Unitedhealth Group Inc - Understand $unh stock

$UNH Market Cap: $562.1 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$393.9B

TTM

Gross Margin

88.57%

TTM

Net Earnings

$14.32B

TTM

Current Assets

$92.26B

Q3 2024

Current Liabilities

$3.909B

Q3 2024

Current Ratio

2360.14%

Q3 2024

Total Assets

$299.3B

Q3 2024

Total Liabilities

$199.4B

Q3 2024

Book Value

$99.88B

Q3 2024

Cash

$37.13B

Q3 2024

P/E

39.26

Nov 29, 2024 EST

Free Cash Flow

$12.84B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987
Revenue	$371.6B	$324.2B	$287.6B	$257.1B	$242.2B	$226.2B	$201.2B	$184.8B	$157.1B	$130.5B	$122.5B	$110.6B	$101.9B	$94.16B	$87.14B	$81.19B	$75.43B	$71.54B	$46.43B	$38.22B	$28.82B	$25.02B	$23.45B	$21.12B	$19.56B	$17.36B	$11.79B	$10.07B	$5.671B	$3.769B	$3.115B	$2.201B	$1.065B	$784.0M	$551.0M	$545.0M	$539.0M
YoY Change	14.64%	12.71%	11.84%	6.19%	7.03%	12.47%	8.83%	17.65%	20.41%	6.52%	10.73%	8.6%	8.19%	8.05%	7.33%	7.63%	5.44%	54.1%	21.48%	32.59%	15.2%	6.68%	11.04%	7.97%	12.72%	47.15%	17.07%	77.64%	50.46%	21.0%	41.53%	106.67%	35.84%	42.29%	1.1%	1.11%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987
Revenue	$371.6B	$324.2B	$287.6B	$257.1B	$242.2B	$226.2B	$201.2B	$184.8B	$157.1B	$130.5B	$122.5B	$110.6B	$101.9B	$94.16B	$87.14B	$81.19B	$75.43B	$71.54B	$46.43B	$38.22B	$28.82B	$25.02B	$23.45B	$21.12B	$19.56B	$17.36B	$11.79B	$10.07B	$5.671B	$3.769B	$3.115B	$2.201B	$1.065B	$784.0M	$551.0M	$545.0M	$539.0M
Cost Of Revenue	$38.77B	$33.70B	$31.03B	$30.75B	$28.12B	$27.00B	$24.11B	$24.42B	$16.21B	$3.826B	$2.891B	$2.523B	$2.385B	$2.116B	$1.765B
Gross Profit	$332.9B	$290.5B	$256.6B	$226.4B	$214.0B	$199.2B	$177.0B	$160.4B	$140.9B	$126.6B	$119.6B	$108.1B	$99.48B	$92.04B	$85.37B
Gross Profit Margin	89.57%	89.6%	89.21%	88.04%	88.39%	88.07%	88.01%	86.79%	89.68%	97.07%	97.64%	97.72%	97.66%	97.75%	97.97%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987
Selling, General & Admin	$54.63B	$47.78B	$42.58B	$41.70B	$35.19B	$34.07B	$29.56B	$28.40B	$24.31B	$21.26B	$18.94B	$17.31B	$15.56B	$14.27B	$12.73B	$13.10B	$10.58B	$9.981B	$7.134B	$6.073B	$4.875B	$4.387B	$3.979B	$3.520B	$3.343B	$2.964B	$2.364B	$2.165B	$1.031B	$556.0M	$492.0M	$381.0M	$217.0M	$183.0M	$155.0M	$137.0M	$144.0M
YoY Change	14.33%	12.22%	2.1%	18.5%	3.28%	15.28%	4.07%	16.82%	14.34%	12.26%	9.45%	11.24%	9.02%	12.06%	-2.82%	23.81%	6.03%	39.91%	17.47%	24.57%	11.12%	10.25%	13.04%	5.29%	12.79%	25.38%	9.19%	109.99%	85.43%	13.01%	29.13%	75.58%	18.58%	18.06%	13.14%	-4.86%
