Wilson Bank Holding Co
wilsonbank.comWilson Bank Holding Co (WBHC) is a Tennessee-based bank holding company whose banking operations are conducted entirely through Wilson Bank, a state-chartered commercial bank organized under Tennessee law in 1987. The bank earns revenue primarily through net interest income, the spread between interest earned on loans and securities and interest paid on deposits, supplemented by non-interest income from fees and services. Wilson Bank serves local consumers, professionals, and small businesses across middle Tennessee, operating full-service banking offices in Rutherford and Williamson counties, among others, as of February 27, 2026. The bank was founded to provide Wilson County with a locally-owned, locally-managed commercial bank and has expanded steadily into surrounding counties including Davidson, DeKalb, Smith, Sumner, Putnam, Hamilton, Trousdale, and Williamson. Core products include checking, savings, money market accounts, certificates of deposit, and consumer, commercial, and real estate loans. Trust, custodial, and brokerage services are also offered, the latter through a third-party investment advisory relationship.
Products & Services
Checking accounts, savings accounts, money market deposit accounts, certificates of deposit, consumer loans, commercial loans, real estate loans, custodial services, trust services, and brokerage services (via third-party investment advisory relationship). One loan production office operates in Williamson County as of February 27, 2026.
Revenue Model
Net interest income from loans and deposit products, supplemented by non-interest income from fees, trust services, custodial services, and brokerage referrals through a third-party investment advisory firm.
Customers & Markets
Local consumers, professionals, and small businesses in middle Tennessee, with a target market spanning Wilson, Trousdale, Davidson, Rutherford, DeKalb, Smith, Sumner, Putnam, Hamilton, and Williamson counties.
Geographic Exposure
Exclusively Tennessee. Full-service banking offices in Rutherford and Williamson counties as of February 27, 2026, with operations across multiple middle Tennessee counties including Wilson, Davidson, DeKalb, Smith, Sumner, Putnam, Hamilton, and Trousdale.
Financial Snapshot
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