Stock Yards Bancorp Inc (NASDAQ: SYBT) is a bank holding company headquartered in Louisville, Kentucky that operates through its wholly owned subsidiary, Stock Yards Bank & Trust Company (SYB), a state-chartered financial institution established in 1904. The company earns revenue primarily through net interest income on loans and deposits, supplemented by fee-based income from wealth management and trust services and other banking products. Bancorp was incorporated in 1988 in Kentucky and is registered with the Federal Reserve System as a financial holding company, while SYB is regulated as a state-chartered non-member institution. As of the 10-K filed 2026-02-26, SYB operates 75 full-service banking center locations across Louisville, central, eastern, and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.

Revenue model

Net interest income from lending and deposit-taking activities, plus fee income from wealth management, trust services, and other banking operations.

Products and services

Commercial and consumer banking services, wealth management, trust services, and mortgage products, delivered through 75 full-service banking center locations (as disclosed in the 10-K filed 2026-02-26).

Customers and end markets

Retail and commercial banking customers across Kentucky (Louisville, central, eastern, and northern regions), Indianapolis, Indiana, and Cincinnati, Ohio metropolitan markets.

Value-chain role

Community and regional bank providing deposit-taking, lending, trust, and wealth management services directly to retail and commercial customers.

Geographic exposure

Kentucky (Louisville, central, eastern, and northern), Indianapolis, Indiana, and Cincinnati, Ohio metropolitan markets.

Source: SEC 10-K, filed 2026-02-26

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