Verisk Analytics (NASDAQ: VRSK) is a data analytics and technology company that provides proprietary data, statistical models, and decision-support tools primarily to the insurance industry. Revenue comes predominantly from subscription-based contracts, where customers pay recurring fees for access to Verisk's databases, scoring models, and analytic platforms. The company occupies a near-singular position in U.S. insurance data aggregation, having originated as the statistical arm of the insurance industry itself. Because insurers contribute their own loss and claims data to Verisk's pooled databases in exchange for access to industry-wide benchmarks, the model creates deep switching costs: leaving means losing access to aggregated data that no single insurer could replicate independently. The 10-K filed February 18, 2026 (accession 0001437749-26-004452) covers the fiscal year ended December 31, 2025. Headquarters are in the United States. The filing does not provide sufficient segment revenue detail, customer counts, or competitor names in the excerpts provided to include those specifics here.

Revenue model

Primarily subscription and long-term contract fees for access to proprietary insurance data, actuarial models, and analytic platforms. The recurring-fee structure ties customers to annual or multi-year agreements.

Products and services

Proprietary insurance industry databases, actuarial rating models, catastrophe risk models, claims analytics, underwriting decision tools, and statistical reporting services.

Customers and end markets

Primary end market is the U.S. property and casualty insurance industry, including insurers and reinsurers that use Verisk data for underwriting, rating, and claims management.

Value-chain role

Data aggregator and analytic intermediary sitting between insurance carriers and the actuarial/underwriting decision layer. Verisk pools loss data contributed by member insurers and resells benchmarked analytics back to the industry.

Geographic exposure

The filing excerpts do not provide a geographic revenue breakdown. Headquarters are in the United States.

Source: SEC 10-K, filed 2026-02-18

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