% of Gross Profit	16.41%	16.45%	16.6%	18.42%	16.44%	17.1%	16.69%	17.7%	17.25%	16.79%	15.84%	16.01%	15.64%	15.5%	14.92%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$3.972B	$3.400B	$996.0M	$997.0M	$995.0M	$924.0M	$799.0M	$698.0M	$613.0M	$532.0M	$445.0M	$449.0M	$386.0M	$398.0M	$436.0M	$981.0M	$796.0M	$670.0M	$453.0M	$374.0M	$299.0M	$255.0M	$265.0M	$247.0M	$233.0M	$185.0M	$146.0M	$133.0M	$94.00M	$64.00M	$51.00M	$34.00M	$18.00M	$13.00M	$10.00M	$10.00M	$8.000M
YoY Change	16.82%	241.37%	-0.1%	0.2%	7.68%	15.64%	14.47%	13.87%	15.23%	19.55%	-0.89%	16.32%	-3.02%	-8.72%	-55.56%	23.24%	18.81%	47.9%	21.12%	25.08%	17.25%	-3.77%	7.29%	6.01%	25.95%	26.71%	9.77%	41.49%	46.88%	25.49%	50.0%	88.89%	38.46%	30.0%	0.0%	25.0%
% of Gross Profit	1.19%	1.17%	0.39%	0.44%	0.46%	0.46%	0.45%	0.44%	0.44%	0.42%	0.37%	0.42%	0.39%	0.43%	0.51%
Operating Expenses	$339.3B	$295.7B	$42.58B	$41.70B	$35.19B	$34.07B	$29.56B	$28.40B	$24.31B	$21.26B	$18.94B	$17.31B	$15.56B	$14.27B	$12.73B	$75.92B	$67.58B	$64.56B	$41.35B	$34.36B	$25.89B	$22.83B	$21.89B	$19.92B	$18.62B	$16.67B	$11.05B	$9.478B	$5.056B	$3.263B	$2.779B	$1.993B	$937.0M	$720.0M	$518.0M	$549.0M	$538.0M
YoY Change	14.72%	594.54%	2.1%	18.5%	3.28%	15.28%	4.07%	16.82%	14.34%	12.26%	9.45%	11.24%	9.02%	12.06%	-83.23%	12.34%	4.68%	56.14%	20.33%	32.72%	13.37%	4.32%	9.87%	7.0%	11.68%	50.85%	16.61%	87.46%	54.95%	17.42%	39.44%	112.7%	30.14%	39.0%	-5.65%	2.04%
Operating Profit	$32.36B	$28.44B	$23.97B	$22.41B	$19.69B	$17.34B	$15.21B	$12.93B	$11.02B	$10.27B	$9.623B	$9.254B	$8.464B	$7.864B	$6.359B
YoY Change	13.8%	18.63%	6.99%	13.82%	13.5%	14.04%	17.63%	17.32%	7.27%	6.77%	3.99%	9.33%	7.63%	23.67%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1994	1993	1992	1991	1990	1989	1988	1987
Interest Expense	-$3.246B	-$2.092B	$1.660B	$1.663B	$1.704B	$1.400B	$1.186B	$1.067B	$790.0M	$618.0M	$708.0M	$632.0M	$505.0M	$481.0M	$551.0M	-$639.0M	-$544.0M	-$456.0M	-$241.0M	-$128.0M	-$95.00M	-$90.00M	-$94.00M	-$45.00M	-$49.00M	-$4.000M	$0.00	$0.00	-$2.000M	-$18.00M	-$3.000M	-$2.000M	-$3.000M	-$4.000M	-$5.000M	-$5.000M
YoY Change	55.16%	-226.02%	-0.18%	-2.41%	21.71%	18.04%	11.15%	35.06%	27.83%	-12.71%	12.03%	25.15%	4.99%	-12.7%	-186.23%	17.46%	19.3%	89.21%	88.28%	34.74%	5.56%	-4.26%	108.89%	-8.16%	1125.0%				-88.89%	500.0%	50.0%	-33.33%	-25.0%	-20.0%	0.0%
% of Operating Profit	-10.03%	-7.36%	6.93%	7.42%	8.66%	8.07%	7.8%	8.25%	7.17%	6.02%	7.36%	6.83%	5.97%	6.12%	8.66%
Other Income/Expense, Net																													-$36.00M	$15.00M	$0.00	$0.00	$0.00	$0.00	-$28.00M	$0.00
YoY Change																													-340.0%					-100.0%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987
