Riskified Ltd
riskified.comWhat Do They Do?
Provides online merchants with software that screens orders for fraud, manages chargebacks, and helps prevent refund and account abuse.
20-F for FY2025, filed Mar 6, 2026Our mission is to empower businesses to unleash ecommerce growth by outsmarting risk. We have built a next-generation AI-powered ecommerce…View ↗
Our AI-powered ecommerce risk intelligence platform is built to solve these problems with proprietary machine learning models that drive an…View ↗
Our Chargeback Guarantee product automatically approves or declines online orders with guaranteed performance levels that vary by merchant.…View ↗
Our Policy Protect product uses machine learning to detect and prevent refund and returns policy abuse in real-time whenever consumers may…View ↗
Our Account Secure product cross-checks every login attempt against the account owner’s behavior across our entire merchant network, and…View ↗
How Do They Make Money?
Merchants pay mainly a fee tied to the value of approved orders for order review and fraud guarantees; other tools can carry per-transaction fees or a subscription. Charges are generally invoiced monthly based on usage, with payment generally due within 30 days of invoice receipt.
20-F for FY2025, filed Mar 6, 2026We primarily generate revenue from our Chargeback Guarantee service which provides merchants access to our AI-powered eCommerce risk…View ↗
As noted above within “Indemnification Guarantees”, our Chargeback Guarantee contracts with our merchants obligate us to stand ready to…View ↗
For stand ready obligations where we we charge a fixed fee per transaction, we recognize revenue over the contract period in the period…View ↗
Payment terms and conditions vary by contract type, although terms generally include a requirement to pay within 30 days of invoice…View ↗
Contract assets consist of unbilled accounts receivable. The terms of our agreements are monthly, annual, or multi-year, and we typically…View ↗
$344.6M
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20-F for FY2025, filed Mar 6, 2026
$344.6M ↗
Who Are Their Customers?
Sells directly to online merchants through an enterprise sales team and also reaches merchants through partnerships and integrations with ecommerce platforms. Customers range from global retailers to small online stores.
20-F for FY2025, filed Mar 6, 2026
Do Revenues Turn Into Profits?
Not on paper. It lost $27.6M in FY2025, but brought in more cash than it spent: $33.1M of free cash flow.
20-F for FY2025, filed Mar 6, 2026
−$34MView ↗
20-F for FY2025, filed Mar 6, 2026
−$27.6MView ↗
20-F for FY2025, filed Mar 6, 2026
$33.1MView ↗
How Are They Changing?
Growing. Revenue grew 50% in 4 years, from $229.1M in FY2021 to $344.6M in FY2025, about 11% a year.
Checkout and payment tools
The product range adds bank data-sharing through Auth Rate Enhance and checkout flows that adapt in real time through Adaptive Checkout, alongside the Chargeback Guarantee platform.
20-F for FY2022, filed Feb 24, 2023 20-F for FY2025, filed Mar 6, 2026Our eCommerce risk intelligence platform is built to solve these problems with proprietary machine learning models that drive an automated…View ↗
Our Chargeback Guarantee product automatically approves or declines online orders with guaranteed performance levels that vary by merchant.…View ↗
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