Verisk Analytics, Inc. - Understand $vrsk stock

$VRSK Market Cap: $41.19 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$2.823B

TTM

Gross Margin

68.21%

TTM

Net Earnings

$921.8M

TTM

Current Assets

$1.093B

Q3 2024

Current Liabilities

$1.335B

Q3 2024

Current Ratio

81.84%

Q3 2024

Total Assets

$4.563B

Q3 2024

Total Liabilities

$4.259B

Q3 2024

Book Value

$304.7M

Q3 2024

Cash

$458.0M

Q3 2024

P/E

44.68

Nov 29, 2024 EST

Free Cash Flow

$907.7M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005
Revenue	$2.681B	$2.497B	$2.999B	$2.785B	$2.607B	$2.395B	$2.145B	$1.995B	$1.761B	$1.431B	$1.596B	$1.408B	$1.191B	$1.138B	$1.027B	$893.6M	$802.2M	$730.1M	$645.7M
YoY Change	7.38%	-16.73%	7.69%	6.81%	8.85%	11.65%	7.52%	13.32%	23.03%	-10.32%	13.34%	18.17%	4.66%	10.83%	14.94%	11.39%	9.88%	13.07%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005
Revenue	$2.681B	$2.497B	$2.999B	$2.785B	$2.607B	$2.395B	$2.145B	$1.995B	$1.761B	$1.431B	$1.596B	$1.408B	$1.191B	$1.138B	$1.027B	$893.6M	$802.2M	$730.1M	$645.7M
Cost Of Revenue	$876.5M	$824.6M	$1.058B	$993.9M	$976.8M	$886.2M	$783.8M	$714.4M	$612.0M	$516.0M	$622.5M	$516.7M	$441.0M	$463.5M	$491.3M	$386.9M	$357.2M	$331.8M	$294.9M
Gross Profit	$1.805B	$1.672B	$1.941B	$1.791B	$1.630B	$1.509B	$1.361B	$1.281B	$1.149B	$915.1M	$973.2M	$891.1M	$750.4M	$674.9M	$535.8M	$506.7M	$445.0M	$398.3M	$350.7M
Gross Profit Margin	67.31%	66.98%	64.72%	64.31%	62.53%	63.0%	63.46%	64.19%	65.24%	63.94%	60.99%	63.3%	62.99%	59.29%	52.17%	56.7%	55.47%	54.55%	54.31%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005
Selling, General & Admin	$391.8M	$381.5M	$422.7M	$413.9M	$603.5M	$378.7M	$322.8M	$301.6M	$278.3M	$187.3M	$229.0M	$220.1M	$199.5M	$166.4M	$162.6M	$131.2M	$107.6M	$100.1M	$88.70M
YoY Change	2.7%	-9.75%	2.13%	-31.42%	59.36%	17.32%	7.03%	8.37%	48.59%	-18.2%	4.05%	10.31%	19.91%	2.32%	23.93%	21.93%	7.49%	12.85%
% of Gross Profit	21.71%	22.81%	21.78%	23.11%	37.02%	25.1%	23.71%	23.55%	24.23%	20.47%	23.53%	24.7%	26.58%	24.65%	30.35%	25.89%	24.18%	25.13%	25.29%
Research & Development	$36.80M	$43.10M	$49.20M	$48.90M	$60.00M	$45.10M	$37.40M	$27.40M	$20.60M	$25.60M	$21.43M	$18.39M	$15.39M	$14.87M
YoY Change	-14.62%	-12.4%	0.61%	-18.5%	33.04%	20.59%	36.5%	33.01%	-19.53%	19.48%	16.53%	19.44%	3.52%
% of Gross Profit	2.04%	2.58%	2.54%	2.73%	3.68%	2.99%	2.75%	2.14%	1.79%	2.8%	2.2%	2.06%	2.05%	2.2%
Depreciation & Amortization	$206.8M	$197.1M	$206.9M	$192.2M	$185.7M	$165.3M	$135.6M	$126.2M	$120.6M	$86.50M	$70.28M	$50.62M	$43.83M	$68.10M	$71.20M	$64.90M	$65.70M	$55.00M	$41.90M