Pretax Income	$29.11B	$26.34B	$22.31B	$20.74B	$17.98B	$15.94B	$14.02B	$11.86B	$10.23B	$9.656B	$8.915B	$8.622B	$7.959B	$7.383B	$5.808B	$4.624B	$7.305B	$6.528B	$4.839B	$3.730B	$2.840B	$2.096B	$1.472B	$1.155B	$894.0M	-$46.00M	$742.0M	$581.0M	$461.0M	$468.0M	$333.0M	$204.0M	$126.0M	$60.00M	$29.00M	-$48.00M	-$19.00M
YoY Change	10.51%	18.08%	7.56%	15.36%	12.78%	13.7%	18.21%	15.95%	5.95%	8.31%	3.4%	8.33%	7.8%	27.12%	25.61%	-36.7%	11.9%	34.9%	29.73%	31.34%	35.5%	42.39%	27.45%	29.19%	-2043.48%	-106.2%	27.71%	26.03%	-1.5%	40.54%	63.24%	61.9%	110.0%	106.9%	-160.42%	152.63%
Income Tax	$5.968B	$5.704B	$4.578B	$4.973B	$3.742B	$3.562B	$3.200B	$4.790B	$4.363B	$4.037B	$3.242B	$3.096B	$2.817B	$2.749B	$1.986B	$1.647B	$2.651B	$2.369B	$1.756B	$1.319B	$1.015B	$744.0M	$559.0M	$419.0M	$326.0M	$120.0M	$282.0M	$225.0M	$175.0M	$178.0M	$119.0M	$72.00M	$43.00M	$20.00M	$8.000M	-$1.000M	-$2.000M
% Of Pretax Income	20.5%	21.65%	20.52%	23.98%	20.81%	22.34%	22.82%	40.38%	42.64%	41.81%	36.37%	35.91%	35.39%	37.23%	34.19%	35.62%	36.29%	36.29%	36.29%	35.36%	35.74%	35.5%	37.98%	36.28%	36.47%		38.01%	38.73%	37.96%	38.03%	35.74%	35.29%	34.13%	33.33%	27.59%
Net Earnings	$22.38B	$20.12B	$17.29B	$15.40B	$13.84B	$11.99B	$10.56B	$7.017B	$5.813B	$5.619B	$5.625B	$5.526B	$5.142B	$4.634B	$3.822B	$2.977B	$4.654B	$4.159B	$3.083B	$2.411B	$1.825B	$1.352B	$913.0M	$736.0M	$568.0M	-$166.0M	$460.0M	$356.0M	$286.0M	$1.665B	$212.0M	$131.0M	$83.00M	$39.00M	$21.00M	-$48.00M	-$15.00M
YoY Change	11.24%	16.4%	12.22%	11.3%	15.46%	13.53%	50.46%	20.71%	3.45%	-0.11%	1.79%	7.47%	10.96%	21.25%	28.38%	-36.03%	11.9%	34.9%	27.87%	32.11%	34.99%	48.08%	24.05%	29.58%	-442.17%	-136.09%	29.21%	24.48%	-82.82%	685.38%	61.83%	57.83%	112.82%	85.71%	-143.75%	220.0%
Net Earnings / Revenue	6.02%	6.21%	6.01%	5.99%	5.71%	5.3%	5.25%	3.8%	3.7%	4.31%	4.59%	5.0%	5.05%	4.92%	4.39%	3.67%	6.17%	5.81%	6.64%	6.31%	6.33%	5.4%	3.89%	3.48%	2.9%	-0.96%	3.9%	3.53%	5.04%	44.18%	6.81%	5.95%	7.79%	4.97%	3.81%	-8.81%	-2.78%
Basic Earnings Per Share	$24.12	$21.47	$18.33	$16.23	$14.55	$12.45	$10.95	$7.37	$6.10	$5.78	$5.59	$5.38	$4.81	$4.14	$3.27
Diluted Earnings Per Share	$23.86	$21.18M	$18.08	$16.03	$14.33	$12.19	$10.72	$7.25	$6.01	$5.70	$5.50	$5.28	$4.73	$4.10	$3.24	$2.399M	$3.420M	$2.966M	$2.313M	$1.832M	$1.479M	$1.063M	$698.5K	$546.8K	$400.0K	-$108.9K	$301.0K	$239.2K	$202.0K	$1.189M	$154.1K	$98.57K	$76.01K	$38.20K	$22.48K	-$84.21K	-$26.27K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$29.63B	$27.91B	$21.38B	$16.92B	$10.99B	$10.87B	$11.98B	$10.43B	$10.92B	$7.495B	$7.276B	$8.406B	$9.429B	$9.123B	$9.800B	$7.426B	$8.865B	$10.32B	$5.421B	$3.991B	$2.262B	$1.130B	$1.540B	$1.419B	$1.605B	$1.644B	$750.0M	$1.037B	$940.0M	$1.519B	$228.0M	$169.0M	$153.0M	$120.0M	$157.0M	$97.00M	$61.00M
