$SOFI Income Statement | Understand Stock

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$SOFI

$16.32 -$1.42 (8.0%)

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Income Statement Balance Sheet Cashflow Statement

Income Statement

Concept	2025	2024	2023	2022	2021
Revenue	$619.4M 23.1% YoY	$503.1M 19.38% YoY	$421.5M 11.76% YoY	$377.1M -61.71% YoY	$984.9M 74.15% YoY
Cost Of Revenue	$609.0M 31.92% YoY	$461.6M 21.48% YoY	$380.0M 21.32% YoY	$313.2M 21.89% YoY	$257.0M 43.65% YoY
Gross Profit	$10.36M -75.04% YoY	$41.49M 0.08% YoY	$41.46M -35.09% YoY	$63.87M -91.23% YoY	$727.9M 88.26% YoY
Selling, General & Admin	$1.800B 28.89% YoY	$1.396B 13.49% YoY	$1.230B 9.91% YoY	$1.119B 20.97% YoY	$925.4M 80.06% YoY
Research & Development	$648.3M 17.5% YoY	$551.8M 7.89% YoY	$511.4M 26.2% YoY	$405.3M 46.79% YoY	$276.1M 37.22% YoY
Depreciation & Amortization	$234.2M 15.06% YoY	$203.5M 1.03% YoY	$201.4M 33.07% YoY	$151.4M 49.02% YoY	$101.6M 45.45% YoY
Operating Expenses	$2.448B 25.67% YoY	$1.948B 11.85% YoY	$1.742B 14.24% YoY	$1.525B 26.9% YoY	$1.201B 68.0% YoY
Operating Profit	-$2.438B 27.86% YoY	-$1.907B 12.13% YoY	-$1.700B 16.4% YoY	-$1.461B 208.45% YoY	-$473.6M 44.16% YoY
Interest Expense	N/A	N/A	$789.3M 317.03% YoY	$189.3M 84.16% YoY	$102.8M -44.63% YoY
Other Income/Expense, Net	N/A	N/A	N/A	N/A	N/A
Pretax Income	$525.9M 125.36% YoY	$233.3M -177.48% YoY	-$301.2M -5.51% YoY	-$318.7M -33.76% YoY	-$481.2M 46.47% YoY
Income Tax	$44.54M -116.79% YoY	-$265.3M 63678.85% YoY	-$416.0K -124.67% YoY	$1.686M -38.91% YoY	$2.760M -102.64% YoY
Net Earnings	$481.3M -3.48% YoY	$498.7M -265.81% YoY	-$300.7M -6.14% YoY	-$320.4M -33.79% YoY	-$483.9M 115.99% YoY
Basic Earnings Per Share	$0.42 -8.7% YoY	$0.46 -227.78% YoY	-$0.36 -10.0% YoY	-$0.40 -60.0% YoY	-$1.00 -76.74% YoY
Diluted Earnings Per Share	$0.39 0.0% YoY	$0.39 -208.33% YoY	-$0.36 -10.0% YoY	-$0.40 -60.0% YoY	-$1.00 -76.74% YoY
COMMON SHARES	N/A	N/A	N/A	N/A	N/A
Basic Shares Outstanding	1.150B shares 9.51% YoY	1.050B shares 11.13% YoY	945.0M shares 4.9% YoY	900.9M shares 71.03% YoY	526.7M shares 613.23% YoY
Diluted Shares Outstanding	1.252B shares 13.65% YoY	1.101B shares 16.55% YoY	945.0M shares 4.9% YoY	900.9M shares 71.03% YoY	526.7M shares 613.23% YoY