YoY Change	4.92%	-4.74%	7.65%	3.5%	12.34%	21.9%	7.45%	4.64%	39.42%	23.08%	38.83%	15.51%	-35.64%	-4.35%	9.71%	-1.22%	19.45%	31.26%
% of Gross Profit	11.46%	11.79%	10.66%	10.73%	11.39%	10.96%	9.96%	9.85%	10.5%	9.45%	7.22%	5.68%	5.84%	10.09%	13.29%	12.81%	14.76%	13.81%	11.95%
Operating Expenses	$428.6M	$424.6M	$471.9M	$462.8M	$663.5M	$423.8M	$360.2M	$329.0M	$298.9M	$212.9M	$250.4M	$238.5M	$214.9M	$181.2M	$233.8M	$196.1M	$173.2M	$155.0M	$130.6M
YoY Change	0.94%	-10.02%	1.97%	-30.25%	56.56%	17.66%	9.48%	10.07%	40.39%	-14.98%	5.01%	10.97%	18.56%	-22.48%	19.22%	13.22%	11.74%	18.68%
Operating Profit	$1.132B	$1.407B	$1.001B	$1.038B	$696.9M	$834.1M	$801.2M	$767.6M	$703.4M	$632.3M	$614.3M	$572.2M	$481.2M	$440.9M	$302.0M	$310.6M	$271.8M	$243.3M	$220.1M
YoY Change	-19.54%	40.58%	-3.62%	48.96%	-16.45%	4.11%	4.38%	9.13%	11.24%	2.94%	7.35%	18.93%	9.13%	46.0%	-2.77%	14.28%	11.71%	10.54%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005
Interest Expense	$115.5M	$138.8M	$127.0M	$138.2M	$126.8M	$129.7M	$119.4M	$120.0M	$121.4M	$70.00M	$76.14M	$72.51M	$53.85M	$34.66M	-$37.40M	-$31.60M	-$13.60M	-$10.60M	-$7.500M
YoY Change	-16.79%	9.29%	-8.1%	8.99%	-2.24%	8.63%	-0.5%	-1.15%	73.43%	-8.06%	5.0%	34.66%	55.34%	-192.68%	18.35%	132.35%	28.3%	41.33%
% of Operating Profit	10.21%	9.87%	12.69%	13.31%	18.19%	15.55%	14.9%	15.63%	17.26%	11.07%	12.39%	12.67%	11.19%	7.86%	-12.38%	-10.17%	-5.0%	-4.36%	-3.41%
Other Income/Expense, Net	-$104.5M	-$144.1M	-$125.1M	-$140.6M	-$128.5M	-$114.4M	-$110.2M	-$113.9M	-$19.30M	-$69.80M	-$75.53M	-$72.40M	-$52.97M	-$34.26M
YoY Change	-27.48%	15.19%	-11.02%	9.42%	12.33%	3.81%	-3.25%	490.16%	-72.35%	-7.58%	4.32%	36.69%	54.59%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005
Pretax Income	$1.027B	$1.262B	$875.4M	$897.5M	$568.4M	$700.2M	$669.9M	$626.6M	$573.3M	$557.0M	$532.9M	$499.8M	$428.2M	$406.7M	$264.6M	$278.9M	$258.1M	$232.8M	$212.7M
YoY Change	-18.63%	44.21%	-2.46%	57.9%	-18.82%	4.52%	6.91%	9.3%	2.93%	4.52%	6.62%	16.73%	5.3%	53.68%	-5.13%	8.06%	10.87%	9.45%
Income Tax	$258.8M	$220.3M	$209.1M	$184.8M	$118.5M	$121.0M	$135.9M	$202.2M	$196.6M	$208.5M	$196.4M	$182.4M	$165.7M	$164.1M	$138.0M	$120.7M	$103.2M	$92.00M	$85.70M
% Of Pretax Income	25.19%	17.45%	23.89%	20.59%	20.85%	17.28%	20.29%	32.27%	34.29%	37.43%	36.86%	36.49%	38.71%	40.35%	52.15%	43.28%	39.98%	39.52%	40.29%
Net Earnings	$614.6M	$953.9M	$666.2M	$712.7M	$449.9M	$598.7M	$555.1M	$591.2M	$507.6M	$400.0M	$348.4M	$329.1M	$282.8M	$242.6M	$126.6M	$158.2M	$150.4M	$139.0M	$124.4M
