The Travelers Companies, Inc.
travelers.comWhat Do They Do?
Provides commercial and personal property and casualty insurance and related services to businesses, government units, associations and individuals.
10-K for FY2025, filed Feb 12, 2026The Travelers Companies, Inc. (together with its consolidated subsidiaries, the Company) is a holding company principally engaged, through…View ↗
How Do They Make Money?
-
10-K for FY2025, filed Feb 12, 2026
FY2025 revenue by reportable segment (Net investment income) ↗
$48.8B
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10-K for FY2025, filed Feb 12, 2026
$48.8B ↗
| Segment | Share | Revenue |
|---|---|---|
|
Business Insurance
|
70%
FY2022: 73%
|
Business Insurance, FY2025
$2.8B Sources
|
|
Bond & Specialty Insurance
|
11%
FY2022: 10%
|
Bond & Specialty Insurance, FY2025
$445M Sources
|
|
Personal Insurance
|
18%
FY2022: 17%
|
Personal Insurance, FY2025
$732M Sources
|
Who Are Their Customers?
Commercial buyers, from small businesses to large companies, generally obtain coverage through independent agents and brokers. Personal insurance is distributed through agents and brokers, directly to consumers, and through affinity partners.
10-K for FY2025, filed Feb 12, 2026Business Insurance markets and distributes products through thousands of independent agencies and brokers. Agencies and brokers are…View ↗
Select Accounts markets and distributes products and services to small businesses, generally with fewer than 50 employees, through a large…View ↗
National Accounts markets and distributes products and services to large companies through a large network of national and regional…View ↗
Personal Insurance products are marketed and distributed primarily through thousands of independent agents and brokers located throughout…View ↗
Personal Insurance also markets and distributes its products directly to consumers, largely through direct mail and digital marketing, and…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 13 cents of every revenue dollar as net income in FY2025.
10-K for FY2025, filed Feb 12, 2026
How Are They Changing?
10-Q for Q3 FY2026, filed Oct 16, 2026
Open tableView ↗
Growing. Revenue grew 40% in 4 years, from $34.8B in FY2021 to $48.8B in FY2025, about 9% a year.
Canadian insurance
The older report listed Canada among Business Insurance's markets and International's operating countries. The latest report says the company sold its Canadian personal insurance business and most Canadian commercial insurance, while retaining its surety business.
10-K for FY2022, filed Feb 16, 2023 10-K for FY2025, filed Feb 12, 2026On May 27, 2025, the Company entered into an agreement to sell its Canadian personal insurance business and the majority of its Canadian…View ↗
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