Concept	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3
Revenue	$129.5M -7.75% YoY	N/A	$156.8M 19.48% YoY	$151.9M 25.76% YoY	$140.4M 21.43% YoY	N/A	$131.2M 25.04% YoY	$120.8M 15.37% YoY	$115.6M 21.08% YoY	N/A	$104.9M 2.88% YoY	$104.7M 6.37% YoY	$95.48M -71.1% YoY	N/A	$102.0M -62.5% YoY	$98.42M -57.44% YoY	$330.3M 68.56% YoY	N/A	$272.0M 35.47% YoY
Cost Of Revenue	$171.1M 26.27% YoY	N/A	$161.4M 30.48% YoY	$150.4M 37.13% YoY	$135.5M 35.44% YoY	N/A	$123.7M 25.91% YoY	$109.7M 16.85% YoY	$100.1M 19.25% YoY	N/A	$98.26M 18.26% YoY	$93.89M 18.71% YoY	$83.91M 19.12% YoY	N/A	$83.08M 19.39% YoY	$79.09M 30.46% YoY	$70.44M 22.35% YoY	N/A	$69.59M 34.29% YoY
Gross Profit	-$41.62M -956.01% YoY	N/A	-$4.632M -161.67% YoY	$1.453M -86.89% YoY	$4.862M -68.73% YoY	N/A	$7.511M 12.34% YoY	$11.08M 2.51% YoY	$15.55M 34.34% YoY	N/A	$6.686M -64.66% YoY	$10.81M -44.08% YoY	$11.57M -95.55% YoY	N/A	$18.92M -90.65% YoY	$19.33M -88.67% YoY	$259.9M 87.78% YoY	N/A	$202.4M 35.88% YoY
Selling, General & Admin	$533.1M 35.11% YoY	N/A	$475.3M 30.64% YoY	$430.1M 30.44% YoY	$394.6M 26.22% YoY	N/A	$363.8M 16.92% YoY	$329.8M 5.02% YoY	$312.6M 4.61% YoY	N/A	$311.2M 7.92% YoY	$314.0M 16.43% YoY	$298.8M 8.81% YoY	N/A	$288.3M 85.48% YoY	$269.7M 1.32% YoY	$274.6M 10.33% YoY	N/A	$155.4M 14.11% YoY
Research & Development	$187.7M 20.15% YoY	N/A	$167.1M 19.63% YoY	$152.1M 15.12% YoY	$156.2M 19.31% YoY	N/A	$139.7M 11.15% YoY	$132.2M 4.2% YoY	$130.9M 11.84% YoY	N/A	$125.7M 13.55% YoY	$126.8M 27.65% YoY	$117.1M 42.92% YoY	N/A	$110.7M 48.73% YoY	$99.37M 43.2% YoY	$81.91M 24.2% YoY	N/A	$74.43M 34.29% YoY
Depreciation & Amortization	$67.58M 22.24% YoY	$62.88M 17.43% YoY	$59.25M -60.49% YoY	$56.74M 14.35% YoY	$55.28M 13.89% YoY	$53.55M 0.18% YoY	$150.0M 185.62% YoY	$49.62M -1.01% YoY	$48.54M 7.1% YoY	$53.45M 26.2% YoY	$52.50M 30.43% YoY	$50.13M 31.73% YoY	$45.32M 47.64% YoY	$42.35M 59.22% YoY	$40.25M 67.72% YoY	$38.06M 52.22% YoY	$30.70M 18.17% YoY	$26.60M 4.31% YoY	$24.00M -2.44% YoY
Operating Expenses	$720.8M 30.87% YoY	N/A	$642.4M 27.58% YoY	$582.3M 26.05% YoY	$550.8M 24.18% YoY	N/A	$503.5M 15.26% YoY	$461.9M 4.78% YoY	$443.5M 6.64% YoY	N/A	$436.9M 9.48% YoY	$440.8M 19.45% YoY	$415.9M 16.65% YoY	N/A	$399.0M 73.58% YoY	$369.0M 9.98% YoY	$356.6M 13.23% YoY	N/A	$229.9M 19.95% YoY
Operating Profit	-$762.4M 39.66% YoY	N/A	-$647.1M 30.45% YoY	-$580.8M 28.83% YoY	-$545.9M 27.56% YoY	N/A	-$496.0M 15.3% YoY	-$450.9M 4.84% YoY	-$428.0M 5.85% YoY	N/A	-$430.2M 13.17% YoY	-$430.0M 22.97% YoY	-$404.3M 318.37% YoY	N/A	-$380.1M 1283.98% YoY	-$349.7M 112.07% YoY	-$96.64M -45.23% YoY	N/A	-$27.47M -35.66% YoY
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$263.2M 94.16% YoY	N/A	$219.3M 445.69% YoY	$178.9M 567.85% YoY	$135.6M 477.34% YoY	N/A	$40.19M 89.34% YoY	$26.78M -4.67% YoY	$23.48M -33.39% YoY	N/A	$21.23M -45.44% YoY