YoY Change	-35.57%	43.19%	-6.52%	58.41%	-24.85%	7.85%	-6.11%	16.47%	26.9%	14.82%	5.84%	16.4%	16.58%	91.59%	-19.97%	5.19%	8.2%	11.74%
Net Earnings / Revenue	22.92%	38.2%	22.22%	25.59%	17.26%	25.0%	25.88%	29.63%	28.83%	27.95%	21.83%	23.38%	23.73%	21.31%	12.33%	17.7%	18.75%	19.04%	19.27%
Basic Earnings Per Share	$4.19	$6.04	$4.12	$4.38	$2.75	$3.63	$3.36	$3.51	$3.07	$2.41	$2.07	$1.98	$1.70	$1.36
Diluted Earnings Per Share	$4.17	$6.00	$4.08	$4.31	$2.70	$3.56	$3.29	$3.45	$3.01	$2.37	$2.02	$1.92	$1.63	$1.30	$694.8K	$831.8K	$718.6K	$646.2K	$557.6K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Cash & Short-Term Investments	$302.7M	$112.5M	$280.3M	$218.8M	$184.6M	$139.5M	$146.1M	$138.5M	$141.9M	$43.20M	$169.7M	$94.70M	$196.7M	$60.60M	$77.00M	$38.30M	$52.40M	$106.4M
YoY Change	169.07%	-59.86%	28.11%	18.53%	32.33%	-4.52%	5.49%	-2.4%	228.47%	-74.54%	79.2%	-51.86%	224.59%	-21.3%	101.04%	-26.91%	-50.75%
Cash & Equivalents	$302.7M	$112.5M	$280.3M	$218.8M	$184.6M	$139.5M	$142.3M	$135.1M	$138.3M	$39.40M	$165.8M	$89.80M	$191.6M	$55.00M	$71.50M	$33.20M	$24.00M	$99.20M
Short-Term Investments							$3.800M	$3.400M	$3.600M	$3.800M	$3.900M	$4.900M	$5.100M	$5.700M	$5.400M	$5.100M	$28.40M	$7.300M
Other Short-Term Assets	$149.7M	$478.3M	$139.3M	$117.6M	$92.80M	$114.6M	$77.20M	$49.20M	$163.1M	$55.10M	$79.30M	$71.40M	$67.00M	$28.50M	$42.30M	$33.70M	$38.80M	$41.10M
YoY Change	-68.7%	243.36%	18.45%	26.72%	-19.02%	48.45%	56.91%	-69.83%	196.01%	-30.52%	11.06%	6.57%	135.09%	-32.62%	25.52%	-13.14%	-5.6%
Inventory
Prepaid Expenses
Receivables	$334.2M	$290.1M	$446.3M	$432.4M	$441.6M	$356.4M	$345.5M	$263.9M	$251.0M	$220.7M	$158.5M	$178.4M	$153.3M	$126.6M	$89.40M	$83.90M	$86.50M	$91.70M
Other Receivables	$23.50M	$44.20M	$36.70M	$25.40M	$25.90M	$34.00M	$28.80M	$49.30M	$48.60M	$65.50M	$67.40M	$46.00M	$36.70M	$24.70M	$16.80M	$13.00M	$4.900M	$9.700M
Total Short-Term Assets	$810.1M	$925.1M	$902.6M	$794.2M	$744.9M	$644.5M	$597.6M	$500.9M	$604.6M	$384.5M	$474.8M	$390.6M	$453.7M	$240.4M	$225.3M	$168.9M	$182.6M	$249.0M
YoY Change	-12.43%	2.49%	13.65%	6.62%	15.58%	7.85%	19.31%	-17.15%	57.24%	-19.02%	21.56%	-13.91%	88.73%	6.7%	33.39%	-7.5%	-26.67%
Property, Plant & Equipment	$796.6M	$723.5M	$911.3M	$899.9M	$766.7M	$555.9M	$478.3M	$380.3M	$350.3M	$302.3M	$233.4M	$154.1M	$119.4M	$93.40M	$89.20M	$82.60M	$85.40M	$70.50M
