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Consolidated statements of financial condition

In millions of USD, except per-share amounts
Q2 FY2026
As of Jun 30, 2026
Q1 FY2026
As of Mar 31, 2026
Q4 FY2025
As of Dec 31, 2025
Q3 FY2025
As of Sep 30, 2025
Q2 FY2025
As of Jun 30, 2025
ASSETS
Cash and due from banks
Interest-earning deposits
Cash and cash equivalents
Securities, available-for-sale, net of allowance for credit losses of $666 and $518
Loans, net of allowance for credit losses of $1,847 and $1,915
Federal Home Loan Bank of New York stock, at cost
Federal Reserve Bank stock, at cost
Premises and equipment, net
Bank-owned life insurance
Pension assets
Accrued interest receivable
Intangible assets
Goodwill
Other assets
Total assets
LIABILITIES AND STOCKHOLDERS' EQUITY
LIABILITIES
Deposits:
Noninterest bearing
Interest-bearing
Total deposits
Federal Home Loan Bank advances
Advances from borrowers for taxes and insurance
Other liabilities
Total liabilities
STOCKHOLDERS' EQUITY
Common stock, $0.01 par value, 19,000,000 shares authorized, 1,800,435 and 1,800,141 shares issued and outstanding at June 30, 2026 and December 31, 2025, respectively
Additional paid-in capital
Treasury stock, at cost (0 shares at December 31, 2025 and 159,442 shares at December 31, 2024)
Retained earnings
Unearned ESOP shares, at cost
Accumulated other comprehensive loss
Total stockholders' equity
Total liabilities and stockholders' equity

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