Other Income/Expense, Net	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Pretax Income	$199.6M 150.12% YoY	$185.3M 209.28% YoY	$148.6M 1708.51% YoY	$112.2M 631.37% YoY	$79.78M -15.33% YoY	$59.92M 17.14% YoY	$8.214M -103.08% YoY	$15.34M -131.1% YoY	$94.23M -361.31% YoY	$51.16M -231.35% YoY	-$266.9M 258.53% YoY	-$49.33M -48.46% YoY	-$36.06M -67.1% YoY	-$38.95M -64.43% YoY	-$74.45M 149.28% YoY	-$95.72M -42.13% YoY	-$109.6M -37.89% YoY	-$109.5M 25.0% YoY	-$29.87M -30.03% YoY
Income Tax	$32.82M 278.73% YoY	$11.78M -104.32% YoY	$9.159M 194.5% YoY	$14.93M -823.3% YoY	$8.666M 40.16% YoY	-$272.5M -8499.04% YoY	$3.110M -1374.59% YoY	-$2.064M 15.96% YoY	$6.183M -477.7% YoY	$3.245M 207.0% YoY	-$244.0K 0.83% YoY	-$1.780M -1595.8% YoY	-$1.637M -317.69% YoY	$1.057M -33.94% YoY	-$242.0K -233.7% YoY	$119.0K -252.56% YoY	$752.0K -31.57% YoY	$1.600M -132.65% YoY	$181.0K -5.73% YoY
Net Earnings	$166.7M 134.45% YoY	$173.5M -47.8% YoY	$139.4M 2631.03% YoY	$97.26M 458.85% YoY	$71.12M -19.23% YoY	$332.5M 781.33% YoY	$5.104M -101.91% YoY	$17.40M -136.6% YoY	$88.04M -355.78% YoY	$37.72M -175.15% YoY	-$266.7M 259.37% YoY	-$47.55M -50.38% YoY	-$34.42M -68.81% YoY	-$50.20M -54.78% YoY	-$74.21M 146.98% YoY	-$95.84M -42.03% YoY	-$110.4M -37.85% YoY	-$111.0M 34.38% YoY	-$30.05M -29.92% YoY
Basic Earnings Per Share	$0.13 116.67% YoY	N/A	$0.12 100.0% YoY	$0.09 800.0% YoY	$0.06 -25.0% YoY	N/A	$0.06 -120.69% YoY	$0.01 -116.67% YoY	$0.08 -260.0% YoY	N/A	-$0.29 222.22% YoY	-$0.06 -50.0% YoY	-$0.05 -64.29% YoY	N/A	-$0.09 80.0% YoY	-$0.12 -75.0% YoY	-$0.14 -91.3% YoY	N/A	-$0.05 -92.86% YoY
Diluted Earnings Per Share	$0.12 100.0% YoY	$0.13 -56.67% YoY	$0.11 2164.5% YoY	$0.08 700.0% YoY	$0.06 200.0% YoY	$0.30 665.7% YoY	$0.00 -101.59% YoY	$0.01 -116.67% YoY	$0.02 -154.0% YoY	$0.04 -172.06% YoY	-$0.29 222.22% YoY	-$0.06 -100.0% YoY	-$0.04 -73.54% YoY	-$0.05 -100.0% YoY	-$0.09 80.0% YoY	-$105.3K 21939020.16% YoY	-$0.14 -91.3% YoY	-$210.7K 102.89% YoY	-$0.05 -92.86% YoY
COMMON SHARES	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Basic Shares Outstanding	1.275B shares 16.3% YoY	1.206B shares 11.13% YoY	1.197B shares 12.34% YoY	1.105B shares 4.55% YoY	1.097B shares 12.27% YoY	1.085B shares 13.18% YoY	1.066B shares 12.19% YoY	1.057B shares 12.36% YoY	976.7M shares 4.51% YoY	958.7M shares 3.32% YoY	950.1M shares 3.64% YoY	940.9M shares 2.74% YoY	934.6M shares 9.58% YoY	927.9M shares 15.0% YoY	916.8M shares 14.51% YoY	915.8M shares 150.89% YoY	852.9M shares 634.25% YoY	806.9M shares N/A	800.6M shares 962.89% YoY
Diluted Shares Outstanding	1.378B shares 16.24% YoY	N/A	1.291B shares 16.89% YoY	1.183B shares 11.05% YoY	1.185B shares 13.72% YoY	N/A	1.104B shares 16.11% YoY	1.065B shares 13.73% YoY	1.042B shares 12.18% YoY	N/A	951.2M shares 3.75% YoY	936.6M shares 2.91% YoY	929.3M shares 8.96% YoY	N/A	916.8M shares 14.51% YoY	910.0M shares 149.3% YoY	852.9M shares 634.25% YoY	N/A	800.6M shares 962.89% YoY

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