YoY Change	10.1%	-20.61%	1.27%	17.37%	37.92%	16.22%	25.77%	8.56%	15.88%	29.52%	51.46%	29.06%	27.84%	4.71%	7.99%	-3.28%	21.13%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$526.9M	$3.132B	$437.1M	$374.8M	$280.4M	$110.6M	$230.4M	$161.1M	$640.7M	$45.00M	$166.9M	$47.30M	$31.70M	$48.60M	$76.60M	$109.2M	$68.60M	$49.00M
YoY Change	-83.18%	616.47%	16.62%	33.67%	153.53%	-52.0%	43.02%	-74.86%	1323.78%	-73.04%	252.85%	49.21%	-34.77%	-36.55%	-29.85%	59.18%	40.0%
Total Long-Term Assets	$3.556B	$6.036B	$6.906B	$6.768B	$6.310B	$5.256B	$5.423B	$4.130B	$4.989B	$1.961B	$2.030B	$1.970B	$1.087B	$976.7M	$771.7M	$760.0M	$647.4M	$495.7M
YoY Change	-41.09%	-12.59%	2.04%	7.25%	20.06%	-3.08%	31.29%	-17.21%	154.44%	-3.39%	3.05%	81.14%	11.33%	26.56%	1.54%	17.39%	30.6%
Total Assets	$4.366B	$6.961B	$7.808B	$7.562B	$7.055B	$5.900B	$6.020B	$4.631B	$5.594B	$2.345B	$2.505B	$2.360B	$1.541B	$1.217B	$997.0M	$928.9M	$830.0M	$744.7M
YoY Change
Accounts Payable	$158.4M	$128.7M	$117.3M	$99.30M	$80.00M	$77.20M	$68.90M	$90.40M	$93.30M	$180.7M	$188.3M	$187.6M	$163.0M	$112.0M	$101.4M	$83.40M	$78.20M	$66.70M
YoY Change	23.08%	9.72%	18.13%	24.13%	3.63%	12.05%	-23.78%	-3.11%	-48.37%	-4.04%	0.37%	15.09%	45.54%	10.45%	21.58%	6.65%	17.24%
Accrued Expenses	$201.6M	$163.2M	$227.0M	$218.1M	$207.0M	$148.3M	$133.6M	$88.60M	$90.20M
YoY Change	23.53%	-28.11%	4.08%	5.36%	39.58%	11.0%	50.79%	-1.77%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$195.3M	$5.600M	$435.3M	$61.20M	$214.3M	$35.20M	$120.9M
YoY Change											-100.0%	3387.5%	-98.71%	611.27%	-71.44%	508.81%	-70.89%
Long-Term Debt Due	$14.50M	$1.393B	$971.3M	$514.3M	$499.4M	$672.8M	$724.4M	$106.8M	$874.8M	$336.1M	$4.400M			$2.400M	$5.500M	$5.100M
YoY Change	-98.96%	43.41%	88.86%	2.98%	-25.77%	-7.12%	578.28%	-87.79%	160.28%	7538.64%				-56.36%	7.84%
Total Short-Term Liabilities	$771.4M	$2.319B	$1.843B	$1.431B	$1.492B	$1.325B	$1.338B	$621.6M	$1.479B	$771.3M	$431.2M	$585.4M	$349.7M	$720.9M	$300.3M	$504.9M	$355.4M	$329.4M
YoY Change	-66.74%	25.82%	28.82%	-4.09%	12.62%	-0.97%	115.19%	-57.98%	91.79%	78.87%	-26.34%	67.4%	-51.49%	140.06%	-40.52%	42.07%	7.89%
Long-Term Debt	$2.852B	$2.343B	$2.343B	$2.700B	$2.652B	$2.051B	$2.284B	$2.280B	$2.271B	$1.101B	$1.271B	$1.266B	$1.100B	$401.8M	$527.5M	$450.4M	$403.2M	$327.8M
YoY Change	21.72%	0.02%	-13.22%	1.81%	29.31%	-10.24%	0.18%	0.41%	106.28%	-13.41%	0.41%	15.08%	173.84%	-23.83%	17.12%	11.71%	23.0%
Other Long-Term Liabilities	$210.2M	$385.4M	$309.1M	$336.3M	$295.0M	$104.0M	$135.1M	$74.80M	$142.3M	$59.60M	$55.60M	$119.5M	$189.6M	$208.8M	$204.1M	$233.9M	$103.6M	$77.90M
YoY Change	-45.46%	24.68%	-8.09%	14.0%	183.65%	-23.02%	80.61%	-47.43%	138.76%	7.19%	-53.47%	-36.97%	-9.2%	2.3%	-12.74%	125.77%	32.99%