Short-Term Investments
Other Short-Term Assets	$6.084B	$6.621B	$5.320B	$4.447B	$3.843B	$3.079B	$2.657B	$1.848B	$2.406B	$1.052B	$930.0M	$781.0M	$615.0M	$541.0M	$538.0M	$514.0M
YoY Change	-8.11%	24.45%	19.63%	15.72%	24.81%	15.88%	43.78%	-23.19%	128.71%	13.12%	19.08%	26.99%	13.68%	0.56%	4.67%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets	$23.78B	$19.39B	$19.19B	$16.98B	$13.48B	$9.941B	$8.919B	$9.347B	$9.207B	$6.550B	$4.928B	$3.670B	$2.870B	$2.184B	$2.376B	$2.229B																	$85.00K	$1.000M	$1.000M	$3.000M	$7.000M
YoY Change	22.63%	1.06%	12.99%	25.94%	35.63%	11.46%	-4.58%	1.52%	40.56%	32.91%	34.28%	27.87%	31.41%	-8.08%	6.59%																		-91.5%	0.0%	-66.67%	-57.14%
Property, Plant & Equipment	$11.45B	$10.13B	$8.969B	$8.626B	$8.704B	$8.458B	$7.013B	$5.901B	$4.861B	$4.418B	$4.010B	$2.661B	$1.292B	$2.200B	$2.140B	$2.181B	$2.121B	$1.894B	$1.647B	$1.139B	$1.032B	$955.0M	$847.0M	$557.0M	$278.0M	$294.0M	$364.0M	$313.0M	$268.0M	$163.0M	$127.0M	$51.00M	$40.00M	$30.00M	$26.00M	$28.00M	$17.00M
YoY Change	13.05%	12.92%	3.98%	-0.9%	2.91%	20.6%	18.84%	21.39%	10.03%	10.17%	50.7%	105.96%	-41.27%	2.8%	-1.88%	2.83%	11.99%	15.0%	44.6%	10.37%	8.06%	12.75%	52.06%	100.36%	-5.44%	-19.23%	16.29%	16.79%	64.42%	28.35%	149.02%	27.5%	33.33%	15.38%	-7.14%	64.71%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$47.61B	$43.73B	$45.65B	$44.10B	$40.47B	$35.97B	$31.85B	$26.71B	$20.78B	$20.57B	$21.54B	$20.74B	$18.74B	$16.78B	$14.55B	$14.15B	$13.42B	$10.26B	$9.561B	$8.262B	$7.215B	$5.199B	$4.158B	$3.634B	$3.114B	$2.780B	$3.291B	$2.416B	$2.138B	$1.250B	$941.0M	$602.0M	$140.0M	$8.000M	$1.000M	$1.000M	$0.00
YoY Change	8.88%	-4.2%	3.5%	8.98%	12.51%	12.93%	19.23%	28.55%	1.03%	-4.52%	3.86%	10.67%	11.71%	15.32%	2.83%	5.42%	30.78%	7.33%	15.72%	14.51%	38.78%	25.04%	14.42%	16.7%	12.01%	-15.53%	36.22%	13.0%	71.04%	32.84%	56.31%	330.0%	1650.0%	700.0%	0.0%
Other Assets										$556.0M	$430.0M	$463.0M	$472.0M	$403.0M	$448.0M	$424.0M	$386.0M	$561.0M	$650.0M	$353.0M	$269.0M	$389.0M	$316.0M	$235.0M						$0.00	$0.00	$23.00M	$0.00	$0.00	$0.00	$0.00
YoY Change										29.3%	-7.13%	-1.91%	17.12%	-10.04%	5.66%	9.84%	-31.19%	-13.69%	84.14%	31.23%	-30.85%	23.1%	34.47%								-100.0%
Total Long-Term Assets	$249.9B	$226.3B	$193.0B	$180.3B	$160.4B	$142.3B	$130.1B	$113.5B	$102.0B	$79.83B	$76.95B	$77.22B	$65.02B	$60.88B	$56.67B	$53.59B																	$650.9M	$328.0M	$267.0M	$185.0M	$203.0M
YoY Change	10.44%	17.25%	7.05%	12.41%	12.74%	9.33%	14.7%	11.19%	27.83%	3.74%	-0.34%	18.76%	6.8%	7.43%	5.75%																		98.45%	22.85%	44.32%	-8.87%
