$OVBC Income Statement | Understand Stock

$OVBC

$47.99 +$0.62 (1.31%) Close

Financial Statements

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest and dividend income:
Loans, including fees
Securities:
Taxable
Tax exempt
Dividends
Interest-bearing deposits with banks
Other interest
Total interest and dividend income
Interest expense:
Deposits
Other borrowed funds
Subordinated debentures
Total interest expense
Net interest income
Provision for credit losses
Net interest income after provision for credit losses
Noninterest income:
Service charges on deposit accounts
Trust fees
Income from bank owned life insurance and annuity assets
Mortgage banking income
Electronic refund check / deposit fees
Debit / credit card interchange income
Gain (loss) on other real estate owned
Loss on sale of available for sale securities
Tax preparation fees
Litigation settlement
Other
Total noninterest income

Noninterest expense:
Salaries and employee benefits
Occupancy
Furniture and equipment
Professional fees
Marketing expense
FDIC insurance
Data processing
Software
Foreclosed assets
Amortization of intangibles
Other
Total noninterest expense
Income before income taxes
Provision for income taxes
NET INCOME
Earnings per share (in dollars per share)

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