Total Long-Term Liabilities	$3.062B	$2.729B	$2.652B	$3.036B	$2.947B	$2.155B	$2.420B	$2.355B	$2.413B	$1.161B	$1.327B	$1.386B	$1.290B	$610.6M	$731.6M	$684.3M	$506.8M	$405.7M
YoY Change	12.23%	2.89%	-12.65%	3.03%	36.76%	-10.95%	2.74%	-2.41%	107.94%	-12.55%	-4.24%	7.43%	111.25%	-16.54%	6.91%	35.02%	24.92%
Total Liabilities	$4.056B	$5.212B	$4.992B	$4.864B	$4.794B	$3.830B	$4.095B	$3.299B	$4.222B	$2.134B	$1.957B	$2.105B	$1.640B	$1.332B	$1.032B	$1.189B	$862.2M	$735.2M
YoY Change	-22.17%	4.41%	2.63%	1.44%	25.19%	-6.48%	24.13%	-21.86%	97.8%	9.07%	-7.02%	28.37%	23.14%	29.03%	-13.23%	37.93%	17.27%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Basic Shares Outstanding	146.6M	157.9M	161.8M	162.6M	163.5M	164.8M	165.2M shares	168.2M shares	165.1M shares	165.8M shares	168.0M shares	165.9M shares	166.0M shares	177.7M shares
Diluted Shares Outstanding	147.3M	158.9M	163.3M	165.3M	166.6M	168.3M	168.7M shares	171.2M shares	168.5M shares	169.1M shares	172.3M shares	171.7M shares	173.3M shares	186.4M shares
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Market Cap: $41.19 Billion

About Verisk Analytics, Inc.

Verisk Analytics, Inc. engages in the provision of data, analytics, and technology services. The company is headquartered in Jersey City, New Jersey and currently employs 7,500 full-time employees. The company went IPO on 2009-10-07. The firm offers predictive analytics and decision support solutions to clients in rating, underwriting, claims, catastrophe, weather risk, and many other fields. Its Insurance segment primarily serves its property and casualty insurance customers across personal and commercial lines of business, focusing on insurance programs, the prediction of loss, the selection and pricing of risk, and compliance with their reporting requirements in each United States state in which they operate. The company also develops and utilize machine learned and artificially intelligent models to forecast scenarios and produce both standard and customized analytics that help its customers better manage their businesses, including detecting fraud before and after a loss event and quantifying losses. The company also helps businesses and governments anticipate and manage climate and weather-related risks.

Industry: Services-Computer Processing & Data Preparation Peers: Booz Allen Hamilton Holding Corp COSTAR GROUP, INC. EQUIFAX INC JACOBS SOLUTIONS INC. Leidos Holdings, Inc. Nielsen Holdings plc TransUnion