Employee mortgage loan under the employee mortgage loan program, with balances and interest shown in the table
| Officer | Age | In this role | Joined | Pay | Source |
|---|---|---|---|---|---|
|
James A. Dowd, CPA
Also a director
President and Chief Executive Officer
|
58 | Not stated | Not stated | Not reported | |
|
Justin K. Bigham, CPA
Executive Vice President, Chief Financial Officer
|
52 | Not stated | Not stated | Not reported | |
|
Robert G. Butkowski
Senior Vice President, Chief Operating Officer
|
50 | Not stated | Not stated | Not reported | |
|
Joseph P. McManus
Senior Vice President, Chief Information Officer
|
44 | Not stated | Not stated | Not reported | |
|
William D. O' Brien
Senior Vice President, Chief Risk Officer
|
60 | Not stated | Not stated | Not reported | |
|
Joseph Polniak
FVP, General Counsel
Title from the Form 4 dated Jun 15, 2026
|
43 | Not stated | Not stated | Not reported | |
|
Joseph F. Serbun
Senior Vice President, Chief Credit Officer
|
65 | Not stated | Not stated | Not reported | |
|
Ronald G. Tascarella
Senior Vice President, Chief Lending Officer
|
41 | Not stated | Not stated | Not reported | |
|
William D O'Brien
Senior Vice President
Title from the Form 4 dated May 4, 2026
|
Not stated | Not stated | Not stated | Not reported |
Each officer opens the passage of the filing that names them. A title that changed since the list comes from the officer's latest Form 3, 4 or 5, and its start year is not stated there. "Not stated" means the filing does not say. Pay is the proxy's Summary Compensation Table, which reports only the named executive officers.
Each director opens the passage of the proxy that names them. "Not stated" means the proxy does not say; it never means "no". Pay is the proxy's Director Compensation table; the CEO is paid as an executive.
Employee mortgage loan under the employee mortgage loan program, with balances and interest shown in the table
Employee mortgage loan under the employee mortgage loan program, with balances and interest shown in the table
Employee mortgage loan under the employee mortgage loan program, with balances and interest shown in the table
Employee mortgage loan under the employee mortgage loan program, with balances and interest shown in the table
Employee mortgage loan under the employee mortgage loan program, with balances and interest shown in the table
Bank lease of an entire building and an adjacent property in Syracuse, New York, with annual rent of $201,000 for the first twelve months and $262,000 annually thereafter
Bank contracted JF Real Estate as a broker for subleasing retail space at branch; commission paid after tenant secured and sublease signed
The proxy also says directors, officers or their families deal with the company in the ordinary course of business, on the same terms as others. Those are not conflicts and are not listed. Read it in the proxy
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