TransUnion (NYSE: TRU) is a consumer credit reporting and information services company that collects, aggregates, and sells credit and alternative data on consumers and businesses. Revenue is generated on a transactional and subscription basis, with businesses paying to access credit reports, risk scores, fraud detection tools, and analytics products. The 10-K filed 2026-02-27 (accession 000155203326000012) covers the fiscal year ended December 31, 2025, but the filing excerpts provided do not contain sufficient detail to report segment revenue breakdowns, customer counts, geographic mix, employee counts, or named competitors with source-grounded specificity. Based solely on the available excerpts, TransUnion operates as a data intermediary sitting between consumers whose credit histories it maintains and the lenders, insurers, landlords, and other businesses that purchase access to that data.

Revenue model

Transactional and subscription fees charged to businesses for access to consumer credit data, risk scores, fraud detection, and analytics services, as described in the 10-K filed 2026-02-27.

Products and services

Consumer credit reports, credit risk scores, fraud detection tools, analytics and decisioning products. Specific product names are not supported by the available filing excerpts.

Customers and end markets

Businesses that assess consumer creditworthiness or identity, including lenders, insurers, and other commercial buyers of credit and risk data. Specific customer counts or concentration figures are not supported by the available excerpts.

Value-chain role

Data intermediary and analytics provider sitting between consumers whose financial histories it aggregates and the businesses that purchase access to that data for credit, fraud, and risk decisioning.

Geographic exposure

Geographic revenue mix is not supported by the available filing excerpts.

Source: SEC 10-K, filed 2026-02-27

Industry: Services-Consumer Credit Reporting, Collection Agencies Peers: Booz Allen Hamilton Holding Corp CACI International Inc Equifax Inc FTI Consulting Inc Jacobs Solutions Inc KBR Inc Leidos Holdings Inc Nielsen Holdings plc