Total Assets	$273.7B	$245.7B	$212.2B	$197.3B	$173.9B	$152.2B	$139.1B	$122.8B	$111.3B	$86.38B	$81.88B	$80.89B	$67.89B	$63.06B	$59.05B	$55.82B	$50.90B	$48.32B	$41.29B	$27.88B	$17.63B	$14.16B	$12.49B	$11.05B	$10.27B	$9.675B	$7.623B	$6.997B	$6.161B	$3.489B	$1.787B	$1.103B	$651.0M	$329.0M	$268.0M	$188.0M	$210.0M
YoY Change
Accounts Payable	$31.96B	$27.72B	$24.64B	$22.50B	$19.01B	$16.71B	$15.18B	$13.36B	$11.99B	$9.247B	$7.458B	$6.984B	$6.853B	$6.488B	$6.283B	$5.685B	$3.654B	$3.713B	$3.285B	$2.107B	$1.575B	$1.459B	$1.209B	$1.050B	$1.003B	$949.0M	$495.0M	$73.00M	$80.00M	$27.00M	$77.00M	$45.00M	$21.00M	$14.00M	$12.00M	$28.00M	$16.00M
YoY Change	15.31%	12.47%	9.55%	18.36%	13.77%	10.05%	13.61%	11.4%	29.71%	23.99%	6.79%	1.91%	5.63%	3.26%	10.52%	55.58%	-1.59%	13.03%	55.91%	33.78%	7.95%	20.68%	15.14%	4.69%	5.69%	91.72%	578.08%	-8.75%	196.3%	-64.94%	71.11%	114.29%	50.0%	16.67%	-57.14%	75.0%
Accrued Expenses																											$0.00	$491.0M	$567.0M	$123.0M	$52.00M	$22.00M	$51.00M	$29.00M	$31.00M	$8.000M
YoY Change																											-100.0%	-13.4%	360.98%	136.54%	136.36%	-56.86%	75.86%	-6.45%	287.5%
Deferred Revenue
YoY Change
Short-Term Debt	$1.088B	$800.0M	$0.00	$0.00	$400.0M	$0.00	$150.0M	$3.633B	$3.987B	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	36.0%			-100.0%		-100.0%	-95.87%	-8.88%
Long-Term Debt Due	$4.274B	$3.110B	$3.620B	$4.819B	$3.470B	$1.973B	$2.707B	$3.560B	$2.647B	$1.399B	$1.969B	$2.713B	$982.0M	$2.480B	$2.164B	$1.456B	$1.946B	$1.483B	$3.261B	$673.0M	$229.0M	$811.0M	$684.0M	$559.0M	$591.0M	$459.0M	$0.00			$0.00	$0.00	$0.00	$1.000M	$1.000M	$0.00	$1.000M	$10.00M
YoY Change	37.43%	-14.09%	-24.88%	38.88%	75.87%	-27.11%	-23.96%	34.49%	89.21%	-28.95%	-27.42%	176.27%	-60.4%	14.6%	48.63%	-25.18%	31.22%	-54.52%	384.55%	193.89%	-71.76%	18.57%	22.36%	-5.41%	28.76%							-100.0%	0.0%		-100.0%	-90.0%
Total Short-Term Liabilities	$4.274B	$3.110B	$28.26B	$27.31B	$22.88B	$18.68B	$18.04B	$20.55B	$18.63B	$10.65B	$9.427B	$9.697B	$7.835B	$8.968B	$8.447B	$7.141B	$5.600B	$5.196B	$6.546B	$2.780B	$1.804B	$2.270B	$1.893B	$1.609B	$1.594B	$1.408B	$495.0M	$564.0M	$647.0M	$150.0M	$129.0M	$67.00M	$73.00M	$44.00M	$43.00M	$37.00M	$26.00M
YoY Change	37.43%	-89.0%	3.47%	19.41%	22.47%	3.55%	-12.25%	10.34%	74.98%	12.93%	-2.78%	23.77%	-12.63%	6.17%	18.29%	27.52%	7.78%	-20.62%	135.47%	54.1%	-20.53%	19.92%	17.65%	0.94%	13.21%	184.44%	-12.23%	-12.83%	331.33%	16.28%	92.54%	-8.22%	65.91%	2.33%	16.22%	42.31%
Long-Term Debt	$58.26B	$54.51B	$42.38B	$38.65B	$36.81B	$34.58B	$28.84B	$25.78B	$25.33B	$16.01B	$14.89B	$14.04B	$10.66B	$8.662B	$9.009B	$11.34B	$9.063B	$5.973B	$3.834B	$3.350B	$1.750B	$950.0M	$900.0M	$650.0M	$400.0M	$249.0M	$0.00	$0.00	$0.00	$0.00	$39.00M	$0.00	$3.000M	$8.000M	$58.00M	$60.00M	$53.00M
