	us-gaap	Gain Loss On Sale Of Notes Receivable GainLossOnSaleOfNotesReceivable	5714000	usd
CY2023Q2	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	3544000	usd
CY2022Q2	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	6321000	usd
	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	7224000	usd
	us-gaap	Contractually Specified Servicing Fees Amount ContractuallySpecifiedServicingFeesAmount	10278000	usd
CY2023Q2	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	6301000	usd
CY2022Q2	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	7205000	usd
	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	13179000	usd
	us-gaap	Revenue From Contract With Customer Excluding Assessed Tax RevenueFromContractWithCustomerExcludingAssessedTax	16545000	usd
CY2023Q2	us-gaap	Other Income OtherIncome	13914000	usd
CY2022Q2	us-gaap	Other Income OtherIncome	4622000	usd
	us-gaap	Other Income OtherIncome	23923000	usd
	us-gaap	Other Income OtherIncome	8093000	usd
CY2023Q2	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	26100000	usd
CY2022Q2	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	18147000	usd
	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	47993000	usd
	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	40630000	usd
CY2023Q2	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-2600000	usd
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-42000000	usd
CY2023Q2	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.147
	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.264
CY2022Q2	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-3500000	usd
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	8500000	usd
CY2022Q2	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.277
	us-gaap	Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations	0.189
CY2023Q2	us-gaap	Income Tax Reconciliation Other Reconciling Items IncomeTaxReconciliationOtherReconcilingItems	900000	usd
CY2023Q2	us-gaap	Effective Income Tax Rate Reconciliation Other Reconciling Items Percent EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent	-0.27
CY2022Q2	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-3500000	usd
CY2023Q2	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-2600000	usd
	us-gaap	Income Tax Reconciliation Other Reconciling Items IncomeTaxReconciliationOtherReconcilingItems	-50500000	usd
	us-gaap	Effective Income Tax Rate Reconciliation Other Reconciling Items Percent EffectiveIncomeTaxRateReconciliationOtherReconcilingItemsPercent	-5.95
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	8500000	usd
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-42000000.0	usd
CY2023Q2	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	2963217000	usd
CY2023Q2	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	2985129000	usd
CY2022Q4	us-gaap	Principal Amount Outstanding Of Loans Held In Portfolio PrincipalAmountOutstandingOfLoansHeldInPortfolio	3098609000	usd
CY2022Q4	oprt	Loansand Leases Receivable Grossat Fair Value LoansandLeasesReceivableGrossatFairValue	3143653000	usd
CY2023Q2	us-gaap	Secured Debt SecuredDebt	2251619000	usd
CY2023Q2	oprt	Secured Debt Fair Value SecuredDebtFairValue	2118786000	usd
CY2022Q4	us-gaap	Secured Debt SecuredDebt	2582025000	usd
CY2022Q4	oprt	Secured Debt Fair Value SecuredDebtFairValue	2387674000	usd
CY2023Q2	us-gaap	Derivative Assets DerivativeAssets	8700000	usd
CY2023Q2	oprt	Derivative Underlying Cash Flows DerivativeUnderlyingCashFlows	11800000	usd
CY2022Q4	oprt	Derivative Underlying Cash Flows DerivativeUnderlyingCashFlows	0	usd
CY2023Q2	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	10000000	usd
CY2023Q2	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	39100000	usd
CY2022Q4	us-gaap	Fair Value Option Loans Held As Assets90 Days Or More Past Due FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue	4100000	usd
CY2022Q4	oprt	Fair Value Option Principal Balanceof Loans Heldas Assets90 Daysor More Past Due FairValueOptionPrincipalBalanceofLoansHeldasAssets90DaysorMorePastDue	35200000	usd
	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	usd
CY2023Q2	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	usd
CY2022Q2	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	usd
	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	usd
	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	usd
CY2023Q2	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	usd
CY2022Q2	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	usd
CY2022	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3	0	usd
CY2022	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	usd
	us-gaap	Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3 FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3	0	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Remainder Of Fiscal Year LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear	6635000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths	12291000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo	10364000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree	4293000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour	1325000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Due Year Five LesseeOperatingLeaseLiabilityPaymentsDueYearFive	177000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	7000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	35092000	usd
CY2023Q2	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	1968000	usd
CY2023Q2	us-gaap	Operating Lease Liability OperatingLeaseLiability	33124000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due After Year Five LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive	25000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue	40763000	usd
CY2022Q4	us-gaap	Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount	2816000	usd
CY2022Q4	us-gaap	Operating Lease Liability OperatingLeaseLiability	37947000	usd
CY2022Q4	us-gaap	Operating Lease Weighted Average Remaining Lease Term1 OperatingLeaseWeightedAverageRemainingLeaseTerm1	P3Y2M12D
CY2022Q4	us-gaap	Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent	0.0406
CY2023Q2	us-gaap	Operating Lease Expense OperatingLeaseExpense	4700000	usd
CY2022Q1	oprt	Minimum Loan Sale Rate Whole Loan Sale Program MinimumLoanSaleRateWholeLoanSaleProgram	0.10
CY2022Q1	oprt	Incremental Optional Loan Sale Rate Whole Loan Sale Program IncrementalOptionalLoanSaleRateWholeLoanSaleProgram	0.05
CY2022Q4	oprt	Loan Sale Commitment Minimum Whole Loan Sale Program LoanSaleCommitmentMinimumWholeLoanSaleProgram	2000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSaleWholeLoanSaleProgram	4000000	usd
CY2022Q4	oprt	Loan Sale Commitment Option Additional Sale Period Whole Loan Sale Program LoanSaleCommitmentOptionAdditionalSalePeriodWholeLoanSaleProgram	P1Y
CY2023Q2	us-gaap	Other Commitment OtherCommitment	46700000	usd
CY2022Q4	us-gaap	Other Commitment OtherCommitment	45000000	usd
CY2023Q2	us-gaap	Class Of Warrant Or Right Number Of Securities Called By Each Warrant Or Right ClassOfWarrantOrRightNumberOfSecuritiesCalledByEachWarrantOrRight	4193453	shares
CY2023Q2	us-gaap	Class Of Warrant Or Right Exercise Price Of Warrants Or Rights1 ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1	0.01

Files In Submission

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0001538716-23-000131.txt	Edgar Link	pending
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ceocertificationexq22023.htm	Edgar Link	pending
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section1350certificationex.htm	Edgar Link	pending
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oprt-20230630_pre.xml	Edgar Link	unprocessable

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Oportun Financial Corp Stock $oprt

2023 Q3 Form 10-Q Financial Statement

#000153871623000131 Filed on August 09, 2023

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPRT Oportun Financial Corp Stock $oprt

2023 Q3 Form 10-Q Financial Statement

#000153871623000131 Filed on August 09, 2023

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$OPRT
Oportun Financial Corp Stock $oprt