|
FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
FY2023
12 months to Dec 31, 2023
|
FY2022
12 months to Dec 31, 2022
|
|
|---|---|---|---|---|
| Interest and dividend income: | ||||
| Loans, including fees | ||||
| Debt securities: | ||||
| Taxable | ||||
| Tax-exempt | ||||
| Dividends | ||||
| Federal funds sold and interest earning deposits | ||||
| Total interest and dividend income | ||||
| Interest expense: | ||||
| Interest on deposits | ||||
| Interest on short-term borrowings | ||||
| Interest on long-term borrowings | ||||
| Interest on subordinated loans | ||||
| Interest on subordinated debt | ||||
| Total interest expense | ||||
| Net interest income | ||||
| Provision for loan losses | ||||
| Provision for credit losses: | ||||
| Loans | ||||
| Held-to-maturity securities | ||||
| Unfunded commitments | ||||
| Total provision for credit losses | ||||
| Net interest income after provision for loan losses | ||||
| Noninterest income: | ||||
| Noninterest income | ||||
| Service Charges on Deposit Accounts | ||||
| Loan Servicing Fees | ||||
| Debit Card Interchange Fees | ||||
| Other Charges, Commissions & Fees | ||||
| Earnings and gains on bank owned life insurance | ||||
| Losses on sales and redemptions of investment securities | ||||
| (Loss) gain on asset sale | ||||
| Net unrealized gains on marketable equity securities | ||||
| Gains on sales of loans and foreclosed real estate | ||||
| Fair value adjustment to loans held-for-sale | ||||
| Disposition of assets | ||||
| Insurance agency revenue | ||||
| Total noninterest income | ||||
| Noninterest expense: | ||||
| Salaries and employee benefits | ||||
| Building and occupancy | ||||
| Data processing | ||||
| Professional and other services | ||||
| Advertising | ||||
| FDIC assessments | ||||
| Audits and exams | ||||
| Amortization Expense | ||||
| Insurance agency expense | ||||
| Community service activities | ||||
| Foreclosed real estate expenses | ||||
| Other expenses | ||||
| Total noninterest expenses | ||||
| (Loss) income before provision for income taxes | ||||
| (Benefit) provision for income taxes | ||||
| Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc. | ||||
| Net income attributable to noncontrolling interest | ||||
| Net income attributable to Pathfinder Bancorp Inc. | ||||
| Earnings per common share - diluted |
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