Financial Snapshot

Revenue
$16.05M
TTM
Gross Margin
Net Earnings
$5.831M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
82.84%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$39.35M
Q3 2024
Cash
Q3 2024
P/E
3.922
Nov 29, 2024 EST
Free Cash Flow
$868.0K
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021
Revenue $17.56M $9.479M $0.00
YoY Change 85.29%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021
Revenue $17.56M $9.479M $0.00
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021
Selling, General & Admin $19.37M $11.17M $168.8K
YoY Change 73.39% 6518.47%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.374M $189.3K $1.921K
YoY Change 625.78% 9752.89%
% of Gross Profit
Operating Expenses $38.28M $11.68M $719.1K
YoY Change 227.79% 1523.77%
Operating Profit -$20.71M -$2.198M $3.287M
YoY Change 842.39% -166.87%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021
Interest Expense $1.113M $802.8K $2.226M
YoY Change 38.7% -63.94%
% of Operating Profit 67.73%
Other Income/Expense, Net $1.603M -$42.18M -$261.8K
YoY Change -103.8% 16010.27%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021
Pretax Income -$19.11M -$44.38M $1.245M
YoY Change -56.94% -3664.28%
Income Tax -$1.830M -$9.253M
% Of Pretax Income
Net Earnings -$17.28M -$35.13M $1.245M
YoY Change -50.81% -2921.17%
Net Earnings / Revenue -98.39% -370.6%
Basic Earnings Per Share -$0.41 -$1.85
Diluted Earnings Per Share -$0.41 -$1.85 $83.55K

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021
Cash & Short-Term Investments $4.889M $8.400M $254.5K
YoY Change -41.8% 3200.33%
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets $629.1K $400.0K $182.5K
YoY Change 57.28% 119.18%
Inventory
Prepaid Expenses
Receivables $2.217M $1.400M
Other Receivables $26.17K $100.0K
Total Short-Term Assets $7.761M $10.20M $437.0K
YoY Change -23.91% 2233.99%
Property, Plant & Equipment $944.1K $1.100M
YoY Change -14.17%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $117.3M
YoY Change
Other Assets $44.41M $52.30M $87.50K
YoY Change -15.09% 59671.43%
Total Long-Term Assets $60.10M $89.10M $117.4M
YoY Change -32.55% -24.11%
Total Assets $67.86M $99.30M $117.8M
YoY Change
Accounts Payable $794.7K $2.900M
YoY Change -72.6%
Accrued Expenses $1.142M $6.400M $306.8K
YoY Change -82.16% 1986.12%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $3.007M
YoY Change
Total Short-Term Liabilities $7.897M $49.60M $475.6K
YoY Change -84.08% 10329.81%
Long-Term Debt $11.00M $0.00 $0.00
YoY Change
Other Long-Term Liabilities $14.60M $44.70M $6.852M
YoY Change -67.33% 552.38%
Total Long-Term Liabilities $25.61M $44.70M $6.852M
YoY Change -42.71% 552.38%
Total Liabilities $33.51M $94.20M $7.327M
YoY Change -64.43% 1185.58%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021
Basic Shares Outstanding 42.57M shares 18.99M shares
Diluted Shares Outstanding 42.57M shares 18.99M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $22.871 Million

About SHF Holdings, Inc.

SHF Holdings Inc. engages in the provision of financial services focused on the cannabis industry. The company is headquartered in Golden, Colorado and currently employs 43 full-time employees. The company went IPO on 2021-06-24. Its services include regulatory compliance consulting and software for maintaining Know Your Customer (KYC) and Bank Secrecy Act (BSA) compliance to financial institutions, principally conducted vis-a-vis its financial services platform; the origination, onboarding, verification, and servicing of cannabis-related deposit business for and on behalf of its partner financial institutions; and sourcing, underwriting, servicing, and administering loans issued to cannabis businesses and related entities, which are often also its customers, as well as being customers of its partner financial institutions. Through the Company’s platform, its financial institution clients can provide cannabis-related businesses (CRBs) with access to traditional financial services.

Industry: Finance Services Peers: A-Mark Precious Metals, Inc. CALIFORNIA FIRST LEASING CORP FlexShopper, Inc. Future FinTech Group Inc. GWG Holdings, Inc. Sundance Strategies, Inc. LM FUNDING AMERICA, INC. Mill City Ventures III, Ltd STANDARD PREMIUM FINANCE HOLDINGS, INC.