YoY Change	6.88%	28.62%	9.66%	5.0%	6.44%	19.93%	11.86%	1.76%	58.25%	7.49%	6.05%	31.77%	23.02%	-3.85%	-20.54%	25.1%	51.73%	55.79%	14.45%	91.43%	84.21%	5.56%	38.46%	62.5%	60.64%					-100.0%		-100.0%	-62.5%	-86.21%	-3.33%	13.21%
Other Long-Term Liabilities	$79.87B	$72.68B	$34.76B	$32.71B	$24.74B	$17.97B	$17.84B	$12.65B	$9.279B	$7.322B	$6.804B	$6.445B	$6.286B	$3.979B	$3.137B	$2.823B	$3.207B	$3.957B	$1.845B	$1.933B	$2.588B	$2.188B	$1.799B	$1.361B	$1.028B	$786.0M	$254.0M	$334.0M	$413.0M			$3.000M					$8.000M
YoY Change	9.89%	109.08%	6.28%	32.21%	37.64%	0.74%	41.09%	36.29%	26.73%	7.61%	5.57%	2.53%	57.98%	26.84%	11.12%	-11.97%	-18.95%	114.47%	-4.55%	-25.31%	18.28%	21.62%	32.18%	32.39%	30.79%	209.45%	-23.95%	-19.13%
Total Long-Term Liabilities	$138.1B	$127.2B	$77.15B	$71.36B	$61.55B	$52.56B	$46.68B	$38.42B	$34.61B	$23.33B	$21.70B	$20.49B	$16.94B	$12.64B	$12.15B	$14.16B	$12.27B	$9.930B	$5.679B	$5.283B	$4.338B	$3.138B	$2.699B	$2.011B	$1.428B	$1.035B	$254.0M	$334.0M	$413.0M	$0.00	$39.00M	$3.000M	$3.000M	$8.000M	$58.00M	$60.00M	$61.00M
YoY Change	8.6%	64.87%	8.11%	15.94%	17.11%	12.59%	21.48%	11.02%	48.36%	7.53%	5.9%	20.92%	34.02%	4.08%	-14.23%	15.41%	23.56%	74.85%	7.5%	21.78%	38.24%	16.27%	34.21%	40.83%	37.97%	307.48%	-23.95%	-19.13%		-100.0%	1200.0%	0.0%	-62.5%	-86.21%	-3.33%	-1.64%
Total Liabilities	$179.3B	$164.3B	$140.4B	$131.8B	$116.3B	$100.5B	$91.28B	$84.54B	$77.42B	$53.93B	$49.73B	$49.71B	$39.60B	$37.24B	$35.44B	$35.04B	$30.84B	$27.51B	$23.47B	$17.16B	$12.51B	$9.736B	$8.595B	$7.365B	$6.410B	$5.637B	$2.589B	$2.674B	$2.473B	$694.0M	$702.0M	$384.0M	$281.0M	$191.0M	$200.0M	$173.0M	$169.0M
YoY Change	9.16%	16.95%	6.56%	13.35%	15.67%	10.13%	7.98%	9.19%	43.57%	8.44%	0.05%	25.53%	6.33%	5.08%	1.15%	13.62%	12.09%	17.2%	36.77%	37.23%	28.45%	13.28%	16.7%	14.9%	13.71%	117.73%	-3.18%	8.13%	256.34%	-1.14%	82.81%	36.65%	47.12%	-4.5%	15.61%	2.37%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Basic Shares Outstanding	928.0M shares	937.0M shares	943.0M shares	949.0M shares	951.0M shares	963.0M shares	964.0M shares	952.0M shares	953.0M shares	972.0M shares	1.006B shares	1.027B shares	1.070B shares	1.120B shares	1.168B shares
Diluted Shares Outstanding	938.0M shares	950.0M shares	956.0M shares	961.0M shares	966.0M shares	983.0M shares	985.0M shares	968.0M shares	967.0M shares	986.0M shares	1.023B shares	1.046B shares	1.087B shares	1.131B shares	1.179B shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $562.1 Billion

About UNITEDHEALTH GROUP INC

UnitedHealth Group, Inc. engages in the provision of health care coverage, software, and data consultancy services. The company is headquartered in Minnetonka, Minnesota and currently employs 440,000 full-time employees. The firm has two businesses, Optum and UnitedHealthcare. Optum serves the health care marketplace, including patients and consumers, payers, care providers, employers, governments and life sciences companies. UnitedHealthcare offers a full range of health benefits designed to simplify the health care experience and make it more affordable for consumers to access care. UnitedHealthcare Employer & Individual serves consumers and employers, ranging from sole proprietorships to large, multi-site and national employers and public sector employers. UnitedHealthcare Medicare & Retirement delivers health and well-being benefits to seniors and other Medicare eligible consumers. The Company’s segments include Optum Health, Optum Insight, Optum Rx and UnitedHealthcare. UnitedHealthcare segment includes UnitedHealthcare Employer & Individual, UnitedHealthcare Medicare & Retirement and UnitedHealthcare Community & State.

Industry: Hospital & Medical Service Plans Peers: Alignment Healthcare, Inc. Elevance Health, Inc. Progyny, Inc. CENTENE CORP CLOVER HEALTH INVESTMENTS, CORP. /DE HEALTHEQUITY, INC. HUMANA INC MOLINA HEALTHCARE, INC. PACIFIC HEALTH CARE ORGANIZATION INC